YOLFTbeta
Shawbrook Group PLC

Shawbrook Group PLC

SHAW · LSE · Financial Services / Banks - Regional

292.50GBX-10.00 (-3.31%)

Price History

Full chart

Market Stats

Previous Close302.50
Open316.50
Day Range290.50 – 316.50
52-Week Range277.50 – 519.00
Volume976.73K
Market Cap1.55B
P/E (TTM)8.04
Forward P/E6.45
EPS0.37
Dividend Yield0.00%
50-Day Avg321.83
200-Day Avg362.33

About

Shawbrook Group PLC, through its subsidiary, Shawbrook Bank Limited, provides lending and savings products and services to private and business customers in the United Kingdom. It offers personal and business savings; personal, wedding, home improvement, car, debt consolidation, and point of sale loans; and asset, structured, leveraged, fund, platform, revolving credit, point of sale, and other finances, as well as corporate lending. The company also provides buy-to-let mortgages, commercial mortgages, development finance, and bridging finance services. Shawbrook Group PLC was incorporated in 2010 and is based in Brentwood, United Kingdom. Shawbrook Group PLC was formerly a subsidiary of Marlin Bidco Limited.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Marcelino Castrillo Garcia
  • Employees1.58K
  • HeadquartersLutea House, Brentwood, United Kingdom, CM13 3BE, UK
  • Websitehttps://www.shawbrook.co.uk

Leadership

  • Mr. Marcelino Castrillo GarciaCEO & Director · b. 1972
  • Mr. Dylan MintoCFO & Director · b. 1980
  • Mr. Miguel SardChief Operating Officer
  • Mr. Arthur LeungChief Technology Officer
  • Mr. Sam FoskettGeneral Counsel
  • Ms. Debbie GriffinChief People Officer
  • Mr. Jim CannonManaging Director of Asset Finance · b. 1955
  • Ms. Evelyn HamiltonManaging Director of Consumer Lending
  • Mr. Hugh FitzpatrickChief Risk Officer
  • Ms. Jo GrobelChief of Staff

Financials

Income Statement

Currency: GBP2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue64.30M111.60M179.90M299.50M309.20M309.60M237.90M265.50M234.10M496.60M658.90M1.16B1.43B1.48B
Growth (%)-+73.56%+61.20%+66.48%+3.24%+0.13%-23.16%+11.60%-11.83%+112.13%+32.68%+76.35%+23.47%+3.24%
Cost of Revenue30.10M41.90M60.70M70.30M107.40M----120.50M213.10M627.40M863.30M858.00M
Gross Profit34.20M69.70M119.20M229.20M201.20M226.00M237.90M265.50M234.10M376.10M445.00M534.60M571.40M623.20M
Gross Margin53.19%62.46%66.26%76.53%65.07%73.00%100.00%100.00%100.00%75.73%67.54%46.01%39.83%42.07%
Operating Expense41.30M53.60M73.90M157.50M113.00M124.20M129.20M138.50M139.50M185.90M212.00M247.90M276.30M351.00M
Operating Income-7.10M16.10M45.30M71.70M88.20M101.80M108.70M127.00M94.60M190.20M233.00M286.70M295.10M272.20M
Operating Margin-11.04%14.43%25.18%23.94%28.53%32.88%45.69%47.83%40.41%38.30%35.36%24.67%20.57%18.38%
EBITDA-7.20M16.10M45.30M74.30M88.20M99.70M113.60M122.20M60.40M176.00M233.00M286.70M295.10M284.70M
EBITDA Margin-11.20%14.43%25.18%24.81%28.53%32.20%47.75%46.03%25.80%35.44%35.36%24.67%20.57%19.22%
Net Income-6.80M12.80M34.50M58.50M64.80M61.20M84.10M93.60M58.10M149.30M174.70M212.10M219.90M195.50M
Net Income Margin-10.58%11.47%19.18%19.53%20.96%19.77%35.35%35.25%24.82%30.06%26.51%18.25%15.33%13.20%
Interest Expense27.40M38.40M54.00M63.80M83.10M76.00M87.30M113.20M115.60M89.10M164.60M567.30M796.10M775.00M
Interest Expense % of Total Revenue42.61%34.41%30.02%21.30%26.88%24.55%36.70%42.64%49.38%17.94%24.98%48.82%55.49%52.32%

Balance Sheet

Currency: GBP2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.05B1.67B2.75B4.00B4.65B5.76B6.82B8.22B8.94B11.03B13.94B17.24B19.72B22.47B
Total Liabilities945.40M1.53B2.54B3.63B4.21B5.26B6.27B7.58B8.25B10.19B12.92B16.02B18.26B20.75B
Total Equity104.90M135.50M218.70M367.60M437.20M499.10M557.10M641.70M690.50M836.20M1.02B1.22B1.46B1.72B
Cash-----------2.19B2.24B1.92B
Total Debt-52.20M71.80M113.90M223.00M806.70M1.23B1.35B1.25B1.75B1.84B2.19B2.25B2.16B
Net Debt-52.20M71.80M113.90M223.00M806.70M1.23B1.35B1.25B1.75B1.84B2.19B2.25B237.80M

Cash Flow

Currency: GBP2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow8.60M33.40M73.70M369.80M-198.20M140.00M94.90M53.50M165.20M-135.10M512.60M350.80M221.80M461.60M
Investing Cash Flow-397.40M-592.60M-839.00M-10.80M-765.50M-822.20M-1.19B-858.80M-594.60M-1.42B-2.61B-2.65B-2.31B-2.71B
Financing Cash Flow493.20M608.80M883.60M890.90M864.90M1.01B1.01B1.23B669.90M1.95B2.64B2.67B1.97B1.87B
Capital Expenditure12.50M11.20M11.00M14.80M200.00K1.60M3.60M3.40M800.00K700.00K500.00K900.00K9.60M600.00K
Free Cash Flow-3.90M22.20M62.70M355.00M-198.40M138.40M91.30M50.10M164.40M-135.80M512.10M349.90M212.20M461.00M
Dividends Paid-----6.80M-------15.10M
FCF to OCF-45.35%66.47%85.07%96.00%100.10%98.86%96.21%93.64%99.52%100.52%99.90%99.74%95.67%99.87%
Dividend Paid to FCF-----4.91%-------3.28%

Earnings

Report DateMar 3, 2016Jul 27, 2016Mar 7, 2017Jul 25, 2017Mar 6, 2018May 3, 2018Jul 25, 2018Nov 28, 2018Mar 5, 2019Mar 27, 2025Aug 7, 2025Oct 1, 2025Feb 25, 2026
EPS Estimate0.150.150.000.000.000.000.000.000.000.000.000.0023.22
EPS Actual0.110.110.160.000.000.000.000.000.000.000.000.000.23
Surprise-26.67%-26.67%-----------99.00%
Timing-------------

Key Statistics & Ratios

Market Cap1.55B
Enterprise Value1.23B
Trailing P/E8.04
Forward P/E6.45
Price / Sales2.42
Price / Book0.93
EPS0.37
Book Value4.04
Revenue (TTM)638.60M
Gross Profit (TTM)638.60M
Profit Margin34.79%
Operating Margin57.34%
Return on Equity11.74%
Return on Assets1.02%
Shares Outstanding519.69M
Shares Float125.22M
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%