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BOK Financial Corporation

BOK Financial Corporation

BOKF · NASDAQ · Financial Services / Banks - Regional

130.28USD+0.13 (+0.10%)

Price History

Full chart

Market Stats

Previous Close130.15
Open130.68
Day Range129.23 – 130.96
52-Week Range100.84 – 146.20
Volume247.30K
Market Cap7.95B
P/E (TTM)12.30
Forward P/E12.08
EPS10.63
Dividend Yield1.93%
Beta0.79
50-Day Avg139.45
200-Day Avg132.01

About

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and personal and small business checking, online bill paying, mobile banking, automated teller machine, and call centers services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Stacy C. Kymes
  • Employees4.97K
  • HeadquartersBank of Oklahoma Tower, Tulsa, OK, United States, 74172, USA
  • Websitehttps://investor.bokf.com

Leadership

  • Mr. Stacy C. KymesCEO, President & Director · b. 1971
  • Mr. Martin E. GrunstExecutive VP & CFO · b. 1967
  • Mr. Scott Bradley GrauerExecutive Vice President of Wealth Management · b. 1965
  • Mr. Mark B. WadeExecutive Vice President of Texas Markets · b. 1964
  • Mr. Brad A. VincentExecutive Vice President of Specialised Industries Banking · b. 1961
  • Mr. Michael J. Rogers CPASenior VP & Chief Accounting Officer · b. 1969
  • Mr. Derek S. MartinExecutive VP & Chief Information Officer · b. 1971
  • Ms. Heather KingSenior VP & Director of Investor Relations · b. 1975
  • Mr. Jeffrey A. ReidExecutive VP & Chief Human Resource Officer · b. 1968
  • Mr. Anthony P. PhillipsSenior VP of Business Development and National Sales Director of Retirement Plans & Asset Services

Financials

Income Statement

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue115.40M196.30M239.70M297.50M206.40M395.80M488.70M577.70M688.80M836.71M909.72M895.74M868.16M923.17M1.12B1.36B1.56B1.50B1.44B1.33B1.30B1.40B1.33B1.32B1.39B1.44B1.60B1.80B2.17B2.05B1.83B2.00B3.05B3.36B3.33B
Growth (%)-+70.10%+22.11%+24.11%-30.62%+91.76%+23.47%+18.21%+19.23%+21.47%+8.73%-1.54%-3.08%+6.34%+20.98%+21.59%+14.83%-4.09%-3.59%-8.04%-1.65%+7.68%-4.97%-0.90%+4.84%+3.99%+11.22%+12.32%+20.27%-5.43%-10.71%+9.30%+52.30%+10.40%-1.07%
Cost of Revenue48.10M62.40M72.50M104.30M-167.40M204.20M227.00M274.60M386.12M363.29M240.44M210.78M211.48M333.03M518.14M650.97M617.38M400.11M247.17M114.05M65.32M42.99M67.05M97.47M146.89M124.05M251.56M463.08M383.15M-38.10M210.72M1.12B1.44B1.21B
Gross Profit67.30M133.90M167.20M193.40M206.40M228.40M285.30M350.70M414.20M450.59M546.43M655.30M657.38M711.69M783.85M839.91M908.41M878.30M1.04B1.08B1.19B1.34B1.29B1.26B1.29B1.29B1.48B1.55B1.70B1.67B1.87B1.79B1.93B1.92B2.12B
Gross Margin58.32%68.21%69.75%65.01%100.00%57.71%58.38%60.71%60.13%53.85%60.07%73.16%75.72%77.09%70.18%61.85%58.25%58.72%72.25%81.36%91.25%95.35%96.78%94.93%92.97%89.81%92.26%86.03%78.62%81.30%102.08%89.46%63.34%57.05%63.74%
Operating Expense53.70M98.30M118.40M133.70M-159.00M200.60M233.90M280.50M302.81M369.78M426.60M410.11M441.22M469.11M512.31M574.99M667.71M731.15M707.15M741.68M796.03M809.42M815.82M857.38M956.20M961.23M984.13M1.07B1.10B1.07B1.13B1.25B1.25B1.41B
Operating Income13.60M35.60M48.80M59.70M-69.40M84.70M116.80M133.70M147.77M176.65M228.71M247.27M270.47M314.74M327.60M333.43M210.59M310.72M371.65M448.33M542.86M482.03M439.63M431.64M338.66M518.28M565.49M630.87M563.86M796.10M660.16M683.25M666.64M711.20M
Operating Margin11.79%18.14%20.36%20.07%-17.53%17.33%20.22%19.41%17.66%19.42%25.53%28.48%29.30%28.18%24.12%21.38%14.08%21.55%28.03%34.38%38.66%36.12%33.24%31.13%23.49%32.32%31.40%29.12%27.52%43.52%33.02%22.44%19.83%21.39%
EBITDA17.10M44.40M62.10M83.50M245.70M96.00M120.60M157.50M176.20M197.24M240.20M300.31M320.66M314.65M358.44M368.23M376.95M261.87M398.49M430.64M498.30M597.80M535.29M476.34M469.56M385.67M572.74M626.33M726.28M662.88M898.57M767.72M793.14M771.95M793.89M
EBITDA Margin14.82%22.62%25.91%28.07%119.04%24.25%24.68%27.26%25.58%23.57%26.40%33.53%36.94%34.08%32.09%27.11%24.17%17.51%27.64%32.48%38.21%42.57%40.11%36.02%33.87%26.75%35.72%34.77%33.53%32.36%49.12%38.40%26.05%22.96%23.87%
Net Income8.50M25.60M35.80M45.10M49.20M54.10M68.20M79.60M89.20M100.14M114.44M147.87M158.36M179.02M201.50M212.98M217.66M153.23M200.58M246.75M285.88M351.19M316.61M292.44M288.56M232.67M334.64M445.65M500.76M435.03M618.12M520.27M530.75M523.57M577.99M
Net Income Margin7.37%13.04%14.94%15.16%23.84%13.67%13.96%13.78%12.95%11.97%12.58%16.51%18.24%19.39%18.04%15.68%13.96%10.25%13.91%18.61%21.92%25.01%23.73%22.11%20.81%16.14%20.87%24.74%23.12%21.24%33.79%26.02%17.43%15.57%17.38%
R&D-------------------00000000--------
R&D as % of Total Revenue-------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%--------
Interest Expense45.80M57.40M69.50M104.10M160.20M163.10M194.90M212.40M264.20M369.84M327.86M206.71M175.14M191.04M320.59M499.74M616.25M414.78M204.21M142.03M120.10M87.32M70.89M67.05M63.47M81.89M131.05M243.56M419.08M160.56M61.90M180.72M1.07B1.43B1.20B
Interest Expense % of Total Revenue39.69%29.24%28.99%34.99%77.62%41.21%39.88%36.77%38.36%44.20%36.04%23.08%20.17%20.69%28.70%36.80%39.52%27.73%14.16%10.71%9.21%6.22%5.31%5.07%4.58%5.68%8.17%13.52%19.35%7.84%3.38%9.04%35.15%42.41%36.20%

