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Bank of Marin Bancorp

Bank of Marin Bancorp

BMRC · NASDAQ · Financial Services / Banks - Regional

28.50USD-0.02 (-0.07%)

Price History

Full chart

Market Stats

Previous Close28.52
Open28.50
Day Range28.22 – 28.57
52-Week Range21.69 – 30.65
Volume70.51K
Market Cap449.88M
P/E (TTM)0.00
Forward P/E11.78
EPS-0.90
Dividend Yield3.63%
Beta0.76
50-Day Avg28.05
200-Day Avg26.73

About

Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, small business, and consumer loans, as well as construction financing and home equity lines of credit. In addition, the company offers merchant and payroll services; commercial equipment leasing program; payment solutions; treasury management services; credit cards; automated teller machines; and mobile deposit, remote deposit capture, automated clearing house, wire transfer, and image lockbox services. Further, it provides wealth management and trust services comprising customized investment portfolio management, trust administration, estate settlement, and custody services; international banking; and telephone and digital banking services. The company was founded in 1989 and is headquartered in Novato, California.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Timothy D. Myers
  • Employees315
  • Headquarters504 Redwood Blvd., Novato, CA, United States, 94947, USA
  • Websitehttps://www.bankofmarin.com

Leadership

  • Mr. Timothy D. MyersPresident, CEO & Director · b. 1971
  • Mr. David BonaccorsoExecutive VP, CFO & Treasurer
  • Ms. Misako StewartExecutive VP & Chief Credit Officer of Bank of Marin · b. 1969
  • Mr. David BloomExecutive VP & Head of Commercial Banking · b. 1961
  • Ms. Susan Ramirez CPAFirst VP, Controller & Principal Accounting Officer · b. 1981
  • Mr. Sathis ArasadiExecutive VP & Chief Information Officer · b. 1972
  • Mr. David A. MerckSenior VP and Director of Audit, Compliance & Risk · b. 1963
  • Ms. Boo WilsonChief Marketing Officer
  • Mr. Robert GotelliExecutive VP & Director of Human Resources · b. 1965
  • Mr. Patrick J. LondonExecutive VP & Director of Private Banking · b. 1958

Financials

Income Statement

Currency: USD1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.85M2.04M11.58M32.31M34.07M35.78M41.23M53.19M62.28M67.56M64.53M64.92M66.88M75.38M72.88M68.63M81.83M78.63M84.59M84.86M105.22M109.52M108.19M118.46M140.69M141.70M116.39M176.73M
Growth (%)-+10.16%+467.69%+179.16%+5.43%+5.04%+15.22%+29.01%+17.09%+8.47%-4.48%+0.60%+3.02%+12.72%-3.32%-5.83%+19.24%-3.91%+7.58%+0.32%+23.99%+4.09%-1.22%+9.49%+18.77%+0.72%-17.86%+51.85%
Cost of Revenue900.00K800.00K9.94M9.68M6.81M5.85M6.29M11.58M17.84M19.78M15.83M12.68M11.80M12.35M5.48M2.33M3.10M2.75M419.00K2.24M3.54M5.66M9.14M961.00K2.17M38.97M51.93M42.27M
Gross Profit1.85M2.04M1.64M22.63M27.26M29.93M34.95M41.61M44.44M47.77M48.70M52.24M55.08M63.04M67.40M66.30M78.73M75.88M84.17M82.62M101.68M103.86M99.05M117.50M138.52M102.73M64.46M134.46M
Gross Margin100.00%100.00%14.15%70.03%80.02%83.64%84.75%78.22%71.35%70.72%75.47%80.47%82.36%83.62%92.49%96.61%96.21%96.50%99.50%97.36%96.64%94.83%91.55%99.19%98.46%72.50%55.38%76.08%
Operating Expense-1.18M-1.61M-5.61M14.35M17.12M17.82M19.62M22.50M25.89M27.67M28.68M31.70M33.36M38.28M38.69M44.09M47.26M46.95M47.69M53.78M58.27M57.97M58.46M72.61M75.01M76.70M78.29M82.85M
Operating Income3.03M3.65M7.25M8.28M10.14M12.11M15.33M19.11M18.55M20.10M20.03M20.54M21.72M24.75M28.71M22.21M31.47M28.93M36.48M28.84M43.42M45.89M40.59M44.89M63.51M26.04M-13.84M51.62M
Operating Margin163.59%179.01%62.61%25.63%29.76%33.85%37.17%35.93%29.78%29.75%31.04%31.65%32.48%32.84%39.39%32.36%38.46%36.79%43.13%33.98%41.26%41.90%37.52%37.89%45.14%18.37%-11.89%29.21%
EBITDA3.03M3.65M7.86M8.99M11.02M14.21M17.84M20.78M20.03M21.50M21.37M21.91M23.07M26.77M30.06M23.67M33.83M31.52M38.84M31.31M46.48M49.01M43.59M47.76M66.84M29.48M-11.39M53.75M
EBITDA Margin163.59%179.01%67.93%27.82%32.35%39.72%43.28%39.06%32.16%31.82%33.11%33.76%34.49%35.52%41.25%34.50%41.34%40.08%45.91%36.89%44.18%44.75%40.29%40.32%47.51%20.81%-9.79%30.42%
Net Income3.03M3.65M4.52M5.15M6.24M7.47M9.52M11.74M11.88M12.32M12.15M12.77M13.55M15.56M17.82M14.27M19.77M18.44M23.13M15.98M32.62M34.24M30.24M33.23M46.59M19.89M-8.41M43.41M
Net Income Margin163.59%179.01%39.07%15.93%18.32%20.88%23.08%22.06%19.08%18.24%18.83%19.66%20.26%20.65%24.45%20.79%24.16%23.45%27.35%18.83%31.00%31.26%27.95%28.05%33.11%14.04%-7.23%24.56%
R&D-------------00000000-------
R&D as % of Total Revenue-------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense008.94M8.98M6.23M5.17M5.35M10.04M16.58M19.10M10.82M7.17M6.45M5.29M2.58M1.78M2.35M2.25M2.27M1.74M3.54M4.76M2.98M3.40M2.55M36.73M46.61M42.20M
Interest Expense % of Total Revenue0.00%0.00%77.21%27.80%18.28%14.44%12.98%18.88%26.62%28.27%16.76%11.04%9.64%7.02%3.53%2.60%2.87%2.86%2.68%2.06%3.36%4.34%2.75%2.87%1.81%25.92%40.05%23.88%

