Ecclesiastical Insurance Office plc

ELLA · LSE · Financial Services / Insurance - Life

130.25GBX+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close130.25

Open129.50

Day Range127.70 – 130.39

52-Week Range125.50 – 150.31

Volume126.57K

Market Cap502.35M

P/E (TTM)0.09

Forward P/E0.00

EPS14.30

Dividend Yield6.27%

50-Day Avg138.79

200-Day Avg142.77

About

Ecclesiastical Insurance Office PLC provides non-life insurance to individuals and corporate customers in the United Kingdom. It offers index linked and unit linked insurance and other life insurance products. The company was incorporated in 1887 and is based in Gloucester, United Kingdom. Ecclesiastical Insurance Office plc operates as a subsidiary of Benefact Group plc.

Company Details

SectorFinancial Services
IndustryInsurance - Life
CEOMr. Mark Christopher John Hews B.Sc., BSc (Hons), FIA
Employees1.52K
HeadquartersBenefact House, Gloucester, United Kingdom, GL3 4AW, UK
Websitehttps://www.ecclesiastical.com

Leadership

Mr. Mark Christopher John Hews B.Sc., BSc (Hons), FIAGroup CEO & Executive Director · b. 1969
Ms. Stephanie Jacinta Whyte A.C.I.I., MC Inst MDeputy Group Chief Executive & Executive Director · b. 1956
Mr. Mark Edmund Hacquoil Bennett B.Sc.Group CFO & Executive Director · b. 1982
Ms. Joanne HalladayHead of Brand Communications
Mr. David G. Lane B.Com., B.Comm (Hons)Managing Director of Ireland Branch
Mr. Rob Jordan BBA, CRM, FCIPSenior Vice President of Strategic Distribution
Ms. Sarah Cox A.C.I.I.Managing Director of Ansvar
Mr. Derek ReedieChief Underwriting Officer
Jonathon ReiseSenior Vice President of Strategic Accounts & National Programs
Ms. Rachael Jane Hall FCISCompany Secretary

Financials

Income Statement

Currency: GBP	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	247.44M	404.76M	439.68M	396.68M	429.29M	427.99M	333.30M	308.95M	329.87M	338.78M	358.45M	375.09M	415.31M	678.01M	695.48M	771.77M	758.30M
Growth (%)	-	+63.58%	+8.63%	-9.78%	+8.22%	-0.30%	-22.13%	-7.31%	+6.77%	+2.70%	+5.81%	+4.64%	+10.72%	+63.26%	+2.58%	+10.97%	-1.74%
Cost of Revenue	-	-	-	-	26.53M	17.14M	18.39M	149.43M	152.85M	152.02M	105.01M	125.17M	144.53M	134.85M	-3.17B	-	-
Gross Profit	247.44M	404.76M	439.68M	396.68M	402.76M	410.86M	314.90M	308.95M	329.87M	338.78M	253.44M	249.92M	270.78M	543.16M	3.72B	771.77M	758.30M
Gross Margin	100.00%	100.00%	100.00%	100.00%	93.82%	96.00%	94.48%	100.00%	100.00%	100.00%	70.71%	66.63%	65.20%	80.11%	534.96%	100.00%	100.00%
Operating Expense	269.93M	324.70M	389.24M	404.35M	364.96M	343.92M	266.75M	318.05M	338.82M	347.70M	183.57M	258.93M	206.90M	514.13M	3.67B	696.39M	0
Operating Income	-22.48M	80.07M	50.44M	-7.67M	37.80M	66.94M	48.15M	-9.10M	-8.95M	-8.92M	69.88M	-9.01M	63.88M	29.02M	46.13M	75.37M	758.30M
Operating Margin	-9.09%	19.78%	11.47%	-1.93%	8.81%	15.64%	14.45%	-2.95%	-2.71%	-2.63%	19.49%	-2.40%	15.38%	4.28%	6.63%	9.77%	100.00%
EBITDA	-18.46M	84.84M	55.11M	-3.07M	42.17M	71.75M	51.63M	66.22M	89.43M	21.62M	78.54M	-8.49M	91.31M	30.37M	51.68M	99.58M	-
EBITDA Margin	-7.46%	20.96%	12.53%	-0.77%	9.82%	16.77%	15.49%	21.43%	27.11%	6.38%	21.91%	-2.26%	21.99%	4.48%	7.43%	12.90%	-
Net Income	-15.39M	56.19M	34.45M	-3.23M	27.62M	62.12M	40.32M	43.44M	61.00M	6.31M	49.13M	-23.67M	56.42M	-8.26M	17.70M	47.13M	66.43M
Net Income Margin	-6.22%	13.88%	7.83%	-0.81%	6.43%	14.51%	12.10%	14.06%	18.49%	1.86%	13.71%	-6.31%	13.59%	-1.22%	2.55%	6.11%	8.76%
Interest Expense	164.00K	224.00K	128.00K	198.00K	115.00K	117.00K	86.00K	101.00K	96.00K	329.00K	707.00K	926.00K	2.49M	2.64M	3.44M	3.95M	-
Interest Expense % of Total Revenue	0.07%	0.06%	0.03%	0.05%	0.03%	0.03%	0.03%	0.03%	0.03%	0.10%	0.20%	0.25%	0.60%	0.39%	0.49%	0.51%	-

