YOLFTbeta
PCI-PAL PLC

PCI-PAL PLC

PCIP · LSE · Technology / Software - Infrastructure

76.00GBX+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close76.00
Open76.00
Day Range75.00 – 76.58
52-Week Range42.00 – 78.00
Volume23.27K
Market Cap52.21M
P/E (TTM)0.00
Forward P/E714.29
EPS-0.01
Dividend Yield0.00%
Beta0.50
50-Day Avg64.27
200-Day Avg54.21

About

PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision. It serves clients in utilities, leisure, financial services, retail, logistics, and government sectors, as well as business process outsourcers and not for profit organizations. PCI-PAL PLC was formerly known as IPPlus plc and changed its name to PCI-PAL PLC in October 2016. PCI-PAL PLC was incorporated in 1999 and is based in Ipswich, United Kingdom.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. James Christopher Barham
  • Employees126
  • Headquarters7 Gamma Terrace, Ipswich, United Kingdom, IP3 9FF, UK
  • Websitehttps://www.pcipal.com

Leadership

  • Mr. James Christopher BarhamCEO & Executive Director · b. 1981
  • Mr. Ryan Conal MurrayCFO, Secretary & Director · b. 1977
  • Mr. Mufti MonimChief Technology Officer
  • Ms. Adrienne BrophyGeneral Counsel
  • Ms. Kathy VarneyChief Marketing Officer
  • Rachael DrouetHead of People
  • Mr. Darren GillChief Revenue Officer
  • Mr. Royston BallardChief Information Security Officer
  • Angus RegerGroup Financial Controller
  • Mr. Alessandro Dalla VoltaVice President of Product

Financials

Income Statement

Currency: GBP2000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-30
Total Revenue198.00K558.00K1.30M1.28M1.74M2.62M2.92M3.57M3.95M3.97M4.60M5.25M6.75M8.08M8.39M6.49M1.10M1.88M2.01M2.82M4.40M7.36M11.94M14.95M17.96M22.48M
Growth (%)-+181.82%+132.62%-1.62%+35.87%+50.95%+11.57%+22.25%+10.50%+0.66%+15.88%+13.94%+28.63%+19.68%+3.91%-22.70%-83.00%+70.35%+6.81%+40.36%+56.05%+67.47%+62.14%+25.20%+20.17%+25.15%
Cost of Revenue29.00K213.00K745.00K879.00K1.04M1.64M1.68M1.80M1.97M2.20M2.63M3.02M3.84M4.72M5.15M4.96M534.00K1.07M1.15M1.30M1.90M2.54M2.90M3.00M1.94M2.37M
Gross Profit169.00K345.00K553.00K398.00K697.00K984.00K1.24M1.77M1.98M1.77M1.97M2.22M2.91M3.36M3.24M1.53M569.00K811.00K856.00K1.51M2.50M4.82M9.04M11.94M16.02M20.11M
Gross Margin85.35%61.83%42.60%31.17%40.17%37.57%42.44%49.52%50.06%44.60%42.79%42.36%43.11%41.61%38.60%23.61%51.59%43.16%42.65%53.78%56.85%65.43%75.73%79.89%89.20%89.45%
Operating Expense1.28M1.98M1.28M1.25M867.00K1.10M1.07M1.42M1.60M1.77M1.87M2.18M2.57M3.00M2.93M1.75M1.43M2.51M4.65M6.19M6.70M8.78M12.10M16.79M17.68M20.31M
Operating Income-1.11M-1.64M-727.00K-850.00K-170.00K-114.00K173.00K352.00K376.00K3.00K102.00K38.00K341.00K358.54K313.08K-219.54K-862.00K-1.70M-3.79M-4.67M-4.20M-3.96M-3.06M-4.85M-1.66M-207.00K
Operating Margin-559.09%-293.19%-56.01%-66.56%-9.80%-4.35%5.92%9.85%9.53%0.08%2.22%0.72%5.05%4.44%3.73%-3.38%-78.15%-90.42%-188.99%-165.96%-95.45%-53.80%-25.67%-32.47%-9.25%-0.92%
EBITDA-749.00K-3.05M-691.00K-768.00K-118.34K-15.89K215.39K445.00K522.00K170.00K295.00K271.68K636.79K601.57K549.07K-9.82K-655.00K-1.68M-3.62M-4.26M-3.68M-3.26M-2.12M-3.69M-248.00K-55.00K
EBITDA Margin-378.28%-547.31%-53.24%-60.14%-6.82%-0.61%7.37%12.46%13.23%4.28%6.41%5.18%9.44%7.45%6.54%-0.15%-59.38%-89.20%-180.57%-151.15%-83.71%-44.24%-17.79%-24.71%-1.38%-0.24%
Net Income-1.02M-3.77M-421.00K-788.00K-177.79K-115.00K171.00K404.00K573.00K5.00K99.00K67.00K408.00K472.86K301.89K-538.02K-859.00K-1.70M-3.77M-4.37M-4.13M-4.04M-2.94M-4.89M-1.18M41.00K
Net Income Margin-517.68%-676.16%-32.43%-61.71%-10.25%-4.39%5.85%11.31%14.52%0.13%2.15%1.28%6.05%5.85%3.60%-8.29%-77.88%-90.42%-188.09%-154.99%-93.93%-54.84%-24.65%-32.73%-6.56%0.18%
R&D------107.00K------123.08K457.05K136.13K138.00K-107.00K183.00K433.00K595.00K803.00K961.00K1.19M-
R&D as % of Total Revenue------3.66%------1.52%5.45%2.10%12.51%-5.33%6.50%9.85%8.08%6.73%6.43%6.62%-
Interest Expense2.00K3.00K01.00K10.91K13.00K10.00K9.00K6.00K1.00K02.00K12.00K15.79K48.72K41.02K30.00K010.00K8.00K126.00K194.00K44.00K42.00K84.00K72.00K
Interest Expense % of Total Revenue1.01%0.54%0.00%0.08%0.63%0.50%0.34%0.25%0.15%0.03%0.00%0.04%0.18%0.20%0.58%0.63%2.72%0.00%0.50%0.28%2.87%2.64%0.37%0.28%0.47%0.32%

