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Aviva PLC

Aviva PLC

AV · LSE · Financial Services / Insurance - Diversified

764.80GBX+25.20 (+3.41%)

Price History

Full chart

Market Stats

Previous Close739.60
Open747.00
Day Range745.40 – 764.80
52-Week Range555.88 – 729.80
Volume6.89M
Market Cap20.29B
P/E (TTM)39.91
Forward P/E13.07
EPS0.17
Dividend Yield5.93%
Beta0.63
50-Day Avg710.31
200-Day Avg658.46

About

Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMs. Amanda Jayne Blanc ACII, MBA
  • Employees39.36K
  • Headquarters80 Fenchurch Street, London, United Kingdom, EC3M 4AE, UK
  • Websitehttps://www.aviva.com

Leadership

  • Ms. Amanda Jayne Blanc ACII, MBAGroup CEO & Executive Director · b. 1967
  • Ms. Charlotte Claire JonesGroup CFO & Executive Director · b. 1968
  • Mr. Craig Fazzini-JonesGroup Chief Operating Officer
  • Mr. Chris CochraneGroup Chief Information Officer
  • Ms. Cheryl TonerChief Customer & Marketing Officer
  • Ms. Danielle HarmerChief People Officer · b. 1968
  • Mr. Jason ChambersHead of Underwriting Transformation
  • Mr. David DixeyChief Underwriting Officer of Commercial, Corporate & Speciality Lines
  • Ms. Louise SoulsbyHead of Media Relations - UK Life & Pensions
  • Mr. David Anthony ElliotManaging Director of Retirement Solutions · b. 1974

Financials

Income Statement

Currency: GBP1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-----------------4.00M-34.18B38.55B43.64B47.60B20.48B59.80B58.11B30.28B32.30B34.41B43.18B23.55B55.09B49.48B18.29B66.38B31.08B31.98B23.09B34.10B40.86B58.51B
Growth (%)-------------------+12.78%+13.20%+9.08%-56.97%+191.92%-2.82%-47.90%+6.67%+6.55%+25.47%-45.47%+133.95%-10.18%-63.04%+262.96%-53.18%+2.91%-27.80%+47.68%+19.83%+43.20%
Cost of Revenue-------------------18.57B23.02B27.06B29.24B27.48B29.11B24.34B23.57B19.60B25.04B15.30B30.68B25.19B8.34B22.09B13.03B12.49B15.51B-12.53B18.24B22.20B
Gross Profit-----------------4.00M-40.21B19.98B20.62B20.55B-8.75B32.31B29.00B5.93B8.73B14.81B18.13B8.24B24.41B24.29B9.95B44.29B18.05B31.98B23.09B34.10B22.62B36.31B
Gross Margin----------------100.00%-117.64%51.84%47.26%43.16%-42.74%54.04%49.90%19.60%27.03%43.04%42.00%35.00%44.32%49.09%54.41%66.72%58.08%100.00%100.00%100.00%55.36%62.06%
Operating Expense----------------278.00M-36.65B16.53B17.30B18.70B-6.39B30.29B26.16B5.56B8.33B13.34B15.47B7.05B22.58B21.92B8.30B40.47B16.24B31.88B24.71B34.22B21.35B34.47B
Operating Income----1.40M-23.20M31.00M218.00M491.00M634.00M589.00M545.00M771.00M758.00M-1.41B514.00M-282.00M1.39B3.56B3.45B3.32B1.85B-2.37B2.02B2.83B373.00M396.00M1.47B2.66B1.20B1.83B2.37B1.65B3.82B1.81B97.00M-1.62B-126.00M1.27B1.84B
Operating Margin----------------7050.00%-10.42%8.95%7.61%3.88%-11.56%3.38%4.88%1.23%1.23%4.28%6.17%5.08%3.33%4.80%9.03%5.76%5.83%0.30%-7.02%-0.37%3.10%3.15%
EBITDA----1.40M2.00M56.00M241.00M508.00M645.00M602.00M585.00M836.00M834.00M-1.32B593.00M-200.00M1.39B2.28B4.06B4.17B3.06B-1.55B3.36B4.26B943.00M924.00M2.04B3.17B1.76B2.42B3.20B2.44B4.65B2.43B617.00M1.67B60.00M1.95B2.56B
EBITDA Margin----------------5000.00%-6.66%10.53%9.56%6.44%-7.57%5.62%7.32%3.11%2.86%5.92%7.33%7.47%4.39%6.46%13.36%7.01%7.83%1.93%7.22%0.18%4.77%4.37%
Net Income----1.40M-68.60M16.00M188.00M379.00M444.00M397.00M372.00M498.00M515.00M-1.71B259.00M-534.00M949.00M1.27B1.77B2.21B1.32B-915.00M1.08B1.46B225.00M-3.10B2.01B1.57B936.00M703.00M1.50B1.57B2.55B2.08B416.00M-1.03B1.11B684.00M1.03B
Net Income Margin----------------13350.00%-3.73%4.58%5.08%2.77%-4.47%1.81%2.52%0.74%-9.60%5.84%3.63%3.98%1.28%3.03%8.57%3.84%6.71%1.30%-4.46%3.24%1.67%1.77%
Interest Expense------------------495.00M609.00M847.00M1.22B818.00M1.34B1.42B570.00M528.00M564.00M503.00M565.00M585.00M601.00M543.00M535.00M530.00M488.00M450.00M479.00M491.00M478.00M
Interest Expense % of Total Revenue------------------1.45%1.58%1.94%2.56%3.99%2.23%2.45%1.88%1.63%1.64%1.16%2.40%1.06%1.21%2.97%0.81%1.71%1.53%1.95%1.40%1.20%0.82%

