Ramsdens Holdings PLC

RFX · LSE · Consumer Cyclical / Luxury Goods

632.00GBX+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close632.00

Open632.00

Day Range630.00 – 633.50

52-Week Range303.01 – 670.70

Volume44.77K

Market Cap206.77M

P/E (TTM)10.73

Forward P/E14.18

EPS0.59

Dividend Yield2.37%

Beta0.61

50-Day Avg656.90

200-Day Avg495.32

About

Ramsdens Holdings PLC engages in the provision of diversified financial services in the United Kingdom and internationally. It operates through four segments: Foreign Currency Exchange, Pawnbroking, Jewellery Retail, and Purchase of Precious Metals. The company engages in the sale and purchase of foreign currency notes to holidaymakers; offers Ramsdens Mastercard, a multi-currency card provision of pawnbroking and asset backed lending services; buying and selling services for jewellery, gold, and other precious metals; and retailing of new and second-hand jewelry, as well as watches. It offers travel cards and international money transfer services. The company operates through stores, including franchised outlets, and online platform. The company was founded in 1987 and is headquartered in Stockton-on-Tees, the United Kingdom.

Company Details

SectorConsumer Cyclical
IndustryLuxury Goods
CEOMr. Peter Edward Kenyon
Employees836
HeadquartersFalcon Court, Stockton-on-Tees, United Kingdom, TS18 3TS, UK
Websitehttps://www.ramsdensplc.com

Leadership

Mr. Peter Edward KenyonCEO & Executive Director · b. 1965
Mr. Martin Anthony ClyburnCFO & Executive Director · b. 1981
Ms. Lindsey Maria CarterCompany Secretary

Financials

Income Statement

Currency: GBP	2014-03-31	2015-03-31	2016-03-31	2017-03-31	2018-03-31	2019-03-31	2020-03-31	2020-09-30	2021-09-30	2022-09-30	2023-09-30	2024-09-30	2025-09-30
Total Revenue	39.04M	29.28M	29.98M	34.52M	39.94M	46.78M	59.50M	72.49M	40.68M	66.10M	83.81M	95.61M	116.80M
Growth (%)	-	-24.99%	+2.38%	+15.14%	+15.72%	+17.13%	+27.19%	+21.83%	-43.89%	+62.50%	+26.78%	+14.08%	+22.17%
Cost of Revenue	17.38M	9.43M	8.36M	10.23M	11.60M	16.26M	22.30M	31.36M	21.88M	31.57M	38.05M	44.08M	63.06M
Gross Profit	21.65M	19.85M	21.61M	24.29M	28.35M	30.52M	37.20M	41.14M	18.79M	34.53M	45.76M	51.53M	53.75M
Gross Margin	55.47%	67.78%	72.10%	70.37%	70.97%	65.24%	62.52%	56.75%	46.20%	52.24%	54.60%	53.90%	46.01%
Operating Expense	19.92M	17.36M	18.43M	20.84M	21.94M	23.94M	28.20M	33.85M	17.76M	25.70M	34.83M	39.07M	36.31M
Operating Income	1.73M	2.49M	3.19M	3.44M	6.41M	6.58M	9.01M	7.29M	1.04M	8.83M	10.93M	12.46M	17.44M
Operating Margin	4.43%	8.50%	10.64%	9.98%	16.05%	14.07%	15.14%	10.05%	2.55%	13.36%	13.05%	13.04%	14.93%
EBITDA	3.82M	18.46M	4.69M	5.92M	7.70M	7.96M	13.06M	13.30M	3.02M	12.78M	14.68M	16.52M	21.61M
EBITDA Margin	9.80%	63.04%	15.64%	17.15%	19.28%	17.00%	21.95%	18.34%	7.44%	19.33%	17.51%	17.28%	18.50%
Net Income	1.20M	15.69M	1.71M	2.01M	5.03M	5.16M	6.59M	7.12M	366.00K	6.59M	7.76M	8.30M	11.89M
Net Income Margin	3.08%	53.59%	5.70%	5.82%	12.60%	11.03%	11.08%	9.82%	0.90%	9.96%	9.25%	8.68%	10.18%
R&D	-	-	0.08	0.09	0.16	0.14	-	0.13	0.01	0.13	0.12	-	-
R&D as % of Total Revenue	-	-	0.00%	0.00%	0.00%	0.00%	-	0.00%	0.00%	0.00%	0.00%	-	-
Interest Expense	435.00K	727.00K	963.00K	614.00K	177.00K	131.00K	554.00K	795.00K	472.00K	559.00K	828.00K	1.10M	882.00K
Interest Expense % of Total Revenue	1.11%	2.48%	3.21%	1.78%	0.44%	0.28%	0.93%	1.10%	1.16%	0.85%	0.99%	1.15%	0.76%

