YOLFTbeta
BCB Bancorp Inc

BCB Bancorp Inc

BCBP · NASDAQ · Financial Services / Banks - Regional

9.17USD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close9.17
Open9.15
Day Range9.05 – 9.23
52-Week Range7.18 – 11.71
Volume192.52K
Market Cap158.39M
P/E (TTM)0.00
Forward P/E8.77
EPS-1.12
Dividend Yield4.34%
Beta0.66
50-Day Avg9.11
200-Day Avg9.15

About

BCB Bancorp, Inc. operates as the bank holding company for BCB Community Bank that provides various banking products and services to businesses and individuals in the United States. The company offers insured deposit products, including savings and club accounts, interest and non-interest-bearing demand, money market, certificates of deposit, and individual retirement accounts. It also provides various loan products, such as commercial and multifamily real estate, one-to-four family mortgage, commercial business, construction, home equity, and consumer loans. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository, debit cards, online and mobile banking, fraud detection, and automated teller services. BCB Bancorp, Inc. was founded in 2000 and is based in Bayonne, New Jersey.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Thomas More O'Brien
  • Employees295
  • Headquarters104-110 Avenue C, Bayonne, NJ, United States, 07002, USA
  • Websitehttps://www.bcb.bank

Leadership

  • Mr. Jawad Chaudhry C.F.A.Executive VP, CFO & Treasurer · b. 1982
  • Mr. Ryan Blake M.B.A.Executive VP, COO, Corporate Secretary & Director · b. 1991
  • Mr. Thomas More O'BrienPresident, CEO & Director · b. 1951
  • Ms. Sandra L. SievewrightExecutive VP & Chief Compliance Officer · b. 1964

Financials

Income Statement

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.00K534.00K9.68M14.62M21.32M26.04M32.52M35.48M37.48M35.31M41.73M54.88M46.42M60.73M64.15M74.44M77.48M85.05M113.06M128.95M121.54M120.90M133.04M192.45M196.95M166.44M
Growth (%)-+13250.00%+1712.04%+51.04%+45.90%+22.14%+24.87%+9.10%+5.64%-5.80%+18.17%+31.53%-15.41%+30.83%+5.63%+16.04%+4.07%+9.78%+32.92%+14.05%-5.75%-0.53%+10.04%+44.66%+2.34%-15.49%
Cost of Revenue-382.00K4.22M5.22M7.63M10.36M14.10M17.82M17.96M16.54M16.12M17.40M16.85M13.33M13.11M16.15M16.32M17.80M32.55M43.02M42.46M19.04M14.42M90.40M113.56M121.93M
Gross Profit4.00K534.00K5.45M9.40M13.69M15.68M18.42M17.66M19.52M18.77M25.61M37.48M29.57M47.40M51.05M58.30M61.18M67.26M80.51M85.93M79.08M101.86M118.61M102.05M83.39M44.51M
Gross Margin100.00%100.00%56.35%64.31%64.19%60.21%56.64%49.79%52.08%53.15%61.37%68.30%63.71%78.05%79.57%78.31%78.97%79.08%71.21%66.64%65.07%84.26%89.16%53.03%42.34%26.74%
Operating Expense173.00K810.00K3.27M5.39M7.66M8.21M9.63M10.72M14.23M12.40M9.78M28.06M33.89M31.44M38.41M46.45M47.92M47.04M56.27M55.58M49.66M53.60M55.51M60.59M57.12M62.81M
Operating Income-169.00K-276.00K2.18M4.01M6.03M7.47M8.79M6.95M5.29M6.37M15.83M9.42M-4.31M15.97M12.64M11.84M13.26M20.21M24.25M30.34M29.42M48.26M63.11M41.45M26.27M-18.30M
Operating Margin-4225.00%-51.69%22.54%27.43%28.27%28.70%27.02%19.58%14.12%18.04%37.94%17.17%-9.29%26.29%19.70%15.91%17.12%23.76%21.44%23.53%24.21%39.92%47.44%21.54%13.34%-10.99%
EBITDA228.00K-276.00K2.32M3.92M6.00M7.28M8.47M6.68M5.01M7.10M18.35M11.79M-1.72M17.96M13.33M13.54M13.88M21.28M24.07M30.19M29.99M50.48M63.75M40.90M26.52M-17.33M
EBITDA Margin5700.00%-51.69%24.02%26.86%28.14%27.95%26.05%18.82%13.36%20.11%43.98%21.47%-3.70%29.57%20.78%18.19%17.91%25.02%21.29%23.41%24.67%41.75%47.92%21.25%13.46%-10.41%
Net Income-169.00K-276.00K1.31M2.40M3.62M4.73M5.57M4.44M3.47M3.75M14.33M6.05M-2.06M9.42M7.59M7.03M8.00M9.98M16.76M21.03M20.86M34.24M45.58M29.48M18.62M-12.53M
Net Income Margin-4225.00%-51.69%13.53%16.39%16.97%18.16%17.12%12.51%9.26%10.61%34.33%11.03%-4.44%15.50%11.83%9.44%10.33%11.74%14.83%16.31%17.16%28.32%34.26%15.32%9.46%-7.53%
R&D-----------00000000-------
R&D as % of Total Revenue-----------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense003.38M4.34M6.95M9.24M13.48M17.82M16.66M14.99M13.67M13.30M11.95M10.58M10.31M13.87M16.30M15.69M27.42M40.95M33.02M15.18M17.50M84.30M101.99M79.92M
Interest Expense % of Total Revenue0.00%0.00%34.93%29.67%32.57%35.50%41.44%50.21%44.45%42.47%32.76%24.23%25.74%17.42%16.07%18.63%21.03%18.44%24.25%31.76%27.17%12.56%13.15%43.80%51.78%48.02%