Balance Sheet

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.09B2.64B2.92B3.90B4.22B4.62B5.40B7.06B8.37B9.75B11.13B12.25B13.58B14.40B16.25B18.06B20.84B22.73B23.52B23.94B25.49B28.15B27.02B29.09B31.48B32.77B32.27B38.02B42.17B46.67B50.25B47.79B49.82B49.69B52.24B
Total Liabilities1.99B2.50B2.72B3.66B3.92B4.26B4.96B6.53B7.82B9.04B10.30B11.15B12.35B13.00B14.71B16.34B18.90B20.87B21.29B1.23B22.71B25.15B23.96B25.75B28.21B29.47B28.75B33.58B37.31B41.38B44.88B43.10B44.68B44.13B46.32B
Total Equity107.30M138.70M192.30M236.90M301.60M359.90M435.50M524.80M557.20M703.58M828.48M1.09B1.23B1.40B1.54B1.72B1.94B1.85B2.21B22.71B2.75B2.99B3.02B3.34B3.27B3.31B3.52B4.44B4.86B5.29B5.37B4.69B5.14B5.55B5.92B
Cash332.20M324.10M374.50M309.10M311.90M367.60M389.30M471.40M397.90M701.42M643.94M604.68M629.48M503.71M684.86M775.38M717.26M581.13M875.25M1.25B976.19M1.27B1.09B2.48B2.64B2.54B2.32B1.14B1.26B1.18B2.84B1.40B1.35B1.43B1.66B
Total Debt154.90M178.80M260.50M997.30M250.30M946.30M1.17B1.85B2.43B2.88B3.01B2.81B2.78B2.72B2.69B3.24B4.65B4.95B5.00B1.45B2.77B1.28B3.07B6.92B12.51B11.20B11.15B13.90B13.42B4.20B2.81B12.44B8.96B4.45B4.63B
Net Debt-177.30M-145.30M-114.00M688.20M-61.60M578.70M784.90M1.38B2.03B2.18B2.37B2.21B2.15B2.22B2.00B2.46B3.93B4.36B4.13B-15.67M1.79B-267.43M1.98B5.92M2.42B2.45B2.96B5.26B3.54B978.40M-2.67B3.47B7.61B3.02B2.98B

