Banco Bilbao Vizcaya Argentaria SA

BBVA · MC · Financial Services / Banks - Diversified

23.23EUR+0.24 (+1.04%)

Price History

Full chart

Market Stats

Previous Close22.99

Open23.17

Day Range23.14 – 23.23

52-Week Range14.63 – 25.57

Volume63.48K

Market Cap130.51B

P/E (TTM)12.56

Forward P/E11.82

EPS1.89

Dividend Yield4.07%

Beta0.89

50-Day Avg24.72

200-Day Avg21.2

About

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

Company Details

SectorFinancial Services
IndustryBanks - Diversified
CEOMr. Onur Genc
Employees126.99K
HeadquartersPlaza San Nicolás, 4, Bilbao, Spain, 48005, Spain
Websitehttps://www.bbva.com

Leadership

Mr. Carlos Torres VilaPresident & Group Executive Chairman · b. 1966
Mr. Onur GencCEO & Executive Director · b. 1974
Mr. Gonzalo Rodriguez RodriguezGlobal Head of Finance & CFO
Mr. Ricardo MarineExecutive Director of Institutional Investor Relations
Mr. Francisco Javier Rodríguez SolerGlobal Head of Sustainability and Corporate & Investment Banking · b. 1969
Ms. Patricia Bueno OlallaGlobal Head of Shareholder & Investor Relations · b. 1972
Mr. Jacobo De Nicolas y De BenitoGlobal Head of Legal
Rocio PerezGlobal Head of Compliance & Internal Control · b. 1975
Mr. Jorge Sicilia SerranoChief Economist of BBVA Group
Mr. Jaime Saenz de Tejada PulidoGlobal Head of Commercial Client Solutions · b. 1968

Financials

Income Statement

Line item	1989-12-31	1990-12-31	1991-12-31	1992-12-31	1993-12-31	1994-12-31	1995-12-31	1996-12-31	1997-12-31	1998-12-31	1999-12-31	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	-	-	3.06B	3.30B	3.20B	2.84B	3.39B	4.05B	6.02B	7.13B	10.29B	13.17B	15.58B	13.83B	12.71B	13.31B	15.46B	16.11B	19.24B	20.53B	22.56B	22.03B	21.17B	22.08B	23.23B	23.00B	25.88B	26.15B	25.73B	23.57B	23.27B	22.27B	31.32B	24.74B	58.19B	35.48B	36.93B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	-2.78B	-	-	11.35B	15.70B	29.22B	42.14B	6.07B
Gross Profit	-	-	3.06B	3.30B	3.20B	2.84B	3.39B	4.05B	6.02B	7.13B	10.29B	13.17B	15.58B	13.83B	12.71B	13.31B	15.46B	16.11B	19.24B	20.53B	22.56B	22.03B	21.17B	22.08B	23.23B	23.00B	25.88B	26.15B	25.73B	23.57B	23.27B	22.27B	19.97B	11.00M	28.97B	-6.66B	30.86B
Operating Income	742.72M	774.12M	775.20M	765.73M	628.69M	622.85M	733.43M	850.63M	1.40B	1.37B	2.48B	3.20B	2.43B	1.90B	2.75B	4.14B	5.59B	7.03B	8.49B	6.93B	5.74B	6.06B	3.40B	1.58B	954.00M	3.98B	4.60B	6.39B	6.93B	7.57B	7.05B	5.25B	7.25B	9.95B	12.42B	15.40B	16.23B
EBITDA	742.72M	774.12M	871.28M	972.37M	791.89M	795.48M	943.07M	1.12B	1.76B	2.24B	2.48B	3.20B	2.43B	1.90B	2.75B	4.59B	6.04B	7.50B	9.07B	7.63B	6.43B	6.82B	4.21B	2.56B	2.05B	5.13B	5.88B	7.82B	8.32B	8.60B	8.43B	6.54B	8.48B	11.28B	13.82B	16.94B	17.75B
Net Income	742.72M	774.12M	595.00M	525.41M	445.95M	448.10M	538.22M	635.38M	1.07B	983.03M	1.75B	2.23B	2.37B	1.72B	2.22B	2.92B	3.81B	4.74B	6.13B	5.02B	4.21B	4.61B	3.00B	1.68B	2.08B	2.62B	2.64B	3.48B	3.51B	5.40B	3.51B	1.30B	4.65B	6.42B	8.02B	10.05B	10.51B
Interest Expense	-	-	3.64B	5.27B	4.90B	3.97B	5.49B	5.45B	5.60B	6.30B	8.55B	12.73B	13.30B	9.79B	6.25B	6.45B	8.93B	11.90B	16.55B	18.72B	9.89B	7.81B	10.51B	10.34B	9.61B	8.46B	8.76B	10.65B	11.54B	11.67B	11.97B	7.80B	8.33B	12.28B	24.76B	36.39B	32.06B

