YOLFTbeta
Standard Life PLC

Standard Life PLC

SDLF · LSE · Financial Services / Insurance - Life

949.00GBX+4.50 (+0.48%)

Price History

Full chart

Market Stats

Previous Close944.50
Open939.50
Day Range939.50 – 950.50
52-Week Range590.80 – 951.03
Volume1.35M
Market Cap8.70B
P/E (TTM)0.00
Forward P/E10.33
EPS-0.49
Dividend Yield6.46%
Beta0.91
50-Day Avg920.20
200-Day Avg801.93

About

Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments. The company offers defined contribution workplace pensions, retail savings for retirement, international bonds, and legacy savings and pension products; defined benefit pension income, income drawdown and lifetime annuities, fixed-term annuities, and smoothed managed funds. It also offers new and in-force individual annuity and pension risk transfer contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; new and in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, Phoenix Wealth, Phoenix Corporate Investment Services, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Andrew David Briggs FIA, M.B.E.
  • Employees5.52K
  • Headquarters20 Old Bailey, London, United Kingdom, EC4M 7AN, UK
  • Websitehttps://www.standardlifeplc.com

Leadership

  • Mr. Andrew David Briggs FIA, M.B.E.Group CEO & Director · b. 1966
  • Mr. Nicolaos Andreas Nicandrou A.C.A.Group CFO & Executive Director · b. 1965
  • Mr. Quentin ZentnerGroup General Counsel
  • Shellie WellsHead of Corporate Communications
  • Ms. Sara ThompsonGroup Chief People Officer
  • Ms. Claire HawkinsDirector of Corporate Affairs & Chief of Staff
  • Nicki LundyHead of Media Relations
  • Dr. James Wilde Ph.D.Chief Sustainability Officer
  • Ms. Diane BerryChief Data Scientist
  • Ms. Michela BarilettiChief Credit Officer

Financials

Income Statement

Currency: GBP2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue16.00M1.76B7.32B6.62B1.09B3.90B5.32B685.00M7.33B5.94B5.92B11.15B21.74B24.38B-8.66B26.71B25.02B37.25B
Growth (%)-+10881.25%+316.45%-9.51%-83.46%+256.07%+36.39%-87.12%+969.64%-18.93%-0.30%+88.33%+94.92%+12.14%-135.52%+408.44%-6.33%+48.90%
Cost of Revenue-1.94B-4.74B4.80B5.08B1.73B2.60B3.55B3.89B4.45B6.93B6.20B8.06B5.25B4.33B4.49B4.74B
Gross Profit16.00M-181.00M7.32B1.88B-3.71B-1.18B3.59B-1.92B3.78B2.05B1.47B4.22B15.54B16.32B-13.91B22.37B20.52B32.51B
Gross Margin100.00%-10.30%100.00%28.35%-338.54%-30.19%67.43%-279.85%51.54%34.46%24.87%37.82%71.50%66.94%160.61%83.77%82.04%87.27%
Operating Expense-15.00M-272.00M7.31B1.88B-4.05B-1.42B3.12B-2.07B3.85B2.05B1.21B3.87B14.27B16.75B-9.82B22.11B21.63B32.49B
Operating Income31.00M91.00M11.00M-4.00M342.00M241.00M465.00M152.00M-70.00M-7.00M259.00M351.00M1.27B-430.00M-4.09B262.00M-1.11B20.00M
Operating Margin193.75%5.18%0.15%-0.06%31.23%6.18%8.74%22.19%-0.96%-0.12%4.37%3.15%5.84%-1.76%47.22%0.98%-4.42%0.05%
EBITDA31.00M178.00M448.00M247.00M557.00M471.00M621.00M288.00M52.00M251.00M419.00M533.00M1.52B-168.00M-3.85B549.00M-789.00M313.00M
EBITDA Margin193.75%10.13%6.12%3.73%50.87%12.08%11.68%42.04%0.71%4.23%7.08%4.78%7.00%-0.69%44.50%2.06%-3.15%0.84%
Net Income31.00M95.00M30.00M-131.00M407.00M145.00M200.00M201.00M-101.00M-27.00M379.00M85.00M798.00M-837.00M-2.72B56.00M-1.09B-443.00M
Net Income Margin193.75%5.41%0.41%-1.98%37.17%3.72%3.76%29.34%-1.38%-0.45%6.40%0.76%3.67%-3.43%31.46%0.21%-4.36%-1.19%
Interest Expense-87.00M269.00M251.00M215.00M230.00M156.00M136.00M122.00M132.00M142.00M162.00M234.00M242.00M230.00M258.00M290.00M266.00M
Interest Expense % of Total Revenue-4.95%3.68%3.79%19.63%5.90%2.93%19.85%1.67%2.22%2.40%1.45%1.08%0.99%-2.66%0.97%1.16%0.71%

