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Auburn National Bancorporation Inc

Auburn National Bancorporation Inc

AUBN · NASDAQ · Financial Services / Banks - Regional

25.41USD-0.52 (-2.01%)

Price History

Full chart

Market Stats

Previous Close25.93
Open25.41
Day Range25.41 – 25.41
52-Week Range20.57 – 28.59
Volume300
Market Cap94.86M
P/E (TTM)11.30
Forward P/E9.24
EPS2.41
Dividend Yield3.97%
Beta0.45
50-Day Avg26.45
200-Day Avg25.31

About

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama. It offers checking, savings, and transaction deposit accounts, as well as certificates of deposit. The company also provides commercial, financial, agricultural, real estate construction, and consumer loan products; and other financial services. In addition, it offers automated teller services; debit cards; online banking, bill payment, online consumer account opening, and other electronic banking services; and safe deposit boxes. Auburn National Bancorporation, Inc. was founded in 1907 and is headquartered in Auburn, Alabama.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. David A. Hedges CPA
  • Employees145
  • Headquarters100 North Gay Street, Auburn, AL, United States, 36830, USA
  • Websitehttps://www.auburnbank.com

Leadership

  • Mr. David A. Hedges CPAPresident, CEO & Director · b. 1979
  • Mr. William James Walker IVSenior VP & CFO · b. 1969
  • Mr. Robert Lawrence SmithSenior VP & Chief Lending Officer of AuburnBank · b. 1969
  • Dr. C. Wayne Alderman CPASecretary & Director · b. 1951
  • Mr. John C. HamSenior Vice President
  • Ms. Marla L. KickliterSenior VP of Compliance & Internal Auditor of Auburnbank · b. 1970
  • Ms. Shannon S. O'DonnellChief Risk Officer and Senior VP of Credit Administration · b. 1970
  • Mr. Kris W. BlackmonVP, Asset & Liability Manager and Chief Investment Officer, Auburnbank · b. 1971
  • Mr. Jerome B. SiegelSenior VP of IT & CTO - AuburnBank · b. 1964
  • Greg PetteySenior VP & City President of Opelika Branch - AuburnBank