Balance Sheet

Line item	1989-12-31	1990-12-31	1991-12-31	1992-12-31	1993-12-31	1994-12-31	1995-12-31	1996-12-31	1997-12-31	1998-12-31	1999-12-31	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	-	-	51.50B	72.02B	72.32B	80.37B	89.79B	104.52B	126.01B	133.94B	238.53B	300.81B	309.78B	279.80B	286.65B	329.44B	392.39B	411.66B	501.73B	542.65B	535.07B	552.74B	582.84B	621.13B	582.70B	631.94B	749.86B	731.86B	690.06B	675.67B	695.47B	736.26B	662.88B	712.09B	775.56B	772.40B	859.58B
Total Liabilities	-	-	48.67B	67.29B	67.59B	75.62B	84.71B	98.28B	118.27B	125.21B	220.76B	276.90B	285.20B	258.61B	266.17B	315.64B	375.09B	389.35B	473.78B	515.95B	504.30B	515.26B	542.78B	577.47B	538.13B	580.33B	694.57B	676.43B	636.74B	622.80B	640.54B	686.24B	614.13B	661.57B	720.29B	712.39B	797.78B
Total Equity	-	-	2.83B	4.17B	3.88B	3.91B	4.18B	4.53B	4.95B	5.64B	12.44B	17.59B	18.17B	15.51B	15.06B	13.07B	16.33B	21.55B	27.06B	25.66B	29.30B	35.92B	38.16B	41.29B	42.19B	49.10B	47.29B	47.36B	46.34B	47.11B	48.73B	44.55B	43.91B	46.90B	51.70B	55.65B	57.35B
Cash	-	-	21.93B	21.81B	22.04B	23.75B	23.34B	24.60B	29.69B	38.01B	46.12B	42.59B	9.26B	8.06B	8.10B	19.58B	25.53B	22.07B	32.15B	22.68B	24.11B	26.97B	36.52B	41.87B	34.77B	31.22B	29.43B	49.17B	50.14B	63.39B	49.56B	98.12B	74.56B	85.09B	100.04B	59.88B	69.89B
Total Debt	-	-	16.53B	14.30B	13.46B	16.37B	19.81B	27.53B	31.17B	41.46B	68.71B	123.46B	97.74B	90.21B	103.17B	132.01B	99.61B	116.35B	151.14B	133.07B	135.24B	119.00B	128.34B	125.22B	102.32B	113.90B	143.15B	118.54B	103.99B	106.97B	115.91B	69.23B	61.94B	114.64B	68.71B	144.43B	168.38B
Net Debt	-	-	-5.40B	-7.50B	-8.59B	-7.38B	-3.53B	2.93B	1.48B	3.44B	22.59B	80.88B	88.49B	82.15B	95.08B	112.43B	74.08B	94.28B	118.99B	110.39B	111.13B	92.03B	91.82B	83.34B	67.55B	82.68B	113.72B	69.37B	53.86B	43.58B	66.36B	-33.53B	-12.84B	29.55B	-31.34B	84.55B	98.49B

