YOLFTbeta
Chesnara

Chesnara

CSN · LSE · Financial Services / Insurance - Life

361.50GBX+2.50 (+0.70%)

Price History

Full chart

Market Stats

Previous Close359.00
Open360.00
Day Range357.70 – 361.50
52-Week Range246.52 – 369.64
Volume637.69K
Market Cap783.46M
P/E (TTM)338.50
Forward P/E14.04
EPS0.01
Dividend Yield6.78%
Beta0.53
50-Day Avg347.30
200-Day Avg322.03

About

Chesnara plc, together with its subsidiaries, operates in life assurance and pension businesses primarily in the United Kingdom, Sweden, and the Netherlands. It underwrites life, health, accident, and disability cover by providing savings and pensions products to meet future financial needs; and provides a portfolio of investment contracts. The company also provides term life, unit-linked, index-linked, and non-linked business products. It distributes its products principally through independent financial advisers. Chesnara plc was incorporated in 2003 and is headquartered in Preston, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Steven Grant Murray
  • Employees377
  • Headquarters33-34 Winckley Square, Preston, United Kingdom, PR1 3JJ, UK
  • Websitehttps://www.chesnara.co.uk

Leadership

  • Mr. Steven Grant MurrayGroup CEO & Executive Director · b. 1978
  • Mr. Tom HowardGroup CFO & Executive Director · b. 1977
  • Mr. Samuel James PerowneHead of Strategic Development & Investor Relations · b. 1975
  • Ms. Amanda WrightGeneral Counsel
  • Mr. Alastair LonieCompany Secretary & Group Chief of Staff
  • Mr. Gavin HughesGroup CRO & Chief Actuary

Financials

Income Statement

Currency: GBP2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue3.82M209.65M360.27M295.88M223.53M122.99M457.64M456.33M-15.90M498.54M735.79M585.88M292.26M666.91M836.98M23.06M1.44B634.43M1.50B-720.40M1.03B1.67B990.40M
Growth (%)-+5391.12%+71.85%-17.88%-24.45%-44.98%+272.10%-0.29%-103.48%+3234.88%+47.59%-20.37%-50.12%+128.19%+25.50%-97.24%+6145.46%-55.95%+137.01%-147.91%+243.31%+61.50%-40.60%
Cost of Revenue---------629.00K628.59M515.07M224.75M575.73M692.85M-79.33M--13.34M3.50M7.50M7.70M-
Gross Profit3.82M209.65M360.27M295.88M223.53M122.99M457.64M456.33M-15.90M497.91M735.79M585.88M292.26M666.91M836.98M23.06M1.44B634.43M1.49B-1.29B1.03B1.67B990.40M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%99.87%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%98.87%179.41%100.00%100.00%100.00%
Operating Expense19.18M204.92M339.01M269.62M194.72M99.51M412.22M420.76M-41.71M474.56M669.55M555.60M267.39M619.30M764.20M-8.83M1.34B72.21M1.46B-1.23B1.03B1.29B971.60M
Operating Income-15.36M4.73M21.26M26.25M28.81M23.48M45.41M35.57M25.81M23.35M66.24M30.29M24.87M47.61M72.78M31.89M96.96M562.22M31.16M-64.00M1.70M380.80M18.80M
Operating Margin-402.28%2.26%5.90%8.87%12.89%19.09%9.92%7.79%-162.29%4.68%9.00%5.17%8.51%7.14%8.70%138.28%6.73%88.62%2.07%8.88%0.16%22.84%1.90%
EBITDA-14.70M16.65M21.37M30.03M33.69M28.01M45.48M35.75M37.58M33.79M64.59M32.28M46.67M55.60M123.89M60.10M122.53M52.04M42.19M-48.40M31.40M49.70M48.50M
EBITDA Margin-385.02%7.94%5.93%10.15%15.07%22.77%9.94%7.83%-236.30%6.78%8.78%5.51%15.97%8.34%14.80%260.60%8.51%8.20%2.81%6.72%3.04%2.98%4.90%
Net Income-10.77M5.16M18.61M19.26M25.44M20.02M45.94M29.82M25.66M27.94M49.36M25.57M39.79M35.28M78.43M24.12M79.14M21.19M27.29M-33.70M18.70M3.90M-10.40M
Net Income Margin-282.06%2.46%5.17%6.51%11.38%16.28%10.04%6.53%-161.38%5.60%6.71%4.37%13.61%5.29%9.37%104.60%5.49%3.34%1.82%4.68%1.81%0.23%-1.05%
Interest Expense0336.00K805.00K1.21M1.09M752.00K665.00K1.28M3.39M3.67M3.53M3.01M3.46M3.27M4.44M4.35M2.75M2.30M2.27M10.50M11.00M11.10M11.40M
Interest Expense % of Total Revenue0.00%0.16%0.22%0.41%0.49%0.61%0.15%0.28%-21.30%0.74%0.48%0.51%1.18%0.49%0.53%18.87%0.19%0.36%0.15%-1.46%1.07%0.67%1.15%

