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Banco de Sabadell S.A

Banco de Sabadell S.A

SAB · MC · Financial Services / Banks - Diversified

3.75EUR-0.00 (-0.11%)

Price History

Full chart

Market Stats

Previous Close3.75
Open3.76
Day Range3.73 – 3.78
52-Week Range2.47 – 3.77
Volume8.44M
Market Cap16.89B
P/E (TTM)14.42
Forward P/E10.55
EPS0.25
Dividend Yield1.95%
Beta0.51
50-Day Avg3.61
200-Day Avg3.32

About

Banco de Sabadell, S.A. provides banking products and services in Spain, the United Kingdom, and Mexico. The company offers retail banking products, including investment products and medium- and long-term finance, such as consumer loans, mortgages, leasing and rental services, as well as other short-term finance; and cards and insurance products to individuals for personal use. It also provides financial products and services comprising investment and financing products, which include working capital products, revolving loans, and medium- and long-term finance; and custom structured finance and capital market solutions, and specialized advice for businesses; and cards and PoS terminals, as well as import and export and personalized expert advice services to companies and self-employed persons. In addition, the company offers corporate banking services consisting of financial and advisory solutions to large corporations and financial institutions; and structured finance, treasury, investment banking, trading, and custody and research services. Further, it provides current and savings accounts, loans, credit cards, and mortgages; and banking and financial services for corporate and commercial banking. Banco de Sabadell, S.A. was founded in 1881 and is based in Sabadell, Spain.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Marc Armengol Dulcet
  • Employees13.75K
  • HeadquartersPlaça de Sant Roc núm. 20, Sabadell, Spain, 08201, Spain
  • Websitehttps://www.grupbancsabadell.com

Leadership

  • Mr. Josep Oliu Creus ED, Ph.D.Executive Chairman of the Board · b. 1949
  • Mr. David Vegara FiguerasGM, Chief Risk Officer & Executive Director · b. 1966
  • Mr. Marc Armengol DulcetCEO & Executive Director · b. 1976
  • Mr. Sergio Alejandro Palavecino TomeChief Financial Officer · b. 1972
  • Elena Carrera CrespoGeneral Manager of Operations & Technology
  • Gerardo ArtiachHead of Investor Relations
  • Mr. Gonzalo Barettino ColomaAssistant GM of Legal & Deputy-Secretary of the Board
  • Federico Rodríguez CastilloAssistant General Manager of Compliance
  • Virginia Zafra de LleraGeneral Manager of Communication & Corporate Image
  • Mr. Manuel Tresánchez MontanerDeputy General Manager of Business Transformation & Marketing

Financials

Income Statement

Currency: EUR2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.12B1.12B1.55B1.61B1.83B2.24B2.25B2.47B2.27B2.06B3.32B4.64B5.24B5.83B5.65B5.89B5.57B5.43B5.78B4.06B4.34B4.99B8.66B7.77B
Growth (%)--0.14%+38.24%+3.91%+13.81%+22.55%+0.22%+9.65%-7.89%-9.43%+61.41%+39.69%+13.02%+11.20%-3.06%+4.34%-5.44%-2.51%+6.36%-29.68%+6.85%+14.80%+73.77%-10.26%
Cost of Revenue-----------000000--722.09M1.19B4.76B3.92B3.13B
Gross Profit1.12B1.12B1.55B1.61B1.83B2.24B2.25B2.47B2.27B2.06B3.32B4.64B5.24B5.83B5.65B5.89B5.57B5.43B5.78B5.39B4.34B5.55B5.14B4.64B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%132.74%100.00%111.27%59.35%59.72%
Operating Expense871.79M760.63M1.00B978.42M648.99M1.26B1.56B1.90B1.81B1.87B3.64B4.33B4.76B5.09B4.64B5.05B3.98B4.49B5.90B4.21B3.07B3.66B3.11B2.56B
Operating Income249.52M359.16M546.18M630.10M1.18B984.56M686.16M567.53M461.46M183.50M-316.16M309.47M481.43M740.96M1.01B844.54M1.60B942.02M-121.84M1.19B1.27B1.89B2.03B2.08B
Operating Margin22.25%32.07%35.28%39.17%64.55%43.89%30.52%23.02%20.32%8.92%-9.52%6.67%9.19%12.71%17.95%14.33%28.68%17.34%-2.11%29.17%29.32%37.93%23.44%26.75%
EBITDA433.93M419.74M791.54M726.25M1.29B1.11B819.22M710.26M620.44M314.42M-159.24M537.92M759.53M1.07B1.41B1.25B1.95B1.41B366.49M1.15B1.82B2.29B2.31B2.32B
EBITDA Margin38.70%37.48%51.13%45.15%70.39%49.61%36.43%28.81%27.32%15.29%-4.80%11.60%14.49%18.36%24.96%21.15%35.01%25.98%6.34%28.21%41.87%45.87%26.62%29.89%
Net Income220.42M234.90M373.20M453.13M908.40M782.34M673.84M522.49M380.04M231.90M81.89M247.83M371.68M708.44M710.43M801.47M328.10M767.82M3.01M530.24M889.39M1.33B1.83B1.77B
Net Income Margin19.66%20.98%24.11%28.17%49.62%34.87%29.97%21.19%16.74%11.28%2.47%5.34%7.09%12.16%12.58%13.60%5.89%14.13%0.05%13.05%20.48%26.72%21.09%22.81%
Interest Expense603.33M476.45M667.08M778.40M1.40B2.39B2.95B1.57B1.19B1.86B2.87B3.05B2.26B1.64B1.33B1.04B1.19B1.36B924.69M722.09M1.19B3.94B4.69B2.65B
Interest Expense % of Total Revenue53.81%42.55%43.09%48.39%76.53%106.40%131.28%63.50%52.21%90.28%86.38%65.74%43.11%28.13%23.58%17.60%21.29%25.07%16.00%17.77%27.40%78.94%54.16%34.03%

