AFC Gamma Inc

AFCG · NASDAQ · Financial Services / Asset Management

3.32USD-0.02 (-0.60%)

Price History

Full chart

Market Stats

Previous Close3.34

Open3.34

Day Range3.28 – 3.38

52-Week Range1.99 – 3.91

Volume41.38K

Market Cap78.19M

P/E (TTM)18.32

Forward P/E4.57

EPS0.19

Dividend Yield5.71%

Beta1.00

50-Day Avg3.16

200-Day Avg2.93

About

Advanced Flower Capital Inc. originates, structures, underwrites, invests in, and manages senior secured loans and other types of mortgage loans and debt securities for established companies operating in the cannabis industry. It primarily originates loans structured as senior loans secured by real estate, equipment, cash flows, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company was formerly known as AFC Gamma, Inc. and changed its name to Advanced Flower Capital Inc. in October 2024. Advanced Flower Capital Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.

Company Details

SectorFinancial Services
IndustryAsset Management
CEOMr. Daniel Neville
Employees0
Headquarters477 S. Rosemary Avenue, West Palm Beach, FL, United States, 33401, USA
Websitehttps://advancedflowercapital.com

Leadership

Mr. Leonard Mark Tannenbaum C.F.A.Executive Chairman · b. 1971
Mr. Daniel NevilleCEO & Partner · b. 1986
Ms. Robyn TannenbaumCo-Founder, Partner, Chief Investment Officer & President · b. 1986
Mr. Brandon HetzelCFO & Treasurer · b. 1986
Mr. Cody ShueAccounting Manager
Ms. Lana PingDirector of Investor Relations
Mr. Gabriel A. KatzChief Legal Officer & Secretary · b. 1988
Ms. Johanna White C.F.A.Managing Director
Mr. Peter T. SattelmairAssistant Treasurer & Principal Financial Officer · b. 1977
Mr. Maxwell TannenbaumHead of Originations

Financials

Income Statement

Currency: USD	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	11.48M	38.08M	71.54M	51.80M	51.90M	31.32M
Growth (%)	-	+231.64%	+87.85%	-27.59%	+0.19%	-39.65%
Cost of Revenue	364.19K	2.65M	11.18M	14.06M	10.36M	2.93M
Gross Profit	11.48M	35.43M	60.36M	51.80M	41.49M	28.39M
Gross Margin	100.00%	93.04%	84.38%	100.00%	79.95%	90.65%
Operating Expense	5.71M	14.40M	16.59M	20.86M	27.63M	42.05M
Operating Income	5.77M	21.04M	43.77M	30.94M	13.86M	-13.65M
Operating Margin	50.27%	55.24%	61.19%	59.74%	26.71%	-43.59%
EBITDA	4.78M	21.04M	43.77M	26.98M	21.67M	-14.53M
EBITDA Margin	41.62%	55.24%	61.19%	52.09%	41.76%	-46.38%
Net Income	10.35M	21.00M	35.93M	20.95M	16.78M	-20.67M
Net Income Margin	90.15%	55.14%	50.23%	40.45%	32.34%	-66.00%
R&D	0.77	0.55	0.45	0.33	-	-
R&D as % of Total Revenue	0.00%	0.00%	0.00%	0.00%	-	-
Interest Expense	0	1.13M	6.81M	6.36M	6.34M	6.76M
Interest Expense % of Total Revenue	0.00%	2.96%	9.52%	12.27%	12.21%	21.58%

Balance Sheet

Currency: USD	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	93.96M	464.85M	519.18M	466.59M	402.06M	275.59M
Total Liabilities	2.31M	191.77M	180.12M	146.53M	200.68M	100.03M
Total Equity	91.65M	273.08M	339.06M	320.05M	201.38M	175.57M
Cash	9.62M	109.25M	140.37M	90.38M	103.61M	38.61M
Total Debt	48.63M	171.42M	157.13M	130.01M	188.61M	97.32M
Net Debt	-9.62M	62.17M	16.76M	39.63M	85.00M	58.72M

Cash Flow

Currency: USD	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	1.52M	9.54M	31.32M	21.23M	21.56M	11.24M
Investing Cash Flow	-32.43M	-248.46M	-16.34M	28.52M	-4.85M	34.90M
Financing Cash Flow	40.53M	338.54M	16.15M	-68.49M	-34.72M	-111.14M
Capital Expenditure	4	0	0	4	5	0
Free Cash Flow	1.52M	9.54M	31.32M	21.23M	21.56M	11.24M
Dividends Paid	3.80M	14.39M	41.62M	42.53M	39.99M	19.35M
FCF to OCF	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Dividend Paid to FCF	249.92%	150.86%	132.88%	200.35%	185.50%	172.18%

