YOLFTbeta
PayPoint plc

PayPoint plc

PAY · LSE · Technology / Software - Infrastructure

773.00GBX-4.50 (-0.58%)

Price History

Full chart

Market Stats

Previous Close777.50
Open778.00
Day Range772.00 – 785.00
52-Week Range416.87 – 722.81
Volume126.51K
Market Cap372.46M
P/E (TTM)10.95
Forward P/E10.32
EPS0.58
Dividend Yield6.27%
Beta0.36
50-Day Avg619.56
200-Day Avg579.73

About

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom and New Zealand. The company operates through PayPoint and Love2shop segments. The PayPoint segment provides card payment services to retailers, including leased payment devices; ATM cash machines; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; open banking services; and digital payment services. The company offers its products under PayPoint One, eMoney, and MultiPay platforms. The Love2shop segment is involved in the provision of shopping vouchers, cards, and e-codes which customers may redeem with participating retailers; and Christmas savings club, to which customers make regular payments throughout the year to help spread the cost of Christmas, before converting to a voucher. It serves consumers, SMEs, convenience retailers in the commercial, not-for-profit, and public sectors. PayPoint plc was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Nicholas Winston Braid Wiles
  • Employees945
  • Headquarters1 The Boulevard, Welwyn Garden City, United Kingdom, AL7 1EL, UK
  • Websitehttps://www.paypoint.com

Leadership

  • Mr. Nicholas Winston Braid WilesCEO, Member of Executive Board & Executive Director · b. 1961
  • Mr. Rob HardingCFO, Member of Executive Board & Executive Director · b. 1974
  • Mr. Steve O'NeillChief Marketing & Corporate Affairs Officer and Member of Executive Board
  • Ms. Katy WildeChief People Officer & Member of Executive Board
  • Ms. Tanya MurphyGeneral Counsel, Head of Compliance & Legal and Member of Executive Board
  • Mr. Ben FordRetailer Network & Operational Excellence Director and Member of Executive Board
  • Mr. Mark LathamMD of Merchant Services & Member of the Executive Board
  • Mr. Simon ColesMD of Digital Payments & Open Banking and Member of Executive Board
  • Mr. Chris PaulFinance Director & Member of Executive Board
  • Ms. Jo ToolanMD of Network Services & Member of Executive Board

Financials

Income Statement

Currency: GBP2002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue26.09M50.31M67.13M89.05M119.97M157.07M212.15M224.35M196.60M193.23M200.03M208.53M212.16M218.50M212.56M211.92M213.51M211.58M144.29M127.75M145.14M167.72M306.37M310.71M337.01M
Growth (%)-+92.80%+33.43%+32.66%+34.71%+30.92%+35.07%+5.75%-12.37%-1.71%+3.52%+4.25%+1.74%+2.99%-2.72%-0.30%+0.75%-0.91%-31.80%-11.46%+13.62%+15.56%+82.66%+1.42%+8.46%
Cost of Revenue15.31M29.63M47.33M61.33M83.41M111.07M155.59M160.50M133.11M122.57M121.78M118.88M115.18M113.42M106.54M106.01M113.56M113.30M53.57M46.34M51.67M67.55M158.96M174.28M187.94M
Gross Profit10.78M20.68M19.80M27.72M36.56M46.00M56.55M63.85M63.49M70.67M78.25M89.65M96.97M105.08M106.02M105.92M99.95M98.27M90.72M81.41M93.48M100.17M147.40M136.43M149.07M
Gross Margin41.33%41.10%29.50%31.13%30.47%29.29%26.66%28.46%32.30%36.57%39.12%42.99%45.71%48.09%49.88%49.98%46.81%46.45%62.88%63.72%64.40%59.73%48.11%43.91%44.23%
Operating Expense9.78M11.53M13.63M20.26M17.25M20.80M27.35M30.17M29.42M34.61M39.38M47.67M52.70M56.89M55.69M53.64M46.49M44.32M39.68M59.12M42.93M48.19M91.10M103.08M77.36M
Operating Income1.01M9.15M6.17M7.46M19.31M25.20M29.20M33.68M34.07M36.05M38.87M41.98M44.28M48.19M50.33M52.28M53.46M53.95M51.04M22.29M50.55M51.98M56.30M33.36M71.71M
Operating Margin3.86%18.19%9.19%8.38%16.10%16.05%13.76%15.01%17.33%18.66%19.43%20.13%20.87%22.05%23.68%24.67%25.04%25.50%35.37%17.45%34.83%30.99%18.38%10.74%21.28%
EBITDA2.31M10.55M8.42M10.20M22.68M30.41M36.12M40.30M39.12M38.21M42.36M45.87M48.83M53.57M55.03M59.75M63.46M65.09M59.33M30.57M61.13M55.71M77.25M60.03M92.00M
EBITDA Margin8.84%20.97%12.55%11.46%18.91%19.36%17.03%17.96%19.90%19.77%21.18%22.00%23.02%24.52%25.89%28.19%29.72%30.76%41.12%23.93%42.12%33.22%25.22%19.32%27.30%
Net Income793.00K8.30M6.02M5.85M16.91M18.74M20.98M23.78M22.13M23.88M26.98M30.98M35.94M39.15M-2.11M59.62M42.94M44.43M45.67M22.34M39.68M34.71M35.69M19.19M39.33M
Net Income Margin3.04%16.50%8.97%6.57%14.09%11.93%9.89%10.60%11.26%12.36%13.49%14.86%16.94%17.92%-0.99%28.13%20.11%21.00%31.65%17.49%27.34%20.69%11.65%6.18%11.67%
R&D-----------1.85M1.91M2.93M3.89M4.67M6.23M3.71M430.00K1.09M808.00K350.00K318.00K205.00K250.00K
R&D as % of Total Revenue-----------0.89%0.90%1.34%1.83%2.20%2.92%1.75%0.30%0.86%0.56%0.21%0.10%0.07%0.07%
Interest Expense984.00K903.00K388.00K339.00K15.00K75.00K58.00K34.00K50.00K143.00K32.00K62.00K84.00K95.00K103.00K120.00K609.00K586.00K626.00K1.41M2.05M2.66M8.41M8.45M9.13M
Interest Expense % of Total Revenue3.77%1.79%0.58%0.38%0.01%0.05%0.03%0.02%0.03%0.07%0.02%0.03%0.04%0.04%0.05%0.06%0.29%0.28%0.43%1.10%1.41%1.59%2.74%2.72%2.71%

