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Banco Bilbao Vizcaya Argentaria S.A

Banco Bilbao Vizcaya Argentaria S.A

BVA · LSE · Financial Services / Banks - Diversified

23.55EUR-0.65 (-2.69%)

Price History

Full chart

Market Stats

Previous Close24.20
Open23.64
Day Range23.55 – 23.64
52-Week Range13.99 – 26.94
Volume793
Market Cap148.17B
P/E (TTM)0.14
Forward P/E12.12
EPS1.89
Dividend Yield3.60%
Beta0.89
50-Day Avg25.08
200-Day Avg21.33

About

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Onur Genc
  • Employees126.99K
  • HeadquartersPlaza San Nicolás, 4, Bilbao, Spain, 48005, UK
  • Websitehttps://www.bbva.com

Leadership

  • Mr. Carlos Torres VilaPresident & Group Executive Chairman · b. 1966
  • Mr. Onur GencCEO & Executive Director · b. 1974
  • Mr. Gonzalo Rodriguez RodriguezGlobal Head of Finance & CFO
  • Mr. Ricardo MarineExecutive Director of Institutional Investor Relations
  • Mr. Francisco Javier Rodríguez SolerGlobal Head of Sustainability and Corporate & Investment Banking · b. 1969
  • Ms. Patricia Bueno OlallaGlobal Head of Shareholder & Investor Relations · b. 1972
  • Mr. Jacobo De Nicolas y De BenitoGlobal Head of Legal
  • Rocio PerezGlobal Head of Compliance & Internal Control · b. 1975
  • Mr. Jorge Sicilia SerranoChief Economist of BBVA Group
  • Mr. Jaime Saenz de Tejada PulidoGlobal Head of Commercial Client Solutions · b. 1968

Financials

Income Statement

Currency: EUR1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-03-312020-06-302020-09-302020-12-312021-03-312021-06-302021-09-302021-12-312022-03-312022-06-302022-09-302022-12-312023-03-312023-06-302023-09-302023-12-312024-12-312025-12-31
Total Revenue7.13B10.29B13.17B15.58B13.83B12.71B11.80B15.46B17.78B20.64B20.49B23.42B22.23B21.17B21.71B21.32B22.15B23.67B24.63B25.27B23.57B23.27B26.56B26.01B25.77B22.27B21.59B22.00B22.40B18.60B23.69B24.85B26.77B22.98B30.10B31.10B32.70B27.16B31.57B66.10B
Growth (%)-+44.39%+27.95%+18.34%-11.23%-8.12%-7.15%+30.99%+15.01%+16.12%-0.75%+14.34%-5.11%-4.77%+2.59%-1.80%+3.86%+6.89%+4.04%+2.59%-6.71%-1.28%+14.16%-2.07%-0.93%-13.58%-3.04%+1.88%+1.80%-16.95%+27.38%+4.88%+7.73%-14.17%+31.03%+3.30%+5.17%-16.95%+16.23%+109.39%
Cost of Revenue----------------0000-2.78B----------------29.22B42.00B32.06B
Gross Profit7.13B10.29B13.17B15.58B13.83B12.71B11.80B18.62B17.78B20.64B20.49B23.42B22.23B24.84B21.71B21.32B22.15B23.67B24.63B25.27B26.63B24.62B---23.11B---18.60B---22.98B---28.97B31.57B34.04B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%120.49%100.00%100.00%100.00%100.00%100.00%117.37%100.00%100.00%100.00%100.00%100.00%100.00%112.98%105.79%---103.76%---100.00%---100.00%---106.64%100.00%51.49%
Operating Expense-544.25M-741.37M-2.76B-149.94M2.14B3.71B7.71B12.94B11.75B12.71B14.63B17.49B16.03B19.54B19.11B9.47B10.21B11.01B8.80B16.74B18.16B14.67B---16.96B---7.52B---7.61B---10.01B8.63B17.81B
Operating Income7.67B11.03B15.93B15.73B11.69B9.00B4.09B5.68B6.02B7.93B5.86B5.93B6.19B5.30B2.60B11.85B11.94B12.66B15.82B8.53B8.47B9.95B---6.15B---11.08B---15.37B---18.96B22.94B16.23B
Operating Margin107.64%107.20%120.99%100.96%84.51%70.84%34.66%36.77%33.88%38.43%28.60%25.33%27.86%25.06%11.99%55.58%53.90%53.48%64.25%33.76%35.94%42.74%---27.60%---59.57%---66.89%---69.81%72.67%24.55%
EBITDA8.54B11.03B15.93B15.73B11.69B9.00B11.44B8.49B10.89B13.60B12.38B10.50B10.64B7.56B5.66B12.98B13.12B5.70B7.79B8.31B9.66B-15.00M----4.00M---8.46B---11.57B---13.79B24.47B17.75B
EBITDA Margin119.85%107.20%120.99%100.96%84.51%70.84%96.98%54.96%61.27%65.88%60.42%44.83%47.86%35.74%26.08%60.89%59.23%24.08%31.64%32.91%40.97%-0.06%----0.02%---45.49%---50.36%---50.78%77.52%26.85%
Net Income983.03M1.75B2.23B2.37B1.72B2.22B3.09B3.80B4.74B6.13B5.02B4.21B4.61B3.00B1.68B2.08B2.62B2.64B3.48B3.52B5.40B3.51B538.00M-87.00M-170.00M2.06B4.31B4.37B4.63B4.65B5.09B5.74B6.18B6.36B6.94B7.34B7.59B8.02B10.05B10.51B
Net Income Margin13.79%16.99%16.98%15.19%12.44%17.49%26.21%24.61%26.64%29.68%24.50%17.97%20.72%14.19%7.72%9.77%11.82%11.16%14.11%13.93%22.91%15.09%2.03%-0.33%-0.66%9.25%19.94%19.88%20.68%25.02%21.50%23.11%23.10%27.67%23.06%23.61%23.20%29.52%31.85%15.90%
Interest Expense6.30B8.55B12.73B13.30B9.79B6.25B6.17B8.93B11.22B15.93B18.72B9.89B7.81B11.03B10.34B9.61B8.46B8.76B10.65B11.54B11.67B11.97B-10.74B-7.80B7.43B7.54B7.98B8.33B8.41B9.17B10.49B12.28B15.18B17.90B21.83B24.76B36.39B32.06B
Interest Expense % of Total Revenue88.36%83.08%96.70%85.38%70.80%49.18%52.33%57.75%63.10%77.19%91.37%42.24%35.16%52.10%47.62%45.08%38.18%37.01%43.24%45.65%49.50%51.45%-41.29%-35.01%34.40%34.26%35.64%44.77%35.48%36.92%39.18%53.45%50.43%57.57%66.76%91.16%115.28%48.51%

