Banco Santander S.A.

Banco Santander S.A.

SAN · MC · Financial Services / Banks - Diversified

12.11EUR+0.11 (+0.90%)

Price History

Full chart

Market Stats

Previous Close12
Open12.09
Day Range12.09 – 12.11
52-Week Range7.9 – 13.12
Volume230.32K
Market Cap178.91B
P/E (TTM)14.03
Forward P/E10.26
EPS0.88
Dividend Yield2.15%
Beta0.94
50-Day Avg12.6
200-Day Avg11.14

About

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Diversified
  • CEOMr. Hector Blas Grisi Checa
  • Employees185.28K
  • HeadquartersSantander Group City, Madrid, Spain, 28660, Spain
  • Websitehttps://www.santander.com

Leadership

  • Ms. Ana Botin-Sanz de Sautuola y O'SheaExecutive Chair · b. 1960
  • Mr. Hector Blas Grisi ChecaGroup CEO & Executive Director · b. 1966
  • Mr. Jose Antonio Garcia-CanteraSenior EVP & Group CFO · b. 1966
  • Mr. Juan Maria Olaizola BartolomeSenior EVP and Group Chief Operating & Technology Officer · b. 1962
  • Mr. Kamran ButtChief Investment Officer & Head of Product
  • Mr. Manuel Antonio Amaral Franco PretoGroup Senior EVP & Chief Accounting Officer · b. 1973
  • Mr. Jose Maria Linares Perou C.F.A.Senior EVP and Global Head of Corporate & Investment Banking · b. 1971
  • Mr. Jaime Perez RenovalesSenior EVP, Group Head of General Secretariat, General Counsel & Secretary of the Board · b. 1968
  • Mr. David Arthur HazellGroup Senior EVP & Chief Compliance Officer
  • Mr. Juan Manuel Cendoya Mendez de VigoSenior EVP and Group Head of Communications, Corporate Marketing & Research · b. 1967

Financials

Income Statement

Line item1987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue----6.46B6.08B2.59B3.46B11.16B4.97B6.04B7.04B25.60B36.50B36.78B17.16B25.25B14.63B44.51B24.56B28.08B31.76B39.38B40.96B41.38B45.41B39.54B42.53B45.06B45.70B49.60B49.69B52.32B60.50B39.01B87.03B117.78B125.53B119.39B
Cost of Revenue----3.81B3.50B--6.87B----22.40B20.03B---24.51B-------00000-28.00M-26.11B20.48B43.67B73.37B77.36B71.88B
Gross Profit----2.65B2.58B2.59B3.33B4.29B4.61B5.56B7.04B11.31B14.10B16.75B15.51B14.08B13.03B20.00B20.74B23.70B24.85B29.64B32.89B34.45B26.61B29.54B33.64B35.18B34.48B39.40B49.71B40.94B34.39B39.01B43.36B44.41B48.17B47.51B
Operating Income227.42M296.95M358.81M429.31M840.65M674.54M653.25M886.32M935.27M999.28M1.50B2.11B2.27B2.66B21.40B2.56B12.62B4.04B30.39B7.96B10.14B48.80B37.02B34.79B37.16B31.66B31.99B34.67B32.56B33.55B32.25B32.68B18.18B8.37B14.29B15.25B15.01B17.35B18.68B
EBITDA227.42M296.95M358.81M429.31M4.10B875.38M832.76M1.12B1.33B1.42B1.50B10.87B15.42B24.01B2.96B2.56B12.62B5.23B8.67B10.14B12.24B12.12B12.18B13.99B18.36B14.24B9.77B12.97B11.96B13.13B14.68B15.89B15.22B11.18B16.87B18.23B18.09B20.53B21.86B
Net Income227.42M296.95M358.81M429.31M549.65M426.52M416.47M618.53M652.55M738.07M987.45M1.25B1.58B2.26B2.49B2.25B2.61B3.61B6.22B7.60B9.06B8.88B8.94B8.18B7.02B2.21B4.37B5.82B6.57B6.20B6.62B7.81B6.51B-8.77B8.12B9.61B11.08B12.57B14.10B
Interest Expense----3.26B3.50B4.10B4.52B6.65B7.32B7.68B9.35B13.29B21.35B18.44B13.84B9.67B10.27B22.78B25.12B30.92B38.04B26.87B23.68B30.04B28.88B25.51B25.11B24.39B24.07B21.75B19.98B21.50B13.75B13.09B32.81B61.99B66.07B59.36B

