YOLFTbeta
Finseta Plc

Finseta Plc

FIN · LSE · Technology / Software - Infrastructure

8.00GBX+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close8.00
Open8.00
Day Range8.00 – 8.45
52-Week Range4.65 – 16.44
Volume11.00K
Market Cap3.70M
P/E (TTM)0.00
Forward P/E67.57
EPS-0.04
Dividend Yield0.00%
Beta1.41
50-Day Avg8.90
200-Day Avg10.96

About

Finseta Plc, a financial technology company, engages in the provision of multi-currency accounts to businesses and individuals in the United Kingdom and internationally. The company offers international payment, currency management, and electronic account services using its proprietary cloud-based multi-currency payments platform. It also provides Finseta Mastercard, a corporate card. The company was formerly known as Cornerstone FS plc and changed its name to Finseta Plc in May 2024. Finseta Plc was founded in 2010 and is based in London, the United Kingdom.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. James Richard Hickman
  • Employees52
  • Headquarters14-18 Copthall Avenue, London, United Kingdom, EC2R 7DJ, UK
  • Websitehttps://www.finseta.com

Leadership

  • Mr. James Richard HickmanCEO & Director · b. 1971
  • Mr. William Timothy Milton NewtonChief Information Officer & Executive Director · b. 1962
  • Mr. Andrew James Richards A.C.A.CFO & Executive Director · b. 1977
  • Ms. Jordanna Rachel CurtisCOO & Company Secretary
  • Nick WilsonHead of Compliance & MLRO
  • Mr. Chen XuHead of Asia
  • Mr. Robert O'BrienChief Commercial Officer & Head of Country - UAE
  • Mr. Declan Haden-JonesChief Product Officer
  • Mr. Birinder LallyHead of Alternative Banking

Financials

Income Statement

Currency: GBP2016-12-312017-12-312018-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.25B1.30B1.38B1.66M2.30M4.82M9.65M11.35M12.43M
Growth (%)-+3.86%+6.50%-99.88%+38.27%+109.55%+100.11%+17.67%+9.44%
Cost of Revenue---1.17M1.11M1.89M3.53M4.78M6.06M
Gross Profit1.25B1.30B1.38B496.31K1.19M2.94M6.12M6.58M6.36M
Gross Margin100.00%100.00%100.00%29.82%51.59%60.90%63.38%57.93%51.22%
Operating Expense1.25B1.26B1.33B1.86M4.96M8.49M4.76M5.39M7.36M
Operating Income3.13M41.71M54.32M-1.36M-3.77M-5.55M1.36M1.19M-997.13K
Operating Margin0.25%3.22%3.93%-81.82%-163.97%-115.19%14.09%10.45%-8.02%
EBITDA63.12M90.94M136.65M-2.13M-4.02M-5.21M2.06M2.45M337.37K
EBITDA Margin5.05%7.01%9.89%-128.13%-174.77%-108.15%21.35%21.61%2.72%
Net Income-95.67M-69.09M-38.90M-2.15M-4.10M-5.61M2.13M996.55K-1.11M
Net Income Margin-7.66%-5.33%-2.82%-129.47%-178.33%-116.38%22.11%8.78%-8.95%
Interest Expense55.68M67.82M78.47M0360163.97K147.09K179.89K176.03K
Interest Expense % of Total Revenue4.46%5.23%5.68%0.00%0.02%3.40%1.52%1.58%1.42%

Balance Sheet

Currency: GBP2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.04B3.58B3.33B440.76K1.08M1.44M4.38M6.75M7.40M6.37M
Total Liabilities2.33B2.84B2.70B374.98K1.22M1.18M4.47M5.09M4.48M4.16M
Total Equity507.16M556.11M473.94M65.78K-135.92K258.63K-89.90K1.66M2.92M2.22M
Cash1.05B1.25B1.13B78.27K183.68K348.10K682.35K2.34M2.58M1.50M
Total Debt1.01B1.18B1.17B---2.40M2.98M2.54M2.17M
Net Debt-42.45M-65.26M36.06M-78.27K-183.68K-348.10K1.72M636.07K-37.05K665.96K

Cash Flow

Currency: GBP2016-12-312017-12-312018-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow18.08M257.03M130.99M-857.64K-986.35K-835.87K1.95M2.17M369.53K
Investing Cash Flow-37.26M-104.06M-94.83M-344.58K-421.94K-992.04K-202.09K-1.34M-1.09M
Financing Cash Flow218.74M-54.09M-69.48M1.31M1.57M2.16M-90.99K-594.35K-356.32K
Capital Expenditure63.48M97.30M95.91M344.58K421.94K439.91K502.09K55.15K84.04K
Free Cash Flow-45.40M159.73M35.08M-1.20M-1.41M-1.28M1.45M2.12M285.49K
Dividends Paid98.29M54.50M84.50M------
FCF to OCF-251.06%62.14%26.78%140.18%142.78%152.63%74.31%97.46%77.26%
Dividend Paid to FCF-216.52%34.12%240.91%------

Earnings

Report DateMar 26, 2021Jun 8, 2021Sep 27, 2021Apr 20, 2022Sep 27, 2022Apr 19, 2023Apr 23, 2025Sep 10, 2025Jun 9, 2026
EPS Estimate0.000.000.000.000.000.000.000.00-0.00
EPS Actual-0.03-0.08-0.06-0.14-0.13-0.060.010.000.00
Surprise--------100.00%
Timing---------

Key Statistics & Ratios

Market Cap3.70M
Enterprise Value4.44M
Trailing P/E0.00
Forward P/E67.57
Price / Sales0.31
Price / Book2.24
EPS-0.04
Book Value0.026
Revenue (TTM)11.94M
Gross Profit (TTM)7.58M
EBITDA-2.79M
Profit Margin-18.79%
Operating Margin-33.11%
Return on Equity-96.18%
Return on Assets-23.69%
Shares Outstanding70.43M
Shares Float37.09M
Beta1.41
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%