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Renta 4 Banco S.A

Renta 4 Banco S.A

R4 · MC · Financial Services / Asset Management

21.50EUR+0.40 (+1.90%)

Price History

Full chart

Market Stats

Previous Close21.10
Open21.50
Day Range21.20 – 21.70
52-Week Range17.52 – 20.19
Volume3.94K
Market Cap789.45M
P/E (TTM)14.59
Forward P/E17.24
EPS1.33
Dividend Yield3.61%
Beta0.09
50-Day Avg19.43
200-Day Avg19.16

About

Renta 4 Banco, S.A., together with its subsidiaries, engages in the provision of wealth management, brokerage, and corporate advisory services in Spain and internationally. The company is involved in the management of collective investment institution CII and pension funds; and discretionary management of equity portfolios and investment funds, or a combination of equity and investment funds, as well as private wealth management services. It also offers security and CII custodian services; corporate advice services, such as corporate finance and M&A; underwriting and placement services for issues and public offers; and public debt management services, as well as outsourcing of various services and corporate services. In addition, the company engages in the purchase and sale of securities and other financial instruments; and sale of CIIs and pension plans that are managed by the company and belonging to third parties. Renta 4 Banco, S.A. was founded in 1985 and is headquartered in Madrid, Spain.

Company Details

  • SectorFinancial Services
  • IndustryAsset Management
  • CEOMr. Juan Luis Lopez Garcia
  • Employees766
  • HeadquartersPaseo de la Habana 74, Madrid, Spain, 28036, Spain
  • Websitehttps://www.renta4banco.com

Leadership

  • Mr. Juan Carlos Ureta DomingoExecutive Chairman of the Board · b. 1956
  • Mr. Juan Luis Lopez GarciaCEO & Director
  • Mr. Santiago Gonzalez EncisoRegional Director & Executive Director
  • Mr. Jesus Sanchez-Quinones GonzalezGM & Executive Director · b. 1965
  • Mr. Juan Carlos Ureta EstadesExecutive Director
  • Jose Ignacio Marquez PomboDirector of Investor Relations
  • Mr. Pedro Alberto Ramon y Cajal AguerasSecretary
  • Mr. Jaime Guerra CalvoVice Secretary

Financials

Income Statement

Currency: EUR2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-6.49M-9.57M65.14M58.24M39.66M40.86M45.25M48.35M57.12M67.57M71.20M71.08M80.82M81.78M93.13M99.64M120.19M113.90M200.18M183.97M300.33M
Growth (%)--47.57%+780.41%-10.59%-31.91%+3.03%+10.75%+6.85%+18.14%+18.29%+5.37%-0.17%+13.70%+1.19%+13.88%+6.99%+20.62%-5.23%+75.75%-8.10%+63.25%
Cost of Revenue--13.66M14.70M3.89M2.44M4.06M4.47M3.19M1.51M811.00K422.00K700.00K1.33M2.40M4.03M4.62M3.90M68.64M31.17M146.72M
Gross Profit-6.49M-9.57M51.47M43.54M35.77M38.42M41.19M43.88M53.93M66.06M70.39M70.66M80.12M80.45M90.73M95.61M115.56M110.01M131.54M152.80M153.61M
Gross Margin100.00%100.00%79.03%74.76%90.19%94.03%91.02%90.76%94.42%97.77%98.86%99.41%99.13%98.37%97.43%95.95%96.15%96.58%65.71%83.06%51.15%
Operating Expense-12.27M-34.60M29.95M35.77M27.25M30.00M34.59M36.23M39.92M46.55M50.44M53.44M56.59M58.43M65.95M71.59M83.06M80.63M95.18M108.13M93.39M
Operating Income5.78M25.03M21.52M7.77M8.52M8.41M6.60M7.66M14.02M19.51M19.95M17.22M23.53M22.02M24.78M24.02M32.51M29.38M36.37M44.66M60.22M
Operating Margin-89.09%-261.49%33.04%13.34%21.47%20.59%14.59%15.84%24.54%28.87%28.01%24.23%29.11%26.92%26.61%24.11%27.05%25.80%18.17%24.28%20.05%
EBITDA7.45M26.68M23.64M10.07M10.79M10.74M8.98M10.40M17.22M23.38M24.29M22.08M28.51M27.25M33.37M32.97M41.96M39.42M48.24M56.80M72.43M
EBITDA Margin-114.77%-278.71%36.29%17.30%27.20%26.28%19.84%21.51%30.15%34.60%34.12%31.07%35.27%33.32%35.84%33.09%34.91%34.61%24.10%30.87%24.12%
Net Income3.88M17.20M15.33M5.60M6.24M6.01M4.58M5.19M10.55M13.37M14.02M12.13M16.51M16.09M17.83M18.14M25.34M21.54M26.13M32.14M42.63M
Net Income Margin-59.78%-179.65%23.54%9.62%15.73%14.71%10.12%10.73%18.48%19.79%19.69%17.06%20.43%19.68%19.15%18.20%21.08%18.91%13.05%17.47%14.19%
R&D-----------0.130.150.140.160.130.140.150.16--
R&D as % of Total Revenue-----------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--
Interest Expense--13.66M14.70M3.89M2.44M4.06M4.47M3.19M1.51M811.00K422.00K700.00K1.33M2.40M4.03M4.62M3.90M16.76M31.17M22.55M
Interest Expense % of Total Revenue--20.97%25.24%9.81%5.97%8.98%9.24%5.58%2.23%1.14%0.59%0.87%1.63%2.57%4.05%3.85%3.42%8.37%16.94%7.51%