Balance Sheet

Currency: USD1998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets292.86M346.68M379.10M455.42M539.02M642.61M737.09M840.45M876.58M933.90M1.05B1.12B1.21B1.39B1.43B1.81B1.79B2.03B2.02B2.47B2.52B2.71B2.91B4.31B4.15B3.80B3.70B3.90B
Total Liabilities268.83M317.99M344.74M414.82M491.91M587.03M671.49M762.23M787.05M846.13M924.01M1.01B1.09B1.26B1.28B1.62B1.59B1.82B1.79B2.17B2.20B2.37B2.55B3.86B3.74B3.36B3.27B3.51B
Total Equity24.03M28.69M34.35M40.60M47.12M55.58M65.61M78.22M89.53M87.77M125.55M109.05M121.92M135.55M151.79M180.89M200.03M214.47M230.56M297.02M316.41M336.79M358.25M450.37M412.09M439.06M435.41M394.65M
Cash--23.62M24.02M29.17M36.03M29.50M21.06M37.28M28.77M24.93M38.66M85.23M129.74M28.35M103.77M41.37M26.34M48.80M203.54M34.22M183.39M200.32M347.64M45.42M30.45M137.30M225.30M
Total Debt------22.80M36.00M44.40M5.00M61.80M115.00M60.00M40.00M15.00M19.97M27.37M79.45M12.11M12.22M9.64M15.54M29.90M25.85M251.08M75.20M21.66M69.31M
Net Debt---23.62M-24.02M-29.17M-36.03M-6.70M14.94M7.12M-23.77M36.87M76.34M-25.23M-89.74M-13.35M-83.80M-21.18M46.05M-43.22M-197.81M-24.58M-167.85M-170.42M-321.79M205.65M44.75M-115.64M-155.99M

