YOLFTbeta
Burke & Herbert Financial Services Corp.

Burke & Herbert Financial Services Corp.

BHRB · NASDAQ · Financial Services / Banks - Regional

71.29USD+0.33 (+0.47%)

Price History

Full chart

Market Stats

Previous Close70.96
Open70.75
Day Range70.45 – 71.36
52-Week Range55.53 – 74.52
Volume112.52K
Market Cap1.41B
P/E (TTM)11.43
Forward P/E0.00
EPS6.11
Dividend Yield3.17%
Beta0.21
50-Day Avg71.90
200-Day Avg66.89

About

Burke & Herbert Financial Services Corp. operates as the bank holding company for Burke & Herbert Bank & Trust Company that provides various community banking products and services in the United States. The company offers consumer and commercial deposit products, such as digital banking, demand, negotiable order of withdrawal, money market, and savings accounts; and certificates of deposit. It also provides loans comprising commercial real estate, single family residential, owner-occupied commercial real estate, commercial and industrial, residential mortgage, and consumer non-real estate and other loans, as well as acquisition, construction, and development loans. In addition, it offers cash management services; online and mobile banking; and wealth and trust services. Further, the company provides business solutions, including small business and commercial checking and savings options; investment services; and treasury management solutions consist of a suite of digital banking, payables, receivables, and risk management, as well as automated cash flow comprising enhanced reporting, automated clearing house, wires, remote deposit capture, bill pay, lockbox, credit and debit cards, merchant services, fraud protection, and deposit and loan sweeps. Burke & Herbert Financial Services Corp. was founded in 1852 and is headquartered in Alexandria, Virginia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Roy E. Halyama
  • Employees1.05K
  • Headquarters100 S. Fairfax Street, Alexandria, VA, United States, 22314, USA
  • Websitehttps://www.burkeandherbertbank.com

Leadership

  • Mr. Roy E. HalyamaPresident · b. 1968
  • Mr. Kirtan ParikhExecutive VP & CFO · b. 1982
  • Mr. Joseph W. HagerExecutive VP & COO · b. 1983
  • Mr. Carl D. Lundblad Esq., J.D.Executive VP & COO · b. 1971
  • Mr. Patrick Kip Huffman CPASenior VP & Chief Accounting Officer · b. 1985
  • Mr. Douglas HortonChief Information Officer
  • Ms. Danyl R. FreemanExecutive VP & Chief Human Resources Officer · b. 1970
  • Mr. Joseph F. CollumExecutive VP & Director of Business Banking · b. 1972
  • Mr. Shannon Barrow RowanExecutive VP and Director of Trust & Wealth Management · b. 1966
  • Ms. Jennifer P. SchmidtExecutive VP & Chief Risk Officer · b. 1970