Balance Sheet

Currency: EUR2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets27.22B30.51B3.10B3.39B72.78B76.78B80.38B82.82B97.10B100.44B161.55B163.44B163.35B208.63B212.51B221.35B222.32B223.75B235.76B251.95B251.38B235.17B239.60B245.39B
Total Liabilities24.68B27.83B41.87B48.05B68.58B72.17B75.93B77.53B91.41B94.50B152.29B153.04B152.13B195.86B199.42B208.13B210.21B210.78B223.27B238.95B238.16B221.29B224.57B231.31B
Total Equity2.18B2.32B3.08B3.37B4.18B4.58B4.43B5.27B5.65B5.89B8.80B10.16B11.16B12.73B13.03B13.16B12.05B12.91B12.42B12.97B13.19B13.84B15.00B14.05B
Cash2.81B2.73B532.54M553.45M3.46B3.11B2.79B1.82B1.25B2.24B3.41B5.53B2.63B7.45B14.01B28.13B25.91B16.94B36.81B50.38B46.12B30.96B31.92B29.53B
Total Debt3.80B7.35B12.25B22.87B34.88B33.39B24.40B34.43B21.89B19.50B26.49B22.26B47.34B56.53B34.43B70.56B65.93B26.50B29.49B29.25B55.54B25.79B45.14B43.47B
Net Debt990.79M4.63B11.72B15.58B22.63B26.20B21.61B32.61B20.64B17.26B23.08B16.73B18.58B27.10B20.42B42.42B40.02B9.56B-13.05B-27.54B-23.55B-11.35B13.22B13.94B

Cash Flow

Currency: EUR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-298.25M324.73M245.18M255.88M1.48B-496.27M-484.18M740.33M1.69B-3.70B-663.95M1.71B4.15B15.75B-3.53B-10.40B20.42B12.34B-6.63B-10.52B6.02B1.68B
Investing Cash Flow---------3.74B-1.14B2.03B408.44M1.31B624.95M2.23B237.64M419.59M-64.80M-163.02M-17.33B-238.15M
Financing Cash Flow170.04M-170.98M1.02B-677.40M-673.48M122.80M-215.10M-360.98M-158.82M685.99M-227.24M1.22B52.37M727.76M21.32M-261.81M-460.48M1.10B-1.24B-617.00M-382.29M-2.42B
Capital Expenditure126.28M178.77M1.07B242.17M426.27M370.83M179.68M340.54M345.55M864.83M810.69M813.26M870.08M964.79M675.62M778.50M683.02M501.77M433.58M532.50M200.90M298.48M
Free Cash Flow-424.53M145.95M-823.15M13.71M1.06B-867.10M-663.86M399.80M1.34B-4.57B-1.47B892.31M3.28B14.79B-4.20B-11.17B19.74B11.84B-7.06B-11.06B5.82B1.38B
Dividends Paid128.46M171.36M229.50M295.87M378.48M312.00M113.94M152.92M-29.60M40.12M21.17M159.98M280.11M392.09M56.27M112.54M1.75B280.85M273.75M591.33M1.37B
FCF to OCF142.34%44.95%-335.74%5.36%71.25%174.72%137.11%54.00%79.50%123.36%222.10%52.32%79.03%93.87%119.16%107.49%96.66%95.93%106.54%105.06%96.66%82.21%
Dividend Paid to FCF-30.26%117.41%-27.88%2158.35%35.83%-35.98%-17.16%38.25%--0.65%-2.72%2.37%4.88%1.89%-9.33%-0.50%0.57%14.78%-3.98%-2.48%10.17%99.07%

