YOLFTbeta
Alkami Technology Inc

Alkami Technology Inc

ALKT · NASDAQ · Technology / Software - Application

13.98USD+0.04 (+0.29%)

Price History

Full chart

Market Stats

Previous Close13.94
Open13.94
Day Range13.74 – 14.18
52-Week Range13.69 – 25.96
Volume774.91K
Market Cap1.52B
P/E (TTM)0.00
Forward P/E0.00
EPS-0.42
Dividend Yield0.00%
Beta0.61
50-Day Avg18.98
200-Day Avg18.30

About

Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Alex P. Shootman
  • Employees1.23K
  • Headquarters5601 Granite Parkway, Plano, TX, United States, 75204, USA
  • Websitehttps://www.alkami.com

Leadership

  • Mr. Alex P. ShootmanCEO, President & Director · b. 1965
  • Ms. Cassandra Hudson CPAChief Financial Officer & Treasurer · b. 1982
  • Mr. Douglas A. Linebarger J.D.Chief Legal Officer & Secretary · b. 1971
  • Mr. William Bryan Hill CPAConsultant · b. 1967
  • Mr. Stephen BohanonFounder & Chief Strategy Officer · b. 1976
  • Ms. Prerna SachdevaChief Accounting Officer & Principal Accounting Officer · b. 1979
  • Mr. Deep VarmaChief Technology Officer
  • Mr. Steve CalkHead of Investor Relations
  • Ms. Julie Kaye HoaglandChief Human Resources Officer · b. 1968
  • Mr. Wayne McCullochChief Customer Officer

Financials

Income Statement

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue73.54M112.14M152.16M204.27M264.83M333.85M443.64M
Growth (%)-+52.49%+35.68%+34.25%+29.65%+26.06%+32.89%
Cost of Revenue43.11M52.99M68.35M95.95M120.72M137.22M187.04M
Gross Profit30.43M59.16M83.81M108.32M144.11M196.63M256.60M
Gross Margin41.39%52.75%55.08%53.03%54.42%58.90%57.84%
Operating Expense72.97M94.26M126.72M178.54M207.82M241.26M310.24M
Operating Income-42.53M-35.10M-42.92M-70.22M-63.70M-44.63M-53.64M
Operating Margin-57.84%-31.30%-28.20%-34.38%-24.05%-13.37%-12.09%
EBITDA-39.53M-48.09M-42.02M-47.12M-44.85M-29.56M-22.56M
EBITDA Margin-53.76%-42.88%-27.62%-23.07%-16.94%-8.85%-5.09%
Net Income-41.87M-51.35M-46.82M-58.60M-62.91M-40.84M-47.65M
Net Income Margin-56.93%-45.79%-30.77%-28.69%-23.76%-12.23%-10.74%
R&D32.72M40.21M48.80M69.33M84.66M96.21M118.40M
R&D as % of Total Revenue44.49%35.86%32.07%33.94%31.97%28.82%26.69%
Interest Expense110.00K489.00K1.19M3.85M7.38M461.00K9.49M
Interest Expense % of Total Revenue0.15%0.44%0.78%1.88%2.79%0.14%2.14%

Balance Sheet

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets52.73M249.17M436.51M488.88M399.82M437.28M847.23M
Total Liabilities38.09M69.43M91.90M154.84M74.88M80.25M485.18M
Total Equity14.64M179.74M344.61M334.05M324.94M357.03M362.05M
Cash11.98M166.79M308.58M108.72M40.93M94.36M63.46M
Total Debt11.00K24.88M24.62M104.05M19.26M18.45M368.55M
Net Debt-11.97M-141.91M-283.96M-4.67M-21.67M-75.91M305.09M

Cash Flow

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-39.09M-38.15M-28.96M-37.79M-17.50M18.60M42.91M
Investing Cash Flow-3.69M-27.22M-22.02M-224.01M33.91M23.04M-397.59M
Financing Cash Flow30.19M225.05M192.27M61.18M-87.82M11.79M323.79M
Capital Expenditure3.69M2.15M3.70M1.06M6.29M1.20M1.54M
Free Cash Flow-42.77M-40.29M-32.66M-38.84M-23.79M17.40M41.36M
Dividends Paid4.97M214.73M4.97M2.64M0--
FCF to OCF109.44%105.63%112.77%102.80%135.95%93.57%96.41%
Dividend Paid to FCF-11.62%-532.93%-15.22%-6.80%0.00%--

Earnings

Report DateMar 3, 2021May 12, 2021Aug 4, 2021Nov 4, 2021Feb 23, 2022May 5, 2022Aug 3, 2022Nov 3, 2022Feb 23, 2023May 3, 2023Aug 2, 2023Nov 1, 2023Feb 28, 2024May 1, 2024Jul 31, 2024Oct 30, 2024Feb 26, 2025Apr 30, 2025Jul 30, 2025Oct 30, 2025Feb 25, 2026Apr 29, 2026Jul 29, 2026Oct 29, 2026
EPS Estimate-0.15-0.12-0.09-0.09-0.07-0.06-0.08-0.07-0.07-0.06-0.05-0.010.020.020.030.060.080.090.080.120.140.180.010.04
EPS Actual-0.15-1.25-0.08-0.08-0.06-0.05-0.07-0.06-0.05-0.04-0.03-0.160.020.050.050.090.110.060.070.130.090.17-0.01-
Surprise0.00%-941.67%11.11%11.11%14.29%16.67%12.50%14.29%28.57%33.33%40.00%-1500.00%0.00%150.00%66.67%50.00%25.42%-33.33%-12.50%8.33%-37.21%-5.56%-200.00%-
Timing-Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-

Key Statistics & Ratios

Market Cap1.52B
Enterprise Value1.84B
Trailing P/E0.00
Forward P/E0.00
Price / Sales3.10
Price / Book4.31
EPS-0.42
Book Value3.39
Revenue (TTM)489.73M
Gross Profit (TTM)280.90M
EBITDA-22.13M
Profit Margin-9.21%
Operating Margin-5.81%
Return on Equity-12.77%
Return on Assets-2.59%
Shares Outstanding106.94M
Shares Float50.47M
Beta0.61
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 11 analystsTarget 20.71
  • Strong Buy
    6
  • Buy
    3
  • Hold
    2

Ownership Breakdown

Institutions
93.62%
Insiders
23.82%
Retail / Other
0.00%

Top Institutional Holders

  • General Atlantic Llc
    19.38M18.12%
  • North Reef Capital Management LP
    7.65M7.15%
  • Jana Partners Management LP
    6.75M6.31%
  • BlackRock Inc
    5.89M5.50%
  • Vanguard Portfolio Management, LLC
    4.68M4.38%
  • HHG PLC
    3.86M3.61%
  • UBS Group AG
    3.70M3.46%
  • Algebris Investment Management (UK) LLP
    3.43M3.21%
  • Vanguard Capital Management, LLC
    3.20M2.99%
  • Irenic Capital Management LP
    2.68M2.50%
  • BAMCO Inc
    2.31M2.16%
  • Long Path Partners, LP
    2.24M2.09%
  • Manufacturers Life Insurance Co
    2.20M2.06%
  • Geode Capital Management, LLC
    1.84M1.72%
  • State Street Corp
    1.84M1.72%
  • Citadel Advisors Llc
    1.57M1.47%

Top Fund Holders

  • JHancock Small Cap Core NAV
    1.93M1.80%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.88M1.76%
  • Algebris Financial Equity BM EUR Acc
    1.74M1.63%
  • iShares Russell 2000 ETF
    1.72M1.61%