Financials

Income Statement

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue56.44M45.66M63.62M62.55M62.78M73.03M58.42M104.48M108.72M113.36M122.76M129.90M127.53M121.37M119.13M127.48M162.28M396.93M491.11M
Growth (%)--19.10%+39.33%-1.68%+0.37%+16.32%-20.00%+78.83%+4.05%+4.27%+8.29%+5.81%-1.82%-4.83%-1.85%+7.00%+27.30%+144.59%+23.73%
Cost of Revenue18.10M13.76M13.15M9.11M7.78M13.37M30.93M0108.72M00027.70M23.93M3.21M1.48M53.35M164.60M150.60M
Gross Profit38.34M31.91M50.48M53.44M55.01M59.66M58.42M104.48M102.47M113.36M122.76M129.90M99.83M97.44M115.92M126.00M108.93M232.33M340.51M
Gross Margin67.92%69.88%79.34%85.43%87.62%81.69%100.00%100.00%94.25%100.00%100.00%100.00%78.28%80.28%97.30%98.84%67.12%58.53%69.33%
Operating Expense18.96M15.10M20.79M22.36M24.27M26.59M29.02M60.49M64.83M81.82M87.73M92.30M83.11M69.01M75.48M73.70M83.87M192.44M195.56M
Operating Income19.38M16.81M29.68M31.07M30.73M33.07M29.40M43.99M37.63M31.54M35.02M37.59M16.72M28.44M40.44M52.30M25.06M39.90M144.95M
Operating Margin34.33%36.81%46.65%49.68%48.95%45.28%50.33%42.11%34.62%27.82%28.53%28.94%13.11%23.43%33.95%41.03%15.44%10.05%29.51%
EBITDA--31.34M32.64M33.33M36.49M29.40M-37.63M31.54M35.02M37.59M19.76M31.38M43.65M55.56M27.93M57.30M167.66M
EBITDA Margin--49.27%52.18%53.08%49.96%50.33%-34.62%27.82%28.53%28.94%15.50%25.85%36.64%43.58%17.21%14.44%34.14%
Net Income11.98M10.45M19.64M20.52M20.80M22.16M20.57M33.65M30.88M27.19M27.81M34.39M16.98M26.50M36.16M44.01M22.69M35.71M117.32M
Net Income Margin21.22%22.89%30.86%32.81%33.13%30.34%35.21%32.21%28.40%23.99%22.65%26.47%13.31%21.83%30.36%34.53%13.98%9.00%23.89%
R&D--------0000-------
R&D as % of Total Revenue--------0.00%0.00%0.00%0.00%-------
Interest Expense0012.90M8.97M7.65M12.67M28.99M0558.00K1.05M4.61M6.86M21.46M11.28M4.22M8.94M53.14M140.38M149.08M
Interest Expense % of Total Revenue0.00%0.00%20.27%14.34%12.18%17.35%49.62%0.00%0.51%0.92%3.75%5.28%16.82%9.29%3.54%7.01%32.74%35.37%30.36%

Balance Sheet

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets806.23M854.80M1.08B1.17B1.27B1.43B1.48B2.62B2.67B2.96B3.09B3.01B2.87B3.42B3.62B3.56B3.62B7.81B7.92B
Total Liabilities718.00M757.26M965.38M1.05B1.14B1.30B1.33B2.30B2.34B2.63B2.75B2.66B2.51B3.04B3.23B3.29B3.30B7.08B7.07B
Total Equity88.23M97.55M112.98M119.24M129.26M137.74M147.31M315.75M328.21M328.69M343.83M345.86M353.53M384.88M389.63M273.45M314.75M730.16M854.65M
Cash25.83M21.82M28.13M27.73M25.51M26.52M28.78M98.04M73.56M-72.81M-90.16M-101.88M83.75M228.70M77.36M50.30M44.50M135.31M53.50M
Total Debt--32.20M47.62M66.61M148.91M159.36M-107.89M373.74M425.00M320.00M150.00M450.00M550.00M686.20M544.00M476.88M537.49M
Net Debt--4.07M19.89M41.10M122.40M130.58M-107.89M446.55M425.00M320.00M66.25M221.30M472.64M635.90M499.50M341.57M483.99M

Cash Flow

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--19.73M39.87K23.68M23.41M--034.70M34.70M34.70M25.68M23.17M54.80M61.06M42.51M86.15M107.93M
Investing Cash Flow---179.14M-74.22M-104.61M-172.45M--092.89M92.89M92.89M132.36M-405.72M-384.13M-127.56M-43.17M123.56M136.72M
Financing Cash Flow--159.94M73.76M78.71M150.05M--00-115.86M-115.86M-176.17M527.50M177.99M39.44M-5.14M-118.54M-90.84M
Capital Expenditure001.38M1.34M2.90M2.71M00002.84M2.84M1.77M2.70M1.08M23.07M14.25M4.57M11.71M
Free Cash Flow--18.35M-1.30M20.78M20.70M------23.91M20.48M53.72M37.98M28.26M81.23M96.23M
Dividends Paid--6.34M7.10M8.07M8.84M--0015.14M15.14M14.99M14.90M14.87M15.74M15.75M28.64M33.92M
FCF to OCF--93.00%-3260.27%87.76%88.42%------93.10%88.36%98.02%62.21%66.48%94.29%89.16%
Dividend Paid to FCF--34.55%-546.31%38.83%42.73%------62.69%72.79%27.68%41.45%55.72%35.25%35.25%