Balance Sheet

Currency: GBP1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets11.41B11.51B13.99B17.55B17.00B19.06B22.58B28.50B47.67B56.34B54.37B59.14B105.86B116.73B193.32B188.32B187.50B208.68B239.30B263.45B294.85B321.34B354.56B354.39B370.11B312.38B315.69B278.88B285.72B387.83B440.42B442.69B429.52B447.69B466.52B343.44B302.26B328.84B353.88B395.30B
Total Liabilities352.00M352.20M478.10M598.40M709.00M688.90M526.00M653.00M1.39B1.25B1.04B1.05B1.19B1.45B3.70B3.89B174.51B201.31B230.31B252.35B280.79B305.40B339.99B339.31B352.38B297.01B304.33B267.86B273.44B369.56B9.65B9.62B9.17B429.00B445.96B323.99B289.86B319.24B345.26B385.21B
Total Equity1.43B1.14B2.62B3.51B2.49B2.72B1.34B3.35B2.94B3.87B3.70B4.28B8.84B9.37B13.43B11.55B6.49B6.55B8.08B9.96B12.37B14.14B12.37B10.56B12.99B12.84B9.79B9.55B11.11B17.13B18.13B17.90B17.49B17.71B19.55B19.20B12.09B8.79B8.30B9.69B
Cash200.00M181.80M401.40M459.20M703.00M727.50M742.00M819.00M1.11B1.17B1.03B1.39B2.18B2.50B4.94B4.27B3.27B435.00M12.78B13.73B13.12B16.09B23.64B25.18B25.45B23.04B22.90B25.00B23.11B33.68B38.71B43.35B15.93B19.52B16.90B12.48B22.50B17.27B23.48B18.29B
Total Debt352.00M352.20M478.10M598.40M709.00M688.90M526.00M653.00M1.39B1.25B1.04B1.05B1.19B1.45B3.70B3.89B-2.81B10.09B11.01B12.14B30.73B36.04B15.00B14.95B8.45B8.19B7.82B7.38B10.40B11.98B11.52B10.71B10.48B11.13B8.42B8.57B7.37B6.89B8.30B
Net Debt152.00M170.40M76.70M139.20M6.00M-38.60M-216.00M-166.00M275.00M73.00M15.00M-340.00M-995.00M-1.05B-1.23B-387.00M-3.27B2.38B-2.69B-2.72B-980.00M14.64B12.40B-10.18B-10.51B-14.59B-14.70B-17.18B-15.73B-23.28B-26.73B-31.83B-5.21B-9.04B-5.78B-4.06B-13.94B-9.91B-16.59B-9.98B

Cash Flow

Currency: GBP1990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.40M236.80M330.00M702.00M653.00M743.00M461.00M479.00M350.00M149.00M487.00M206.00M1.09B1.28B1.33B1.80B1.05B2.94B6.50B1.43B1.81B-342.00M2.29B4.00B-544.00M4.75B4.75B7.74B5.40B10.55B9.05B3.30B3.95B-2.94B8.45B-2.87B
Investing Cash Flow--52.50M-332.00M-955.00M-1.06B-196.00M-150.00M-134.00M662.00M327.00M422.00M-637.00M1.12B1.47B-242.00M-1.30B-1.57B-635.00M-395.00M498.00M364.00M78.00M-15.00M-1.23B-248.00M7.64B-407.00M-195.00M437.00M-5.37B-12.70B-6.58B11.13B-350.00M162.00M-1.14B
Financing Cash Flow-10.30M56.00M406.00M878.00M-126.00M31.00M47.00M-54.00M219.00M493.00M1.50B-57.00M-364.00M1.98B492.00M1.48B24.00M-544.00M-241.00M-1.37B-1.77B-1.12B-1.53B-1.96B-1.36B-388.00M-2.63B-3.46B-1.67B-339.00M-3.91B-5.47B-1.82B-2.49B-1.73B
Capital Expenditure028.70M41.00M33.00M41.00M47.00M50.00M46.00M79.00M85.00M143.00M131.00M102.00M0132.00M266.00M353.00M275.00M276.00M179.00M381.00M220.00M348.00M89.00M116.00M58.00M67.00M69.00M87.00M120.00M138.00M108.00M99.00M149.00M173.00M93.00M
Free Cash Flow1.40M208.10M289.00M669.00M612.00M696.00M411.00M433.00M271.00M64.00M344.00M75.00M985.00M1.28B1.20B1.53B701.00M2.66B6.23B1.25B1.43B-562.00M1.95B3.91B-660.00M4.70B4.68B7.67B5.31B10.43B8.91B3.19B3.85B-3.08B8.27B-2.96B
Dividends Paid------------732.00M523.00M450.00M498.00M490.00M500.00M732.00M476.00M676.00M574.00M647.00M446.00M464.00M652.00M888.00M1.00B1.15B1.20B253.00M1.13B845.00M895.00M938.00M1.25B
FCF to OCF100.00%87.88%87.58%95.30%93.72%93.67%89.15%90.40%77.43%42.95%70.64%36.41%90.62%100.00%90.10%85.22%66.51%90.63%95.76%87.44%78.92%164.33%84.83%97.77%121.32%98.78%98.59%99.11%98.39%98.86%98.47%96.73%97.49%104.90%97.95%103.24%
Dividend Paid to FCF------------74.31%40.96%37.47%32.46%69.90%18.80%11.76%38.20%47.41%-102.14%33.25%11.41%-70.30%13.88%18.97%13.03%21.55%11.52%2.84%35.28%21.95%-29.04%11.34%-42.08%

