YOLFTbeta
VPC Specialty Lending Investments PLC

VPC Specialty Lending Investments PLC

VSL · LSE · Financial Services / Asset Management

10.38GBX-0.28 (-2.58%)

Price History

Full chart

Market Stats

Previous Close10.65
Open10.16
Day Range10.16 – 11.15
52-Week Range10.15 – 14.34
Volume2.12K
Market Cap33.32M
P/E (TTM)0.00
Forward P/E0.00
EPS-0.12
Dividend Yield44.60%
Beta0.20
50-Day Avg11.19
200-Day Avg12.06

About

VPC Specialty Lending Investments Plc specializes in opportunities within the specialty lending market primarily through online lending platforms.

Company Details

Financials

Income Statement

Currency: GBP2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue30.66M61.92M19.83M31.79M27.99M25.50M76.59M39.41M39.05M-44.85M-30.56M
Growth (%)-+101.93%-67.98%+60.33%-11.95%-8.89%+200.33%-48.54%-0.91%-214.84%+31.84%
Cost of Revenue6.32M7.25M5.41M5.78M11.02M7.43M16.72M3.84M3.19M3.16M841.65K
Gross Profit30.66M61.92M14.41M31.79M27.99M25.50M76.59M35.57M35.86M-44.85M-31.41M
Gross Margin100.00%100.00%72.70%100.00%100.00%100.00%100.00%90.26%91.83%100.00%102.75%
Operating Expense9.78M50.31M5.64M369.68K2.53M2.62M3.40M43.12M51.43M-2.63M1.64M
Operating Income20.88M11.61M8.77M31.42M25.46M22.88M73.18M-7.55M-15.57M-42.21M-33.04M
Operating Margin68.09%18.76%44.24%98.84%90.98%89.72%95.56%-19.16%-39.88%94.13%108.11%
EBITDA16.61M6.92M6.57M-4.03M25.46M22.88M73.15M5.49M-18.72M-46.78M-33.04M
EBITDA Margin54.19%11.17%33.14%-12.67%90.98%89.72%95.52%13.94%-47.95%104.31%108.11%
Net Income14.36M2.21M9.18M28.62M25.46M22.88M73.18M-22.12M-25.83M-46.78M-33.04M
Net Income Margin46.82%3.56%46.31%90.03%90.98%89.72%95.56%-56.14%-66.14%104.31%108.11%
Interest Expense2.72M14.36M7.71M2.80M6.49M7.61M5.71M7.05M7.10M3.16M841.65K
Interest Expense % of Total Revenue8.87%23.20%38.88%8.81%23.20%29.83%7.45%17.88%18.19%-7.05%-2.75%

Balance Sheet

Currency: GBP2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets643.29M607.69M397.01M385.09M412.65M362.36M441.23M377.98M264.22M169.97M63.07M
Total Liabilities184.78M209.73M56.77M57.11M121.11M91.81M123.57M104.76M39.08M23.28M906.34K
Total Equity384.32M363.06M339.40M327.73M291.48M270.54M317.61M273.23M225.14M146.69M62.16M
Cash95.90M56.30M18.35M3.27M6.13M6.42M6.30M15.54M6.56M8.30M7.34M
Total Debt166.70M185.87M44.30M51.33M111.67M86.09M107.27M94.67M38.02M22.13M-
Net Debt70.80M129.57M25.94M48.06M105.54M79.67M100.97M79.13M31.45M13.83M-7.34M

Cash Flow

Currency: GBP2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.54M-25.07M-29.85M-11.63M-26.17M77.24M29.27M50.70M63.78M37.74M73.85M
Investing Cash Flow-278.18M7.69M206.99M38.01M33.27M-2.48M-19.08M-43.89K16.95M11.86M5.42M
Financing Cash Flow367.36M-38.10M-212.24M-41.92M-4.31M-74.68M-10.66M-54.59M-82.85M-51.04M-74.52M
Capital Expenditure00000043000
Free Cash Flow5.54M-25.07M-29.85M-11.63M-26.17M77.24M29.27M50.70M63.78M37.74M73.85M
Dividends Paid5.58M23.18M24.41M28.51M26.63M23.67M22.36M22.26M22.26M19.81M8.49M
FCF to OCF100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Dividend Paid to FCF100.71%-92.44%-81.77%-245.16%-101.75%30.65%76.37%43.91%34.91%52.50%11.49%

Key Statistics & Ratios

Market Cap33.32M
Enterprise Value-6.19M
Trailing P/E0.00
Forward P/E0.00
Price / Sales9.25
Price / Book0.58
EPS-0.12
Book Value0.223
Revenue (TTM)-19.95M
Gross Profit (TTM)-19.95M
Profit Margin0.00%
Operating Margin109.78%
Return on Equity-31.64%
Return on Assets-28.36%
Shares Outstanding278.28M
Shares Float267.87M
Beta0.20
Dividend Yield44.60%
Dividend Rate0.05
Payout Ratio0.00%

Dividends

20262×
0.03Nov 5, 20260.02Mar 12, 2026
20255×
0.01Dec 11, 20250.01Jun 19, 20250.15May 29, 20250.15May 20, 20250.01Mar 6, 2025
20245×
0.01Nov 21, 20240.02Sep 5, 20240.02Jun 20, 20240.04Apr 25, 20240.02Feb 29, 2024
20234×
0.02Nov 30, 20230.02Sep 7, 20230.02Jul 6, 20230.02Mar 2, 2023
20224×
0.02Dec 8, 20220.02Sep 8, 20220.02Jun 23, 20220.02Mar 3, 2022
20214×
0.02Nov 25, 20210.02Aug 26, 20210.02May 27, 20210.02Mar 4, 2021