YOLFTbeta
Fanhua Inc.

Fanhua Inc.

AIFU · NASDAQ · Financial Services / Insurance Brokers

9.50USD+0.32 (+3.49%)

Price History

Full chart

Market Stats

Previous Close9.18
Open9.49
Day Range9.47 – 9.50
52-Week Range8.17 – 117.40
Volume1.70K
Market Cap53.92M
P/E (TTM)0.00
Forward P/E20.41
EPS-601.03
Dividend Yield0.00%
Beta0.23
50-Day Avg24.40
200-Day Avg36.82

About

AIFU Inc., through its subsidiary, distributes insurance products in China. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Shenzhen, China. AIFU Inc. operates as a subsidiary of YS Management Company Limited.

Company Details

  • SectorFinancial Services
  • IndustryInsurance Brokers
  • CEOMs. Mingxiu Luan
  • Employees603
  • HeadquartersRoom 1, Building 10, Shenzhen, China, 518055, USA
  • Websitehttps://www.aifugroup.com

Leadership

  • Ms. Mingxiu LuanCEO & Vice Chairperson · b. 1987
  • Ms. Chang ShanyuChief Financial Officer
  • Ms. Oasis QiuInvestor Relations Manager

Financials

Income Statement

Currency: CNY2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue21.82M30.16M33.97M143.74M252.55M448.79M843.96M1.15B1.23B1.52B1.59B1.76B2.15B2.46B4.08B4.09B3.47B3.71B3.27B3.27B2.78B3.20B1.81B556.57M
Growth (%)-+38.22%+12.63%+323.20%+75.70%+77.70%+88.05%+36.84%+6.85%+22.91%+4.58%+10.78%+22.37%+14.38%+66.03%+0.14%-15.10%+6.76%-11.81%+0.09%-14.96%+14.98%-43.45%-69.23%
Cost of Revenue---65.77M136.32M232.89M436.80M579.91M541.24M796.84M1.09B1.29B1.62B1.86B3.11B3.06B2.35B2.48B2.21B2.12B1.80B2.15B1.11B282.30M
Gross Profit21.82M30.16M33.97M77.97M116.24M215.90M407.16M574.94M692.70M719.83M500.31M463.65M534.85M602.48M976.28M1.03B1.13B1.22B1.05B1.16B986.01M1.05B695.97M274.27M
Gross Margin100.00%100.00%100.00%54.24%46.02%48.11%48.24%49.78%56.14%47.46%31.54%26.39%24.88%24.50%23.91%25.17%32.42%32.99%32.26%35.34%35.45%32.92%38.48%49.28%
Operating Expense18.08M24.66M084.42M64.95M77.80M196.41M248.74M298.17M1.47B434.48M445.67M503.95M574.03M984.75M755.93M699.50M753.19M752.09M854.04M817.34M857.15M1.13B1.87B
Operating Income3.74M5.50M33.97M-6.46M51.28M138.10M210.75M326.20M394.52M-748.77M65.83M17.99M30.90M28.45M-8.47M273.14M425.74M469.36M302.19M301.90M168.68M195.82M-435.84M-1.60B
Operating Margin17.15%18.24%100.00%-4.49%20.31%30.77%24.97%28.25%31.97%-49.37%4.15%1.02%1.44%1.16%-0.21%6.68%12.26%12.66%9.25%9.23%6.06%6.12%-24.10%-287.33%
EBITDA3.74M5.54M33.97M-5.82M53.30M141.62M267.75M402.31M451.20M362.57M107.46M62.90M75.96M58.40M25.26M320.41M452.52M486.58M320.13M320.29M188.15M229.88M-2.42M-2.26B
EBITDA Margin17.15%18.36%100.00%-4.05%21.11%31.56%31.72%34.84%36.57%23.91%6.78%3.58%3.53%2.37%0.62%7.84%13.04%13.13%9.80%9.79%6.76%7.19%-0.13%-406.82%
Net Income2.28M4.18M-92.71M-6.69M58.79M153.57M191.74M300.84M422.31M-299.37M130.51M95.64M161.76M210.09M157.05M449.23M609.91M188.93M268.25M250.99M100.27M280.48M454.96M-2.28B
Net Income Margin10.45%13.86%-272.95%-4.66%23.28%34.22%22.72%26.05%34.22%-19.74%8.23%5.44%7.52%8.54%3.85%10.99%17.57%5.10%8.21%7.67%3.60%8.77%25.15%-408.83%
Interest Expense99.00K5.00K-16.15K38.99K21.91K95.00K4.00K5.00K-2.44M----------10.05M3.31M3.71M
Interest Expense % of Total Revenue0.45%0.02%-0.01%0.02%0.00%0.01%0.00%0.00%-0.15%----------0.31%0.18%0.67%

