YOLFTbeta
Lancashire Holdings Ltd

Lancashire Holdings Ltd

LRE · LSE · Financial Services / Insurance - Specialty

652.00GBX+5.50 (+0.85%)

Price History

Full chart

Market Stats

Previous Close646.50
Open653.00
Day Range648.14 – 659.50
52-Week Range505.45 – 667.00
Volume588.65K
Market Cap1.55B
P/E (TTM)6.52
Forward P/E8.30
EPS0.98
Dividend Yield2.63%
Beta0.46
50-Day Avg620.08
200-Day Avg619.87

About

Lancashire Holdings Limited, together with its subsidiaries, provides specialty insurance and reinsurance products in London, Bermuda, and Australia. The company operates in two segments, Reinsurance and Insurance. It offers property direct and facultative, property political risk and sovereign risk, and property terrorism and political violence insurance products, as well as property reinsurance services. The company also provides energy insurance products covering upstream, downstream and onshore operational, and upstream construction all risks business; marine hull, total loss only, mortgagees interests insurance, mortgagees additional perils, excess protection and indemnity, marine war, and builder's risks; and aviation AV52, aviation consortium, airline hull and liability, and satellite insurance products. In addition, it offers general insurance, support, insurance agent, and insurance mediation services. The company was incorporated in 2005 and is headquartered in Hamilton, Bermuda.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. Alexander Terence Maloney
  • Employees447
  • HeadquartersPower House, Hamilton, Bermuda, HM 11, UK
  • Websitehttps://www.lancashiregroup.com

Leadership

  • Mr. Alexander Terence MaloneyGroup CEO & Director · b. 1973
  • Ms. Natalie KershawGroup CFO & Director
  • Mr. Paul GregoryGroup Chief Underwriting Officer, LCM CEO & Executive Director · b. 1978
  • Ms. Samantha Jane ChurchillGroup Chief Operating Officer · b. 1976
  • Ms. Denise O'Donoghue C.F.A.Group Chief Investment Officer
  • Ms. Jelena BjelanovicHead of Investor Relations
  • Mr. Colin AlexanderDirector of Compliance
  • Mr. John William CadmanGroup General Counsel · b. 1965
  • Mr. James Edward FludeGroup Chief Underwriting Officer of Insurance · b. 1978
  • Mr. Stephen Daniel YeoGroup Head of Claims · b. 1978

Financials

Income Statement

Currency: USD2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-299.00M698.10M646.60M677.20M700.50M608.50M628.50M638.60M751.50M607.80M546.30M488.20M450.60M485.20M540.80M747.70M783.90M1.40B1.70B1.88B
Growth (%)--+133.48%-7.38%+4.73%+3.44%-13.13%+3.29%+1.61%+17.68%-19.12%-10.12%-10.64%-7.70%+7.68%+11.46%+38.26%+4.84%+78.03%+21.84%+10.76%
Cost of Revenue-34.90M76.50M99.60M106.00M106.30M112.40M119.40M125.80M153.40M146.20M132.10M115.60M126.40M105.40M115.00M157.00M261.20M385.20M482.60M516.90M
Gross Profit-264.10M621.60M547.00M571.20M594.20M496.10M509.10M512.80M598.10M461.60M414.20M372.60M324.20M379.80M425.80M590.70M522.70M1.01B1.22B1.37B
Gross Margin-88.33%89.04%84.60%84.35%84.83%81.53%81.00%80.30%79.59%75.95%75.82%76.32%71.95%78.28%78.74%79.00%66.68%72.40%71.62%72.55%
Operating Expense-104.60M229.70M449.40M182.40M255.00M278.00M271.60M294.70M371.60M289.90M263.80M445.50M290.60M260.30M419.90M647.50M540.00M677.70M881.10M1.06B
Operating Income-11.60M159.50M391.90M97.60M388.80M339.20M218.10M237.50M218.10M226.50M171.70M150.40M-72.90M33.60M119.50M5.90M-56.80M-17.30M332.70M336.70M311.30M
Operating Margin-53.34%56.14%15.09%57.41%48.42%35.84%37.79%34.15%30.14%28.25%27.53%-14.93%7.46%24.63%1.09%-7.60%-2.21%23.84%19.80%16.53%
EBITDA-11.60M172.40M408.00M112.70M395.70M347.20M227.10M246.80M245.90M267.50M188.70M168.30M-54.70M53.10M143.20M26.20M-26.60M12.40M364.50M371.30M356.32M
EBITDA Margin-57.66%58.44%17.43%58.43%49.56%37.32%39.27%38.51%35.60%31.05%30.81%-11.20%11.78%29.51%4.84%-3.56%1.58%26.12%21.84%18.92%
Net Income-11.60M159.30M390.90M97.50M385.40M330.80M212.20M234.90M222.50M229.30M181.10M153.80M-71.10M37.50M117.90M4.20M-62.20M-15.50M321.50M321.30M299.56M
Net Income Margin-53.28%55.99%15.08%56.91%47.22%34.87%37.37%34.84%30.51%29.80%28.15%-14.56%8.32%24.30%0.78%-8.32%-1.98%23.04%18.90%15.91%
Interest Expense012.30M14.70M14.00M6.40M5.40M5.60M7.20M13.20M15.50M15.10M15.60M16.40M18.10M19.80M17.00M26.90M26.60M27.30M27.10M34.51M
Interest Expense % of Total Revenue-4.11%2.11%2.17%0.95%0.77%0.92%1.15%2.07%2.06%2.48%2.86%3.36%4.02%4.08%3.14%3.60%3.39%1.96%1.59%1.83%

