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Guaranty Trust Holding Co. PLC GDR

Guaranty Trust Holding Co. PLC GDR

GTCO · LSE · Financial Services / Banks - Diversified

0.0888USD+0.00 (+2.07%)

Price History

Full chart

Market Stats

Previous Close0.087
Open0.09
Day Range0.0888 – 0.09
52-Week Range0.0474 – 0.1225
Volume227.06K
Market Cap3.30B
P/E (TTM)0.05
Forward P/E4.11
EPS0.02
Dividend Yield9.86%
Beta0.84
50-Day Avg0.0976
200-Day Avg0.0919

About

Guaranty Trust Holding Company Plc operates as a financial holding company for Guaranty Trust Bank Limited that provides commercial banking services in Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom. The company operates through six segments: Corporate Banking, Commercial Banking, Business Banking, Retail Banking, SME Banking, and Public Sector. The company offers current accounts, savings deposits, and investment savings products; overdrafts, loans, and other credit facilities; and foreign currency and derivative products. It also provides private banking and custody services, credit and debit cards, and consumer loans and mortgages. The company serves corporate customers and blue chips; mid-size and fledgling corporate customers; mid-size commercial customers; small and medium-size enterprises and ventures; and government ministries, departments, and agencies. Guaranty Trust Holding Company Plc was founded in 1990 and is headquartered in Lagos, Nigeria.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Julius Olusegun Kosebinu Agbaje
  • Employees6.12K
  • HeadquartersAkin Adesola Street, Lagos, Nigeria, UK
  • Websitehttps://www.gtcoplc.com

Leadership

  • Mr. Julius Olusegun Kosebinu AgbajeGroup MD, Group CEO & Director · b. 1964
  • Mr. Adebanji Isola AdeniyiExecutive Director & Group CFO
  • Mr. Erhi E. ObebeduoGM, General Counsel & Company Secretary
  • Kofoworola OkochukwuHead of Group Risk & Compliance
  • Oyinade AdegiteGM & Chief Communication Officer
  • Modupe OlafimihanGM & Head of Group Facilities
  • Nadine LawalDeputy GM and Head of Group Data & Analytics
  • Abioye BabatundeHead of Group Internal Audit

Financials

Income Statement

Currency: NGN2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue--404.69B385.16B423.23B1.05T1.81T1.72T
Growth (%)----4.83%+9.88%+148.52%+72.51%-5.25%
Net Income--199.61B172.11B166.74B534.43B1.01T853.55B
Net Income Margin--49.32%44.68%39.40%50.81%55.45%49.65%
Interest Expense0046.79B46.04B65.76B114.06B286.18B393.92B
Interest Expense % of Total Revenue--11.56%11.95%15.54%10.84%15.77%22.91%

Balance Sheet

Currency: NGN2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets--4.94T5.44T6.45T9.69T14.80T17.76T
Total Liabilities--4.13T4.55T5.52T8.21T12.08T14.35T
Total Equity--798.61B864.36B912.00B1.45T2.66T3.38T
Cash--745.56B933.59B1.62T3.96T6.64T7.58T

Cash Flow

Currency: NGN2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow101.93B-15.80B-422.51B1.60B507.05B829.11B1.74T2.73T
Investing Cash Flow-57.70B-199.49B-225.14B-223.85B-229.20B---
Financing Cash Flow-70.61B184.30B689.54B408.41B413.63B---
Capital Expenditure28.13B64.71B31.25B59.43B25.87B52.60B185.28B255.23B
Free Cash Flow--371.41B400.47B999.72B776.51B1.55T2.47T
Dividends Paid79.46B80.94B82.41B88.29B89.02B98.72B108.90B274.12B
FCF to OCF---87.91%25004.50%197.16%93.66%89.35%90.64%
Dividend Paid to FCF--22.19%22.05%8.90%12.71%7.00%11.09%

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012May 29, 2013Aug 5, 2013Nov 27, 2013Feb 26, 2014May 28, 2014Aug 11, 2014Dec 3, 2014Mar 6, 2015Apr 16, 2015Aug 21, 2015Dec 2, 2015Mar 14, 2016Apr 20, 2016Aug 17, 2016Oct 19, 2016Mar 9, 2017Apr 26, 2017Aug 16, 2017Oct 18, 2017Mar 14, 2018Apr 18, 2018Aug 9, 2018Oct 18, 2018Mar 6, 2019Apr 17, 2019Aug 16, 2019Oct 17, 2019Mar 5, 2020Apr 22, 2020Sep 3, 2020Nov 20, 2020Mar 18, 2021Apr 22, 2021Sep 10, 2021Oct 28, 2021Mar 8, 2022Apr 27, 2022Sep 6, 2022Oct 26, 2022May 3, 2023Sep 4, 2023Oct 25, 2023May 7, 2024Sep 12, 2024Oct 30, 2024May 5, 2025Sep 23, 2025Oct 28, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate-------------------------------------------------------------0.000.00---
EPS Actual0.11-0.010.070.100.100.090.130.180.120.150.120.200.290.210.260.250.290.230.230.250.230.240.320.240.240.190.210.230.420.230.070.240.230.200.210.220.240.220.200.240.230.220.230.240.190.210.260.200.140.200.180.180.140.210.220.740.190.630.540.19-0.065.757.540.000.000.00
Surprise------------------------------------------------------------------
Timing-----------------------------------------------------After-hoursAfter-hours-After-hoursAfter-hours-Pre-marketAfter-hours-----

Key Statistics & Ratios

Market Cap3.30B
Enterprise Value-4.37T
Trailing P/E0.05
Forward P/E4.11
Price / Sales2.57
Price / Book1.35
EPS0.02
Book Value100.79
Revenue (TTM)1.42T
Gross Profit (TTM)1.40T
Profit Margin47.39%
Operating Margin0.00%
Return on Equity26.34%
Return on Assets4.71%
Shares Outstanding34.75B
Shares Float36.50B
Beta0.84
Dividend Yield9.86%
Dividend Rate0.01
Payout Ratio0.13%

Dividends

20262×
0.00Oct 12, 20260.01Apr 14, 2026
20251×
0.00Oct 6, 2025

Stock Splits

  • Jun 10, 20115:4
  • Jun 2, 20105:4
  • May 1, 20095:4
  • Jun 5, 200812:11