Cash Flow

Line item	1991-12-31	1992-12-31	1993-12-31	1994-12-31	1995-12-31	1996-12-31	1997-12-31	1998-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	5.02B	1.44B	1.25B	508.68M	1.49B	1.49B	2.34B	1.73B	1.06B	6.01B	2.82B	17.14B	-1.99B	2.57B	8.50B	19.81B	10.60B	-500.00M	-6.19B	23.10B	6.62B	1.72B	8.66B	-8.21B	39.35B	-1.24B	23.72B	-721.00M	33.94B	118.13B
Investing Cash Flow	-704.97M	-8.76B	-10.18B	-8.97B	-2.41B	-12.90B	-16.66B	-5.20B	-20.68B	-4.19B	-2.74B	-8.45B	-2.87B	-643.00M	-7.08B	-6.62B	-1.08B	3.02B	-1.15B	-4.41B	-560.00M	2.90B	7.52B	97.00M	-37.00M	-1.63B	-3.91B	-1.42B	-53.55B	-104.57B
Financing Cash Flow	-2.15B	7.75B	8.65B	8.61B	1.09B	11.51B	14.95B	3.47B	507.46M	-555.40M	887.48M	2.61B	-2.27B	-74.00M	1.15B	-1.27B	-3.49B	-1.33B	3.16B	127.00M	-1.11B	-98.00M	-5.09B	-2.70B	-2.07B	-4.35B	-7.56B	-1.84B	-2.57B	-3.67B
Capital Expenditure	148.45M	202.00M	254.17M	172.71M	259.55M	389.60M	764.91M	1.34B	424.75M	2.23B	845.52M	2.46B	1.60B	1.31B	1.50B	1.93B	2.49B	1.78B	1.89B	2.74B	1.96B	1.34B	1.50B	1.38B	1.12B	946.00M	2.44B	1.82B	1.20B	827.00M
Free Cash Flow	4.88B	1.24B	998.11M	335.97M	1.23B	1.10B	1.58B	392.31M	632.29M	3.78B	1.97B	14.69B	-3.59B	1.26B	7.00B	17.89B	8.11B	-2.28B	-8.07B	20.36B	4.67B	714.00M	7.17B	-9.59B	38.23B	-2.19B	21.28B	-2.54B	32.74B	117.30B
Dividends Paid	282.33M	275.91M	242.25M	239.17M	261.58M	283.30M	330.91M	412.18M	1.35B	1.59B	1.91B	2.42B	2.81B	1.57B	1.22B	1.03B	1.27B	1.27B	826.00M	879.00M	1.60B	1.70B	2.11B	2.15B	1.06B	926.00M	2.19B	2.81B	3.91B	4.20B