Financials

Income Statement

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue20.00M21.90M24.20M28.50M33.58M35.83M33.14M31.71M34.09M36.29M40.27M43.48M42.56M39.97M40.19M35.88M39.55M33.74M30.75M31.68M30.20M31.56M32.57M35.74M33.57M30.80M32.82M31.39M42.21M32.79M
Growth (%)-+9.50%+10.50%+17.77%+17.81%+6.73%-7.50%-4.32%+7.50%+6.45%+10.97%+7.97%-2.12%-6.10%+0.56%-10.72%+10.22%-14.70%-8.86%+3.04%-4.69%+4.51%+3.20%+9.73%-6.08%-8.26%+6.57%-4.34%+34.44%-22.30%
Cost of Revenue9.80M10.70M12.12M15.90M20.26M19.59M14.86M12.10M13.11M15.81M19.97M21.96M21.36M23.27M18.15M13.93M11.98M6.94M5.41M4.63M3.60M3.29M3.68M3.93M4.96M1.92M3.38M8.18M11.64M631.00K
Gross Profit10.20M11.20M12.08M12.60M13.31M16.24M18.28M19.62M20.98M20.49M20.30M21.52M21.20M16.70M22.04M21.95M27.57M26.80M25.34M27.05M26.60M28.27M28.89M31.81M28.61M28.88M29.44M23.21M30.56M32.16M
Gross Margin51.00%51.14%49.92%44.21%39.65%45.32%55.16%61.86%61.55%56.45%50.40%49.49%49.81%41.78%54.83%61.18%69.70%79.44%82.39%85.37%88.08%89.56%88.71%89.00%85.24%93.77%89.70%73.94%72.41%98.08%
Operating Expense5.90M6.30M6.88M8.10M8.86M9.92M11.14M11.91M12.13M11.81M11.40M12.36M12.54M14.63M15.89M16.36M19.38M17.39M15.10M16.37M15.35M16.78M17.87M19.70M19.55M19.43M16.59M22.59M22.17M22.95M
Operating Income4.30M4.90M5.20M4.50M4.45M6.32M7.14M7.70M8.86M8.68M8.90M9.16M8.66M2.06M6.14M5.59M8.18M9.41M10.23M10.68M11.25M11.48M11.02M12.11M9.06M9.45M12.85M618.00K8.40M9.21M
Operating Margin21.50%22.37%21.49%15.79%13.24%17.63%21.54%24.29%25.99%23.91%22.09%21.06%20.35%5.16%15.29%15.59%20.69%27.89%33.27%33.70%37.26%36.38%33.84%33.89%26.99%30.67%39.15%1.97%19.90%28.09%
EBITDA4.90M5.30M5.70M5.00M4.95M6.64M8.23M9.97M10.60M10.12M9.76M9.60M9.71M2.77M6.72M6.26M9.02M10.23M11.01M11.84M12.45M12.50M11.96M13.27M10.72M10.69M14.38M2.32M10.33M11.32M
EBITDA Margin24.50%24.20%23.55%17.54%14.75%18.54%24.84%31.44%31.09%27.88%24.24%22.07%22.82%6.93%16.73%17.45%22.80%30.34%35.81%37.38%41.23%39.60%36.72%37.12%31.95%34.71%43.81%7.38%24.48%34.53%
Net Income2.80M3.10M3.40M2.90M3.01M4.58M5.05M5.42M6.51M6.47M6.58M6.92M6.64M2.40M5.35M5.54M6.76M7.12M7.45M7.86M8.15M7.85M8.83M9.74M7.45M8.04M10.35M1.40M6.40M7.25M
Net Income Margin14.00%14.16%14.05%10.18%8.98%12.78%15.25%17.09%19.09%17.83%16.35%15.91%15.59%6.02%13.30%15.43%17.10%21.10%24.22%24.80%26.99%24.86%27.12%27.25%22.21%26.10%31.53%4.44%15.16%22.12%
R&D---------------00000000-------
R&D as % of Total Revenue---------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense9.70M10.30M11.20M13.40M17.64M16.04M13.18M11.42M12.51M15.32M19.64M21.94M20.49M18.02M14.57M11.48M8.17M6.54M5.36M4.43M4.08M3.59M3.68M4.18M3.86M2.52M2.38M8.05M11.61M11.09M
Interest Expense % of Total Revenue48.50%47.03%46.28%47.02%52.55%44.76%39.77%36.02%36.69%42.21%48.78%50.46%48.14%45.09%36.26%32.00%20.66%19.37%17.44%14.00%13.52%11.39%11.29%11.70%11.49%8.17%7.25%25.63%27.50%33.83%

Balance Sheet

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets258.10M264.00M307.90M377.50M404.69M474.33M505.03M590.12M591.16M608.15M635.13M688.66M745.97M773.38M763.83M776.22M759.83M751.34M789.23M817.19M831.94M853.38M818.08M827.88M956.60M1.11B1.02B975.25M977.32M1.02B
Total Liabilities235.00M238.00M279.00M349.10M372.88M438.49M465.44M549.71M546.66M564.20M586.71M635.64M688.84M717.20M707.46M710.80M689.68M686.86M713.43M737.24M749.77M766.48M729.02M729.55M848.91M1.00B955.85M898.75M899.03M926.74M
Total Equity23.10M26.00M28.90M28.40M31.81M35.83M39.58M40.41M44.50M43.95M48.42M53.02M57.13M56.18M56.37M65.42M70.15M64.48M75.80M79.95M82.18M86.91M89.06M98.33M107.69M103.73M68.04M76.51M78.29M92.05M
Cash27.20M16.60M9.60M28.70M9.16M18.20M17.56M12.54M9.74M15.85M17.03M13.45M15.68M12.39M13.92M13.59M19.27M27.26M15.00M56.53M79.18M63.99M38.16M66.50M84.02M78.84M17.95M39.96M56.15M126.51M
Total Debt16.80M12.40M43.90M52.80M53.11M63.72M65.43M112.24M113.05M107.15M114.81M139.63M134.28M134.31M96.02M88.12M49.91M15.58M16.03M10.82M6.58M5.88M2.30M1.07M2.39M3.45M2.55M1.49M231.00K6.71M
Net Debt-10.40M-4.20M34.30M24.10M43.95M45.52M47.86M99.71M103.31M91.31M97.78M126.19M118.60M121.91M82.09M74.53M30.64M-11.68M-2.78M-49.32M-75.96M-60.77M-35.86M-65.43M-81.63M-75.39M-15.40M-38.47M-56.15M-126.51M