Balance Sheet

Currency: GBP	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	1.53B	1.69B	1.56B	1.81B	1.46B	1.46B	1.44B	1.42B	1.33B	1.39B	1.35B	1.10B	1.22B	1.34B	2.15B	1.76B	2.25B	1.75B
Total Liabilities	1.19B	1.30B	1.10B	1.38B	1.00B	963.12M	940.80M	919.33M	797.71M	776.45M	741.85M	618.22M	780.81M	851.22M	1.51B	1.23B	1.57B	1.13B
Total Equity	342.31M	392.82M	456.91M	436.08M	455.66M	494.14M	494.63M	504.93M	431.37M	507.47M	501.97M	404.49M	360.81M	417.63M	438.26M	436.18M	572.55M	618.01M
Cash	146.01M	193.58M	164.81M	155.02M	110.33M	102.29M	102.72M	105.60M	112.72M	118.27M	134.12M	98.37M	129.60M	106.75M	145.87M	132.03M	136.72M	77.77M
Total Debt	1.59M	1.70M	1.90M	1.89M	1.81M	1.62M	1.26M	-	1.42M	1.61M	1.38M	14.51M	28.15M	49.43M	46.73M	54.87M	58.16M	26.84M
Net Debt	-144.42M	-191.89M	-162.91M	-153.14M	-108.52M	-100.67M	-101.46M	-105.60M	-111.30M	-116.66M	-132.74M	-65.32M	-101.44M	-57.32M	-99.14M	-77.16M	-78.57M	-50.94M

Cash Flow

Currency: GBP	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	63.61M	82.37M	156.94M	29.95M	58.91M	45.57M	8.75M	47.64M	2.37M	34.31M	25.37M	42.02M	64.05M	78.89M	377.68M	60.53M	67.50M	34.06M
Investing Cash Flow	-105.32M	-19.50M	-200.47M	-19.56M	-91.28M	-30.88M	-7.24M	1.05M	11.82M	7.26M	17.52M	-35.65M	-19.91M	-53.40M	-351.41M	-11.95M	-29.47M	-8.64M
Financing Cash Flow	-10.23M	-13.13M	9.90M	-20.86M	-10.17M	-17.76M	-33.05M	-29.51M	-33.47M	-35.27M	-26.27M	-41.93M	-14.04M	-8.83M	-27.45M	-25.54M	-46.14M	-38.55M
Capital Expenditure	4.53M	3.14M	3.00M	2.98M	2.87M	3.25M	2.92M	2.66M	2.92M	3.54M	4.36M	11.14M	16.55M	5.77M	3.75M	3.85M	4.47M	1.48M
Free Cash Flow	59.08M	79.23M	153.93M	26.98M	56.05M	42.32M	5.83M	44.98M	-549.00K	30.78M	21.01M	21.60M	30.49M	52.70M	373.93M	66.31M	63.03M	32.57M
Dividends Paid	5.73M	5.73M	5.73M	9.18M	9.18M	9.18M	9.18M	9.18M	24.00M	26.00M	17.00M	30.00M	9.18M	9.18M	9.18M	72.75M	9.18M	9.18M
FCF to OCF	92.88%	96.18%	98.09%	90.06%	95.13%	92.87%	66.67%	94.42%	-23.15%	89.69%	82.83%	51.40%	47.61%	66.81%	99.01%	109.55%	93.38%	95.64%
Dividend Paid to FCF	9.70%	7.23%	3.72%	34.03%	16.38%	21.69%	157.37%	20.41%	-4371.58%	84.48%	80.91%	138.89%	30.11%	17.42%	2.46%	109.71%	14.56%	28.19%

Key Statistics & Ratios

Market Cap502.35M

Enterprise Value-531.80M

Trailing P/E0.09

Forward P/E0.00

Price / Sales0.67

Price / Book0.00

EPS14.30

Book Value1.46

Revenue (TTM)758.30M

Gross Profit (TTM)199.49M

EBITDA111.44M

Profit Margin8.76%

Operating Margin14.12%

Return on Equity10.67%

Return on Assets3.93%

Shares Outstanding350.68M

Shares Float0

Dividend Yield6.27%

Dividend Rate0.09

Payout Ratio0.00%

Dividends

20262×

0.04Dec 3, 20260.04May 28, 2026

20252×

0.04Dec 4, 20250.04May 29, 2025

20242×

0.04Dec 5, 20240.04May 30, 2024

20232×

0.04Nov 30, 20230.04May 25, 2023

20222×

0.04Dec 1, 20220.04May 26, 2022

20212×

0.04Nov 25, 20210.04May 20, 2021

20202×

0.04Nov 19, 20200.04May 21, 2020

20192×

0.04Nov 21, 20190.04May 23, 2019

20182×

0.04Nov 22, 20180.04May 24, 2018

20172×

0.04Nov 23, 20170.04May 25, 2017

20162×

0.04Nov 24, 20160.04May 26, 2016

20152×

0.04Nov 26, 20150.04May 28, 2015