Trufin PLC

TRU · LSE · Financial Services / Credit Services

85.60GBX+2.10 (+2.51%)

Price History

Full chart

Market Stats

Previous Close83.50

Open84.00

Day Range84.00 – 88.00

52-Week Range70.65 – 110.00

Volume41.66K

Market Cap54.70M

P/E (TTM)20.30

Forward P/E0.00

EPS0.05

Dividend Yield0.00%

Beta0.10

50-Day Avg103.48

200-Day Avg122.61

About

TruFin plc provides niche lending, early payment services, and video game publishing in the United Kingdom. It operates through Satago, Oxygen, Playstack, and Other segments. The company engages in provision of distribution finance products, and invoice discounting; early payment programme, payment control, and market insight services; publishing of video games; and investment activities. TruFin plc was incorporated in 2017 and is based in London, the United Kingdom.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. James Gereard Van Den Bergh
Employees94
Headquarters120 Regent Street, London, United Kingdom, W1B 5FE, UK
Websitehttps://www.trufin.com

Leadership

Mr. James Gereard Van Den BerghCEO & Executive Director · b. 1978
Mr. James Richard Hussey AcaChief Financial Officer · b. 1972
Ms. Annie StylerCompliance Officer

Financials

Income Statement

Currency: GBP	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	1.03M	3.77M	4.37M	7.34M	14.83M	13.12M	16.12M	18.13M	54.95M	65.92M
Growth (%)	-	+265.34%	+15.66%	+68.13%	+102.10%	-11.58%	+22.91%	+12.48%	+203.09%	+19.95%
Cost of Revenue	4.03M	8.31M	10.35M	2.45M	7.85M	7.88M	7.56M	14.21M	39.91M	43.79M
Gross Profit	-3.00M	-4.54M	-5.99M	4.88M	6.98M	5.23M	8.56M	3.92M	15.04M	22.13M
Gross Margin	-289.93%	-120.16%	-137.11%	66.56%	47.08%	39.91%	53.10%	21.60%	27.37%	33.58%
Operating Expense	3.57M	4.40M	3.67M	16.75M	15.92M	13.67M	16.69M	11.14M	14.25M	12.79M
Operating Income	-6.56M	-8.93M	-9.65M	-11.87M	-8.94M	-8.44M	-8.13M	-7.23M	791.00K	9.34M
Operating Margin	-635.14%	-236.67%	-221.08%	-161.70%	-60.26%	-64.32%	-50.46%	-39.85%	1.44%	14.17%
EBITDA	-5.04M	-8.84M	-9.47M	-9.38M	-7.60M	-6.77M	-5.71M	-4.23M	7.34M	11.77M
EBITDA Margin	-488.19%	-234.15%	-217.07%	-127.81%	-51.25%	-51.61%	-35.46%	-23.31%	13.36%	17.85%
Net Income	-3.51M	-8.10M	-9.44M	-18.07M	-10.97M	-7.07M	-6.64M	-6.47M	4.84M	11.64M
Net Income Margin	-339.50%	-214.71%	-216.24%	-246.22%	-73.97%	-53.92%	-41.18%	-35.70%	8.81%	17.66%
Interest Expense	1.05M	68.00K	2.15M	1.11M	6.51M	6.21M	70.00K	-	-	-
Interest Expense % of Total Revenue	101.65%	1.80%	49.14%	15.19%	43.91%	47.38%	0.43%	-	-	-

Balance Sheet

Currency: GBP	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	47.52M	103.53M	219.41M	61.99M	57.57M	50.73M	65.49M	50.68M	70.41M	62.34M
Total Liabilities	13.03M	12.14M	66.16M	11.65M	17.83M	18.28M	25.39M	12.74M	26.87M	14.17M
Total Equity	33.95M	91.69M	149.99M	49.05M	38.47M	31.43M	34.23M	35.55M	42.13M	49.58M
Cash	6.69M	26.05M	24.89M	6.97M	17.73M	7.61M	10.27M	10.14M	14.87M	12.36M
Total Debt	11.90M	9.04M	59.04M	6.19M	10.71M	12.98M	18.55M	7.20M	4.17M	3.00K
Net Debt	5.21M	-17.01M	34.15M	-777.00K	-7.02M	5.38M	8.27M	-2.94M	-10.71M	-12.35M

Cash Flow

Currency: GBP	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-6.76M	-40.27M	-107.56M	-11.23M	-4.99M	-9.30M	-4.71M	-7.95M	13.85M	10.46M
Investing Cash Flow	66.00K	-912.00K	-9.76M	-1.81M	11.11M	-3.27M	-12.50M	-4.71M	-6.89M	-851.00K
Financing Cash Flow	11.21M	60.54M	116.27M	-4.96M	4.55M	2.40M	14.44M	12.46M	-2.20M	-12.35M
Capital Expenditure	60.00K	107.00K	275.00K	1.73M	1.94M	1.80M	3.27M	42.00K	6.88M	23.00K
Free Cash Flow	-6.82M	-40.38M	-107.83M	-12.97M	-6.93M	-11.10M	-7.98M	-3.70M	6.97M	10.44M
Dividends Paid	-	-	-	4.64M	-	-	-	-	-	-
FCF to OCF	100.89%	100.27%	100.26%	115.43%	138.80%	119.39%	169.44%	46.53%	50.31%	99.78%
Dividend Paid to FCF	-	-	-	-35.79%	-	-	-	-	-	-

Earnings

Report Date	Aug 4, 2016	Mar 15, 2017	May 16, 2018	Sep 13, 2018	Apr 17, 2019	Sep 11, 2019	Nov 8, 2019	May 15, 2020	Sep 25, 2020	Dec 2, 2020	Apr 19, 2021	Sep 29, 2021	Dec 1, 2021	Apr 29, 2022	Sep 20, 2022	Nov 30, 2022	Mar 15, 2023	May 31, 2023	Sep 29, 2023	Nov 29, 2023	May 16, 2024	Mar 26, 2025	Sep 15, 2025	Apr 1, 2026
EPS Estimate	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	-	-	0.00	-	-	0.00	-	0.00	0.00	0.00	0.00	0.00	-	0.00
EPS Actual	0.00	-0.03	-0.04	-0.08	-0.08	-0.06	0.00	-0.10	-0.06	0.00	-0.07	-0.06	0.00	-0.03	-0.04	0.00	-0.03	0.00	0.00	0.00	0.00	0.02	0.06	0.00
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	Pre-market	Pre-market	-	-	-	-	-	-	-	-	-	-	-	Pre-market	-	Pre-market	-	Pre-market	-	-	-	Pre-market	-

Key Statistics & Ratios

Market Cap54.70M

Enterprise Value-61.54M

Trailing P/E20.30

Forward P/E0.00

Price / Sales0.82

Price / Book0.42

EPS0.05

Book Value0.502

Revenue (TTM)66.52M

Gross Profit (TTM)52.38M

EBITDA43.28M

Profit Margin120.20%

Operating Margin-20.26%

Return on Equity13.81%

Return on Assets27.56%

Shares Outstanding53.89M

Shares Float68.36M

Beta0.10

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%

Dividends

20262×

0.32Nov 12, 20260.43Aug 6, 2026