Balance Sheet

Currency: USD2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-06-302023-12-312024-12-312025-12-31
Total Assets1.08B1.66B2.23B2.49B2.64B2.63B2.51B2.64B3.27B3.12B2.78B2.76B2.90B2.86B3.05B3.55B4.07B4.75B-3.90B4.38B4.81B
Total Liabilities130.60M525.10M1.02B1.22B1.26B1.34B1.18B1.25B1.81B1.76B1.55B1.55B1.79B1.79B1.86B2.01B2.66B3.48B-2.39B2.89B3.30B
Total Equity947.10M1.14B1.22B1.27B1.38B1.29B1.33B1.39B1.46B1.36B1.22B1.21B1.11B1.07B1.19B1.54B1.41B1.33B-1.51B1.49B1.51B
Cash1.07B400.10M737.30M413.60M440.00M512.50M311.80M295.80M403.00M303.50M291.80M308.80M256.50M154.60M320.40M314.30M517.70M548.80M-756.90M684.30M561.60M
Total Debt125.40M128.60M132.30M130.80M131.40M128.80M128.00M258.70M332.30M326.60M322.30M320.90M326.30M324.30M345.40M348.40M463.60M469.40M-471.30M469.30M477.37M
Net Debt-947.00M-271.50M-605.00M-282.80M-308.60M-383.70M-183.80M-37.10M-70.70M23.10M30.50M12.10M69.80M169.70M25.00M-84.00M-54.10M-79.40M--285.60M-215.00M-84.23M

Cash Flow

Currency: USD2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-4.10M314.50M521.50M360.70M278.40M268.80M257.70M193.30M167.70M212.50M98.10M48.90M-38.70M-2.50M34.50M80.90M243.80M323.80M441.90M573.80M467.51M
Investing Cash Flow-402.55K-988.00M-89.60M-358.60M-210.70M259.20M-3.80M-120.00M87.00M66.50M234.10M168.70M31.30M-6.40M183.40M-260.10M-186.80M-194.90M-54.30M-251.90M-301.19M
Financing Cash Flow1.08B--100.90M-316.50M-41.80M-448.10M-454.50M-85.60M-146.70M-365.00M-338.00M-197.70M-50.70M-91.10M-53.60M287.30M32.80M-90.80M-185.40M-386.10M-314.05M
Capital Expenditure402.55K2.60M1.30M200.00K7.60M2.30M1.80M1.90M100.00K8.70M400.00K400.00K600.00K200.00K1.10M700.00K3.90M11.00M16.60M7.40M2.35M
Free Cash Flow-4.50M311.90M520.20M360.50M270.80M266.50M255.90M191.40M167.60M203.80M98.10M48.50M-39.30M-2.70M33.40M80.90M239.90M312.80M425.30M566.40M465.16M
Dividends Paid---238.20M10.50M293.20M448.90M210.10M334.20M327.70M322.20M181.80M33.80M72.80M31.50M33.10M37.40M37.00M155.80M356.30M302.72M
FCF to OCF109.82%99.17%99.75%99.94%97.27%99.14%99.30%99.02%99.94%95.91%100.00%99.18%101.55%108.00%96.81%100.00%98.40%96.60%96.24%98.71%99.50%
Dividend Paid to FCF---66.07%3.88%110.02%175.42%109.77%199.40%160.79%328.44%374.85%-86.01%-2696.30%94.31%40.91%15.59%11.83%36.63%62.91%65.08%