Balance Sheet

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets29.54M113.22M183.11M300.68M378.29M466.24M510.83M563.48M578.62M631.50M1.11B1.22B1.17B1.21B1.30B1.62B1.71B1.94B2.67B2.91B2.82B2.97B3.55B3.83B3.60B3.28B
Total Liabilities22.33M101.92M164.34M279.51M352.25M418.39M458.87M514.97M528.91M580.11M1.01B1.12B1.08B1.11B1.20B1.48B1.58B1.77B2.47B2.67B2.57B2.69B3.25B3.52B3.28B2.98B
Total Equity7.20M11.30M18.77M21.17M26.04M47.85M51.96M48.51M49.72M51.39M98.97M100.05M91.58M100.06M102.25M133.54M131.08M176.45M200.22M239.47M249.21M274.02M291.25M314.06M323.93M304.28M
Cash25.63M27.17M5.14M11.79M4.53M25.15M25.84M11.78M6.76M67.35M121.13M117.09M35.13M30.83M33.12M133.87M66.02M125.22M196.00M551.09M261.96M412.36M230.09M279.52M318.02M277.32M
Total Debt---25.00M14.12M54.12M74.12M114.12M116.12M114.12M114.12M129.53M131.12M132.12M163.12M259.12M179.12M214.12M282.38M295.99M243.43M121.74M433.63M523.75M511.46M289.35M
Net Debt-25.63M-27.17M-5.14M13.21M9.59M28.98M48.29M102.34M109.36M46.78M-7.00M12.44M95.99M101.29M130.01M70.25M113.11M63.91M86.38M-255.10M-18.54M-290.63M203.53M244.23M193.44M12.03M