Balance Sheet

Line item1987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets----45.07B50.82B65.51B93.18B105.48B120.48B155.77B154.99B256.83B349.90B358.76B324.50B351.18B664.49B808.49B833.87B912.91B1.05T1.11T1.22T1.25T1.27T1.12T1.27T1.34T1.34T1.44T1.46T1.52T1.51T1.60T1.73T1.80T1.84T1.87T
Total Liabilities----42.55B47.94B61.91B6.66B7.21B9.54B12.41B14.65B32.23B113.22B108.72B297.27B245.28B627.99B768.97B786.80B855.36B989.63B1.04T1.14T1.17T1.19T1.04T1.18T1.24T1.24T1.34T1.35T1.41T1.42T1.50T1.64T1.69T1.73T1.75T
Total Equity----2.05B2.21B2.63B3.76B4.19B3.76B4.01B5.12B9.78B20.94B22.89B21.19B100.47B34.41B36.67B44.85B55.20B57.59B68.67B75.02B76.41B74.65B70.59B80.81B88.04B90.94B94.49B96.47B100.07B81.48B86.93B89.10B95.42B98.60B103.17B
Cash----9.76B12.02B1.72B2.40B2.52B3.39B2.09B6.12B10.71B8.39B9.80B6.25B8.89B8.84B16.07B14.00B31.21B45.78B34.89B77.78B101.16B7.21B6.70B69.85B77.75B76.45B111.00B113.66B101.07B153.84B210.69B223.07B330.89B217.89B152.28B
Total Debt----12.23B1.55B2.62B6.66B7.21B9.54B12.41B14.65B32.23B113.22B108.72B94.65B11.20B129.54B145.86B217.01B253.21B37.82B248.77B223.35B23.07B224.21B191.62B214.02B226.18B228.87B217.97B246.62B267.08B257.27B272.72B324.07B308.58B483.38B520.75B
Net Debt----2.47B-10.47B905.98M4.27B4.69B6.15B10.33B8.53B21.52B104.82B98.92B88.40B2.31B120.70B129.79B203.01B222.00B-7.96B213.88B145.56B-78.09B216.99B184.92B144.17B148.43B152.41B106.97B132.96B160.91B81.43B38.33B59.89B-22.31B265.48B368.47B

Cash Flow

Line item1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.10B884.32M1.57B856.23M1.07B1.56B-13.52B-34.27B-52.14B31.65B15.83B-18.04B51.87B35.99B24.32B-34.85B-3.94B12.86B21.82B40.19B3.42B3.39B66.15B56.69B27.71B80.56B-24.16B83.53B
Investing Cash Flow--3.31B-5.08B-19.38B-9.17B-996.95M15.81B4.13B2.50B-21.14B950.03M7.97B-2.63B-7.10B-63.00M677.00M-6.00B-6.22B-13.76B-4.01B3.15B-7.23B-7.22B-3.71B-3.90B-80.91B-3.71B-97.83B
Financing Cash Flow-2.38B3.70B18.44B8.07B139.72M12.62B37.11B47.26B6.90B432.33M-4.65B-11.30B-8.11B-703.00M-1.68B-62.00M8.96B-5.75B4.21B-3.30B-10.12B-1.91B-1.32B-9.96B-2.06B-5.51B-14.20B
Capital Expenditure0470.46M427.31M2.90B739.20M939.66M3.08B2.44B4.86B4.66B3.49B5.10B5.14B3.40B3.89B3.14B7.91B9.24B8.34B8.99B12.20B14.14B8.52B11.40B10.84B13.64B8.49B5.85B
Free Cash Flow1.10B413.86M1.14B-2.04B327.25M617.15M-16.60B-36.71B-56.99B-9.87B12.34B-23.14B46.73B32.60B20.43B-37.99B-11.85B3.62B13.48B31.20B-8.78B-10.75B57.63B45.29B16.87B66.92B-32.65B77.68B
Dividends Paid-206.23M168.76M218.46M251.29M287.56M1.50B2.21B2.78B3.46B4.24B4.39B4.11B3.49B1.29B818.00M909.00M1.50B2.31B2.67B3.12B3.77B4.09B1.31B1.85B2.26B3.02B3.34B

