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Linea Directa Aseguradora SA Compania de Seguros y Reaseguros

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros

LDA · MC · Financial Services / Insurance - Property & Casualty

1.28EUR+0.00 (+0.31%)

Price History

Full chart

Market Stats

Previous Close1.27
Open1.25
Day Range1.25 – 1.28
52-Week Range1.04 – 1.36
Volume306.01K
Market Cap1.30B
P/E (TTM)13.33
Forward P/E0.00
EPS0.09
Dividend Yield5.52%
Beta0.36
50-Day Avg1.30
200-Day Avg1.21

About

Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Automobiles, Home, Health, Other Insurance, and Other Activities segments. The Automobiles segment offers car, third party, motorcycle, theft, fire, and fleet insurance. The Home Insurance segment offers theft damage, civil liability, fire, aesthetic damage, and anti-squatting insurance. The Health Insurance segment provides health care products Vivaz brands. The Other Insurance segment offers travel assistance for credit card holders, wellness insurance, pet insurance, and multi-risk insurance. It also provides vehicle repair services through telephone and internet sales distribution channels. Línea Directa Aseguradora, S.A. was formerly known as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros and changed its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995. Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros was incorporated in 1994 and is based in Tres Cantos, Spain.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMs. Patricia Ayuela de Rueda
  • Employees2.37K
  • Headquarterscalle Isaac Newton, 7, Tres Cantos, Spain, 28760, Spain
  • Websitehttps://www.lineadirectaaseguradora.com

Leadership

  • Mr. Alfonso Botin-Sanz de Sautuola y NavedaChairman & President · b. 1970
  • Ms. Patricia Ayuela de RuedaCEO & Executive Director
  • Mr. Carlos Rodriguez UgarteChief Financial Officer
  • Juan José Álvarez FernándezChief Technical Officer
  • Beatriz IzardHead of Investor Relations
  • Ms. Mar Garre del OlmoHead of People, Communications and Sustainability
  • Mr. Antonio Valor GarcíaHead of Marketing
  • Ms. Ana Sanchez GalanHead of Technology
  • Jose Luis DiazHead of Internal Audit
  • Inmaculada AldeaChief Risk Officer

Financials

Income Statement

Currency: EUR2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue810.76M862.17M899.14M913.22M923.02M942.48M966.76M998.73M1.12B
Growth (%)-+6.34%+4.29%+1.57%+1.07%+2.11%+2.58%+3.31%+12.36%
Cost of Revenue---42.13M40.33M-43.38M--
Gross Profit810.76M862.17M899.14M871.09M882.70M942.48M966.76M998.73M1.12B
Gross Margin100.00%100.00%100.00%95.39%95.63%100.00%100.00%100.00%100.00%
Operating Expense---691.47M737.51M858.94M973.31M915.42M1.01B
Operating Income---179.62M145.18M83.54M-6.55M83.31M114.14M
Operating Margin---19.67%15.73%8.86%-0.68%8.34%10.17%
EBITDA9.76M9.87M10.17M179.75M145.93M83.57M-3.83M83.31M114.14M
EBITDA Margin1.20%1.14%1.13%19.68%15.81%8.87%-0.40%8.34%10.17%
Net Income111.98M117.21M107.30M134.85M110.14M63.13M-4.39M64.22M85.71M
Net Income Margin13.81%13.59%11.93%14.77%11.93%6.70%-0.45%6.43%7.64%
Interest Expense00097.00K725.00K----
Interest Expense % of Total Revenue0.00%0.00%0.00%0.01%0.08%----

Balance Sheet

Currency: EUR2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.22B1.29B1.33B1.44B1.37B1.20B1.13B1.24B1.37B
Total Liabilities909.03M1.01B1.00B969.17M990.20M904.91M812.29M877.82M970.25M
Total Equity307.15M288.20M325.06M467.36M378.27M300.33M313.04M358.32M404.45M
Cash148.92M166.78M144.94M162.50M115.79M56.18M41.75M16.71M16.99M
Total Debt39.94M115.73M123.52M120.44M121.92M3.77M2.82M2.83M4.19M
Net Debt-108.97M-51.05M-21.42M-159.73M-111.25M-52.41M-38.93M-16.71M-12.80M

Cash Flow

Currency: EUR2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow166.93M122.38M91.52M106.32M88.66M70.88M62.49M82.40M182.57M
Investing Cash Flow58.95M-76.64M-16.53M-54.62M66.05M52.85M-69.33M-77.62M-132.41M
Financing Cash Flow-155.36M-27.70M-96.91M-33.87M-201.28M-191.63M-3.29M-30.13M-50.19M
Capital Expenditure7.96M13.76M24.77M22.14M9.67M6.82M21.66M22.66M3.74M
Free Cash Flow158.97M108.62M66.75M-22.14M-9.67M-6.82M40.80M59.75M178.83M
Dividends Paid160.17M100.75M103.82M28.34M197.66M73.94M1.09M30.00M45.02M
FCF to OCF95.23%88.76%72.94%-20.82%-10.91%-9.62%65.29%72.50%97.95%
Dividend Paid to FCF100.75%92.75%155.54%-128.02%-2043.46%-1084.80%2.67%50.21%25.17%

Earnings

Report DateApr 22, 2022Jul 22, 2022Oct 21, 2022Jul 21, 2023Mar 4, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026Feb 23, 2027
EPS Estimate-0.020.01-0.010.010.020.020.020.020.020.02-
EPS Actual0.020.020.01-0.220.01-------
Surprise-0.00%0.00%-2100.00%0.00%-------
TimingAfter-hoursPre-marketAfter-hoursPre-marketPre-market------Pre-market

Key Statistics & Ratios

Market Cap1.30B
Enterprise Value1.36B
Trailing P/E13.33
Forward P/E0.00
Price / Sales1.09
Price / Book3.23
EPS0.09
Book Value0.396
Revenue (TTM)1.20B
Gross Profit (TTM)129.68M
EBITDA128.66M
Profit Margin7.87%
Operating Margin11.18%
Return on Equity23.27%
Return on Assets5.59%
Shares Outstanding1.09B
Shares Float562.84M
Beta0.36
Dividend Yield5.52%
Dividend Rate0.07
Payout Ratio49.03%

Dividends

20262×
0.02Jul 3, 20260.01Apr 20, 2026
20253×
0.01Dec 3, 20250.01Jun 27, 20250.01Apr 15, 2025
20242×
0.01Dec 17, 20240.01Jul 30, 2024
20231×
0.00Apr 5, 2023
20224×
0.01Dec 19, 20220.02Sep 26, 20220.02Jun 6, 20220.02Mar 29, 2022
20213×
0.02Dec 21, 20210.02Oct 5, 20210.02Jul 5, 2021