Earnings

Report DateMar 6, 2014Aug 7, 2014Mar 5, 2015Aug 6, 2015Mar 10, 2016Aug 4, 2016Mar 9, 2017Aug 3, 2017Mar 8, 2018May 2, 2018Aug 2, 2018Oct 25, 2018Mar 7, 2019May 8, 2019Aug 8, 2019Oct 24, 2019Mar 5, 2020May 21, 2020Aug 6, 2020Nov 26, 2020Mar 4, 2021May 27, 2021Aug 12, 2021Nov 11, 2021Mar 2, 2022May 18, 2022Aug 10, 2022Nov 9, 2022Mar 9, 2023Jun 7, 2023Aug 16, 2023Nov 16, 2023Mar 7, 2024Aug 14, 2024Feb 27, 2025Aug 14, 2025Aug 14, 2026Feb 26, 2027
EPS Estimate22.990.000.0019.9322.2329.7627.4024.6429.710.0026.990.0029.670.0027.110.0033.610.0022.920.0027.260.0026.560.0038.930.0019.580.0023.820.0028.320.0021.3031.900.240.280.31-
EPS Actual0.000.000.000.000.100.020.130.150.200.000.080.000.300.000.280.000.350.000.200.000.480.000.020.000.040.00-0.250.00-0.150.0019.900.000.000.000.010.290.00-
Surprise-100.00%---100.00%-99.55%-99.93%-99.53%-99.39%-99.33%--99.70%--98.99%--98.97%--98.96%--99.13%--98.24%--99.92%--99.90%--101.28%--100.63%--29.73%--100.00%-100.00%-95.83%2.73%-100.00%-
Timing------------------------Pre-market-Pre-market-Pre-market-Pre-market----After-hoursAfter-hoursPre-market

Key Statistics & Ratios

Market Cap20.29B
Enterprise Value5.97B
Trailing P/E39.91
Forward P/E13.07
PEG Ratio1.65
Price / Sales0.66
Price / Book2.13
EPS0.17
Book Value3.27
Revenue (TTM)30.77B
Gross Profit (TTM)5.33B
EBITDA3.09B
Profit Margin2.06%
Operating Margin7.77%
Return on Equity7.08%
Return on Assets0.46%
Shares Outstanding2.99B
Shares Float2.94B
Beta0.63
Dividend Yield5.93%
Dividend Rate0.40
Payout Ratio229.82%

Dividends

20262×
0.14Sep 3, 20260.26Mar 26, 2026
20252×
0.13Aug 28, 20250.24Apr 10, 2025
20242×
0.12Sep 5, 20240.22Apr 11, 2024
20232×
0.11Aug 24, 20230.21Mar 30, 2023
20222×
0.10Aug 18, 20220.19Apr 7, 2022
20212×
0.10Aug 26, 20210.18Apr 8, 2021
20202×
0.09Dec 10, 20200.08Aug 13, 2020
20192×
0.13Aug 15, 20190.27Apr 11, 2019
20182×
0.12Aug 16, 20180.25Apr 5, 2018
20172×
0.11Oct 5, 20170.21Apr 6, 2017
20162×
0.10Oct 6, 20160.18Apr 7, 2016
20152×
0.09Oct 8, 20150.16Apr 8, 2015

Stock Splits

  • May 16, 202219:25
  • Sep 14, 1994972:959
  • Feb 11, 199361:59
  • Mar 9, 199231:30
  • Mar 11, 199139:38