Cash Flow

Currency: USD2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.11M2.29M3.67M1.53M6.24M5.16M5.89M10.00K-2.39M14.23M12.44M16.04M4.50M7.69M7.24M21.03M40.03M24.27M139.34M45.89M40.89M35.16M67.73M35.92M
Investing Cash Flow-92.07M-110.77M-84.70M-63.60M-43.97M-67.36M-22.47M11.55M118.39M10.63M-52.67M-47.03M-89.12M-218.01M-159.78M-182.92M-466.20M135.10M-315.49M-7.67M-761.50M-233.32M222.77M232.38M
Financing Cash Flow67.94M115.13M73.79M82.69M38.42M48.15M11.57M49.02M-62.22M-29.89M-41.73M26.69M86.90M310.83M84.94M221.09M497.20M195.72M-112.98M112.17M538.34M248.33M-252.74M-309.00M
Capital Expenditure1.28M3.23M317.00K191.00K709.00K438.00K99.00K95.00K704.00K2.25M1.14M1.65M1.75M3.58M6.08M1.91M1.57M2.51M1.39M325.00K518.00K4.53M1.23M1.05M
Free Cash Flow825.80K-939.00K3.35M1.34M5.53M4.72M5.79M-85.00K-3.10M11.99M11.30M14.39M2.75M4.11M1.16M19.13M38.46M21.75M137.96M45.57M40.37M30.63M66.50M34.87M
Dividends Paid----1.50M1.55M1.90M2.23M3.41M4.55M4.31M4.42M5.21M5.38M6.95M7.16M9.36M10.06M10.53M10.94M11.18M11.14M12.28M12.55M
FCF to OCF39.19%-41.08%91.35%87.49%88.64%91.51%98.32%-850.00%129.44%84.22%90.88%89.71%61.12%53.43%16.08%90.93%96.09%89.64%99.00%99.29%98.73%87.12%98.19%97.09%
Dividend Paid to FCF----27.15%32.94%32.76%-2628.24%-110.24%37.94%38.12%30.72%189.67%130.92%597.25%37.43%24.32%46.24%7.63%24.00%27.68%36.37%18.46%36.00%

Earnings

Report DateJun 30, 2002Sep 30, 2002Dec 31, 2002May 12, 2003Aug 11, 2003Nov 5, 2003Mar 26, 2004May 17, 2004Aug 9, 2004Oct 27, 2004Mar 16, 2005Apr 19, 2005Jul 26, 2005Nov 1, 2005Jan 31, 2006Apr 26, 2006Jul 26, 2006Oct 23, 2006Jan 26, 2007Apr 25, 2007Jul 26, 2007Oct 23, 2007Feb 12, 2008Apr 24, 2008Jul 29, 2008Oct 27, 2008Feb 12, 2009Apr 22, 2009Jul 23, 2009Oct 23, 2009Feb 9, 2010May 7, 2010Aug 3, 2010Oct 22, 2010Feb 8, 2011May 6, 2011Aug 2, 2011Oct 21, 2011Feb 7, 2012May 4, 2012Jul 31, 2012Nov 9, 2012Mar 18, 2013May 10, 2013Aug 9, 2013Nov 8, 2013Mar 17, 2014May 7, 2014Aug 7, 2014Oct 24, 2014Jan 30, 2015Apr 22, 2015Jul 23, 2015Nov 6, 2015Mar 14, 2016May 6, 2016Aug 5, 2016Nov 4, 2016Mar 13, 2017May 3, 2017Aug 7, 2017Oct 19, 2017Feb 15, 2018Apr 23, 2018Jul 30, 2018Oct 19, 2018Jan 31, 2019Apr 18, 2019Jul 19, 2019Oct 18, 2019Jan 27, 2020Apr 27, 2020Jul 27, 2020Oct 21, 2020Jan 28, 2021Apr 21, 2021Jul 19, 2021Oct 21, 2021Jan 26, 2022Apr 21, 2022Jul 21, 2022Oct 20, 2022Jan 26, 2023Apr 18, 2023Jul 20, 2023Oct 19, 2023Jan 25, 2024Apr 19, 2024Jul 19, 2024Oct 18, 2024Jan 28, 2025Apr 22, 2025Jul 28, 2025Oct 27, 2025Jan 30, 2026Apr 21, 2026Aug 3, 2026Oct 26, 2026
EPS Estimate-------------------------------------------------------------0.230.210.260.250.280.310.300.300.290.290.220.070.110.220.350.400.460.490.500.560.670.750.670.540.500.380.340.300.320.290.220.190.21-0.460.210.25-7.35
EPS Actual0.110.110.100.160.150.150.170.180.200.270.280.290.310.310.230.260.270.280.260.250.230.210.210.280.27-0.270.460.290.160.260.090.150.201.030.240.200.210.130.100.17-0.37-0.150.120.270.290.240.260.240.290.110.100.200.200.240.070.160.120.150.200.250.250.250.220.290.220.280.320.310.300.300.290.140.120.450.400.420.460.480.620.560.580.760.690.460.500.390.350.320.140.360.16-0.510.180.22-0.730.26-0.85-
Surprise-------------------------------------------------------------8.70%4.76%11.54%-12.00%0.00%3.23%3.33%0.00%3.45%0.00%-36.36%71.43%309.09%81.82%20.00%15.00%4.35%26.53%12.00%3.57%13.43%-8.00%-31.34%-7.41%-22.00%-7.89%-5.88%-53.33%12.50%-44.83%-331.82%-5.26%4.76%-58.70%23.81%-440.00%-
Timing-----------------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours----After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap158.39M
Enterprise Value165.30M
Trailing P/E0.00
Forward P/E8.77
PEG Ratio1.05
Price / Sales2.54
Price / Book0.54
EPS-1.12
Book Value14.73
Revenue (TTM)62.38M
Gross Profit (TTM)62.38M
Profit Margin-28.27%
Operating Margin-314.07%
Return on Equity-5.81%
Return on Assets-0.54%
Shares Outstanding18.10M
Shares Float16.75M
Beta0.66
Dividend Yield4.34%
Dividend Rate0.48
Payout Ratio1066.67%

