YOLFTbeta
Pensionbee Group PLC

Pensionbee Group PLC

PBEE · LSE · Financial Services / Capital Markets

124.00GBX+4.00 (+3.33%)

Price History

Full chart

Market Stats

Previous Close120.00
Open119.90
Day Range119.90 – 127.50
52-Week Range119.00 – 170.50
Volume4.15M
Market Cap305.85M
P/E (TTM)32.00
Forward P/E136.99
EPS0.04
Dividend Yield0.00%
Beta0.45
50-Day Avg135.24
200-Day Avg142.91

About

PensionBee Group plc provides online retirements saving services in the United Kingdom and the United States. The company's technology platform allows its customers to combine their retirement savings and invest in a range of portfolios, make new contributions to their retirement account, forecast how much they are expected to have saved by the time they retire, and withdraw their savings through website and application. PensionBee Group plc was founded in 2014 and is based in London, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryCapital Markets
  • CEOMs. Romina Rousslanova Savova
  • Employees220
  • Headquarters209 Blackfriars Road, London, United Kingdom, SE1 8NL, UK
  • Websitehttps://www.pensionbee.com

Leadership

  • Ms. Romina Rousslanova SavovaCo-Founder, CEO & Director · b. 1985
  • Mr. Jonathan R. Lister ParsonsCo-Founder, CTO & Director · b. 1982
  • Mr. Christoph Johannes MartinCFO & Executive Director · b. 1984
  • Ms. Tess NicholsonChief Operating Officer · b. 1989
  • Mr. Matthew Ronald CavanaghChief Legal Officer & General Counsel
  • Mr. Jasper MartensChief Marketing Officer · b. 1979
  • Ms. Beatriz CastroChief People Officer
  • Ms. Clare ReillyChief Investment Solutions Officer · b. 1983
  • Ms. Lisa PicardoChief Business Officer of UK · b. 1980
  • Mr. Matthew Cevik LoftChief Design Officer

Financials

Income Statement

Currency: GBP2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.42M3.54M6.27M12.75M17.66M23.82M33.20M42.61M
Growth (%)-+148.95%+76.81%+103.46%+38.49%+34.85%+39.41%+28.33%
Cost of Revenue1.42M2.60M4.47M6.48M8.37M10.80M11.11M357.00K
Gross Profit7.00K942.00K1.79M6.28M9.29M13.02M22.09M42.25M
Gross Margin0.49%26.57%28.61%49.21%52.59%54.65%66.54%99.16%
Operating Expense3.42M7.96M14.62M26.88M31.66M23.70M25.32M50.08M
Operating Income-3.41M-7.02M-12.83M-20.61M-22.37M-10.69M-3.22M-7.82M
Operating Margin-239.33%-198.11%-204.66%-161.58%-126.68%-44.88%-9.71%-18.36%
EBITDA-3.39M-6.82M-13.23M-23.31M-22.10M-10.39M-2.86M-7.47M
EBITDA Margin-237.78%-192.47%-211.10%-182.76%-125.12%-43.65%-8.60%-17.52%
Net Income-3.12M-6.76M-13.26M-24.63M-22.15M-10.57M-3.14M-2.85M
Net Income Margin-219.10%-190.72%-211.60%-193.14%-125.39%-44.38%-9.44%-6.69%
R&D------3.00K-
R&D as % of Total Revenue------0.01%-
Interest Expense021.00K11.00K1.42M46.00K36.00K26.00K17.00K
Interest Expense % of Total Revenue0.00%0.59%0.18%11.10%0.26%0.15%0.08%0.04%

Balance Sheet

Currency: GBP2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets10.44M11.77M8.55M47.51M25.64M17.43M41.27M40.25M
Total Liabilities257.00K1.44M2.10M3.73M2.11M2.28M6.92M4.20M
Total Equity10.18M10.33M6.46M43.78M23.53M15.14M34.35M36.05M
Cash9.70M10.19M6.74M43.52M21.32M12.21M34.99M32.62M
Total Debt-248.00K109.00K657.00K551.00K398.00K292.00K125.00K
Net Debt-9.70M-9.94M-6.63M-42.86M-20.77M-11.82M-34.70M-32.50M

Cash Flow

Currency: GBP2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-3.46M-5.16M-10.44M-19.64M-21.68M-8.82M4.02M-1.58M
Investing Cash Flow-68.00K-236.00K-75.00K-75.00K-367.00K-96.00K-384.00K-543.00K
Financing Cash Flow8.99M5.89M7.06M56.49M-151.00K-186.00K19.11M-180.00K
Capital Expenditure68.00K236.00K75.00K75.00K367.00K96.00K117.00K178.00K
Free Cash Flow-3.53M-5.39M-10.52M-19.71M-22.05M-8.92M3.90M-1.76M
FCF to OCF101.97%104.57%100.72%100.38%101.69%101.09%97.09%111.25%

Earnings

Report DateJun 30, 2018Dec 31, 2018Jun 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Sep 21, 2021Sep 30, 2021Mar 17, 2022Sep 22, 2022Mar 16, 2023Aug 31, 2023Mar 13, 2024Aug 28, 2024Dec 31, 2024Aug 14, 2025Mar 11, 2026Aug 13, 2026
EPS Estimate--------0.00-0.00-0.07-0.04-0.04-0.01-0.01--0.00-0.00-0.01
EPS Actual-0.01-0.01-0.02-0.02--0.02--0.02-0.07--0.05-0.07-0.040.00-0.01-0.010.00-0.020.000.00
Surprise-----------0.00%0.00%100.00%-28.95%0.00%--614.29%100.00%100.00%
Timing-----------After-hoursPre-marketPre-marketAfter-hours-----

Key Statistics & Ratios

Market Cap305.85M
Enterprise Value296.02M
Trailing P/E32.00
Forward P/E136.99
Price / Sales6.09
Price / Book7.03
EPS0.04
Book Value0.195
Revenue (TTM)50.18M
Gross Profit (TTM)29.22M
EBITDA-1.36M
Profit Margin20.77%
Operating Margin-12.66%
Return on Equity26.51%
Return on Assets-2.07%
Shares Outstanding238.94M
Shares Float71.55M
Beta0.45
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%