Earnings

Report Date	Sep 30, 2020	Dec 28, 2020	Mar 19, 2021	May 11, 2021	Aug 5, 2021	Nov 4, 2021	Mar 10, 2022	May 10, 2022	Aug 9, 2022	Nov 8, 2022	Mar 7, 2023	May 10, 2023	Aug 8, 2023	Nov 8, 2023	Mar 7, 2024	May 9, 2024	Aug 7, 2024	Nov 13, 2024	Mar 5, 2025	May 14, 2025	Aug 14, 2025	Nov 12, 2025	Mar 5, 2026	May 7, 2026	Aug 13, 2026	Nov 11, 2026
EPS Estimate	0.00	0.00	0.27	0.38	0.49	0.41	0.53	0.54	0.55	0.60	0.58	0.56	0.53	0.49	0.50	0.43	0.54	0.34	0.36	0.16	0.18	0.18	0.03	0.18	0.18	0.17
EPS Actual	0.39	0.11	0.43	0.19	0.34	0.47	0.52	0.52	0.57	0.57	0.62	0.49	0.59	0.39	0.49	-0.01	0.80	0.05	-0.05	0.18	-0.60	-0.57	0.03	0.21	0.23	-
Surprise	-	-	59.26%	-50.00%	-30.61%	14.63%	-1.89%	-3.70%	3.64%	-5.00%	6.90%	-12.50%	11.32%	-20.41%	-2.00%	-102.33%	48.15%	-85.29%	-113.89%	12.50%	-433.33%	-416.67%	5.62%	16.67%	27.78%	-
Timing	-	-	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	-	Pre-market	Pre-market	Pre-market

Key Statistics & Ratios

Market Cap78.19M

Enterprise Value178.96M

Trailing P/E18.32

Forward P/E4.57

Price / Sales4.09

Price / Book0.42

EPS0.19

Book Value8.25

Revenue (TTM)19.14M

Gross Profit (TTM)19.14M

Profit Margin-17.08%

Operating Margin54.54%

Return on Equity-1.76%

Return on Assets-0.95%

Shares Outstanding22.47M

Shares Float12.54M

Beta1.00

Dividend Yield5.71%

Dividend Rate0.20

Payout Ratio131.58%

Analyst Ratings

Buy

Based on 6 analystsTarget 8.00

Strong Buy
3
Hold
3

Ownership Breakdown

Institutions: 20.57%
Insiders: 44.80%
Retail / Other: 34.63%

Top Institutional Holders

CDC Financial, Inc.
1.80M7.97%
Jane Street Group LLC
229.07K1.02%
GSA Capital Partners LLP
193.32K0.86%
Northern Trust Corp
151.14K0.67%
Vanguard Capital Management, LLC
150.40K0.67%
Susquehanna International Group, LLP
144.47K0.64%
Morgan Stanley - Brokerage Accounts
121.14K0.54%
D. E. Shaw & Co LP
116.47K0.52%
Citadel Advisors Llc
114.41K0.51%
Black Maple Capital Management LP
110.91K0.49%
Renaissance Technologies Corp
76.80K0.34%
Vident Advisory, LLC
73.42K0.33%
Squarepoint Ops LLC
61.15K0.27%
BlackRock Inc
59.94K0.27%
Advisor Group Holdings, Inc.
56.48K0.25%
Millennium Management LLC
43.48K0.19%

Top Fund Holders

Global X Marijuana Life Sciences ETF
214.25K0.91%
SEI Tax-Managed Small/Mid Cap F (SIMT)
88.65K0.38%
Stt Strt SPDR® Russell2000 US SmCapETF
40.19K0.17%
iShares Russell 2000 Small-Cap Idx Instl
34.57K0.15%

Dividends

20263×

0.05Sep 30, 20260.05Jun 30, 20260.05Mar 31, 2026

20253×

0.15Sep 30, 20250.15Jun 30, 20250.23Mar 31, 2025

20245×

0.33Dec 31, 20240.33Sep 30, 20240.10Jul 8, 20240.33Jun 24, 20240.33Mar 27, 2024

20235×

0.33Dec 28, 20230.48Sep 29, 20230.33Sep 28, 20230.33Jun 29, 20230.38Mar 30, 2023

20224×

0.38Dec 29, 20220.38Sep 29, 20220.38Jun 29, 20220.38Mar 30, 2022

20213×

0.34Dec 30, 20210.29Sep 29, 20210.26Jun 14, 2021

Stock Splits

Jul 10, 20241461:1000