Balance Sheet

Currency: GBP	2014-03-31	2015-03-31	2016-03-31	2017-03-31	2018-03-31	2019-03-31	2020-03-31	2020-09-30	2021-09-30	2022-09-30	2023-09-30	2024-09-30	2025-09-30
Total Assets	32.24M	28.39M	28.71M	31.30M	37.61M	43.86M	-	52.41M	52.72M	68.32M	74.28M	81.69M	91.09M
Total Liabilities	8.56M	13.66M	12.28M	7.91M	10.05M	12.96M	-	16.85M	16.57M	26.47M	26.11M	28.08M	28.20M
Total Equity	23.69M	14.72M	16.43M	23.39M	27.57M	30.91M	-	35.55M	36.14M	41.84M	48.17M	53.61M	62.90M
Cash	10.08M	10.82M	10.95M	11.86M	14.62M	13.42M	-	15.87M	13.03M	15.28M	13.02M	15.78M	15.36M
Total Debt	5.41M	8.86M	6.92M	2.33M	1.88M	5.18M	-	9.10M	8.60M	16.40M	18.11M	18.07M	17.05M
Net Debt	-4.67M	-1.95M	-4.02M	-9.54M	-12.73M	-8.24M	-	-6.77M	-4.43M	1.12M	5.08M	2.28M	1.69M

Cash Flow

Currency: GBP	2014-03-31	2015-03-31	2016-03-31	2017-03-31	2018-03-31	2019-03-31	2020-03-31	2020-09-30	2021-09-30	2022-09-30	2023-09-30	2024-09-30	2025-09-30
Operating Cash Flow	7.69M	3.87M	2.65M	2.00M	5.59M	1.52M	9.15M	15.75M	1.08M	2.94M	3.28M	11.88M	6.11M
Investing Cash Flow	-683.00K	-7.03M	-555.00K	-492.00K	-1.31M	-3.92M	-1.51M	-2.04M	-1.63M	-3.75M	-3.00M	-3.21M	-914.00K
Financing Cash Flow	-4.98M	3.90M	-1.96M	-586.00K	-1.52M	1.20M	-10.01M	-11.26M	-2.30M	3.06M	-2.53M	-5.91M	-5.62M
Capital Expenditure	683.00K	482.00K	555.00K	492.00K	1.31M	2.31M	1.51M	2.04M	1.64M	2.85M	2.72M	2.58M	923.00K
Free Cash Flow	7.00M	3.38M	2.10M	1.50M	4.28M	-792.00K	7.64M	13.71M	-553.00K	92.00K	561.00K	9.30M	5.19M
Dividends Paid	800.00K	1.08M	1.08M	1.08M	1.08M	2.10M	2.31M	2.31M	1.23M	1.23M	1.99M	3.30M	3.58M
FCF to OCF	91.11%	87.53%	79.06%	75.34%	76.52%	-52.00%	83.47%	87.02%	-51.06%	3.13%	17.09%	78.32%	84.89%
Dividend Paid to FCF	11.42%	31.89%	51.50%	71.79%	25.23%	-264.77%	30.27%	16.87%	-222.60%	1338.04%	355.44%	35.45%	69.10%

Key Statistics & Ratios

Market Cap206.77M

Enterprise Value216.81M

Trailing P/E10.73

Forward P/E14.18

Price / Sales1.39

Price / Book3.00

EPS0.59

Book Value2.17

Revenue (TTM)148.94M

Gross Profit (TTM)73.70M

EBITDA29.89M

Profit Margin13.25%

Operating Margin20.47%

Return on Equity31.60%

Return on Assets19.60%

Shares Outstanding32.66M

Shares Float23.46M

Beta0.61

Dividend Yield2.37%

Dividend Rate0.15

Payout Ratio22.84%

Dividends

20262×

0.09Sep 10, 20260.11Feb 12, 2026

20252×

0.05Sep 11, 20250.08Feb 13, 2025

20242×

0.04Sep 5, 20240.07Feb 15, 2024

20232×

0.03Sep 7, 20230.06Feb 2, 2023

20222×

0.03Sep 1, 20220.01Feb 3, 2022

20201×

0.03Jan 16, 2020

20192×

0.05Aug 22, 20190.02Jan 17, 2019

20182×

0.04Aug 23, 20180.02Jan 18, 2018

20171×

0.01Aug 24, 2017