Balance Sheet

Currency: GBP2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets974.10M940.00M987.58M1.02B2.08B2.13B2.04B1.68B2.92B4.84B4.49B4.65B5.24B5.34B5.37B6.10B8.44B7.82B8.14B8.86B9.42B11.14B12.13B12.76B14.58B
Total Liabilities888.10M850.40M908.84M942.93M1.97B2.02B1.92B1.55B2.76B4.64B4.28B4.43B4.99B5.06B5.07B5.70B7.99B7.37B7.66B8.37B8.96B10.81B11.77B12.44B14.01B
Total Equity86.00M89.60M78.74M79.44M108.27M114.25M125.78M126.37M159.75M203.27M209.19M218.35M247.10M278.83M295.16M393.56M451.66M445.62M475.49M487.07M458.17M333.12M359.90M314.40M415.50M
Cash16.80M29.30M23.90M43.93M282.45M301.22M225.13M192.38M155.24M194.13M195.92M228.68M184.26M241.70M260.86M260.35M210.65M215.21M77.96M105.06M70.09M204.60M146.00M138.00M145.30M
Total Debt--180.00K-20.64M16.57M13.70M9.45M31.31M64.85M55.59M48.93M95.50M88.48M79.98M88.47M130.29M110.16M91.86M71.44M49.46M213.23M209.30M206.20M205.30M
Net Debt--180.00K-43.93M-261.81M-284.64M-211.43M-182.93M-123.93M-129.29M-140.33M-179.75M-88.76M-153.21M-180.89M-171.89M-80.35M-105.05M13.91M-33.62M-20.63M37.93M63.30M68.20M60.00M

Cash Flow

Currency: GBP2003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-7.47M13.13M83.28M7.55M-87.92M-31.13M-31.30M28.30M3.94M63.61M-33.24M55.73M1.61M-59.59M59.51M60.57M-47.29M52.50M26.60M-71.12M-34.90M38.60M-230.80M
Investing Cash Flow-46.00K11.13M124.50M28.69M28.71M22.15M13.52M-32.99M25.97M-1.20M-34.29M-1.15M51.58M-2.55M-119.23M-1.77M-3.19M1.88M-3.64M52.05M29.50M5.00M-900.00K
Financing Cash Flow--4.03M30.75M-17.47M-18.11M-23.63M-21.69M42.17M-26.52M-29.88M22.66M6.82M-34.70M43.70M8.26M-53.36M-53.00M-61.34M-52.25M121.23M-49.80M-49.70M234.80M
Capital Expenditure0145.00K2.00K0001.10M2.84M1.97M1.20M485.00K224.00K265.00K3.50M314.00K1.84M3.19M857.00K3.64M3.51M800.00K800.00K900.00K
Free Cash Flow-7.47M12.98M83.28M7.55M-87.92M-31.13M-32.40M25.46M1.97M62.40M-33.72M55.50M1.35M-63.09M59.19M58.73M-50.49M51.64M22.96M-74.63M-35.70M37.80M-231.70M
Dividends Paid-4.03M11.25M13.27M13.91M16.05M15.93M16.34M19.01M19.52M20.10M20.73M23.50M24.18M29.48M30.38M31.32M32.29M33.28M34.30M35.40M36.50M42.00M
FCF to OCF100.00%98.90%100.00%100.00%100.00%100.00%103.51%89.97%50.00%98.11%101.46%99.60%83.59%105.88%99.47%96.96%106.76%98.37%86.33%104.93%102.29%97.93%100.39%
Dividend Paid to FCF-31.02%13.51%175.78%-15.82%-51.57%-49.18%64.18%965.80%31.29%-59.60%37.35%1740.59%-38.33%49.81%51.73%-62.03%62.54%144.93%-45.96%-99.16%96.56%-18.13%