Balance Sheet

Currency: GBP2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets148.25M76.94B83.56B89.50B86.09B74.47B68.80B64.51B86.00B83.44B229.98B242.68B334.32B327.77B281.04B299.31B307.86B332.24B
Total Liabilities5.00M74.80B81.26B87.14B83.71B71.78B65.53B61.51B82.67B80.29B224.03B237.08B326.45B318.94B276.80B295.77B305.61B330.95B
Total Equity143.25M1.41B1.58B1.65B1.66B1.91B2.37B2.43B3.33B3.15B5.66B5.28B7.53B5.82B3.71B2.99B1.71B738.00M
Cash2.00M6.08B9.19B11.72B9.03B9.29B246.00M104.00M149.00M367.00M354.00M4.47B11.00B9.11B8.87B7.17B9.45B7.30B
Total Debt-4.18B4.03B3.15B3.05B2.36B1.76B2.00B2.04B1.78B2.68B2.70B5.14B4.82B4.65B3.88B4.23B59.00M
Net Debt-2.00M-1.90B-5.16B-8.57B-5.98B-6.93B1.52B1.89B1.89B1.41B2.33B-1.77B-5.85B-4.29B-4.22B-3.29B-5.22B-7.24B

Cash Flow

Currency: GBP2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow16.00M-539.00M7.76B3.54B-2.48B858.00M-3.85B-786.00M-1.98B1.04B-447.00M-35.00M6.58B-1.26B-3.32B6.92B4.07B3.85B
Investing Cash Flow-457.00M6.74B-3.00M-7.00M--332.00M--1.23B-1.60B-11.00M-988.00M304.00M--20.00M-39.00M-32.00M
Financing Cash Flow438.00M-120.00M-163.00M-1.00B-213.00M-649.00M-705.00M-341.00M931.00M-459.00M1.52B-414.00M942.00M-857.00M-966.00M-566.00M-849.00M-947.00M
Capital Expenditure003.00M7.00M00000000000029.00M10.00M
Free Cash Flow16.00M-539.00M7.76B3.54B-2.48B858.00M-3.85B-786.00M-1.98B1.04B-447.00M-35.00M6.58B-1.26B-3.32B6.92B4.07B3.85B
Dividends Paid--43.00M55.00M72.00M120.00M120.00M120.00M126.00M193.00M262.00M338.00M403.00M482.00M496.00M520.00M533.00M548.00M
FCF to OCF100.00%100.00%99.96%99.80%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF--0.55%1.55%-2.90%13.99%-3.11%-15.27%-6.38%18.59%-58.61%-965.71%6.13%-38.35%-14.92%7.51%13.11%14.25%

Earnings

Report DateSep 7, 2026Mar 15, 2027
EPS Estimate--
EPS Actual--
Surprise--
TimingAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap8.70B
Enterprise Value4.64B
Trailing P/E0.00
Forward P/E10.33
Price / Sales0.21
Price / Book33.62
EPS-0.49
Book Value-0.217
Revenue (TTM)40.50B
Gross Profit (TTM)2.56B
EBITDA352.00M
Profit Margin-1.15%
Operating Margin1.09%
Return on Equity-31.89%
Return on Assets0.07%
Shares Outstanding1.00B
Shares Float886.84M
Beta0.91
Dividend Yield6.46%
Dividend Rate0.56
Payout Ratio51.15%

Dividends

20262×
0.28Sep 24, 20260.28Apr 9, 2026
20252×
0.27Sep 25, 20250.27Apr 3, 2025
20242×
0.27Oct 3, 20240.27Apr 11, 2024
20232×
0.26Sep 28, 20230.26Mar 30, 2023
20222×
0.25Aug 25, 20220.25Mar 31, 2022
20212×
0.24Aug 19, 20210.24Apr 1, 2021
20202×
0.23Aug 13, 20200.23Apr 2, 2020
20192×
0.23Aug 15, 20190.23Mar 21, 2019
20182×
0.23Sep 6, 20180.25Mar 22, 2018
20172×
0.25Sep 7, 20170.24Mar 30, 2017
20162×
0.27Sep 8, 20160.27Apr 7, 2016
20152×
0.27Aug 27, 20150.27Mar 26, 2015