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Nova Ljubljanska Banka d.d.

Nova Ljubljanska Banka d.d.

NLB · LSE · Financial Services / Banks - Regional

43.10EUR-0.10 (-0.23%)

Price History

Full chart

Market Stats

Previous Close43.20
Open43.00
Day Range43.00 – 43.70
52-Week Range31.57 – 48.95
Volume34.22K
Market Cap1.13B
P/E (TTM)0.02
Forward P/E0.00
EPS4.82
Dividend Yield5.95%
Beta0.50
50-Day Avg44.90
200-Day Avg42.54

About

Nova Ljubljanska Banka d.d., together with its subsidiaries, provides various banking services for retail and corporate clients in Slovenia, South East Europe, and Western Europe. It operates through Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other segments. The company offers saving, deposits, and business accounts; and personal, home, and green housing loans. It also provides credit, debit, and deferred payment cards, as well as other services; savings and investment products; security trading; and digital services. In addition, the company offers life, health, investment, accident, disability, home, and car insurance products; and asset management, and personal and private banking services. Nova Ljubljanska Banka d.d. was founded in 1889 and is based in Ljubljana, Slovenia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Blaz Brodnjak MBA
  • Employees8.06K
  • HeadquartersTrg republike 2, Ljubljana, Slovenia, 1520, UK
  • Websitehttps://www.nlb.si

Leadership

  • Mr. Blaz Brodnjak MBACEO & President of the Management Board · b. 1974
  • Mr. Archibald KremserCFO, Deputy CEO & Member of the Management Board · b. 1971
  • Mr. Peter Andreas BurkhardtChief Risk Officer & Member of Management Board · b. 1971
  • Mr. Andrej LasicChief Marketing Officer & Member of Management Board · b. 1970
  • Ms. Hedvika UsenikChief Marketing Officer & Member of the Management Board · b. 1972
  • Mr. Antonio ArgirMember of Management Board · b. 1975
  • Mr. Reinhard HollChief Transformation Officer & Member of the Management Board · b. 1983
  • Ms. Valerija PesecHead of Investor Relations & Research
  • Mr. Marko JericGeneral Manager of Legal & Secretariat
  • Mr. Rremandrej KrajnerGeneral Manager of Communication

Financials

Income Statement

Currency: EUR2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue507.63M539.97M509.59M704.40M833.29M1.15B1.29B1.36B
Growth (%)-+6.37%-5.63%+38.23%+18.30%+38.34%+12.13%+4.99%
Net Income203.65M193.58M269.71M236.40M446.86M550.70M514.55M503.06M
Net Income Margin40.12%35.85%52.93%33.56%53.63%47.77%39.81%37.07%
Interest Expense45.95M46.33M55.62M68.47M64.85M160.07M273.48M290.32M
Interest Expense % of Total Revenue9.05%8.58%10.91%9.72%7.78%13.89%21.16%21.39%

Balance Sheet

Currency: EUR2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets12.74B14.17B19.57B21.58B24.16B25.94B28.04B31.47B
Total Liabilities11.08B12.44B17.44B19.36B21.74B22.99B24.74B27.61B
Total Equity1.62B1.69B1.95B2.08B2.37B2.88B3.23B3.78B
Cash1.72B2.21B4.12B5.18B5.43B6.15B4.08B4.42B

Cash Flow

Currency: EUR2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow148.97M-334.35M-123.97M-643.88M-584.79M1.40B-795.13M448.19M
Investing Cash Flow-136.34M-248.68M586.48M-337.34M-41.19M---
Financing Cash Flow241.30M1.11B1.41B2.01B943.68M---
Capital Expenditure16.96M19.26M27.63M23.01M26.91M61.99M72.57M86.78M
Free Cash Flow646.34M698.07M1.17B1.43B-158.00M1.34B-867.71M361.40M
Dividends Paid270.60M147.24M100.50M100.50M104.59M114.75M228.68M265.85M
FCF to OCF433.89%-208.78%-945.33%-221.68%27.02%95.57%109.13%80.64%
Dividend Paid to FCF41.87%21.09%8.58%7.04%-66.19%8.57%-26.35%73.56%

Earnings

Report DateMar 8, 2019May 24, 2019Sep 6, 2019Nov 29, 2019Feb 21, 2020May 14, 2020Aug 14, 2020Nov 14, 2020Feb 19, 2021May 12, 2021Aug 13, 2021Nov 12, 2021Feb 24, 2022May 12, 2022Aug 11, 2022Nov 10, 2022Feb 23, 2023Apr 13, 2023Aug 10, 2023Nov 9, 2023Feb 22, 2024May 8, 2024Aug 1, 2024Dec 10, 2024Feb 20, 2025May 8, 2025Aug 7, 2025Nov 6, 2025Feb 13, 2026May 7, 2026Aug 7, 2026
EPS Estimate---2.65---1.28--3.49--3.31-0.100.740.630.63--0.630.63---------
EPS Actual0.450.580.363.390.310.180.551.051.650.653.760.660.312.932.771.373.410.681.231.443.413.411.521.350.871.261.491.320.971.191.33
Surprise---27.92%----17.97%--7.74%---11.48%2870.00%85.14%441.27%7.94%--441.27%441.27%---------
Timing---Pre-market---Pre-market---------After-hours--After-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-market---

Key Statistics & Ratios

Market Cap1.13B
Enterprise Value5.39B
Trailing P/E0.02
Forward P/E0.00
Price / Sales0.88
Price / Book1.14
EPS4.82
Book Value38.95
Revenue (TTM)1.28B
Gross Profit (TTM)1.28B
Profit Margin37.55%
Operating Margin49.68%
Return on Equity13.35%
Return on Assets1.62%
Shares Outstanding100.00M
Shares Float74.96M
Beta0.50
Dividend Yield5.95%
Dividend Rate2.67
Payout Ratio55.50%

Dividends

20261×
1.38Jun 19, 2026
20252×
1.29Dec 19, 20251.29Jun 20, 2025
20242×
1.10Dec 13, 20241.10Jun 25, 2024
20232×
0.55Dec 15, 20230.55Jun 23, 2023
20222×
0.50Dec 16, 20220.50Jun 24, 2022
20213×
0.67Dec 22, 20210.13Oct 14, 20210.12Jun 18, 2021
20191×
1.43Jun 14, 2019