Cash Flow

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.80M6.04M9.82M7.38M10.51M13.77M13.70M11.55M21.50M14.00M23.43M22.38M20.81M21.20M18.86M23.68M25.45M26.95M42.11M40.93M40.84M45.25M55.28M35.66M28.36M39.08M
Investing Cash Flow-56.50M-58.80M-67.01M-112.14M-118.39M-111.32M-19.36M-18.65M-171.50M-59.88M-46.34M-34.94M-144.87M-36.95M-42.65M-263.28M24.32M7.81M-225.30M-20.75M-173.44M-340.67M-218.10M334.69M195.17M-171.99M
Financing Cash Flow26.47M70.47M74.53M99.02M84.46M90.32M22.18M44.58M98.66M59.61M69.49M57.07M22.66M91.17M-38.61M224.57M-27.30M119.98M13.87M128.99M149.53M442.73M-139.40M-385.32M-116.69M220.91M
Capital Expenditure250.81K2.40M1.32M949.56K352.00K1.97M3.85M621.00K1.82M1.12M1.72M2.47M1.22M958.00K2.33M1.42M1.04M1.43M907.00K542.00K981.00K1.04M2.27M1.75M520.00K1.82M
Free Cash Flow5.55M3.64M8.50M6.43M10.15M11.80M9.84M10.93M19.68M12.88M21.71M19.91M19.59M20.24M16.52M22.26M24.41M25.51M41.20M40.39M39.86M44.21M53.01M33.91M27.84M37.26M
Dividends Paid----1.82M1.01M2.45M2.65M2.88M3.41M3.21M3.46M3.75M3.97M4.73M5.39M6.22M6.90M8.86M10.96M12.51M13.11M15.67M16.11M16.20M16.13M
FCF to OCF95.67%60.29%86.56%87.13%96.65%85.70%71.86%94.63%91.51%91.99%92.65%88.95%94.13%95.48%87.62%94.01%95.91%94.68%97.85%98.68%97.60%97.69%95.90%95.10%98.17%95.34%
Dividend Paid to FCF----17.96%8.53%24.87%24.23%14.65%26.48%14.77%17.36%19.15%19.61%28.64%24.21%25.50%27.03%21.50%27.13%31.37%29.65%29.57%47.50%58.17%43.28%

Earnings

Report DateSep 30, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Mar 31, 2001Jun 30, 2001Sep 30, 2001Dec 31, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Dec 31, 2002Apr 11, 2003Jul 11, 2003Oct 20, 2003Jan 22, 2004Apr 14, 2004Jul 15, 2004Oct 20, 2004Jan 20, 2005Apr 19, 2005Jul 14, 2005Oct 20, 2005Jan 19, 2006Apr 13, 2006Jul 14, 2006Oct 12, 2006Jan 19, 2007Apr 19, 2007Jul 12, 2007Oct 18, 2007Jan 18, 2008Apr 18, 2008Jul 18, 2008Oct 18, 2008Jan 16, 2009Apr 20, 2009Jul 20, 2009Oct 19, 2009Jan 25, 2010Apr 19, 2010Jul 19, 2010Oct 25, 2010Jan 24, 2011Apr 25, 2011Jul 25, 2011Oct 24, 2011Jan 20, 2012Apr 23, 2012Jul 23, 2012Oct 22, 2012Jan 22, 2013Apr 22, 2013Jul 22, 2013Oct 21, 2013Jan 27, 2014Apr 23, 2014Jul 21, 2014Oct 20, 2014Jan 26, 2015Apr 20, 2015Jul 20, 2015Oct 16, 2015Jan 25, 2016Apr 25, 2016Jul 25, 2016Oct 24, 2016Jan 23, 2017Apr 24, 2017Jul 24, 2017Oct 23, 2017Jan 22, 2018Apr 23, 2018Jul 23, 2018Oct 22, 2018Jan 28, 2019Apr 22, 2019Jul 22, 2019Oct 21, 2019Jan 27, 2020Apr 20, 2020Jul 20, 2020Oct 26, 2020Jan 25, 2021Apr 19, 2021Jul 19, 2021Oct 25, 2021Jan 24, 2022Apr 25, 2022Jul 25, 2022Oct 24, 2022Jan 23, 2023Apr 24, 2023Jul 24, 2023Oct 23, 2023Jan 29, 2024Apr 29, 2024Jul 29, 2024Oct 28, 2024Jan 27, 2025Apr 28, 2025Jul 28, 2025Oct 27, 2025Jan 26, 2026Apr 27, 2026Jul 27, 2026Oct 26, 2026
EPS Estimate------------------------------0.270.250.270.280.300.310.330.320.270.290.280.320.250.280.310.310.350.370.390.390.390.400.430.380.380.390.370.350.360.430.430.430.400.390.370.390.390.390.390.410.400.400.410.430.450.520.580.600.620.600.600.620.510.340.520.470.550.620.310.610.650.670.740.800.660.430.300.320.260.170.250.330.320.340.410.520.550.520.57
EPS Actual0.090.080.090.100.100.110.110.130.140.150.120.150.160.180.160.180.180.200.190.210.230.240.230.250.280.300.260.240.280.280.280.260.300.310.270.330.260.260.310.300.340.260.280.320.320.370.420.360.400.320.460.460.300.430.450.280.360.400.410.430.450.390.370.360.400.410.470.400.570.470.370.420.420.400.460.560.620.690.540.600.690.660.490.540.550.600.660.710.350.660.680.710.760.810.590.280.330.040.180.060.280.380.300.360.470.520.530.58-
Surprise------------------------------3.70%4.00%11.11%10.71%-10.00%6.45%-21.21%-18.75%14.81%3.45%21.43%-18.75%12.00%14.29%3.23%19.35%20.00%-2.70%2.56%-17.95%17.95%15.00%-30.23%13.16%18.42%-28.21%-2.70%14.29%13.89%0.00%4.65%-9.30%-7.50%-7.69%8.11%5.13%20.51%2.56%46.15%14.63%-7.50%5.00%2.44%-6.98%2.22%7.69%6.90%15.00%-12.90%0.00%15.00%6.45%-3.92%58.82%5.77%27.66%20.00%14.52%12.90%8.20%4.62%5.97%2.70%1.25%-10.61%-34.88%10.00%-87.50%-30.77%-64.71%12.00%15.15%-6.25%5.88%14.63%0.00%-3.64%11.54%-
Timing------------------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap449.88M
Enterprise Value232.53M
Trailing P/E0.00
Forward P/E11.78
PEG Ratio2.56
Price / Sales7.45
Price / Book1.13
EPS-0.90
Book Value24.82
Revenue (TTM)60.42M
Gross Profit (TTM)60.42M
Profit Margin-23.60%
Operating Margin39.62%
Return on Equity-3.41%
Return on Assets-0.38%
Shares Outstanding16.19M
Shares Float15.19M
Beta0.76
Dividend Yield3.63%
Dividend Rate1.00
Payout Ratio47.62%

