YOLFTbeta
AMERISAFE Inc

AMERISAFE Inc

AMSF · NASDAQ · Financial Services / Insurance - Specialty

19.50USD+0.18 (+0.93%)

Price History

Full chart

Market Stats

Previous Close19.32
Open19.45
Day Range19.28 – 19.69
52-Week Range23.50 – 41.29
Volume488.10K
Market Cap435.78M
P/E (TTM)9.48
Forward P/E22.37
EPS2.48
Dividend Yield6.88%
Beta0.26
50-Day Avg27.54
200-Day Avg32.70

About

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMs. Gerry Janelle Frost
  • Employees362
  • Headquarters2301 Highway 190 West, Deridder, LA, United States, 70634, USA
  • Websitehttps://www.amerisafe.com

Leadership

  • Ms. Gerry Janelle FrostPresident, CEO, Principal Accounting & Financial Officer and Director · b. 1971
  • Ms. Kathryn Housh ShirleyExecutive VP, Chief Administrative Officer & Secretary · b. 1966
  • Mr. Raymond Frederick Wise Jr.Executive VP & Chief Sales Officer · b. 1966
  • Mr. Vincent John GaglianoExecutive VP & Chief Risk Officer · b. 1973
  • Mr. Guillermo Alberto RamosCFO & Executive VP
  • Mr. Henry Oscar Lestage IVExecutive VP & Chief Claims Officer · b. 1961
  • Ms. Angela Walker PearsonSenior VP & Controller · b. 1973
  • Ms. Nancy Ellen HuntSenior Vice President of Underwriting Operations · b. 1970
  • Mr. Michael C. CobbSenior Vice President of Safety Operations · b. 1976
  • Mr. James R. FletcherSenior Vice President of Risk Services · b. 1982

Financials

Income Statement

Currency: USD1995-12-312000-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue58.20M198.22M173.86M190.73M248.96M276.28M332.72M338.32M302.38M282.21M248.16M280.66M321.25M356.33M404.02M401.62M396.66M375.21M377.75M370.37M339.50M316.01M294.69M306.91M309.11M317.25M
Growth (%)-+240.59%-12.29%+9.70%+30.53%+10.97%+20.43%+1.68%-10.62%-6.67%-12.07%+13.10%+14.46%+10.92%+13.38%-0.59%-1.23%-5.41%+0.68%-1.95%-8.33%-6.92%-6.75%+4.15%+0.72%+2.63%
Cost of Revenue13.50M109.54M121.06M129.25M217.33M253.29M52.26M224.80M35.34M163.32M173.74M208.21M242.05M39.29M272.79M242.08M225.27M234.14M231.05M201.35M48.76M160.80M152.32M171.71M181.02M169.94M
Gross Profit44.70M198.22M173.86M61.48M31.63M22.99M280.46M113.52M267.03M118.89M74.42M72.45M79.20M317.05M131.23M159.54M171.39M141.07M146.70M169.02M339.50M155.22M142.38M135.20M128.09M147.31M
Gross Margin76.80%100.00%100.00%32.23%12.70%8.32%84.29%33.55%88.31%42.13%29.99%25.81%24.65%88.97%32.48%39.72%43.21%37.60%38.84%45.63%100.00%49.12%48.31%44.05%41.44%46.43%
Operating Expense7.60M183.40M166.75M50.04M17.94M17.00M228.02M42.43M183.19M56.54M30.20M45.09M42.06M257.84M57.48M58.57M58.57M58.83M59.12M53.50M232.59M75.77M74.73M57.82M59.04M88.46M
Operating Income37.10M14.82M7.12M11.44M13.69M6.00M52.45M71.09M83.85M62.36M44.22M27.36M37.14M59.20M73.75M100.97M112.82M82.24M87.58M115.52M106.92M79.45M67.65M77.38M69.06M58.85M
Operating Margin63.75%7.48%4.09%6.00%5.50%2.17%15.76%21.01%27.73%22.10%17.82%9.75%11.56%16.61%18.25%25.14%28.44%21.92%23.18%31.19%31.49%25.14%22.95%25.21%22.34%18.55%
EBITDA-200.00K14.82M7.12M13.66M18.85M13.25M60.17M76.37M67.74M65.33M46.80M29.68M38.82M60.50M75.05M102.31M114.00M83.22M88.58M116.46M107.93M80.47M68.95M78.80M70.15M59.59M
EBITDA Margin-0.34%7.48%4.09%7.16%7.57%4.80%18.09%22.57%22.40%23.15%18.86%10.58%12.08%16.98%18.58%25.48%28.74%22.18%23.45%31.44%31.79%25.46%23.40%25.68%22.69%18.78%
Net Income9.30M14.03M5.18M8.59M10.56M5.93M37.36M50.22M43.85M46.43M34.52M24.18M29.35M43.64M53.67M70.46M77.86M46.23M71.63M92.69M86.60M65.76M55.60M62.11M55.44M47.15M
Net Income Margin15.98%7.08%2.98%4.51%4.24%2.15%11.23%14.84%14.50%16.45%13.91%8.62%9.14%12.25%13.28%17.54%19.63%12.32%18.96%25.03%25.51%20.81%18.87%20.24%17.93%14.86%
R&D-----------00000000-------
R&D as % of Total Revenue-----------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense800.00K797.00K498.00K203.00K1.80M2.84M3.50M3.54M2.46M1.81M1.55M1.31M566.00K566.00K00000000----
Interest Expense % of Total Revenue1.37%0.40%0.29%0.11%0.72%1.03%1.05%1.05%0.81%0.64%0.62%0.47%0.18%0.16%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%----