Balance Sheet

Currency: GBP2002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets13.83M18.18M26.70M40.18M52.60M81.11M102.49M111.26M120.75M119.15M133.20M328.20M293.97M305.69M234.58M199.83M262.52M231.56M257.99M284.92M232.13M479.99M519.11M508.35M503.81M
Total Liabilities21.63M12.67M15.95M23.25M23.75M40.73M52.91M50.29M50.01M38.55M41.84M222.33M190.40M190.34M146.72M126.69M201.23M181.41M219.66M251.62M148.88M368.27M397.95M411.03M427.98M
Total Equity-7.80M5.50M10.75M16.93M28.85M40.37M49.59M60.97M70.74M80.64M91.44M105.98M103.70M115.47M87.98M73.14M61.29M50.15M38.33M33.30M83.26M111.71M121.16M93.21M74.09M
Cash4.12M4.40M13.83M25.95M29.30M24.32M27.73M36.34M20.77M26.46M35.49M46.62M41.60M43.91M80.83M53.08M46.04M37.48M93.77M38.94M24.30M160.45M86.77M33.19M150.17M
Total Debt13.13M2.26M1.21M225.00K67.00K-70.00K9.00K6.02M32.00K--------70.94M87.03M51.79M100.42M98.77M105.49M142.21M
Net Debt9.01M-2.14M-12.63M-25.73M-29.23M-24.32M-27.66M-36.34M-14.75M-26.43M-35.49M-46.62M-41.60M-43.91M-80.83M-53.08M-46.04M-37.48M-22.83M48.09M27.50M-60.03M12.00M72.30M-7.96M

