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Banco del Bajío S.A. Institución de Banca Múltiple

Banco del Bajío S.A. Institución de Banca Múltiple

BBAJIOO · MX · Financial Services / Banks - Regional

55.60MXN-0.76 (-1.35%)

Price History

Full chart

Market Stats

Previous Close56.36
Open56.07
Day Range55.43 – 56.50
52-Week Range40.01 – 58.99
Volume2.15M
Market Cap67.62B
P/E (TTM)7.88
Forward P/E5.93
EPS7.21
Dividend Yield12.21%
Beta0.16
50-Day Avg57.34
200-Day Avg54.74

About

Banco del Bajío, S.A., Institución de Banca Múltiple provides banking products and services in Mexico. The company offers deposit products such as immediate demand deposits, term deposits, and money market accounts, as well as certificates of deposit; commercial credits for business activities, financial entities, government entities, consumer credit, and housing loans. The company also provides financial factoring and leasing, securities trading, trust agreements, and intermediation services; derivative financial instruments, including forwards, swaps, and options, for trading and hedging purposes. The company was incorporated in 1994 and is based in León, Mexico.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Edgardo del Rincon Gutierrez
  • Employees0
  • HeadquartersAvenida Manuel J. Clouthier No. 402, León, GJ, Mexico, 37128, Mexico
  • Websitehttps://www.bb.com.mx

Leadership

  • Mr. Edgardo del Rincon GutierrezMD & Director
  • Mr. Joaquin David Dominguez CuencaExecutive Director of Finance, Treasury
  • Mr. Alejandro Olmos LimonExecutive Director of Operations & Control
  • Lucia Angelica Munoz OlveraDeputy Director of Investor Relations
  • Ms. Blanca Veronica Casillas PlacenciaCorporate Legal Director, Secretary & Director
  • Mr. Jorge Antonio Fuentes RiveraHuman Capital Director
  • Mr. Angel Juan Carlo Diaz FuenteRisk Manager
  • Ms. María Antonieta Castillo GonzálezCorporate Director of Corporate Credit
  • Mr. Ángel Juan Carlos Díaz FuentesDirector of Risks
  • Mr. Rodrigo Marimon BernalesAssociate Vice President-Analyst

Financials

Income Statement

Currency: MXN2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue5.82B6.75B7.01B7.36B7.10B8.04B8.80B9.43B6.25B8.29B11.23B13.47B14.94B13.65B14.07B17.23B25.97B27.23B26.18B
Growth (%)-+16.07%+3.87%+4.92%-3.51%+13.27%+9.40%+7.18%-33.71%+32.65%+35.46%+19.93%+10.91%-8.61%+3.05%+22.46%+50.71%+4.88%-3.88%
Cost of Revenue-------00000-------
Gross Profit-------5.53B6.25B7.45B10.05B12.64B14.15B------
Gross Margin-------58.65%100.00%89.82%89.47%93.86%94.69%------
Operating Expense-------419.79M4.08B4.47B5.08B5.90B6.50B------
Operating Income3.94B4.92B3.54B3.83B3.84B4.27B4.22B5.11B2.17B2.98B4.97B6.75B7.65B------
Operating Margin67.76%72.82%50.50%52.07%54.10%53.06%47.99%54.20%34.71%35.95%44.28%50.09%51.18%------
Net Income-------1.54B1.52B2.24B3.85B5.08B5.61B3.44B4.81B7.00B11.01B10.69B9.08B
Net Income Margin-------16.33%24.40%26.98%34.26%37.68%37.53%25.17%34.21%40.60%42.41%39.25%34.68%
Interest Expense000000000008.61B10.57B8.55B7.04B9.02B17.78B20.09B17.97B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%63.89%70.78%62.59%50.02%52.32%68.47%73.76%68.63%