Balance Sheet

Currency: EUR2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets391.46M509.93M717.98M539.83M508.01M417.11M490.79M620.01M905.16M1.49B1.08B1.20B1.22B1.35B1.77B1.78B2.20B2.41B2.19B2.48B2.56B
Total Liabilities356.48M444.01M553.49M461.67M444.04M354.53M421.71M563.83M833.87M1.41B993.26M1.10B1.13B1.25B1.66B1.66B2.07B2.29B2.05B2.32B2.38B
Total Equity34.98M65.92M164.50M78.17M62.88M61.48M67.99M54.39M69.98M79.33M82.05M89.56M94.35M96.32M103.33M120.77M129.21M116.48M140.08M157.95M176.88M
Cash--565.00M132.66M103.61M423.00K130.88M2.39M38.15M63.63M392.09M467.63M398.91M433.05M652.75M744.90M1.20B779.88M1.10B1.55B1.35B
Total Debt-----122.20M23.68M12.22M12.30M81.00K74.00K58.00K58.00K58.00K20.93M34.69M33.42M35.60M23.95M25.46M48.52M
Net Debt---565.00M-132.66M-103.61M121.78M-107.20M9.83M-25.85M-63.55M-392.02M-467.58M-398.85M-433.00M-631.82M-724.26M-1.18B-758.07M-1.07B-1.52B-1.30B