Balance Sheet

Currency: CNY2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets32.86M80.95M-286.83M388.87M1.64B2.05B2.55B3.85B3.28B3.40B3.56B3.75B4.01B4.24B4.74B3.87B3.44B3.08B3.24B3.09B4.05B4.15B1.53B
Total Liabilities15.60M38.95M-43.39M9.78M55.00M200.44M359.26M337.39M402.00M392.88M413.97M414.23M580.86M834.47M749.35M162.88M1.40B1.13B1.28B1.36B1.71B1.52B1.06B
Total Equity17.25M42.00M-241.02M296.64M1.57B1.75B1.99B3.06B2.75B2.89B3.03B3.21B3.32B3.29B3.88B2.63B1.93B1.83B1.84B1.62B2.07B2.55B478.52M
Cash2.16M11.92M-174.69M229.38M1.55B1.51B1.46B1.92B2.22B2.53B2.29B2.10B1.12B236.95M363.75M772.82M169.65M245.43M564.62M567.52M521.54M192.12M31.09M
Total Debt---653.95K569.22K160.71K-----------194.73M202.97M228.95M172.17M292.77M206.49M86.77M
Net Debt-2.16M-11.92M--174.03M-228.81M-1.55B-1.51B-1.46B-1.92B-2.22B-2.53B-2.29B-2.10B-1.12B-236.95M-363.75M-772.82M25.07M-42.45M-335.68M-395.35M-228.76M14.37M55.68M

Cash Flow

Currency: CNY2005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow71.98M55.25M167.62M254.62M259.60M366.67M491.40M157.81M185.94M261.65M281.30M87.85M152.13M76.19M178.32M402.30M126.20M137.75M101.79M142.85M-16.27M
Investing Cash Flow-85.98M-2.47M63.30M-255.92M-256.24M-400.02M-46.02M234.91M-419.31M-445.39M-1.12B-732.61M-23.72M1.57B11.96M325.34M450.40M-127.56M-234.31M-436.59M-111.38M
Financing Cash Flow159.65M-2.20M1.11B19.58M-57.17M511.17M-129.81M-86.70M3.35M-7.82M-143.71M-216.57M47.56M-1.66B-792.11M-638.81M-260.30M-20.37M86.18M-64.39M-71.60M
Capital Expenditure343.24K6.44M706.54K7.46M47.79M24.40M3.23M11.62M36.18M1.01M1.06M71.89M20.90M3.31M19.69M15.25M30.79M77.75M13.00M8.45M3.34M
Free Cash Flow69.17M48.80M162.24M202.79M211.81M342.27M469.78M146.18M149.76M255.32M274.64M15.96M131.23M501.06M158.64M387.05M95.41M60.01M88.79M134.40M-19.61M
Dividends Paid--140.20M-68.56M80.98M------137.22M47.52M435.07M388.50M242.52M52.07M00-
FCF to OCF96.10%88.34%96.79%79.64%81.59%93.35%95.60%92.63%80.54%97.58%97.63%18.17%86.26%657.67%88.96%96.21%75.61%43.56%87.23%94.08%120.51%
Dividend Paid to FCF--86.42%-32.37%23.66%------104.56%9.48%274.25%100.37%254.18%86.77%0.00%0.00%-