Balance Sheet

Currency: GBP2000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-30
Total Assets4.58M2.53M1.27M799.00K769.91K627.00K830.00K1.41M2.02M2.01M2.06M2.59M3.22M3.56M4.78M4.12M4.23M6.31M7.65M4.86M9.25M13.69M12.95M11.51M15.52M15.85M
Total Liabilities512.00K1.14M301.00K420.00K567.45K540.00K571.00K677.00K708.00K696.00K652.00K1.00M1.23M1.10M2.23M2.21M2.21M883.00K1.84M3.45M7.34M9.76M12.77M15.62M17.49M17.02M
Total Equity4.07M1.39M966.00K379.00K202.46K87.00K259.00K735.00K1.31M1.31M1.41M1.59M2.00M2.46M2.55M1.91M2.02M5.42M5.81M1.42M1.91M3.93M185.00K-4.11M-1.97M-1.17M
Cash3.66M1.57M565.00K291.00K265.23K120.00K300.00K414.00K310.00K421.00K375.00K321.00K397.00K559.57K459.69K1.04M895.00K1.96M3.75M1.49M4.30M7.52M4.89M1.17M4.33M3.92M
Total Debt---97.00K212.00K162.00K138.00K98.00K35.00K4.00K-155.85K232.00K130.06K1.24M1.16M1.21M---1.32M15.00K109.00K67.00K23.00K37.00K
Net Debt-3.66M-1.57M-565.00K-194.00K-53.23K42.00K-162.00K-316.00K-275.00K-417.00K-375.00K-165.15K-165.00K-429.51K777.77K122.76K314.00K-1.96M-3.75M-1.49M-2.98M-7.50M-4.78M-1.10M-4.31M-3.89M

Cash Flow

Currency: GBP2000-06-302001-06-302002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-30
Operating Cash Flow-517.00K-2.68M-1.15M-549.00K-133.00K-48.00K240.00K318.00K200.00K346.00K146.00K425.00K369.00K584.85K1.01M246.86K138.00K-953.00K-3.41M-3.88M-1.66M198.00K-1.36M-2.02M1.83M1.16M
Investing Cash Flow-669.00K-507.00K153.00K-23.00K-9.26K-46.00K-8.00K-141.00K-250.00K-203.00K-188.00K-595.00K-207.00K-301.24K-2.05M440.02K-179.00K4.12M562.00K1.62M-1.33M-960.00K-1.27M-1.66M-2.03M-1.71M
Financing Cash Flow4.85M1.09M-298.00K115.00K-50.00K-52.00K-63.00K-54.00K-31.00K-4.00K116.00K-87.00K-120.55K931.44K-105.75K-105.00K-2.10M4.64M5.81M5.81M3.98M5.00K-42.00K3.37M89.00K
Capital Expenditure733.00K323.00K17.00K23.00K9.26K63.00K22.00K152.00K272.00K212.00K189.00K474.00K88.00K133.98K1.88M73.30K182.00K108.00K43.00K27.00K1.33M960.00K1.27M1.66M49.00K50.00K
Free Cash Flow-1.25M-3.00M-1.17M-572.00K-142.26K-111.00K218.00K166.00K-72.00K134.00K-43.00K-49.00K281.00K450.87K-869.07K173.56K-44.00K-1.06M-3.45M-3.90M-3.00M-762.00K-2.63M-3.68M1.75M1.11M
Dividends Paid--------------94.66K47.33K47.00K997.00K---3.69M318.00K---
FCF to OCF241.78%112.05%101.47%104.19%106.96%231.25%90.83%52.20%-36.00%38.73%-29.45%-11.53%76.15%77.09%-85.66%70.31%-31.88%111.33%101.26%100.70%180.11%-384.85%193.04%182.12%95.56%95.67%
Dividend Paid to FCF---------------10.89%27.27%-106.82%-93.97%----484.12%-12.07%---

Key Statistics & Ratios

Market Cap52.21M
Enterprise Value49.05M
Trailing P/E0.00
Forward P/E714.29
Price / Sales2.25
Price / Book183.97
EPS-0.01
Book Value-0.027
Revenue (TTM)23.21M
Gross Profit (TTM)20.49M
EBITDA-507.00K
Profit Margin-2.12%
Operating Margin-7.45%
Return on Equity-713.41%
Return on Assets-3.10%
Shares Outstanding72.51M
Shares Float47.41M
Beta0.50
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20161×
0.03Nov 17, 2016
20151×
0.00Oct 15, 2015
20141×
0.00Oct 9, 2014
20131×
0.00Oct 9, 2013