Earnings

Report DateJul 21, 2004Oct 21, 2004Jul 21, 2005Oct 25, 2005Jan 26, 2006Apr 25, 2006Jul 27, 2006Oct 26, 2006Apr 26, 2007Jul 26, 2007Oct 25, 2007Jan 24, 2008Apr 24, 2008Jul 24, 2008Oct 23, 2008Jan 29, 2009Apr 30, 2009Jul 23, 2009Oct 22, 2009Jan 28, 2010Apr 29, 2010Jul 28, 2010Oct 21, 2010Jan 27, 2011May 2, 2011Jul 21, 2011Oct 28, 2011Jan 26, 2012Apr 27, 2012Jul 30, 2012Oct 25, 2012Jan 24, 2013Apr 25, 2013Jul 27, 2013Oct 24, 2013Jan 23, 2014Apr 24, 2014Jul 24, 2014Oct 30, 2014Jan 29, 2015Apr 25, 2015Jul 24, 2015Oct 23, 2015Jan 31, 2016Apr 22, 2016Jul 22, 2016Nov 2, 2016Jan 27, 2017Apr 28, 2017Jul 28, 2017Oct 27, 2017Feb 2, 2018Apr 26, 2018Jul 27, 2018Oct 26, 2018Feb 1, 2019Apr 26, 2019Jul 26, 2019Oct 25, 2019Jan 30, 2020Apr 30, 2020Jul 30, 2020Oct 30, 2020Feb 1, 2021Apr 29, 2021Aug 6, 2021Oct 27, 2021Jan 26, 2022Apr 28, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 26, 2023Jul 27, 2023Oct 24, 2023Jan 31, 2024Apr 23, 2024Jul 23, 2024Oct 29, 2024Feb 6, 2025May 6, 2025Jul 24, 2025Nov 12, 2025Feb 5, 2026May 3, 2026Jul 24, 2026Oct 28, 2026Oct 29, 2026Jan 28, 2027
EPS Estimate0.060.060.090.090.090.100.100.110.140.230.110.100.150.150.190.050.100.060.090.070.060.080.070.070.020.040.040.010.060.010.010.020.010.010.03-0.040.030.020.050.110.030.050.030.040.200.040.020.040.030.040.030.040.070.020.010.040.050.110.040.050.030.03-0.020.010.010.020.010.030.020.040.030.020.050.070.050.040.080.080.060.080.080.090.080.090.100.070.070.09
EPS Actual0.060.050.080.100.070.130.080.130.160.160.160.190.150.180.25-0.070.200.160.020.030.080.080.080.030.070.060.030.020.030.040.00-0.000.020.020.020.020.020.020.030.020.170.060.090.010.040.050.100.030.030.070.040.150.04-0.020.030.010.040.110.06-0.020.030.030.02-0.010.010.020.020.030.100.010.03-0.010.040.060.090.050.060.090.090.080.090.090.080.050.080.250.09--
Surprise0.00%-16.67%-11.11%11.11%-22.22%30.00%-20.00%18.18%14.29%-30.43%45.45%90.00%0.00%20.00%31.58%-240.00%100.00%166.67%-77.78%-57.14%33.33%0.00%14.29%-57.14%250.00%50.00%-25.00%100.00%-50.00%300.00%-99.00%-113.50%100.00%100.00%-33.33%--50.00%-33.33%50.00%-60.00%54.55%100.00%80.00%-66.67%0.00%-75.00%150.00%50.00%-25.00%133.33%0.00%400.00%0.00%-128.57%50.00%0.00%0.00%120.00%-45.45%-150.00%-40.00%0.00%-33.33%50.00%0.00%100.00%0.00%200.00%233.33%-50.00%-25.00%-133.33%100.00%20.00%28.57%0.00%50.00%12.50%12.50%33.33%12.50%12.50%-11.11%-37.50%-11.11%150.00%28.57%--
TimingPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-market-Pre-market-Pre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap16.89B
Enterprise Value32.47B
Trailing P/E14.42
Forward P/E10.55
PEG Ratio4.40
Price / Sales3.99
Price / Book1.36
EPS0.25
Book Value2.56
Revenue (TTM)4.24B
Gross Profit (TTM)4.24B
Profit Margin41.57%
Operating Margin51.57%
Return on Equity8.90%
Return on Assets0.52%
Shares Outstanding4.69B
Shares Float4.67B
Beta0.51
Dividend Yield1.95%
Dividend Rate0.07
Payout Ratio121.28%

Dividends

20261×
0.50May 27, 2026
20253×
0.07Dec 23, 20250.07Aug 27, 20250.12Mar 26, 2025
20242×
0.08Sep 27, 20240.03Apr 16, 2024
20232×
0.03Dec 27, 20230.02Mar 29, 2023
20222×
0.02Dec 28, 20220.03Mar 30, 2022
20201×
0.02Apr 1, 2020
20192×
0.02Dec 20, 20190.01Apr 3, 2019
20182×
0.02Dec 24, 20180.05Apr 25, 2018
20172×
0.02Dec 27, 20170.03Apr 5, 2017
20162×
0.02Dec 28, 20160.05Apr 5, 2016
20151×
0.04Jun 2, 2015
20141×
0.01Apr 3, 2014
20131×
0.01Apr 5, 2013
20121×
0.04Jun 8, 2012
20111×
0.03Sep 6, 2011

Stock Splits

  • Dec 20, 201967.2037:66.2037
  • Apr 7, 201684.25:83.25
  • Jun 8, 2015234.88:233.88
  • Mar 28, 2014112.3:111.3
  • Mar 27, 201378.305:77.305
  • Jun 1, 201229.144:28.144
  • Apr 23, 201054:53
  • May 7, 20074:1