Cash Flow

Currency: GBP2002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow1.09M3.21M12.03M17.16M14.32M28.18M30.87M32.62M24.99M31.14M32.87M40.06M45.43M44.90M59.01M41.81M62.99M59.56M51.48M55.44M22.55M93.61M53.99M24.39M45.53M
Investing Cash Flow-1.23M-1.49M-7.63M-3.23M-5.26M-24.90M-14.01M-13.02M-33.10M-4.41M-6.99M-10.41M-12.74M-9.95M3.87M5.36M-14.20M-10.54M-7.88M-72.48M-4.67M-57.05M-16.33M-43.90M-27.92M
Financing Cash Flow991.00K-1.44M-1.47M-1.81M-5.72M-8.26M-13.45M-11.14M-7.35M-21.06M-16.48M-18.96M-36.97M-27.59M-28.01M-78.54M-55.90M-56.56M12.31M-10.34M-58.39M17.06M-28.81M-34.08M-19.96M
Capital Expenditure1.23M1.49M1.39M4.58M6.50M6.65M5.52M9.16M2.70M3.16M5.26M9.70M11.34M10.08M4.63M12.12M7.11M5.09M8.41M12.03M10.81M12.70M16.21M18.78M8.07M
Free Cash Flow-138.00K1.72M10.63M12.59M7.81M21.54M25.35M23.46M22.29M27.98M27.61M30.36M34.09M34.82M54.38M29.69M55.88M54.48M43.07M43.41M11.74M80.91M37.78M5.62M37.45M
Dividends Paid--277.00K783.00K5.50M8.19M9.74M11.08M12.86M15.04M16.45M18.96M31.63M24.70M27.44M78.54M55.90M56.56M57.42M21.39M23.10M25.11M27.32M27.78M60.76M
FCF to OCF-12.60%53.62%88.43%73.34%54.57%76.42%82.12%71.92%89.19%89.85%83.99%75.79%75.03%77.56%92.15%71.02%88.71%91.46%83.67%78.30%52.06%86.43%69.98%23.03%82.26%
Dividend Paid to FCF--2.60%6.22%70.42%38.03%38.41%47.21%57.69%53.76%59.59%62.44%92.79%70.92%50.45%264.53%100.04%103.83%133.31%49.27%196.73%31.03%72.32%494.52%162.23%

Earnings

Report DateJun 23, 2016Nov 24, 2016Jan 26, 2017May 25, 2017Jul 26, 2017Nov 30, 2017Jan 26, 2018May 24, 2018Jul 26, 2018Nov 30, 2018Jan 24, 2019May 23, 2019Jul 24, 2019Nov 28, 2019Jan 23, 2020Jun 5, 2020Jul 22, 2020Nov 26, 2020Jan 21, 2021May 27, 2021Jul 21, 2021Nov 25, 2021Jan 20, 2022May 26, 2022Jul 20, 2022Nov 24, 2022Jan 19, 2023Jul 28, 2023Nov 23, 2023Jan 24, 2024Jun 13, 2024Aug 5, 2024Nov 21, 2024Jan 28, 2025Jun 11, 2025Nov 20, 2025Nov 19, 2026
EPS Estimate33.20-1.900.0033.450.0030.400.000.000.0028.950.0032.700.000.000.000.000.00-0.00-0.00-0.00-0.00-0.000.000.000.000.410.000.000.000.480.30-
EPS Actual-0.010.290.000.590.000.290.000.340.000.300.000.350.000.280.000.380.000.190.000.030.000.290.000.280.000.240.000.000.000.000.410.000.240.240.480.27-
Surprise-100.03%115.26%--98.24%--99.05%----98.96%--98.93%------------------0.85%---0.00%-9.98%-
Timing-----------------------Pre-market-Pre-market-Pre-marketPre-market-----Pre-marketAfter-hoursPre-market

Key Statistics & Ratios

Market Cap372.46M
Enterprise Value395.82M
Trailing P/E10.95
Forward P/E10.32
PEG Ratio7.86
Price / Sales1.13
Price / Book4.98
EPS0.58
Book Value1.22
Revenue (TTM)328.74M
Gross Profit (TTM)140.81M
EBITDA78.03M
Profit Margin11.97%
Operating Margin22.24%
Return on Equity47.55%
Return on Assets7.93%
Shares Outstanding58.66M
Shares Float58.26M
Beta0.36
Dividend Yield6.27%
Dividend Rate0.40
Payout Ratio149.06%

Dividends

20263×
0.10Aug 27, 20260.10Jul 2, 20260.10Feb 26, 2026
20255×
0.10Nov 27, 20250.54Oct 20, 20250.11Aug 28, 20250.11Jul 3, 20250.11Feb 27, 2025
20244×
0.11Nov 28, 20240.10Aug 29, 20240.10Jul 4, 20240.10Feb 1, 2024
20233×
0.10Nov 30, 20230.20Aug 10, 20230.10Feb 2, 2023
20225×
0.10Dec 1, 20220.10Sep 1, 20220.09Jul 28, 20220.10Jun 9, 20220.09Feb 3, 2022
20214×
0.09Dec 2, 20210.09Aug 26, 20210.09Jun 24, 20210.08Feb 4, 2021

Stock Splits

  • Oct 20, 202512:13