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Nationwide Building Society

Nationwide Building Society

NBS · LSE · Financial Services / Banks - Regional

124.50GBP-0.50 (-0.40%)

Price History

Full chart

Market Stats

Previous Close125.00
Open125.00
Day Range124.50 – 125.00
52-Week Range120.25 – 133.88
Volume80
Market Cap1.14B
P/E (TTM)1.08
Forward P/E0.00
EPS115.98
Dividend Yield0.00%
Beta0.51
50-Day Avg126.30
200-Day Avg128.97

About

Nationwide Building Society, together with its subsidiaries, provides retail banking products and services in the United Kingdom. The company offers current, savings, and individual savings accounts; residential mortgages; overdrafts; personal, car, wedding, debt consolidation, holiday, and home improvement loans; and credit cards. It also provides loans to registered social landlords, and project finance initiatives. In addition, the company offers home, life, income protection, travel, mobile phone, and breakdown insurance; and investment products and services, such as financial planning services. Further, it provides treasury liquidity and derivatives services, as well as mobile, telephone, and internet banking services. The company was founded in 1846 and is headquartered in Swindon, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEODeborah Anne Crosbie
  • Employees26.89K
  • HeadquartersNationwide House, Swindon, United Kingdom, SN38 1NW, UK
  • Websitehttps://www.nationwide.co.uk

Leadership

  • Deborah Anne CrosbieGroup CEO & Executive Director · b. 1970
  • Mr. Muir James MathiesonGroup CFO & Executive Director · b. 1974
  • Mr. Christopher Stuart Rhodes A.C.A., B.Sc.Virgin Money Chief Executive Officer · b. 1963
  • Mr. Suresh ViswanathanGroup Chief Operating Officer · b. 1966
  • Mr. James Richard PeirsonGroup General Counsel · b. 1978
  • Ms. Sara BatchelorHead of Media Relations
  • Ms. Sara Bennison MA (Oxon)Chief Product & Marketing Officer · b. 1968
  • Ms. Lynn Reston McManusGroup Chief People Officer · b. 1968
  • Mr. Ian George AndrewManaging Director of Nationwide Group Intermediary Sales · b. 1964
  • Ms. Alison J. RobbDeputy Chief Financial Officer · b. 1969

Financials

Income Statement

Currency: GBP2003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312014-04-042015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue1.22B1.38B1.53B1.86B2.07B2.14B2.06B2.13B2.03B2.13B1.69B2.29B2.29B2.89B3.30B3.21B3.14B3.09B5.64B4.54B4.87B9.21B4.67B16.27B17.39B
Growth (%)-+12.70%+10.89%+21.78%+11.26%+3.45%-3.68%+3.45%-4.60%+4.82%-20.88%+35.77%0.00%+26.34%+14.07%-2.67%-2.15%-1.56%+82.22%-19.38%+7.22%+89.08%-49.32%+248.55%+6.88%
Cost of Revenue---100.00K-7.90M-23.10M-27.52M-19.00M-1.00M-4.00M-13.00M--------2.00M-923.00M4.45B-70.00M11.09B11.36B
Gross Profit1.22B1.38B1.53B1.87B2.09B2.17B2.08B2.13B2.04B2.14B1.69B2.29B2.29B2.89B3.30B3.21B3.14B3.09B5.64B4.54B3.95B4.76B4.67B5.18B6.04B
Gross Margin100.00%100.00%100.01%100.43%101.12%101.29%100.92%100.05%100.20%100.61%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%81.06%51.66%100.00%31.85%34.70%
Operating Expense-1.65B-1.82B-2.90B-3.26B-3.97B-6.42B-5.62B-1.06B-1.38B-1.78B-2.09B1.70B1.70B1.80B2.01B2.13B2.04B2.15B5.09B3.61B2.35B2.53B2.89B2.88B4.55B
Operating Income2.87B3.20B4.42B5.12B6.06B8.59B7.70B3.19B3.42B3.92B3.77B591.00M591.00M1.10B1.29B1.08B1.11B948.00M547.00M932.00M1.60B2.23B1.78B2.30B1.49B
Operating Margin235.03%232.50%289.88%275.70%293.18%401.67%373.79%149.93%168.22%184.00%223.78%25.82%25.82%37.90%39.13%33.79%35.20%30.65%9.71%20.51%32.78%24.20%38.04%14.15%8.57%
EBITDA2.96B3.31B4.52B5.24B6.19B8.71B7.83B3.35B467.00M4.10B3.99B812.00M959.00M-168.00M-185.00M-31.00M-129.00M-121.00M-157.00M-109.00M2.19B-57.00M2.23B2.89B2.18B
EBITDA Margin242.52%240.40%296.40%282.02%299.20%407.48%379.90%157.02%22.97%192.44%236.60%35.47%41.90%-5.81%-5.61%-0.97%-4.11%-3.91%-2.79%-2.40%44.99%-0.62%47.70%17.78%12.56%
Net Income262.70M317.90M365.30M397.20M463.60M495.30M162.00M264.00M248.00M179.00M210.00M549.00M549.00M839.00M985.00M757.00M745.00M618.00M365.00M618.00M1.25B1.66B1.30B2.30B1.06B
Net Income Margin21.52%23.10%23.94%21.38%22.43%23.16%7.86%12.39%12.20%8.40%12.46%23.98%23.98%29.01%29.86%23.58%23.71%19.98%6.48%13.60%25.70%18.06%27.84%14.16%6.08%
Interest Expense2.52B2.77B3.91B4.56B5.41B7.90B7.49B2.85B3.10B3.72B3.56B2.86B2.86B2.48B815.00M929.00M902.00M925.00M1.07B890.00M950.00M4.33B9.57B11.09B11.03B
Interest Expense % of Total Revenue206.09%201.48%255.99%245.60%261.65%369.59%363.50%133.93%152.63%174.47%211.33%125.12%125.12%85.58%24.70%28.93%28.71%29.91%18.95%19.59%19.50%46.97%205.08%68.15%63.39%