Analyst Ratings

Buy
Based on 4 analystsTarget 8.95
  • Strong Buy
    1
  • Hold
    3

Ownership Breakdown

Institutions
26.13%
Insiders
8.11%
Retail / Other
65.76%

Top Institutional Holders

  • BlackRock Inc
    1.23M6.80%
  • Dimensional Fund Advisors, Inc.
    750.08K4.14%
  • Vanguard Capital Management, LLC
    670.20K3.70%
  • Geode Capital Management, LLC
    440.55K2.43%
  • AllianceBernstein L.P.
    375.50K2.07%
  • Renaissance Technologies Corp
    345.19K1.91%
  • State Street Corp
    277.04K1.53%
  • Maltese Capital Management LLC
    224.70K1.24%
  • VOYA INVESTMENT MANAGEMENT LLC
    167.15K0.92%
  • American Century Companies Inc
    164.13K0.91%
  • The Goldman Sachs Group Inc
    156.23K0.86%
  • Los Angeles Capital Management LLC
    153.14K0.85%
  • Quantinno Capital Management LP
    141.90K0.78%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    511.97K2.96%
  • iShares Russell 2000 ETF
    435.63K2.52%
  • DFA US Small Cap Value I
    224.19K1.30%
  • Fidelity Small Cap Index
    178.12K1.03%
  • iShares Russell 2000 Value ETF
    147.34K0.85%
  • BSF Systematic US Eq Abs Ret A2 USD
    139.13K0.81%
  • Avantis US Small Cap Value ETF
    132.37K0.77%

Dividends

20262×
0.08May 6, 20260.08Feb 11, 2026
20254×
0.16Nov 10, 20250.16Aug 11, 20250.16May 7, 20250.16Feb 7, 2025
20244×
0.16Nov 1, 20240.16Aug 2, 20240.16May 2, 20240.16Feb 2, 2024
20234×
0.16Nov 2, 20230.16Aug 3, 20230.16May 4, 20230.16Feb 2, 2023
20224×
0.16Oct 31, 20220.16Jul 29, 20220.16Apr 29, 20220.16Jan 31, 2022
20214×
0.16Oct 29, 20210.16Aug 3, 20210.14May 7, 20210.14Feb 2, 2021
20202×
0.14Nov 5, 20200.14Aug 6, 2020

Stock Splits

  • Oct 28, 20055:4
  • Nov 23, 20045:4
  • Oct 30, 200311:10
  • Jan 13, 200311:10