YOLFTbeta
Fiinu PLC

Fiinu PLC

BANK · LSE · Financial Services / Credit Services

5.00GBX+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close5.00
Open5.00
Day Range4.58 – 5.50
52-Week Range2.50 – 11.90
Volume321.93K
Market Cap11.88M
P/E (TTM)0.00
Forward P/E0.00
EPS-0.03
Dividend Yield0.00%
Beta8.17
50-Day Avg3.61
200-Day Avg6.22

About

Fiinu Plc, a fintech company, engages in the development of software. It operates Plugin Overdraft platform, a bank overdraft software to provide open banking. The company was founded in 2017 and is based in Weybridge, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEODr. Marko Petteri Sjoblom
  • Employees5
  • HeadquartersIbex House, Weybridge, United Kingdom, KT13 8AH, UK
  • Websitehttps://www.fiinu.com

Leadership

  • Dr. Marko Petteri SjoblomFounder, CEO & Executive Director · b. 1970
  • Mr. Michael Alwyn HoptonGroup COO, Interim CFO & Executive Director · b. 1977
  • Mr. Timo J. Rinne MSc (Tech)Head of Technology · b. 1969
  • Mr. Albert Owen IIIHead of Operations

Financials

Income Statement

Currency: GBP2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312019-03-312020-03-312021-03-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue2.97M-1.50M-359.65K-2.41M82.93K59.94K-60.44K-218.47K-167.17K405.62K668.13K5.38K-274.19K-693.27K106.20K-1.17M-695.68K-438.60K7.63K-1.03M47-14.76M
Growth (%)--150.42%+75.98%-570.27%+103.44%-27.72%-200.84%-261.45%+23.48%+342.63%+64.72%-99.19%-5197.34%-152.85%+115.32%-1198.79%+40.39%+36.95%+101.74%-13576.69%+100.00%-31409861.70%
Cost of Revenue------------------9.97K74.84K-100.53K
Gross Profit--1.50M-359.65K-2.41M82.93K59.94K-60.44K-218.47K-167.17K405.62K668.13K5.38K-274.19K-693.27K106.20K-1.17M-695.68K-438.60K-2.34K-1.10M-1.59K-14.86M
Gross Margin-100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%-30.63%107.28%-3387.23%100.68%
Operating Expense--870.88K3.87K-2.11M22.95K153-344-53.98K-5.15K-958515.07K-929-89.81K-1.13K397.28K-480.64K489.01K75.88K8.22M6.12M696.31K-4.49M
Operating Income-397.06K-626.39K-363.52K-301.55K59.99K59.79K-60.10K-164.50K-162.02K406.58K153.06K6.31K-184.37K-692.14K-291.08K-686.32K-1.18M-514.48K-8.22M-7.22M-697.90K-10.37M
Operating Margin-13.37%41.84%101.08%12.51%72.33%99.74%99.43%75.29%96.92%100.24%22.91%117.27%67.24%99.84%-274.07%58.81%170.29%117.30%-107690.03%702.30%-1484891.49%70.27%
EBITDA-397.06K-626.39K-363.52K-301.55K59.99K59.79K-60.10K-113.63K-162.02K406.58K153.06K6.31K-192.71K-692.14K-286.08K-680.87K-1.18M-514.48K-8.16M-7.10M-697.90K-10.37M
EBITDA Margin-13.37%41.84%101.08%12.51%72.33%99.74%99.43%52.01%96.92%100.24%22.91%117.27%70.28%99.84%-269.37%58.35%169.52%117.30%-106898.69%689.82%-1484891.49%70.27%
Net Income-367.45K-1.05M-314.91K-1.28M80.12K75.24K-48.57K-142.07K-150.75K808.33K-86.31K-94.68K-189.06K-671.57K-268.28K-617.31K-1.09M-438.60K-7.84M-8.32M-700.07K-9.74M
Net Income Margin-12.37%70.22%87.56%53.21%96.60%125.52%80.35%65.03%90.18%199.28%-12.92%-1760.20%68.96%96.87%-252.61%52.90%156.83%100.00%-102717.48%808.67%-1489506.38%66.01%
Interest Expense---------------01.32K-9.97K74.84K1.64K100.53K
Interest Expense % of Total Revenue---------------0.00%-0.19%-130.63%-7.28%3487.23%-0.68%