Balance Sheet

Currency: USD1995-12-312000-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets120.40M685.31M603.80M678.61M764.63M904.86M1.01B1.08B1.12B1.13B1.03B1.06B1.13B1.26B1.38B1.50B1.44B1.43B1.42B1.42B1.38B1.40B1.27B1.23B1.16B1.13B
Total Liabilities88.30M712.22M628.90M699.26M797.05M794.97M835.36M853.28M854.56M816.39M787.73M794.54M839.72M912.19M1.01B1.05B1.06B1.09B1.11B1.06B1.03B1.00B951.85M936.71M900.45M878.95M
Total Equity32.10M-26.91M-25.10M-20.65M-42.86M147.35M158.78M208.57M253.27M302.42M325.22M350.85M381.22M416.81M446.97M453.98M456.15M425.42M409.76M430.21M438.82M399.32M317.43M292.45M257.34M251.60M
Cash-44.91M44.68M49.81M25.42M49.29M26.75M47.33M95.27M63.19M60.97M45.54M92.68M123.08M90.96M69.48M58.94M55.56M40.34M43.81M61.76M70.72M61.47M38.68M44.05M61.93M
Total Debt10.10M9.50M8.00M16.31M36.09M36.09M36.09M36.09M36.09M36.09M36.09M25.78M---49.83M---484.00K499.00K395.00K336.00K267.00K428.00K491.00K
Net Debt10.10M-35.41M-36.68M-33.51M10.67M-13.20M9.34M-11.24M-59.15M-27.10M-24.88M-19.76M-92.68M-123.08M-90.96M-69.41M-58.94M-55.56M-40.34M-43.81M-61.76M-70.72M-61.47M-38.68M-44.05M-61.93M