Balance Sheet

Currency: MXN2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets55.24B68.80B76.65B85.03B93.98B107.35B118.02B138.12B154.64B182.05B193.76B223.95B237.83B275.74B275.53B310.51B344.27B363.47B392.90B
Total Liabilities48.13B60.46B67.41B74.68B84.18B96.74B106.57B124.88B139.80B164.60B169.58B195.40B206.17B240.87B237.61B273.54B302.73B317.95B345.06B
Total Equity7.12B8.34B9.24B10.35B9.80B10.61B11.45B13.24B14.84B17.45B24.18B28.55B31.66B34.87B37.92B36.96B41.54B45.52B47.84B
Cash4.58B7.11B8.94B9.51B10.91B10.64B6.42B5.90B7.31B12.82B12.23B15.29B20.16B18.92B12.40B11.20B11.34B8.21B23.03B
Net Debt----------25.85B25.79B25.61B29.51B27.77B34.99B39.66B45.08B29.89B

Cash Flow

Currency: MXN2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-14.52B-10.42B-835.00M-14.57B-16.18B-388.00M-31.60B-12.19B-9.79B1.15B2.89B21.44B
Investing Cash Flow-144.08M-13.00M-165.00M-316.00M-668.00M-516.00M-428.00M-611.00M-641.00M---
Financing Cash Flow14.55B11.27B5.46B14.94B19.79B13.43B30.01B1.89B19.43B---
Capital Expenditure227.08M183.00M174.00M331.00M530.00M494.00M404.00M522.00M324.00M1.34B233.00M97.00M
Free Cash Flow----2.86B3.86B15.28B-2.06B-8.53B7.34B-189.00M2.66B21.35B
Dividends Paid452.17M463.00M462.00M445.00M770.00M2.03B2.26B2.26B4.67B6.44B6.61B6.41B
FCF to OCF---19.65%-23.84%-3938.66%6.52%70.01%-75.02%-16.42%91.94%99.55%
Dividend Paid to FCF----15.54%19.97%13.29%-109.75%-26.52%63.59%-3409.52%248.65%30.03%

Earnings

Report DateJul 28, 2017Oct 19, 2017Jan 29, 2018Apr 19, 2018Jul 18, 2018Oct 17, 2018Jan 30, 2019Apr 29, 2019Jul 17, 2019Oct 23, 2019Mar 26, 2020Apr 28, 2020Jul 22, 2020Oct 28, 2020Jan 27, 2021Apr 28, 2021Jul 28, 2021Oct 28, 2021Jan 27, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 26, 2023Jul 26, 2023Oct 25, 2023Jan 30, 2024Apr 24, 2024Jul 24, 2024Oct 23, 2024Jan 29, 2025Apr 30, 2025Jul 23, 2025Oct 27, 2025Jan 28, 2026Apr 29, 2026Jul 29, 2026Oct 26, 2026
EPS Estimate0.720.800.870.960.991.011.111.151.161.131.161.110.890.560.590.730.770.900.961.201.361.511.802.182.202.292.332.292.292.212.072.071.961.791.791.771.781.80
EPS Actual0.720.870.940.971.031.121.161.181.191.171.181.040.590.640.620.790.901.051.300.821.521.772.182.262.342.322.412.342.392.122.132.091.821.991.811.721.78-
Surprise0.00%8.75%8.05%1.04%4.04%10.89%4.50%2.61%2.59%3.54%1.72%-6.31%-33.71%14.29%5.08%8.22%16.88%16.67%35.42%-31.67%11.76%17.22%21.11%3.67%6.36%1.31%3.43%2.18%4.37%-4.07%2.90%0.97%-7.14%11.17%1.12%-2.82%0.00%-
TimingPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap67.62B
Enterprise Value77.58B
Trailing P/E7.88
Forward P/E5.93
Price / Sales3.09
Price / Book1.43
EPS7.21
Book Value39.89
Revenue (TTM)21.91B
Gross Profit (TTM)21.91B
Profit Margin39.18%
Operating Margin52.84%
Return on Equity18.60%
Return on Assets2.19%
Shares Outstanding1.19B
Shares Float737.76M
Beta0.16
Dividend Yield12.21%
Dividend Rate6.96
Payout Ratio64.55%

Dividends

20262×
1.91Sep 3, 20261.91May 8, 2026
20253×
0.90Dec 2, 20252.25Sep 9, 20252.25May 9, 2025
20242×
1.85Sep 4, 20243.70May 8, 2024
20232×
1.35Nov 1, 20234.06May 8, 2023
20222×
3.87Aug 26, 20223.92May 6, 2022
20211×
1.90May 6, 2021
20191×
1.71May 8, 2019
20181×
0.65Apr 26, 2018