Balance Sheet

Currency: GBP2000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312014-04-042015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets64.01B71.13B74.45B85.42B101.43B111.59B120.59B137.38B179.03B202.36B191.40B188.88B196.13B190.72B189.89B189.89B195.58B208.94B221.67B228.94B238.30B248.04B254.91B272.35B271.89B271.92B367.88B382.33B
Total Liabilities60.75B67.54B70.57B81.23B96.88B106.65B115.55B131.91B173.02B198.07B185.68B182.62B189.97B184.14B180.99B180.99B185.84B198.01B210.54B216.70B225.13B235.67B242.14B257.99B256.32B254.23B347.39B363.22B
Total Equity3.26B3.59B3.89B4.19B4.55B4.94B5.03B5.46B6.01B4.29B5.72B6.25B6.16B6.58B8.91B8.91B9.74B10.93B11.13B12.24B13.17B12.37B12.78B15.70B16.91B17.69B19.72B18.91B
Cash199.60M323.30M464.50M348.40M310.50M362.50M368.60M364.00M406.50M8.20B3.99B6.13B8.13B7.89B6.99B6.99B7.25B9.44B13.28B15.44B13.87B14.47B17.70B30.82B25.95B25.23B29.48B38.41B
Total Debt---11.68B20.63B23.82B22.21B30.49B35.80B36.90B38.86B39.74B40.38B35.84B19.32B19.32B30.14B40.41B53.28B61.31B64.04B68.20B64.36B72.07B61.17B54.89B54.24B65.43B
Net Debt---11.33B20.32B23.45B21.85B30.12B35.39B28.70B34.87B33.61B32.25B27.95B12.33B12.33B22.89B30.97B40.00B45.87B50.16B53.73B46.66B41.25B35.22B29.66B24.75B27.02B

Cash Flow

Currency: GBP2003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312014-04-042015-03-312016-03-312017-03-312018-03-312018-04-042019-03-312020-03-312020-04-042021-03-312021-04-042022-03-312022-04-042023-03-312023-04-042024-03-312025-03-312026-03-31
Operating Cash Flow-1.23B-331.30M-2.02B-1.15B2.69B10.42B-1.47B-5.20B3.37B1.97B-11.89B-974.00M-974.00M-855.00M-38.00M-944.00M1.64B9.13B962.00M3.41B-11.06B-13.77B--455.00M-7.17B-7.91B3.90B
Investing Cash Flow-2.11B-418.60M1.55B125.90M-1.58B-6.83B5.97B-2.36B1.04B-890.00M10.70B2.02B2.02B-545.00M252.00M922.00M-4.05B-4.05B-3.42B-6.33B--7.95B--4.96B--4.21B-792.00M10.77B2.33B
Financing Cash Flow-6.60M-8.00M38.30M-549.10M--325.00M-15.00M-89.00M-360.00M563.00M-4.13B-4.13B1.66B4.60B3.20B4.67B-2.88B811.00M812.00M--271.00M-389.00M--2.14B--9.31B1.44B2.12B
Capital Expenditure110.90M126.80M126.00M154.50M169.80M217.70M266.00M337.00M357.00M405.00M348.00M128.00M128.00M142.00M134.00M198.00M159.00M524.00M156.00M667.00M0341.00M0278.00M0346.00M085.00M401.00M426.00M
Free Cash Flow-1.34B-458.10M-2.15B-1.30B2.52B10.20B-1.73B-5.54B3.01B1.57B-12.24B-1.10B-1.10B-997.00M-172.00M-1.14B1.48B-806.00M2.74B-10.72B-13.49B--801.00M-7.08B-8.31B3.48B
Dividends Paid-------------111.00M68.00M124.00M150.00M-176.00M150.00M-165.00M-186.00M-186.00M-186.00M94.00M94.00M
FCF to OCF109.04%138.27%106.23%113.45%93.70%97.91%118.12%106.48%89.39%79.48%102.93%113.14%113.14%116.61%452.63%120.97%90.29%-83.78%80.45%-96.92%-97.98%-176.04%-98.81%105.07%89.09%
Dividend Paid to FCF--------------11.13%-39.53%-10.86%10.14%-21.84%5.47%-1.54%-1.38%--23.22%-2.63%-1.13%2.70%

Earnings

Report DateJun 15, 2020Nov 20, 2020Jun 16, 2021Nov 19, 2021May 20, 2022Nov 18, 2022Nov 27, 2024Jun 13, 2025Nov 20, 2025
EPS Estimate0.000.000.000.000.000.000.000.000.00
EPS Actual0.000.000.000.000.000.000.000.000.00
Surprise---------
Timing-----Pre-market---

Key Statistics & Ratios

Market Cap1.14B
Enterprise Value24.52B
Trailing P/E1.08
Forward P/E0.00
Price / Sales0.19
Price / Book0.05
EPS115.98
Book Value2,311.36
Revenue (TTM)6.05B
Gross Profit (TTM)6.05B
Profit Margin17.49%
Operating Margin32.92%
Return on Equity5.28%
Return on Assets0.29%
Shares Outstanding9.12M
Shares Float8.11M
Beta0.51
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%