Cash Flow

Currency: USD1995-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow29.10M50.45M91.95M142.04M81.82M100.43M64.92M27.30M44.84M43.71M81.05M128.90M140.44M92.86M114.21M130.81M98.27M78.82M63.40M37.98M28.19M29.84M24.19M11.07M
Investing Cash Flow-23.30M-53.62M-108.97M-171.28M-104.80M-80.84M-17.28M-33.82M-36.66M-42.94M-9.33M-96.96M-141.01M-49.82M-50.48M-51.54M-29.06M11.69M43.37M70.96M75.43M43.88M72.37M68.42M
Financing Cash Flow-900.00K8.31M-7.38M53.10M442.00K989.00K290.00K-25.53M-10.41M-16.20M-24.58M-1.54M-31.55M-64.51M-74.28M-82.64M-84.42M-87.04M-88.83M-99.97M-112.87M-96.51M-91.20M-61.61M
Capital Expenditure2.50M640.00K2.78M1.41M1.33M1.45M1.34M1.02M3.21M1.13M1.20M1.14M989.00K953.00K1.64M478.00K1.13M1.02M921.00K1.30M2.09M553.00K840.00K2.15M
Free Cash Flow26.60M49.81M89.17M140.63M80.49M98.98M63.59M26.28M41.64M42.58M79.85M127.76M139.45M91.91M112.57M130.33M97.14M77.81M62.48M36.68M26.11M29.29M23.35M8.92M
Dividends Paid---8.59M-8.59M---005.91M37.07M68.56M76.11M82.64M84.49M87.02M88.78M99.93M100.43M93.31M85.44M48.61M
FCF to OCF91.41%98.73%96.98%99.01%98.37%98.56%97.94%96.27%92.85%97.42%98.52%99.12%99.30%98.97%98.57%99.63%98.85%98.71%98.55%96.59%92.59%98.15%96.53%80.60%
Dividend Paid to FCF---6.11%-8.68%---0.00%0.00%4.63%26.58%74.60%67.61%63.41%86.98%111.84%142.09%272.41%384.70%318.57%365.89%544.80%

Earnings

Report DateFeb 28, 2006May 9, 2006Aug 14, 2006Oct 31, 2006Feb 27, 2007May 7, 2007Aug 6, 2007Nov 7, 2007Feb 27, 2008May 1, 2008Aug 6, 2008Nov 6, 2008Feb 23, 2009Apr 29, 2009Aug 5, 2009Nov 5, 2009Mar 1, 2010May 3, 2010Aug 4, 2010Nov 4, 2010Mar 3, 2011May 2, 2011Aug 2, 2011Nov 1, 2011Mar 1, 2012May 9, 2012Jul 30, 2012Nov 1, 2012Feb 27, 2013May 1, 2013Jul 31, 2013Oct 31, 2013Feb 26, 2014Apr 30, 2014Jul 30, 2014Oct 29, 2014Feb 26, 2015Apr 29, 2015Jul 30, 2015Oct 28, 2015Feb 24, 2016Apr 27, 2016Jul 28, 2016Oct 26, 2016Feb 22, 2017Apr 26, 2017Jul 27, 2017Oct 25, 2017Feb 26, 2018Apr 25, 2018Aug 1, 2018Oct 24, 2018Feb 27, 2019May 1, 2019Jul 31, 2019Oct 31, 2019Feb 19, 2020Apr 29, 2020Jul 30, 2020Oct 28, 2020Feb 24, 2021Apr 29, 2021Jul 28, 2021Oct 27, 2021Feb 22, 2022Apr 27, 2022Jul 28, 2022Oct 26, 2022Feb 20, 2023Apr 26, 2023Jul 27, 2023Oct 25, 2023Feb 21, 2024Apr 24, 2024Jul 29, 2024Oct 23, 2024Feb 19, 2025Apr 29, 2025Jul 24, 2025Oct 29, 2025Feb 25, 2026Apr 29, 2026Jul 21, 2026Nov 4, 2026
EPS Estimate0.200.280.300.310.370.410.480.470.960.490.550.540.560.540.540.550.570.440.450.460.400.390.390.330.350.350.410.420.380.480.510.480.560.610.610.660.780.720.800.860.900.810.890.890.980.920.750.780.850.770.750.790.870.800.790.800.790.790.700.710.860.720.730.720.900.650.630.650.770.690.710.670.710.670.620.580.620.600.540.560.600.540.530.47
EPS Actual0.390.310.390.400.640.420.560.580.920.590.530.650.940.540.490.660.320.450.530.260.380.350.230.330.320.450.180.350.490.470.450.540.900.560.670.720.870.790.840.941.201.260.850.931.040.710.820.870.690.860.921.011.071.010.901.091.700.881.001.161.220.761.041.02-0.000.820.680.730.840.830.730.610.740.690.580.580.670.600.530.550.510.500.44-
Surprise95.00%10.71%30.00%29.03%72.97%2.44%16.67%23.40%-4.17%20.41%-3.64%20.37%67.86%0.00%-9.26%20.00%-43.86%2.27%17.78%-43.48%-5.00%-10.26%-41.03%0.00%-8.57%28.57%-56.10%-16.67%28.95%-2.08%-11.76%12.50%60.71%-8.20%9.84%9.09%11.54%9.72%5.00%9.30%33.33%55.56%-4.49%4.49%6.12%-22.83%9.33%11.54%-18.82%11.69%22.67%27.85%22.99%26.25%13.92%36.25%115.19%11.39%42.86%63.38%41.86%5.56%42.47%41.67%-100.31%26.15%7.94%12.31%9.09%20.29%2.82%-8.96%4.23%2.99%-6.45%0.00%7.49%0.00%-1.85%-1.79%-15.00%-7.41%-16.98%-
Timing-After-hoursPre-marketAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hours-