Balance Sheet

Currency: EUR1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets--51.50B72.02B72.32B80.37B89.79B104.52B126.01B133.94B238.53B300.81B309.78B279.80B286.65B314.12B392.09B411.92B502.20B542.65B535.07B552.74B597.69B637.86B599.48B651.51B750.08B731.86B690.06B676.69B698.69B736.26B662.88B713.14B775.56B772.40B859.58B
Total Liabilities--48.67B67.29B67.59B75.62B84.71B98.28B118.27B125.21B220.76B276.90B285.20B258.61B266.17B290.09B378.10B389.60B474.26B515.95B504.30B515.26B566.92B594.06B554.67B599.90B694.64B676.43B636.74B623.81B643.77B686.24B614.13B662.52B720.29B712.39B797.78B
Total Equity--2.83B4.17B3.88B3.91B4.18B4.53B4.95B5.64B12.44B17.59B18.17B15.51B15.06B23.45B13.03B21.55B27.06B25.66B29.30B35.92B29.30B41.43B42.44B49.10B47.29B47.36B46.34B47.11B48.72B44.55B43.91B46.99B51.70B55.66B57.36B
Cash--21.93B21.81B22.04B23.75B23.34B24.60B29.69B38.01B46.12B42.59B9.26B8.06B8.10B21.37B12.33B22.07B32.15B22.68B24.69B27.30B30.94B37.43B37.06B33.91B43.47B80.31B76.24B71.30B62.23B98.12B74.56B85.09B100.04B59.88B93.95B
Total Debt--16.53B14.30B13.46B16.37B19.81B27.53B31.17B41.46B68.71B123.46B97.74B90.21B103.17B103.17B76.51B91.27B98.66B121.14B117.82B102.60B94.71B99.04B76.08B73.51B82.27B76.62B63.91B61.11B63.96B64.59B61.72B60.12B68.71B144.43B168.38B
Net Debt---5.40B-7.50B-8.59B-7.38B-3.53B2.93B1.48B3.44B22.59B80.88B88.49B82.15B95.08B81.81B64.17B69.20B66.51B98.46B93.13B75.30B63.77B61.61B39.01B39.60B38.81B-3.69B-12.33B-10.19B1.74B-33.53B-12.84B-24.98B-31.34B84.55B85.56B