Earnings

Report Date	Mar 31, 2000	Jun 30, 2000	Mar 31, 2002	Jun 30, 2002	Sep 30, 2002	Dec 31, 2002	Feb 2, 2004	Jul 26, 2004	Oct 25, 2004	Jan 31, 2005	May 9, 2005	Jul 26, 2005	Oct 27, 2005	Jan 25, 2006	Apr 26, 2006	Jul 26, 2006	Oct 25, 2006	Jan 31, 2007	Apr 25, 2007	Jul 25, 2007	Oct 24, 2007	Jan 24, 2008	Apr 28, 2008	Jul 28, 2008	Oct 29, 2008	Jan 28, 2009	Apr 28, 2009	Jul 28, 2009	Oct 27, 2009	Jan 27, 2010	Apr 28, 2010	Jul 28, 2010	Oct 27, 2010	Feb 2, 2011	May 5, 2011	Jul 28, 2011	Oct 26, 2011	Feb 2, 2012	Apr 25, 2012	Jul 31, 2012	Oct 31, 2012	Feb 1, 2013	Apr 25, 2013	Jul 31, 2013	Oct 25, 2013	Jan 31, 2014	Apr 30, 2014	Jul 30, 2014	Oct 29, 2014	Feb 4, 2015	Apr 29, 2015	Jul 31, 2015	Oct 30, 2015	Feb 3, 2016	Apr 28, 2016	Jul 29, 2016	Oct 27, 2016	Feb 1, 2017	Apr 27, 2017	Jul 27, 2017	Oct 27, 2017	Feb 1, 2018	Apr 27, 2018	Jul 27, 2018	Oct 30, 2018	Feb 1, 2019	Apr 29, 2019	Jul 31, 2019	Oct 31, 2019	Jan 31, 2020	Apr 30, 2020	Jul 30, 2020	Oct 30, 2020	Jan 29, 2021	Apr 30, 2021	Jul 30, 2021	Oct 29, 2021	Feb 3, 2022	Apr 28, 2022	Jul 29, 2022	Oct 28, 2022	Feb 1, 2023	Apr 27, 2023	Jul 28, 2023	Oct 31, 2023	Jan 30, 2024	Apr 29, 2024	Jul 31, 2024	Oct 30, 2024	Jan 30, 2025	Apr 29, 2025	Jul 31, 2025	Oct 30, 2025	Feb 5, 2026	Apr 29, 2026	Jul 30, 2026	Oct 29, 2026
EPS Estimate	-	-	-	-	-	-	-	0.21	0.20	-	0.23	0.30	0.28	0.29	0.32	0.33	0.33	0.30	0.36	0.40	0.37	0.40	0.39	0.37	0.38	0.33	0.28	0.30	0.35	0.29	0.30	0.31	0.26	0.24	0.24	0.24	0.30	0.32	0.18	0.23	0.13	0.18	0.19	0.08	0.09	-	0.11	0.11	0.12	0.11	0.15	0.17	0.15	0.16	0.14	0.13	0.13	0.09	0.15	0.15	0.16	0.14	0.18	0.18	0.14	0.15	0.16	0.17	0.17	0.16	0.12	0.08	0.12	0.12	0.12	0.09	0.21	0.20	0.24	0.13	0.24	0.23	0.28	0.34	0.34	0.32	0.33	0.44	0.40	0.38	0.41	0.41	0.43	0.43	0.47	0.51	0.52
EPS Actual	0.13	0.18	0.17	0.17	0.14	0.02	0.15	0.20	0.21	0.21	0.24	0.28	0.27	0.31	0.30	0.34	0.33	0.36	0.34	0.38	0.37	0.39	0.38	0.39	0.36	0.28	0.34	0.42	0.37	0.29	0.32	0.33	0.30	0.23	0.25	0.25	0.17	0.18	0.20	0.23	0.18	0.19	0.16	0.16	0.03	0.13	0.10	0.12	0.10	0.11	0.15	0.17	0.13	0.14	0.10	0.17	0.14	0.09	0.17	0.16	0.16	0.21	0.19	0.18	0.15	0.14	0.16	0.17	0.17	0.16	0.03	0.08	0.16	0.14	0.14	0.18	0.20	0.19	0.24	0.28	0.29	0.25	0.29	0.33	0.33	0.33	0.36	0.47	0.44	0.40	0.45	0.46	0.42	0.42	0.51	0.53	-
Surprise	-	-	-	-	-	-	-	-4.76%	5.00%	-	4.35%	-6.67%	-3.57%	6.90%	-6.25%	3.03%	0.00%	20.00%	-5.56%	-5.00%	0.00%	-2.50%	-2.56%	5.41%	-5.26%	-15.15%	21.43%	40.00%	5.71%	0.00%	6.67%	6.45%	15.38%	-4.17%	4.17%	4.17%	-43.33%	-43.75%	11.11%	0.00%	38.46%	5.56%	-15.79%	100.00%	-66.67%	-	-9.09%	9.09%	-16.67%	0.00%	0.00%	0.00%	-13.33%	-12.50%	-28.57%	30.77%	7.69%	0.00%	13.33%	6.67%	0.00%	50.00%	5.56%	0.00%	7.14%	-6.67%	0.00%	0.00%	0.00%	0.00%	-75.00%	0.00%	33.33%	16.67%	16.67%	100.00%	-4.76%	-5.00%	0.00%	115.38%	20.83%	8.70%	3.57%	-2.94%	-2.94%	3.13%	9.09%	6.82%	10.00%	5.26%	9.76%	12.20%	-2.33%	-2.33%	8.51%	3.92%	-
Timing	-	-	-	-	-	-	-	Pre-market	Pre-market	-	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	After-hours	Pre-market	After-hours	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	-	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	After-hours	After-hours

Key Statistics & Ratios

Market Cap130.51B

Enterprise Value157.30B

Trailing P/E12.56

Forward P/E11.82

PEG Ratio2.23

Price / Sales3.82

Price / Book2.33

EPS1.89

Book Value10.2

Revenue (TTM)34.13B

Gross Profit (TTM)34.13B

Profit Margin32.56%

Operating Margin56.41%

Return on Equity18.92%

Return on Assets1.35%

Shares Outstanding5.50B

Shares Float5.74B

Beta0.89

Dividend Yield4.07%

Dividend Rate0.97

Payout Ratio68.62%

Dividends

20262×

0.37Oct 13, 20260.60Apr 8, 2026

20252×

0.32Nov 5, 20250.41Apr 8, 2025

20242×

0.29Oct 8, 20240.39Apr 8, 2024

20232×

0.16Oct 9, 20230.31Apr 3, 2023

20222×

0.12Oct 7, 20220.23Apr 6, 2022

20212×

0.08Oct 8, 20210.06Apr 27, 2021

20201×

0.16Apr 7, 2020

20192×

0.10Oct 11, 20190.16Apr 8, 2019

20182×

0.10Oct 8, 20180.15Apr 6, 2018

20173×

0.09Oct 6, 20170.13Apr 3, 20170.08Jan 10, 2017

20164×

0.08Oct 3, 20160.08Jul 6, 20160.13Apr 5, 20160.08Jan 12, 2016

Stock Splits

Nov 5, 2010433:416
Apr 14, 200963:62
Jul 13, 1998500750:166917
Jul 19, 1997959692:319897