Earnings

Report DateDec 14, 2007Feb 25, 2008May 19, 2008Aug 26, 2008Nov 24, 2008Feb 24, 2009May 26, 2009Aug 26, 2009Nov 23, 2009Mar 2, 2010May 24, 2010Aug 23, 2010Nov 22, 2010Mar 1, 2011May 23, 2011Aug 29, 2011Nov 21, 2011Mar 1, 2012May 23, 2012Aug 22, 2012Nov 30, 2012Mar 5, 2013May 21, 2013Aug 21, 2013Nov 21, 2013Mar 10, 2014May 21, 2014Aug 25, 2014Nov 25, 2014Mar 2, 2015May 19, 2015Aug 19, 2015Nov 19, 2015Mar 8, 2016May 24, 2016Aug 18, 2016Nov 21, 2016Mar 6, 2017May 22, 2017Aug 21, 2017Nov 20, 2017Mar 12, 2018May 21, 2018Aug 20, 2018Nov 20, 2018Mar 11, 2019May 22, 2019Aug 20, 2019Nov 20, 2019Mar 18, 2020May 26, 2020Aug 24, 2020Nov 24, 2020Mar 16, 2021May 27, 2021Aug 23, 2021Nov 23, 2021Mar 28, 2022May 26, 2022Aug 23, 2022Nov 21, 2022Mar 13, 2023May 30, 2023Aug 30, 2023Nov 20, 2023Mar 20, 2024May 23, 2024Sep 18, 2024Nov 29, 2024Apr 25, 2025Sep 30, 2025
EPS Estimate-0.140.100.130.160.180.150.190.210.260.190.270.330.340.220.280.240.26-------0.100.090.100.050.050.090.100.120.10--0.16---------0.310.390.22-3.630.740.230.360.052.240.170.100.170.100.130.661.311.131.423.18-0.510.000.000.000.000.00
EPS Actual3.290.180.110.190.170.140.150.270.240.290.210.370.320.370.240.300.330.080.010.010.000.000.000.000.080.080.140.180.110.080.090.210.110.140.050.080.081.241.172.131.790.092.042.743.001.992.700.370.44-4.180.850.260.200.202.580.190.100.170.110.090.661.311.131.420.44-0.510.000.000.00163.89-85.41
Surprise-28.57%10.00%46.15%6.25%-22.22%0.00%42.11%14.29%11.54%10.53%37.04%-3.03%8.82%9.09%7.14%37.50%-69.23%--------20.00%55.56%80.00%120.00%60.00%0.00%110.00%-8.33%40.00%---50.00%---------770.97%-5.13%100.00%-15.15%14.86%13.04%-44.44%300.00%15.18%11.76%0.00%2.29%10.00%-30.77%0.00%0.00%0.00%0.00%-86.16%0.00%-----
Timing-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours--------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours--After-hours----------After-hoursAfter-hours--After-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hours-----------

Key Statistics & Ratios

Market Cap53.92M
Enterprise Value67.80M
Trailing P/E0.00
Forward P/E20.41
Price / Sales0.10
Price / Book0.84
EPS-601.03
Book Value68.25
Revenue (TTM)556.57M
Gross Profit (TTM)274.27M
EBITDA-1.59B
Profit Margin0.00%
Operating Margin-614.16%
Return on Equity-146.85%
Return on Assets-35.20%
Shares Outstanding5.93M
Shares Float605.96K
Beta0.23
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Hold
Based on 1 analystsTarget 6.00
  • Hold
    1

Ownership Breakdown

Institutions
0.08%
Insiders
87.67%
Retail / Other
12.25%

Top Institutional Holders

  • Susquehanna International Group, LLP
    14.29K0.01%
  • TWO SIGMA SECURITIES, LLC
    11.80K0.01%
  • Morgan Stanley - Brokerage Accounts
    7.65K0.01%
  • BNP Paribas Arbitrage, SA
    4.08K0.00%
  • Royal Bank of Canada
    2250.00%
  • Tower Research Capital LLC
    00.00%
  • SIMPLEX TRADING, LLC
    00.00%
  • Citadel Advisors Llc
    00.00%
  • UBS Group AG
    00.00%
  • BlackRock Inc
    470.00%
  • Rhumbline Advisers
    60.00%
  • Citigroup Inc
    10.00%
  • SBI Securities Co Ltd
    10.00%

Top Fund Holders

  • Fidelity Nasdaq Composite Index
    3.19K0.05%
  • Dimensional World Equity GBP Acc
    10.00%

Dividends

20221×
60.00Apr 11, 2022
20215×
60.00Dec 7, 202160.00Sep 10, 202160.00Sep 3, 202160.00Jun 10, 2021100.00Mar 30, 2021
20204×
100.00Dec 8, 2020100.00Sep 4, 2020100.00Jun 9, 2020120.00Apr 1, 2020
20194×
120.00Dec 4, 2019120.00Sep 3, 2019120.00Jun 5, 2019100.00Mar 20, 2019
20184×
100.00Dec 4, 2018100.00Sep 4, 2018100.00Jun 1, 201880.00Mar 28, 2018
20172×
80.00Dec 7, 20170.10May 4, 2017
20101×
104.00May 18, 2010
20091×
88.00Jun 24, 2009

Stock Splits

  • Jun 16, 20261:20
  • May 21, 20251:20