Key Statistics & Ratios

Market Cap435.78M
Enterprise Value386.25M
Trailing P/E9.48
Forward P/E22.37
PEG Ratio1.81
Price / Sales1.31
Price / Book1.81
EPS2.48
Book Value13.50
Revenue (TTM)335.66M
Gross Profit (TTM)92.91M
EBITDA59.29M
Profit Margin14.00%
Operating Margin19.86%
Return on Equity18.23%
Return on Assets3.21%
Shares Outstanding18.54M
Shares Float18.14M
Beta0.26
Dividend Yield6.88%
Dividend Rate1.64
Payout Ratio131.00%

Analyst Ratings

Hold
Based on 3 analystsTarget 35.67
  • Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
97.02%
Insiders
2.06%
Retail / Other
0.92%

Top Institutional Holders

  • BlackRock Inc
    3.27M17.66%
  • Neuberger Berman Group LLC
    1.73M9.35%
  • The Goldman Sachs Group Inc
    964.66K5.20%
  • Vanguard Capital Management, LLC
    849.03K4.58%
  • State Street Corp
    799.19K4.31%
  • Charles Schwab Investment Management Inc
    720.61K3.89%
  • Royce & Associates, LP
    642.47K3.47%
  • Bank of America Corp
    623.70K3.36%
  • Two Sigma Investments LLC
    623.47K3.36%
  • Geode Capital Management, LLC
    575.43K3.10%
  • Dimensional Fund Advisors, Inc.
    471.15K2.54%
  • Auto-Owners Insurance Co
    426.90K2.30%
  • Citadel Advisors Llc
    376.25K2.03%
  • Qube Research & Technologies
    314.90K1.70%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    1.14M6.16%
  • Neuberger Genesis Inv
    765.88K4.13%
  • Vanguard MStar Total Stk Mkt Idx Invest
    587.86K3.17%
  • iShares Russell 2000 ETF
    544.38K2.94%
  • Schwab US Dividend Equity ETF™
    518.84K2.80%
  • Royce Small-Cap Total Return Invmt
    483.11K2.61%

Dividends

20263×
0.41Sep 11, 20260.41Jun 12, 20260.41Mar 13, 2026
20254×
1.39Dec 5, 20250.39Sep 12, 20250.39Jun 13, 20250.39Mar 7, 2025
20244×
0.37Dec 6, 20240.37Sep 6, 20240.37Jun 14, 20240.37Mar 7, 2024
20234×
0.34Nov 30, 20230.34Sep 7, 20230.34Jun 15, 20230.34Mar 9, 2023
20224×
0.31Dec 1, 20220.31Sep 8, 20220.31Jun 16, 20220.31Mar 10, 2022
20215×
0.29Dec 2, 20214.00Nov 9, 20210.29Sep 9, 20210.29Jun 17, 20210.29Mar 11, 2021