Cash Flow

Currency: EUR2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow12.43M65.88M-24.72M44.70M-8.72M-33.72M20.73M-88.24M-40.85M144.23M83.34M318.49M47.39M51.08M244.85M113.16M476.58M-396.20M366.21M487.61M55.05M
Investing Cash Flow8.07M-3.26M-29.59M-30.42M-3.24M-2.22M-10.11M-4.61M-5.59M-10.15M-4.37M-4.92M-3.75M-6.65M-6.95M-6.56M-7.57M-8.44M-14.03M-16.77M-275.78M
Financing Cash Flow4.62M3.37M84.98M-73.41M-17.09M-8.43M9.95M79.93M85.94M47.84M-116.33M-167.02M-42.57M-14.00M-13.24M-13.78M-17.74M-18.50M-30.20M4.28M28.09M
Capital Expenditure005.77M2.62M882.00K2.66M9.52M4.97M4.26M7.12M9.19M5.24M4.75M6.65M6.64M6.56M7.57M8.44M9.50M13.30M13.54M
Free Cash Flow12.43M65.88M-30.49M42.09M-9.60M-36.37M11.22M-93.21M-45.12M137.10M74.14M313.25M42.64M44.43M238.21M106.61M469.01M-404.64M356.71M474.30M41.51M
Dividends Paid--4.62M8.14M4.00M3.77M3.83M2.98M1.94M3.41M9.57M5.72M11.94M12.98M11.36M13.12M13.12M14.62M14.24M20.14M24.82M
FCF to OCF100.00%100.00%123.35%94.15%110.11%107.88%54.10%105.63%110.43%95.06%88.97%98.35%89.97%86.99%97.29%94.20%98.41%102.13%97.40%97.27%75.41%
Dividend Paid to FCF---15.15%19.34%-41.62%-10.36%34.12%-3.19%-4.30%2.49%12.91%1.83%28.01%29.21%4.77%12.31%2.80%-3.61%3.99%4.25%59.80%

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Jul 29, 2015Oct 28, 2015Feb 1, 2016Apr 28, 2016Jul 27, 2016Oct 28, 2016Jan 30, 2017Apr 26, 2017Jul 25, 2017Nov 6, 2017Feb 5, 2018Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Apr 27, 2021Jun 30, 2021Feb 2, 2022Apr 25, 2022Jul 26, 2022Oct 26, 2022Dec 31, 2022Apr 25, 2023Jul 24, 2023Sep 30, 2023Jan 29, 2024Apr 26, 2024Jul 29, 2024Oct 25, 2024Jan 27, 2025Apr 30, 2025Jul 28, 2025Oct 27, 2025Dec 31, 2025Apr 28, 2026Jun 30, 2026
EPS Estimate-------------------------------------------------------------------
EPS Actual0.040.030.030.050.050.040.030.020.050.040.000.020.030.030.040.020.050.060.070.090.080.090.080.100.080.080.060.070.070.090.090.090.080.150.110.110.080.100.080.080.140.140.080.100.080.180.170.140.200.180.140.060.150.190.160.130.170.170.200.200.220.220.260.280.290.310.44
Surprise-------------------------------------------------------------------
Timing-----------------------Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours--------------Pre-marketPre-marketPre-marketAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketAfter-hours-Pre-market-

Key Statistics & Ratios

Market Cap789.45M
Enterprise Value-356.35M
Trailing P/E14.59
Forward P/E17.24
Price / Sales2.72
Price / Book3.98
EPS1.33
Book Value4.87
Revenue (TTM)290.53M
Gross Profit (TTM)185.73M
Profit Margin18.61%
Operating Margin26.71%
Return on Equity29.02%
Return on Assets2.06%
Shares Outstanding40.69M
Shares Float11.12M
Beta0.09
Dividend Yield3.61%
Dividend Rate0.70
Payout Ratio42.68%

Dividends

20262×
0.57Nov 2, 20260.20Apr 1, 2026
20252×
0.36Nov 3, 20250.13Apr 4, 2025
20242×
0.30Nov 4, 20240.10Apr 10, 2024
20232×
0.24Nov 3, 20230.04Apr 5, 2023
20222×
0.20Nov 3, 20220.09Apr 5, 2022
20212×
0.24Dec 28, 20210.02Mar 31, 2021
20192×
0.16Nov 21, 20190.06May 6, 2019
20182×
0.18Nov 2, 20180.08May 3, 2018
20172×
0.16Nov 9, 20170.08May 5, 2017
20162×
0.08Nov 2, 20160.03May 4, 2016
20152×
0.11Oct 30, 20150.08Apr 30, 2015
20142×
0.05Oct 31, 20140.02May 6, 2014

Stock Splits

  • Jul 18, 20121543:1410
  • Dec 23, 200951:50
  • May 4, 200951:50