Earnings

Report DateJul 28, 2004May 10, 2005Jul 27, 2005Oct 25, 2005Feb 8, 2006Apr 28, 2006Jul 27, 2006Oct 26, 2006Feb 1, 2007Apr 27, 2007Jul 26, 2007Oct 25, 2007Feb 7, 2008Apr 29, 2008Jul 29, 2008Oct 28, 2008Feb 5, 2009Apr 29, 2009Jul 29, 2009Oct 28, 2009Feb 4, 2010Apr 29, 2010Jul 29, 2010Oct 28, 2010Feb 3, 2011Apr 28, 2011Jul 27, 2011Oct 27, 2011Jan 31, 2012Apr 26, 2012Jul 26, 2012Oct 25, 2012Jan 31, 2013Apr 25, 2013Jul 30, 2013Oct 24, 2013Jan 29, 2014Apr 29, 2014Jul 31, 2014Nov 4, 2014Feb 3, 2015Apr 28, 2015Jul 30, 2015Oct 29, 2015Jan 27, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 25, 2017Apr 26, 2017Jul 28, 2017Oct 26, 2017Jan 31, 2018Apr 24, 2018Jul 25, 2018Oct 31, 2018Jan 30, 2019Apr 30, 2019Jul 23, 2019Oct 30, 2019Jan 29, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Feb 3, 2021Apr 28, 2021Jul 28, 2021Oct 27, 2021Feb 2, 2022Apr 26, 2022Jul 28, 2022Oct 26, 2022Feb 1, 2023Apr 25, 2023Jul 26, 2023Oct 25, 2023Jan 31, 2024Apr 30, 2024Jul 24, 2024Oct 29, 2024Feb 5, 2025Apr 30, 2025Jul 28, 2025Oct 29, 2025Feb 3, 2026Apr 28, 2026Jul 22, 2026Oct 28, 2026
EPS Estimate-0.150.170.180.160.220.230.230.220.250.260.270.250.290.310.290.230.200.240.230.220.220.220.210.220.230.220.210.200.090.160.150.120.130.110.100.100.100.110.120.110.120.100.120.100.100.110.110.100.120.120.120.110.120.110.120.120.120.100.120.110.050.030.060.060.100.110.120.130.130.120.130.120.140.150.170.150.180.190.200.170.200.220.220.210.270.250.26
EPS Actual0.210.160.180.180.180.200.230.230.220.240.280.290.270.280.320.280.220.230.260.240.230.230.240.230.220.220.210.190.160.160.130.120.090.110.100.100.090.110.120.130.110.120.110.110.100.110.110.110.110.120.110.110.110.110.110.110.110.110.120.120.110.110.080.090.070.120.110.120.120.140.130.140.130.150.160.170.180.170.200.200.200.210.220.220.240.230.25-
Surprise-6.67%5.88%0.00%12.50%-9.09%0.00%0.00%0.00%-4.00%7.69%7.41%8.00%-3.45%3.23%-3.45%-4.35%15.00%8.33%4.35%4.55%4.55%9.09%9.52%0.00%-4.35%-4.55%-9.52%-20.00%77.78%-18.75%-20.00%-25.00%-15.38%-9.09%0.00%-10.00%10.00%9.09%8.33%0.00%0.00%10.00%-8.33%0.00%10.00%0.00%0.00%10.00%0.00%-8.33%-8.33%0.00%-8.33%0.00%-8.33%-8.33%-8.33%20.00%0.00%0.00%120.00%166.67%50.00%16.67%20.00%0.00%0.00%-7.69%7.69%8.33%7.69%8.33%7.14%6.67%0.00%20.00%-5.56%5.26%0.00%17.65%5.00%0.00%0.00%14.29%-14.81%0.00%-
Timing-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap178.91B
Enterprise Value272.79B
Trailing P/E14.03
Forward P/E10.26
PEG Ratio0.94
Price / Sales3.69
Price / Book1.67
EPS0.88
Book Value7.64
Revenue (TTM)48.53B
Gross Profit (TTM)48.53B
Profit Margin33.46%
Operating Margin43.44%
Return on Equity13.11%
Return on Assets0.78%
Shares Outstanding14.50B
Shares Float14.09B
Beta0.94
Dividend Yield2.15%
Dividend Rate0.25
Payout Ratio39.04%

Dividends

20261×
0.13Apr 30, 2026
20252×
0.12Oct 30, 20250.11Apr 29, 2025
20242×
0.10Oct 30, 20240.10Apr 29, 2024
20232×
0.08Oct 31, 20230.06Apr 27, 2023
20222×
0.06Oct 31, 20220.05Apr 28, 2022
20212×
0.05Oct 29, 20210.03Apr 30, 2021
20193×
0.10Oct 30, 20190.06Apr 29, 20190.06Jan 30, 2019
20184×
0.03Oct 18, 20180.06Jul 30, 20180.06Apr 27, 20180.06Jan 30, 2018
20174×
0.04Oct 18, 20170.06Aug 2, 20170.05Apr 27, 20170.05Jan 30, 2017
20162×
0.04Oct 18, 20160.05Jul 27, 2016

Stock Splits

  • Nov 16, 202024:23
  • Jan 17, 201166:65