YOLFTbeta
Lendinvest PLC

Lendinvest PLC

LINV · LSE · Financial Services / Mortgage Finance

27.00GBX+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close27.00
Open27.00
Day Range26.30 – 27.98
52-Week Range23.50 – 40.80
Volume5.02K
Market Cap40.56M
P/E (TTM)14.25
Forward P/E9.68
EPS0.02
Dividend Yield0.00%
Beta0.36
50-Day Avg29.68
200-Day Avg28.98

About

LendInvest plc operates as an asset management platform for property finance in the United Kingdom. It operates through LendInvest Mortgages and LendInvest Capital segments. The company offers mortgages to buy-to-let landlords, landlords, and homeowners, as well as various short-term mortgages; structured finance primarily to property developers and property companies; self-select platform and secured bonds for individual investors; and development and structured finance for borrowers. LendInvest plc was incorporated in 2012 and is based in London, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryMortgage Finance
  • CEOMr. Roderick Alexander Lockhart
  • Employees192
  • Headquarters4-8 Maple Street, London, United Kingdom, W1T 5HD, UK
  • Websitehttps://www.lendinvest.com

Leadership

  • Mr. Roderick Alexander LockhartCEO & Executive Director · b. 1980
  • Mr. Christian Edouard Faes L.L.B.Co-Founder & Non-Executive Director · b. 1977
  • Mr. Ian Edward Thomas BSc (Hons), MRICSCo-Founder, Chief Investment Officer & Executive Director · b. 1981
  • Mr. Stephen ShipleyChief Financial Officer
  • Mr. Daniel O'ConnorChief Operating Officer
  • Ms. Jasmin AllottDirector of Technology
  • Ms. Christa Zillwood-HuntGeneral Counsel
  • Mr. Chris SempleCorporate Communications Officer
  • Ms. Fiona ZebikDirector of People
  • Mr. Daniel UnderwoodChief Credit Risk Officer

Financials

Income Statement

Currency: GBP2015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue7.23M17.76M15.86M33.67M46.83M65.48M79.13M91.70M70.00M85.10M88.60M43.20M
Growth (%)-+145.53%-10.72%+112.34%+39.08%+39.83%+20.85%+15.88%-23.66%+21.57%+4.11%-51.24%
Cost of Revenue--8.69M17.16K20.37M35.23M41.51M8.50M5.10M47.40M38.80M4.10M
Gross Profit7.23M17.76M15.86M33.67M26.46M30.25M37.63M83.20M64.90M37.70M49.80M39.10M
Gross Margin100.00%100.00%100.00%100.00%56.50%46.20%47.55%90.73%92.71%44.30%56.21%90.51%
Operating Expense3.96M15.30M16.91M31.88M23.18M29.63M28.37M32.70M10.20M14.20M36.20M35.60M
Operating Income3.27M2.46M-1.05M1.79M3.28M625.00K9.26M50.50M54.70M23.50M13.60M3.50M
Operating Margin45.24%13.86%-6.62%5.31%7.01%0.95%11.70%55.07%78.14%27.61%15.35%8.10%
EBITDA6.55M6.03M35.00K3.90M15.79M7.21M40.50M14.70M27.00M-13.20M19.50M7.30M
EBITDA Margin90.58%33.95%0.22%11.59%33.72%11.01%51.18%16.03%38.57%-15.51%22.01%16.90%
Net Income2.80M2.00M-1.06M1.65M616.00K-2.21M3.80M10.90M11.40M-20.10M-1.60M2.30M
Net Income Margin38.75%11.23%-6.69%4.90%1.32%-3.37%4.80%11.89%16.29%-23.62%-1.81%5.32%
R&D---873.00K829.00K2.54M2.10M2.40M1.80M3.00M3.50M-
R&D as % of Total Revenue---2.59%1.77%3.87%2.65%2.62%2.57%3.53%3.95%-
Interest Expense--0014.57M25.40M29.70M33.90M35.30M10.20M16.30M30.80M
Interest Expense % of Total Revenue--0.00%0.00%31.11%38.79%37.53%36.97%50.43%11.99%18.40%71.30%

Balance Sheet

Currency: GBP2015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets51.62M116.45M112.96M242.23M442.38M908.20M1.15B1.38B1.26B601.60M830.50M1.08B
Total Liabilities597.00K107.05M104.58M3.77M421.77M898.20M1.10B1.27B1.19B542.30M766.10M1.01B
Total Equity1.10M9.40M8.38M9.89M20.61M10.00M48.25M103.30M76.50M59.30M64.40M72.50M
Cash3.26M17.45M12.71M30.27M33.32M91.60M57.29M99.30M46.70M55.70M64.40M78.30M
Total Debt-97.77M86.98M214.53K388.15M851.90M1.05B1.22B1.16B516.90M730.50M987.00M
Net Debt-3.26M80.33M74.27M-30.27M354.82M760.30M987.88M1.12B1.12B463.70M666.10M908.70M

Cash Flow

Currency: GBP2015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow-31.79M-41.15M-4.58M18.52M-171.11M-401.11M-216.12M39.70M1.30M28.60M-196.50M15.00M
Investing Cash Flow-22.00K-1.13M-153.00K-970.00K-2.83M-3.47M-2.43M-191.00M11.70M-16.90M3.80M-247.10M
Financing Cash Flow30.00M56.46M-183.75M183.75M456.11M189.10M207.30M-64.30M-2.70M205.20M254.70M
Capital Expenditure23.00K1.14M188.00K151.00K2.87M3.55M2.41M3.40M6.50M3.20M2.20M100.00K
Free Cash Flow-31.81M-42.28M-4.77M18.37M-173.97M-404.66M-218.53M36.30M-5.20M25.40M-198.70M-242.50M
Dividends Paid--------7.80M4.40M--
FCF to OCF100.07%102.77%104.10%99.18%101.67%100.88%101.11%91.44%-400.00%88.81%101.12%-1616.67%
Dividend Paid to FCF---------150.00%17.32%--

Earnings

Report DateJul 27, 2021Dec 9, 2021Jun 29, 2022Nov 30, 2022Dec 9, 2024May 28, 2025Aug 1, 2025Dec 9, 2025
EPS Estimate0.000.000.000.000.000.000.000.00
EPS Actual0.020.060.020.10-0.010.000.000.01
Surprise--------
TimingPre-marketPre-marketPre-marketPre-market----

Key Statistics & Ratios

Market Cap40.56M
Enterprise Value954.96M
Trailing P/E14.25
Forward P/E9.68
Price / Sales0.80
Price / Book0.56
EPS0.02
Book Value0.511
Revenue (TTM)50.70M
Gross Profit (TTM)42.40M
EBITDA8.63M
Profit Margin4.54%
Operating Margin21.01%
Return on Equity3.31%
Return on Assets0.24%
Shares Outstanding142.30M
Shares Float36.18M
Beta0.36
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20232×
0.03Sep 14, 20230.01Jan 5, 2023
20221×
0.04Aug 25, 2022