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Manx Financial Group Plc

Manx Financial Group Plc

MFX · LSE · Financial Services / Banks - Regional

21.50GBX+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close21.50
Open21.50
Day Range21.06 – 21.85
52-Week Range19.60 – 32.34
Volume11.66K
Market Cap28.75M
P/E (TTM)5.75
Forward P/E0.00
EPS0.04
Dividend Yield2.26%
Beta0.64
50-Day Avg24.30
200-Day Avg25.26

About

Manx Financial Group PLC, through its subsidiaries, provides asset and personal finance, investing, foreign exchange brokerage, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Islands. The company offers various financial products and services, such as savings accounts, asset financing, personal loans, block discounting, and other specialist secured credit facilities to consumers and business sectors; and loans to small and medium sized enterprises, as well as hire purchase and leasing finance services. It also provides wealth management, protection, lending, general insurance, and retirement planning services to personal and corporate customers; and payment processing facilities. The company was formerly known as Conister Financial Group PLC and changed its name to Manx Financial Group PLC in July 2009. Manx Financial Group PLC was founded in 1935 and is based in Douglas, the Isle of Man.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Douglas Haddow Grant
  • Employees173
  • HeadquartersClarendon House, Douglas, Isle of Man, IM1 2LN, UK
  • Websitehttps://www.mfg.im

Leadership

  • Mr. James Mellon M.A.Executive Chairman · b. 1957
  • Mr. Douglas Haddow GrantCEO & Director · b. 1965
  • Mr. Denham Hervey Newall EkeExecutive Vice Chairman of the Group · b. 1951
  • Mr. James Andrew Brian Smeed ACA, CTAGroup Finance Director & Executive Director · b. 1985
  • Ms. Lesley Crossley ACII, ACISCompany Secretary · b. 1967

Financials

Income Statement

Currency: GBP2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue7.23M7.52M7.16M7.55M7.53M5.00M6.84M5.78M6.77M12.15M10.82M14.55M9.55M11.79M13.39M16.77M22.45M24.71M32.48M46.01M57.54M65.55M
Growth (%)-+4.03%-4.79%+5.53%-0.33%-33.51%+36.58%-15.51%+17.16%+79.53%-10.90%+34.45%-34.40%+23.53%+13.50%+25.28%+33.86%+10.05%+31.47%+41.67%+25.05%+13.91%
Cost of Revenue-------4.05M4.47M3.85M4.04M4.47M9.11M13.20M6.11M-5.22M4.97M6.39M14.53M23.14M32.18M
Gross Profit-------1.72M2.29M8.30M8.07M11.61M9.55M9.81M13.39M16.77M17.23M19.74M26.16M31.48M34.40M33.37M
Gross Margin-------29.83%33.87%68.29%74.51%79.77%100.00%83.19%100.00%100.00%76.74%79.90%80.55%68.42%59.79%50.91%
Operating Expense-------2.51M2.90M7.22M6.34M9.19M8.00M7.15M10.71M13.75M15.72M14.46M20.70M20.30M24.47M26.03M
Operating Income2.53M2.53M2.19M-3.97M-18.30M-2.62M-188.00K-783.00K-610.00K1.07M1.73M2.42M1.54M2.66M2.68M3.02M1.51M5.28M5.47M11.18M9.93M7.34M
Operating Margin35.04%33.60%30.66%-52.52%-243.16%-52.37%-2.75%-13.56%-9.01%8.83%15.98%16.66%16.18%22.55%20.02%18.03%6.71%21.36%16.83%24.29%17.26%11.19%
EBITDA2.53M2.53M2.19M-1.28M-18.23M-2.52M111.00K-549.00K-503.00K1.32M4.76M3.12M5.24M3.08M3.26M3.97M2.78M4.45M6.80M8.55M11.22M8.13M
EBITDA Margin35.04%33.60%30.66%-16.89%-242.14%-50.33%1.62%-9.50%-7.43%10.91%44.02%21.46%54.87%26.11%24.35%23.65%12.37%17.99%20.95%18.58%19.50%12.40%
Net Income711.00K78.00K-829.00K-4.14M-18.30M-2.62M-188.00K-783.00K-337.00K1.09M1.59M2.10M1.30M2.51M2.47M2.67M1.94M2.79M4.33M5.29M8.10M6.39M
Net Income Margin9.84%1.04%-11.58%-54.83%-243.16%-52.37%-2.75%-13.56%-4.98%8.95%14.68%14.44%13.63%21.26%18.43%15.94%8.62%11.30%13.33%11.49%14.08%9.75%
Interest Expense---0000002.49M2.81M3.00M3.37M3.26M3.55M4.39M5.22M4.97M6.39M14.53M23.14M21.41M
Interest Expense % of Total Revenue---0.00%0.00%0.00%0.00%0.00%0.00%20.52%25.95%20.63%35.27%27.60%26.50%26.18%23.26%20.10%19.68%31.58%40.21%32.67%