Earnings

Report DateMar 31, 2007Jun 30, 2007Sep 30, 2007Feb 13, 2008Apr 30, 2008Aug 5, 2008Oct 27, 2008Feb 16, 2009May 15, 2009Jul 29, 2009Nov 5, 2009Feb 26, 2010May 5, 2010Aug 5, 2010Nov 8, 2010Feb 24, 2011May 6, 2011Jul 27, 2011Nov 4, 2011Feb 23, 2012May 4, 2012Jul 25, 2012Nov 8, 2012Feb 21, 2013May 2, 2013Aug 1, 2013Nov 6, 2013Feb 13, 2014May 1, 2014Jul 24, 2014Nov 5, 2014Feb 12, 2015Apr 30, 2015Jul 29, 2015Nov 5, 2015Feb 18, 2016May 5, 2016Jul 27, 2016Nov 3, 2016Feb 16, 2017May 4, 2017Jul 27, 2017Nov 2, 2017Feb 15, 2018May 3, 2018Jul 26, 2018Nov 1, 2018Feb 14, 2019May 3, 2019Jul 25, 2019Nov 7, 2019Apr 30, 2020Jul 29, 2020Nov 5, 2020Feb 10, 2021Apr 29, 2021Jul 28, 2021Nov 4, 2021Feb 11, 2022Apr 28, 2022Jul 27, 2022Nov 3, 2022Feb 10, 2023Apr 27, 2023Aug 10, 2023Nov 9, 2023Mar 6, 2024May 1, 2024Aug 8, 2024Nov 6, 2024Mar 28, 2025May 1, 2025Aug 6, 2025Jul 29, 2026
EPS Estimate-------------------------0.240.300.230.300.250.230.250.310.200.180.200.210.170.190.170.170.15-0.240.140.170.140.09-0.080.170.160.111.120.100.000.000.000.290.000.260.000.310.000.520.000.800.000.670.000.610.000.530.000.180.64
EPS Actual22.0020.1425.2427.8822.7513.70-36.5028.7315.3536.9135.3641.642.5732.1939.3648.123.1230.6926.1013.9915.9120.2226.6017.9127.080.210.080.180.180.140.190.440.280.190.170.270.140.160.210.250.150.19-0.67-0.030.210.17-0.12-0.070.000.000.000.000.000.000.000.000.000.000.000.000.000.00-0.070.000.800.000.670.000.000.000.480.000.440.00
Surprise--------------------------12.50%-73.33%-21.74%-40.00%-44.00%-17.39%76.00%-9.68%-5.00%-5.56%35.00%-33.33%-5.88%10.53%47.06%-11.76%26.67%-179.17%-121.43%23.53%21.43%-233.33%12.50%-100.00%-100.00%-100.00%-100.00%-100.00%----100.00%--100.00%--100.00%--113.46%-0.00%-0.00%--100.00%--9.99%-143.09%-100.00%
Timing------------------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market--Pre-marketPre-marketPre-market-Pre-market-Pre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hours------

Key Statistics & Ratios

Market Cap1.55B
Enterprise Value1.46B
Trailing P/E6.52
Forward P/E8.30
PEG Ratio-4.77
Price / Sales1.02
Price / Book1.40
EPS0.98
Book Value4.63
Revenue (TTM)1.52B
Gross Profit (TTM)543.80M
EBITDA378.20M
Profit Margin21.44%
Operating Margin22.20%
Return on Equity21.70%
Return on Assets5.06%
Shares Outstanding243.22M
Shares Float206.28M
Beta0.46
Dividend Yield2.63%
Dividend Rate0.17
Payout Ratio17.97%

Dividends

20264×
0.75Nov 12, 20260.06Aug 6, 20260.11May 14, 20260.37Mar 19, 2026
20254×
0.57Nov 13, 20250.06Aug 14, 20250.12May 15, 20250.20Mar 13, 2025
20244×
0.58Nov 14, 20240.06Aug 15, 20240.12May 9, 20240.39Mar 14, 2024
20233×
0.40Nov 16, 20230.04Aug 17, 20230.08May 4, 2023
20222×
0.04Aug 4, 20220.08May 12, 2022
20212×
0.04Aug 5, 20210.07May 6, 2021
20202×
0.04Aug 13, 20200.08May 7, 2020
20192×
0.04Aug 8, 20190.07Feb 21, 2019
20181×
0.15Nov 8, 2018