Analyst Ratings

Buy
Based on 6 analystsTarget 31.80
  • Strong Buy
    3
  • Buy
    1
  • Hold
    2

Ownership Breakdown

Institutions
68.97%
Insiders
4.67%
Retail / Other
26.36%

Top Institutional Holders

  • BlackRock Inc
    1.40M8.66%
  • Dimensional Fund Advisors, Inc.
    680.24K4.20%
  • Vanguard Capital Management, LLC
    642.67K3.97%
  • AllianceBernstein L.P.
    623.05K3.85%
  • HoldCo Asset Management, L.P.
    504.41K3.11%
  • Manufacturers Life Insurance Co
    458.81K2.83%
  • Geode Capital Management, LLC
    390.30K2.41%
  • Ameriprise Financial Inc
    374.88K2.31%
  • Two Sigma Investments LLC
    361.57K2.23%
  • State Street Corp
    340.00K2.10%
  • Heartland Advisors Inc
    325.51K2.01%
  • Algebris Investment Management (UK) LLP
    293.04K1.81%
  • Hotchkis & Wiley Capital Management LLC
    260.60K1.61%
  • Citadel Advisors Llc
    255.29K1.58%
  • Morgan Stanley - Brokerage Accounts
    240.43K1.48%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    466.71K2.88%
  • iShares Russell 2000 ETF
    389.54K2.41%
  • Heartland Value Investor
    300.00K1.85%
  • Columbia Small Cap Value Discv A
    277.17K1.71%
  • JH Financial Opportunities
    214.38K1.32%

Dividends

20264×
0.25Nov 5, 20260.25Aug 6, 20260.25May 7, 20260.25Feb 5, 2026
20254×
0.25Nov 6, 20250.25Aug 7, 20250.25May 8, 20250.25Feb 6, 2025
20244×
0.25Nov 7, 20240.25Aug 8, 20240.25May 8, 20240.25Feb 7, 2024
20234×
0.25Nov 2, 20230.25Aug 3, 20230.25May 4, 20230.25Feb 2, 2023
20224×
0.25Nov 4, 20220.25Aug 4, 20220.24May 5, 20220.24Feb 3, 2022
20214×
0.24Nov 4, 20210.24Jul 29, 20210.23Apr 29, 20210.23Feb 4, 2021

Stock Splits

  • Nov 28, 20182:1
  • Apr 20, 200621:20
  • Apr 18, 200521:20
  • May 25, 20043:2
  • Apr 16, 200321:20
  • Apr 18, 200221:20
  • Apr 19, 200121:20
  • Apr 19, 200021:20
  • May 4, 19993:2
  • Apr 16, 1998107:100
  • Apr 17, 1997107:100
  • Apr 18, 199653:50