Balance Sheet

Currency: GBP2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets47.34M46.61M49.29M58.30M63.74M63.60M68.42M81.29M78.22M56.94M64.59M67.20M77.98M93.72M119.51M130.00M152.69M173.22M196.91M252.89M267.96M308.75M379.26M480.70M497.79M561.32M
Total Liabilities38.96M38.10M40.69M48.60M53.58M53.44M53.15M63.82M69.47M50.89M55.97M59.55M70.76M85.19M109.53M117.86M139.52M155.78M177.19M230.57M245.53M283.77M349.49M444.72M460.48M517.76M
Total Equity8.39M8.51M8.60M9.70M10.16M10.16M15.27M17.47M8.76M6.05M8.62M7.65M7.21M8.53M9.98M12.15M13.17M17.44M19.72M22.32M22.35M24.93M29.58M34.94M37.26M43.55M
Cash4.83M3.72M4.47M6.12M5.09M6.83M12.77M22.91M20.59M7.98M4.79M2.33M1.92M4.18M6.12M7.16M6.13M9.74M9.75M14.62M34.05M20.28M22.63M12.11M16.20M24.31M
Total Debt--------500.00K500.00K1.71M2.21M4.51M6.07M7.17M7.85M9.94M8.99M16.01M16.68M22.73M24.97M32.95M40.67M47.08M55.10M
Net Debt--------22.91M-20.09M-7.48M-3.08M-125.00K2.59M1.88M1.04M697.00K3.81M-750.00K6.26M2.06M-11.33M4.69M10.32M28.57M30.89M30.79M

Cash Flow

Currency: GBP1998-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-3.24M-2.28M-2.11M2.72M686.00K-289.00K-2.81M11.28M-2.18M6.50M12.91M-8.34M24.08M-4.21M2.91M-2.72M5.54M6.33M2.32M
Investing Cash Flow--244.00K-532.00K-10.50M-9.02M-3.65M-2.43M3.02M-10.44M3.12M-9.61M-10.90M2.08M-19.02M19.21M-17.78M-2.17M-111.66M-2.48M-46.89M
Financing Cash Flow-7.23M500.00K-3.11M500.00K2.30M2.06M1.10M100.00K2.08M1.61M6.26M-186.00K4.44M1.10M7.24M95.60M244.00K52.67M
Capital Expenditure0244.00K96.00K526.00K179.00K323.00K186.00K156.00K208.00K514.00K143.00K335.00K1.75M1.77M1.42M2.59M1.98M3.53M1.60M844.00K
Free Cash Flow-2.99M-2.38M-2.64M2.54M363.00K-475.00K-2.97M11.07M-2.70M6.36M12.57M-10.08M22.31M-5.63M316.00K-4.69M2.01M4.73M1.48M
Dividends Paid------------152.00K152.00K152.00K152.00K217.00K342.00K337.00K504.00K
FCF to OCF-92.46%104.20%124.92%93.43%52.92%164.36%105.55%98.16%123.53%97.80%97.41%120.96%92.67%133.65%10.87%172.79%36.31%74.70%63.68%
Dividend Paid to FCF-------------1.51%0.68%-2.70%48.10%-4.62%17.01%7.13%34.05%

Earnings

Report DateMar 3, 2016Aug 4, 2016May 2, 2017Sep 22, 2017Mar 16, 2018Sep 4, 2018Mar 29, 2019Sep 26, 2019Jun 30, 2020Aug 28, 2020Mar 4, 2021Sep 29, 2021Mar 10, 2022Sep 27, 2022Mar 21, 2023Sep 24, 2024Jun 25, 2025Sep 22, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
EPS Actual0.010.010.010.000.010.010.010.010.010.010.010.010.010.010.010.020.040.02
Surprise------------------
Timing------------------

Key Statistics & Ratios

Market Cap28.75M
Enterprise Value55.58M
Trailing P/E5.75
Forward P/E0.00
PEG Ratio0.00
Price / Sales0.69
Price / Book0.65
EPS0.04
Book Value0.354
Revenue (TTM)41.86M
Gross Profit (TTM)35.08M
Profit Margin12.92%
Operating Margin17.00%
Return on Equity12.48%
Return on Assets1.02%
Shares Outstanding124.98M
Shares Float72.05M
Beta0.64
Dividend Yield2.26%
Dividend Rate0.01
Payout Ratio18.64%

Dividends

20261×
0.01Jul 9, 2026
20251×
0.01Oct 9, 2025
20241×
0.00May 16, 2024
20231×
0.00Jun 15, 2023
20221×
0.00Jun 1, 2022
20211×
0.00Jul 15, 2021
20052×
0.00Sep 21, 20050.01Mar 30, 2005
20042×
0.00Sep 22, 20040.01Mar 24, 2004
20032×
0.00Oct 1, 20030.01Apr 9, 2003
20022×
0.00Oct 2, 20020.01Apr 3, 2002
20012×
0.00Sep 19, 20010.01Mar 14, 2001
20002×
0.00Oct 9, 20000.00Apr 10, 2000
19992×
0.00Oct 11, 19990.01Mar 8, 1999
19982×
0.00Sep 14, 19980.01Mar 2, 1998
19972×
0.00Sep 15, 19970.01Mar 3, 1997

Stock Splits

  • Jul 9, 20261.0026:1