Earnings

Report DateDec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Apr 29, 2022Sep 15, 2022Oct 28, 2022Dec 31, 2022Mar 31, 2023Jul 28, 2023Oct 27, 2023Jan 26, 2024Apr 26, 2024Jul 26, 2024Oct 25, 2024Jan 24, 2025Apr 25, 2025Jul 24, 2025Oct 23, 2025Jan 22, 2026Apr 23, 2026Jul 23, 2026Oct 22, 2026
EPS Estimate0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00--------------0.000.000.000.00---------1.271.751.791.771.821.821.871.812.102.06
EPS Actual47.9344.3647.1143.8349.6745.7546.9846.4451.3245.4444.1545.9544.4239.6242.0344.8448.8342.0836.1637.1745.4539.6738.7440.4223.2139.2242.5046.4617.5344.1243.0040.6953.3544.9428.9124.02-7.3636.9525.0931.3748.6347.9550.5449.881.2256.021.501.781.000.800.540.670.692.041.981.771.801.971.971.981.792.03-
Surprise-----------------------------------------------------60.63%13.14%-1.12%1.69%8.24%8.24%5.88%-1.10%-3.33%-
Timing---------------------------------------------Pre-marketPre-market--Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap1.41B
Enterprise Value1.96B
Trailing P/E11.43
Forward P/E0.00
PEG Ratio0.00
Price / Sales3.91
Price / Book1.18
EPS6.11
Book Value59.10
Revenue (TTM)360.12M
Gross Profit (TTM)360.12M
Profit Margin26.95%
Operating Margin19.30%
Return on Equity9.79%
Return on Assets1.02%
Shares Outstanding20.19M
Shares Float17.29M
Beta0.21
Dividend Yield3.17%
Dividend Rate2.20
Payout Ratio28.31%

Analyst Ratings

Buy
Based on 4 analystsTarget 80.00
  • Strong Buy
    2
  • Buy
    1
  • Hold
    1

Ownership Breakdown

Institutions
45.42%
Insiders
15.05%
Retail / Other
39.53%

Top Institutional Holders

  • BlackRock Inc
    982.76K4.87%
  • Vanguard Capital Management, LLC
    562.22K2.79%
  • American Century Companies Inc
    489.21K2.42%
  • Endeavour Capital Advisors Inc
    459.18K2.27%
  • Dimensional Fund Advisors, Inc.
    452.26K2.24%
  • State Street Corp
    403.87K2.00%
  • Geode Capital Management, LLC
    379.64K1.88%
  • Hutchinson Capital Management
    259.08K1.28%
  • Burke & Herbert Financial Services Corp
    217.74K1.08%
  • The Goldman Sachs Group Inc
    183.13K0.91%
  • Vanguard Portfolio Management, LLC
    133.97K0.66%
  • Citadel Advisors Llc
    125.04K0.62%
  • Northern Trust Corp
    118.70K0.59%
  • Charles Schwab Investment Management Inc
    110.18K0.55%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    539.49K2.67%
  • Avantis US Small Cap Value ETF
    456.51K2.26%
  • iShares Russell 2000 ETF
    407.22K2.02%
  • Fidelity Small Cap Index
    166.95K0.83%
  • State Street® SPDR® S&PRgnllBkgETF
    158.43K0.78%
  • iShares Russell 2000 Value ETF
    148.69K0.74%

Dividends

20264×
0.55Nov 13, 20260.55Aug 14, 20260.55May 15, 20260.55Feb 13, 2026
20254×
0.55Nov 14, 20250.55Aug 15, 20250.55May 15, 20250.55Feb 14, 2025
20244×
0.55Nov 15, 20240.53Aug 15, 20240.53May 14, 20240.53Feb 14, 2024
20234×
0.53Nov 14, 20230.53Aug 14, 20230.53May 12, 20230.53Feb 14, 2023
20224×
0.53Nov 17, 20220.53Aug 12, 20220.53May 13, 20220.53Feb 14, 2022
20214×
0.50Nov 12, 20210.50Aug 13, 20210.50May 13, 20210.50Feb 12, 2021

Stock Splits

  • Nov 15, 202240:1