Balance Sheet

Currency: GBP2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312019-03-312020-03-312021-03-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.99M2.90M3.70M2.08M2.22M2.13M1.90M2.15M1.29M2.24M2.52M2.12M2.03M1.53M343.54K2.12M1.67M4.55M9.21M1.55M404.74K7.63M
Total Liabilities1.26M1.22M1.79M1.50M1.59M1.42M1.28M1.67M961.47K1.10M954.57K995.71K1.19M1.35M1.75M406.42K2.13M1.82M1.92M721.72K279.05K4.74M
Total Equity2.73M1.68M1.91M574.83K621.23K705.47K624.83K482.76K332.01K1.14M1.57M1.12M839.21K175.44K218.39K-799.17K-402.41K2.73M7.29M825.76K125.69K2.89M
Cash--------------86.01K1.16M594.91K-7.05M1.31M355.93K4.94M
Total Debt373.36K194.96K22.23K-66.00K44.00K22.00K--243.26K120.36K8.77K10.78K7.06K77.04K482.64K138.13K53.96K226.76K57.78K-2.00M
Net Debt373.36K194.96K22.23K-66.00K44.00K22.00K--243.26K120.36K8.77K10.78K7.06K-8.96K-673.49K-456.78K53.96K-6.82M-1.25M-355.93K-2.94M

Cash Flow

Currency: GBP2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312019-03-312020-03-312021-03-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-750.96K484.85K863.12K458.65K341.30K76.18K181.54K40.03K-336.48K352.49K-49.80K262.43K29.21K-49.78K-242.39K-647.44K-814.62K-1.19M-4.38M-6.28M-897.63K-3.73M
Investing Cash Flow-1.17M-473.48K-1.28M-20.72K-152.24K-120.66K-135.65K-97.13K1.71K-141.78K-109.95K-121.75K-244.36K-18.63K-70.16K-199.47K-363.43K-1.37M-887.94K37.56K-1.18M
Financing Cash Flow-500.00K-39.11K-177.79K-22.23K32.29K-22.00K-45.36K-22.00K-112.81K113.46K-130.65K-111.59K-12.40K-3.73K380.23K1.92M616.83K2.71M12.03M506.18K-6.14M
Capital Expenditure1.17M473.98K200.90K22.47K152.66K120.80K97.60K96.13K5.79K137.29K18.16K121.50K44.36K18.64K70.17K199.47K363.93K67.62K899.53K8.62K01.31K
Free Cash Flow-1.92M10.87K662.22K436.18K188.64K-44.62K83.94K-56.09K-342.27K215.20K-67.96K140.93K-15.15K-68.42K-312.55K-846.91K-1.18M-1.25M-5.28M-6.29M-897.63K-3.73M
FCF to OCF255.93%2.24%76.72%95.10%55.27%-58.57%46.24%-140.10%101.72%61.05%136.46%53.70%-51.86%137.43%128.95%130.81%144.67%105.71%120.55%100.14%100.00%100.04%

Key Statistics & Ratios

Market Cap11.88M
Enterprise Value12.31M
Trailing P/E0.00
Forward P/E0.00
Price / Sales11.49
Price / Book23.31
EPS-0.03
Book Value0.001
Revenue (TTM)1.03M
Gross Profit (TTM)1.03M
EBITDA-10.31M
Profit Margin0.00%
Operating Margin-578.65%
Return on Equity-2301.45%
Return on Assets-266.83%
Shares Outstanding396.00M
Shares Float152.89M
Beta8.17
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%