Earnings

Report DateMar 28, 2014Aug 29, 2014Mar 31, 2015Aug 28, 2015Mar 31, 2016Aug 31, 2016Mar 31, 2017Aug 31, 2017Mar 29, 2018May 17, 2018Aug 30, 2018Nov 21, 2018Mar 29, 2019May 16, 2019Aug 29, 2019Nov 20, 2019Apr 15, 2020Sep 28, 2020Nov 18, 2020Mar 30, 2021May 20, 2021Aug 26, 2021Nov 17, 2021Mar 31, 2022May 19, 2022Aug 31, 2022Nov 16, 2022Mar 30, 2023May 18, 2023Sep 21, 2023Nov 22, 2023May 14, 2024Apr 16, 2025Sep 8, 2025Oct 6, 2025Mar 25, 2027
EPS Estimate0.000.000.000.000.000.000.000.00-0.009.100.000.000.000.000.000.000.000.00-0.00-0.00-0.00-0.00-0.000.000.000.000.00-0.00-
EPS Actual0.000.000.000.000.090.000.270.310.210.000.150.000.020.000.360.000.17-0.050.000.180.000.120.000.060.00-0.450.00-0.200.000.000.000.000.02-0.070.00-
Surprise-----------98.35%-------------------------
Timing-----------------------Pre-market-Pre-market-Pre-market-Pre-market-After-hours-Pre-market-After-hours

Key Statistics & Ratios

Market Cap783.46M
Enterprise Value611.30M
Trailing P/E338.50
Forward P/E14.04
PEG Ratio0.00
Price / Sales1.59
Price / Book1.56
EPS0.01
Book Value2.27
Revenue (TTM)493.50M
Gross Profit (TTM)236.30M
EBITDA91.00M
Profit Margin0.20%
Operating Margin18.39%
Return on Equity0.25%
Return on Assets0.31%
Shares Outstanding231.45M
Shares Float225.60M
Beta0.53
Dividend Yield6.78%
Dividend Rate0.23
Payout Ratio1641.14%

Dividends

20262×
0.08Sep 3, 20260.15Apr 2, 2026
20252×
0.08Sep 4, 20250.14Apr 3, 2025
20242×
0.07Sep 19, 20240.14Apr 11, 2024
20232×
0.07Sep 28, 20230.13Apr 6, 2023
20222×
0.07Sep 8, 20220.13Apr 7, 2022
20212×
0.07Sep 9, 20210.12Apr 8, 2021
20202×
0.07Oct 8, 20200.12Apr 23, 2020
20192×
0.06Sep 5, 20190.12Apr 11, 2019
20182×
0.06Sep 6, 20180.11Apr 12, 2018
20172×
0.06Sep 7, 20170.11Apr 13, 2017
20162×
0.06Sep 8, 20160.11Apr 7, 2016
20152×
0.06Sep 10, 20150.10Apr 9, 2015

Stock Splits

  • Nov 24, 2016964:963
  • May 5, 2005957:950