Cash Flow

Currency: EUR1993-12-311994-12-311995-12-311996-12-311997-12-311998-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-03-312020-06-302020-09-302020-12-312021-03-312021-06-302021-09-302021-12-312022-03-312022-06-302022-09-302022-12-312023-03-312023-06-302023-09-302023-12-312024-12-312025-12-31
Operating Cash Flow1.25B508.68M1.49B1.49B2.34B1.73B1.06B6.01B2.82B17.14B-1.99B2.57B8.50B19.81B10.60B-500.00M-6.19B23.10B6.62B2.06B8.66B-8.21B10.91B33.26B-39.35B21.17B1.65B-3.32B-1.24B11.29B29.58B35.73B23.72B23.87B-4.27B-16.77B77.16B33.94B118.13B
Investing Cash Flow-10.18B-8.97B-2.41B-12.90B-16.66B-5.20B-20.68B-4.19B-2.74B-8.45B-2.87B-643.00M-7.08B-6.62B-1.08B3.02B-1.15B-4.41B-560.00M2.90B7.52B97.00M----37.00M----1.63B----3.91B----79.30B-53.55B-104.57B
Financing Cash Flow8.65B8.61B1.09B11.51B14.95B3.47B19.60B-555.40M887.48M2.61B-2.27B-74.00M1.15B-1.27B-3.49B-1.33B3.16B127.00M-1.11B-98.00M-5.09B-2.70B-4.83B-3.38B--2.07B-1.44B-1.84B-3.25B-4.35B-4.55B-6.14B-8.00B-7.56B-6.67B-3.35B-1.22B-1.84B-2.57B-3.67B
Capital Expenditure254.17M172.71M259.55M389.60M764.91M1.34B424.75M2.23B845.52M2.46B1.60B1.31B1.50B1.93B2.49B1.78B1.89B2.74B1.96B1.34B1.50B1.38B1.24B620.00M01.12B1.11B1.13B1.13B946.00M934.00M2.40B2.62B2.44B2.73B1.49B1.79B1.82B1.20B827.00M
Free Cash Flow998.11M335.97M1.23B1.10B1.58B392.31M632.29M3.78B1.97B14.69B-3.59B1.26B7.00B17.89B8.11B-2.28B-8.07B20.36B4.67B714.00M7.17B-9.59B9.67B32.64B-38.23B20.07B519.00M-4.44B-2.19B10.36B27.19B33.11B21.28B21.14B-5.75B-18.56B75.34B32.74B117.30B
Dividends Paid242.25M239.17M261.58M283.30M330.91M412.18M1.35B1.59B1.91B2.42B2.81B1.57B1.22B1.03B1.27B1.27B826.00M1.02B1.60B1.70B2.11B2.15B3.10B1.94B-1.06B0393.00M393.00M926.00M-2.00B2.00B2.19B2.19B2.58B2.58B2.81B3.91B4.20B
FCF to OCF79.70%66.05%82.57%73.89%67.37%22.69%59.82%62.86%69.99%85.67%180.37%48.93%82.31%90.28%76.53%455.60%130.48%88.13%70.45%34.74%82.74%116.80%88.65%98.14%-97.15%94.77%31.42%133.98%176.17%91.73%91.90%92.66%89.70%88.57%134.83%110.66%97.64%96.48%99.30%
Dividend Paid to FCF24.27%71.19%21.27%25.70%20.95%105.06%213.40%42.22%97.07%16.51%-78.29%124.76%17.40%5.76%15.65%-55.97%-10.23%5.03%34.27%237.82%29.39%-22.38%32.09%5.94%-2.79%0.00%75.72%-8.84%-42.32%-7.34%6.03%10.27%10.34%-44.84%-13.90%3.73%11.95%3.58%

Earnings

Report DateMar 31, 2002Jun 30, 2002Sep 30, 2002Dec 31, 2002Dec 31, 2003Dec 31, 2004Dec 31, 2005Mar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Mar 14, 2024Apr 29, 2024Jul 31, 2024Oct 31, 2024Jan 30, 2025Apr 29, 2025Jul 31, 2025Oct 30, 2025Feb 5, 2026Apr 30, 2026Jul 30, 2026Oct 29, 2026
EPS Estimate--------------------------------------------------------------------0.410.430.430.470.510.52
EPS Actual0.170.170.140.020.150.210.300.320.410.360.010.310.320.290.250.260.260.17-0.030.320.200.03-0.140.100.120.100.110.250.19-0.170.150.110.170.150.100.180.170.170.010.200.200.250.150.180.190.18-0.02-0.270.100.170.200.170.090.200.190.240.220.290.250.310.340.360.340.380.490.460.400.450.500.440.450.510.54-
Surprise--------------------------------------------------------------------20.78%2.28%3.51%8.13%5.63%-
Timing--------------------------------------------------------------After-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap148.17B
Enterprise Value175.85B
Trailing P/E0.14
Forward P/E12.12
PEG Ratio2.29
Price / Sales4.34
Price / Book2.39
EPS1.89
Book Value10.20
Revenue (TTM)34.13B
Gross Profit (TTM)34.13B
Profit Margin32.56%
Operating Margin56.41%
Return on Equity18.92%
Return on Assets1.35%
Shares Outstanding5.50B
Shares Float5.74B
Beta0.89
Dividend Yield3.60%
Dividend Rate0.97
Payout Ratio47.62%

Dividends

20262×
0.37Oct 13, 20260.60Apr 8, 2026
20252×
0.32Nov 5, 20250.41Apr 8, 2025
20242×
0.29Oct 8, 20240.39Apr 8, 2024
20232×
0.16Oct 9, 20230.31Apr 3, 2023
20222×
0.12Oct 7, 20220.23Apr 6, 2022
20212×
0.08Oct 8, 20210.06Apr 27, 2021
20201×
0.16Apr 7, 2020
20192×
0.10Oct 11, 20190.16Apr 8, 2019
20182×
0.10Oct 8, 20180.15Apr 6, 2018
20173×
0.09Oct 6, 20170.13Apr 3, 20170.08Jan 10, 2017
20164×
0.08Oct 3, 20160.08Jul 6, 20160.13Apr 5, 20160.08Jan 12, 2016

Stock Splits

  • Sep 30, 201157:56
  • Nov 5, 2010433:416