Cash Flow

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.20M3.90M3.20M1.40M5.46M-3.78M10.86M7.91M12.41M7.88M-534.00K6.68M6.02M4.32M11.88M14.09M15.06M13.72M10.53M10.85M10.49M9.40M12.14M10.85M9.73M12.32M10.98M11.87M10.81M12.35M
Investing Cash Flow-27.20M-18.60M-48.90M-52.20M-34.65M-45.80M-32.66M-100.11M-5.54M-26.73M-25.07M-53.41M-32.46M-54.10M11.25M18.30M19.11M-13.06M-3.98M-364.00K-12.58M-39.61M-12.05M24.09M-102.92M-118.84M-90.96M91.41M16.85M18.80M
Financing Cash Flow33.40M2.40M40.30M68.70M19.73M62.73M25.52M83.75M-6.77M16.36M18.54M43.20M49.38M25.74M-14.10M1.61M-27.65M-8.39M22.73M19.94M9.44M14.46M-40.54M-7.57M113.33M150.21M-49.03M-59.16M-5.68M23.33M
Capital Expenditure200.00K500.00K400.00K400.00K198.44K456.22K468.29K146.46K146.57K25.61M2.22M971.00K2.21M824.00K146.00K1.57M1.55M462.00K744.00K1.53M1.21M1.62M240.00K1.81M8.36M20.18M7.05M418.00K2.09M1.49M
Free Cash Flow2.00M3.40M2.80M1.00M5.26M-4.24M10.39M7.76M12.27M-17.73M-2.76M5.71M3.81M3.50M11.74M12.52M13.51M13.26M9.79M9.32M9.28M7.78M11.90M9.04M1.37M-7.86M3.93M11.45M8.72M10.86M
Dividends Paid600.00K600.00K800.00K1.30M1.57M1.56M1.71M1.87M1.93M2.22M2.42M2.64M2.72M2.77M2.84M2.91M2.99M3.06M3.13M3.21M3.28M3.35M3.50M3.58M3.64M3.68M3.72M3.78M3.77M3.77M
FCF to OCF90.91%87.18%87.50%71.43%96.37%112.07%95.69%98.15%98.82%-225.11%516.10%85.47%63.26%80.93%98.77%88.87%89.71%96.63%92.94%85.86%88.50%82.79%98.02%83.33%14.11%-63.76%35.80%96.48%80.67%87.97%
Dividend Paid to FCF30.00%17.65%28.57%130.00%29.83%-36.90%16.49%24.09%15.76%-12.52%-87.70%46.29%71.36%79.21%24.21%23.27%22.11%23.08%32.02%34.41%35.33%43.07%29.39%39.54%264.97%-46.87%94.63%32.98%43.27%34.73%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Mar 31, 2001Jun 30, 2001Sep 30, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Mar 31, 2003Jun 30, 2003Dec 3, 2003Mar 3, 2004Jun 2, 2004Jul 15, 2004Oct 18, 2004Mar 2, 2005Apr 19, 2005Jul 19, 2005Oct 12, 2005Jan 24, 2006Apr 19, 2006Jul 18, 2006Oct 17, 2006Jan 18, 2007Apr 18, 2007Jul 18, 2007Oct 18, 2007Jan 18, 2008Apr 18, 2008Aug 14, 2008Oct 16, 2008Feb 11, 2009May 1, 2009Jul 31, 2009Oct 22, 2009Feb 2, 2010Apr 28, 2010Jul 22, 2010Oct 22, 2010Jan 28, 2011Apr 29, 2011Jul 29, 2011Oct 24, 2011Jan 19, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Oct 24, 2016Jan 23, 2017Apr 24, 2017Jul 24, 2017Oct 24, 2017Jan 23, 2018Apr 24, 2018Jul 24, 2018Nov 2, 2018Jan 29, 2019Apr 23, 2019Jul 16, 2019Oct 22, 2019Jan 29, 2020May 8, 2020Jul 30, 2020Oct 30, 2020Jan 29, 2021Apr 27, 2021Jul 20, 2021Oct 19, 2021Jan 27, 2022Apr 26, 2022Jul 26, 2022Oct 25, 2022Jan 30, 2023Apr 25, 2023Jul 25, 2023Oct 26, 2023Jan 29, 2024Apr 24, 2024Jul 23, 2024Oct 22, 2024Jan 28, 2025Apr 22, 2025Jul 21, 2025Oct 20, 2025Jan 26, 2026Apr 20, 2026Jul 28, 2026Oct 22, 2026
EPS Estimate----------------------------------------0.230.260.260.130.260.150.360.400.500.340.46-----------------------------------------------------------
EPS Actual0.650.170.260.240.250.120.240.220.180.440.310.270.230.310.380.340.340.340.370.390.390.410.480.410.400.420.460.430.460.440.410.450.460.470.480.500.510.540.260.070.250.280.060.440.440.440.470.440.400.380.400.560.440.460.460.520.490.470.500.510.510.520.510.590.520.530.600.530.540.570.520.520.550.590.600.600.620.540.660.700.640.620.750.510.470.540.580.560.640.530.530.590.510.571.270.560.550.43-1.140.390.500.500.450.440.520.640.480.630.66-
Surprise----------------------------------------8.70%7.69%-76.92%238.46%69.23%193.33%30.56%10.00%-20.00%11.76%-13.04%-----------------------------------------------------------
Timing---------------------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours------------------After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hours---------------Pre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market--

Key Statistics & Ratios

Market Cap94.86M
Enterprise Value-117.08M
Trailing P/E11.30
Forward P/E9.24
PEG Ratio3.33
Price / Sales2.79
Price / Book1.00
EPS2.41
Book Value26.92
Revenue (TTM)34.06M
Gross Profit (TTM)34.06M
Profit Margin24.63%
Operating Margin32.27%
Return on Equity9.32%
Return on Assets0.79%
Shares Outstanding3.48M
Shares Float2.17M
Beta0.45
Dividend Yield3.97%
Dividend Rate1.08
Payout Ratio44.97%

Ownership Breakdown

Institutions
14.44%
Insiders
21.61%
Retail / Other
63.95%

Top Institutional Holders

  • LPL Financial Corp
    50.57K1.45%
  • Truffle Hound Capital, LLC
    50.00K1.44%
  • Dimensional Fund Advisors, Inc.
    41.97K1.20%
  • Vanguard Capital Management, LLC
    39.56K1.14%
  • Bridgeway Capital Management, LLC
    32.28K0.93%
  • Aptus Capital Advisors, LLC
    27.29K0.78%
  • Geode Capital Management, LLC
    25.23K0.72%
  • BB&T Corp.
    19.55K0.56%
  • CapTrust Financial Advisors
    19.19K0.55%
  • Fourthstone LLC
    17.81K0.51%
  • Empowered Funds, LLC
    16.78K0.48%
  • Renaissance Technologies Corp
    16.51K0.47%
  • Vanguard Fiduciary Trust Co
    12.67K0.36%
  • JAMISON PRIVATE WEALTH MANAGEMENT INC
    12.52K0.36%
  • RBF LLC
    10.00K0.29%

Top Fund Holders

  • EA Bridgeway Omni Small-Cap Value ETF
    17.71K0.51%
  • Auer Growth
    15.00K0.43%
  • DFA US Micro Cap I
    12.73K0.37%
  • Fidelity Extended Market Index
    12.04K0.35%
  • Bridgeway Omni Small-Cap Value N
    11.50K0.33%

Dividends

20263×
0.27Sep 10, 20260.27Jun 10, 20260.27Mar 10, 2026
20254×
0.27Dec 10, 20250.27Sep 10, 20250.27Jun 10, 20250.27Mar 10, 2025
20244×
0.27Dec 10, 20240.27Sep 10, 20240.27Jun 10, 20240.27Mar 7, 2024
20234×
0.27Dec 7, 20230.27Sep 7, 20230.27Jun 8, 20230.27Mar 9, 2023
20224×
0.27Dec 8, 20220.27Sep 8, 20220.27Jun 9, 20220.27Mar 9, 2022
20214×
0.26Dec 9, 20210.26Sep 9, 20210.26Jun 9, 20210.26Mar 9, 2021
20201×
0.26Dec 9, 2020

Stock Splits

  • Jun 26, 19983:1