Cash Flow

Currency: USD1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-17.40M21.20M-77.00M205.90M23.00M55.90M133.50M57.30M205.10M220.81M281.47M284.19M282.36M253.51M206.95M145.67M237.78M82.06M281.02M365.18M327.79M591.85M736.32M-36.63M295.01M-91.95M214.93M-552.01M-473.68M-416.26M-3.69B5.12B66.18M1.43B739.62M
Investing Cash Flow200.80M-32.80M144.70M-906.30M--318.20M-518.00M-839.40M-1.10B-1.13B-1.19B-807.08M-1.42B-670.18M-1.59B-1.80B-2.04B-2.01B-350.76M42.66M-1.56B-2.37B437.03M-434.02M-2.00B-286.01M739.56M-1.81B-2.32B-2.46B2.60B-4.60B-1.79B-477.23M-1.52B
Financing Cash Flow148.80M3.50M-26.60M622.10M281.10M317.90M409.50M853.40M852.10M1.23B803.15M499.77M1.15B303.85M1.55B1.75B1.89B1.73B296.02M-59.65M953.32M2.08B-1.37B1.86B1.87B271.85M-1.17B1.19B2.91B2.80B2.75B-1.95B1.67B-866.79M1.01B
Capital Expenditure1.90M5.90M6.60M29.20M32.90M36.40M74.50M45.00M93.80M98.82M75.66M46.73M62.93M34.40M49.20M54.52M44.93M85.94M81.14M33.59M56.20M94.76M212.29M307.32M265.41M199.80M250.78M345.08M384.64M141.13M204.29M215.05M165.92M171.59M164.39M
Free Cash Flow-19.30M15.30M-83.60M176.70M-9.90M19.50M59.00M12.30M111.30M121.99M205.81M237.46M219.44M223.72M161.33M91.15M192.85M-3.88M199.87M481.62M442.52M496.79M524.03M-58.11M30.53M-519.35M-35.85M126.01M-473.68M-416.26M-3.69B5.12B-99.73M1.26B739.62M
Dividends Paid---100.00K--1.60M2.30M2.70M1.00K20.00K30.00K785.00K1.54M20.34M36.79M50.42M59.19M63.95M66.56M76.42M166.98M104.72M111.03M115.28M113.45M116.04M127.19M143.50M144.44M144.10M143.80M143.40M142.98M147.50M
FCF to OCF110.92%72.17%108.57%85.82%-43.04%34.88%44.19%21.47%54.27%55.25%73.12%83.56%77.71%88.25%77.96%62.57%81.10%-4.73%71.13%131.89%135.00%83.94%71.17%158.63%10.35%564.82%-16.68%-22.83%100.00%100.00%100.00%100.00%-150.70%88.00%100.00%
Dividend Paid to FCF---0.06%--2.71%18.70%2.43%0.00%0.01%0.01%0.36%0.69%12.61%40.36%26.14%-1526.33%32.00%13.82%17.27%33.61%19.98%-191.07%377.61%-21.85%-323.67%100.94%-30.29%-34.70%-3.90%2.81%-143.78%11.36%19.94%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Jan 26, 1999Mar 31, 1999Jul 27, 1999Oct 18, 1999Jan 18, 2000Apr 18, 2000Jul 19, 2000Oct 18, 2000Jan 24, 2001Apr 18, 2001Jul 20, 2001Oct 18, 2001Jan 24, 2002Apr 17, 2002Jul 17, 2002Oct 10, 2002Jan 22, 2003Apr 16, 2003Jul 16, 2003Oct 15, 2003Jan 28, 2004Apr 27, 2004Jul 27, 2004Oct 19, 2004Jan 25, 2005Apr 19, 2005Jul 19, 2005Oct 18, 2005Jan 31, 2006Apr 18, 2006Jul 18, 2006Oct 17, 2006Jan 30, 2007Apr 17, 2007Jul 17, 2007Oct 16, 2007Jan 29, 2008Apr 15, 2008Jul 15, 2008Oct 29, 2008Jan 28, 2009Apr 29, 2009Jul 29, 2009Oct 28, 2009Jan 27, 2010Apr 27, 2010Jul 28, 2010Oct 27, 2010Jan 26, 2011Apr 26, 2011Jul 27, 2011Oct 26, 2011Feb 1, 2012Apr 24, 2012Aug 1, 2012Oct 31, 2012Jan 30, 2013Apr 30, 2013Jul 31, 2013Oct 30, 2013Jan 29, 2014Apr 30, 2014Jul 30, 2014Oct 29, 2014Jan 28, 2015Apr 29, 2015Jul 29, 2015Oct 28, 2015Jan 27, 2016Apr 27, 2016Jul 27, 2016Oct 26, 2016Jan 25, 2017Apr 26, 2017Jul 26, 2017Oct 25, 2017Jan 24, 2018Apr 25, 2018Jul 25, 2018Oct 24, 2018Jan 30, 2019Apr 24, 2019Jul 24, 2019Oct 23, 2019Jan 22, 2020Apr 22, 2020Jul 22, 2020Oct 21, 2020Jan 20, 2021Apr 21, 2021Jul 21, 2021Oct 20, 2021Jan 19, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Jan 25, 2023Apr 26, 2023Jul 26, 2023Oct 25, 2023Jan 24, 2024Apr 24, 2024Jul 22, 2024Oct 21, 2024Jan 17, 2025Apr 21, 2025Jul 21, 2025Oct 19, 2025Jan 16, 2026Apr 20, 2026Jul 20, 2026Oct 19, 2026
EPS Estimate---0.31-0.340.350.370.370.390.410.430.410.440.450.470.510.530.540.560.570.610.630.620.620.650.690.720.690.730.760.760.750.810.850.820.780.820.830.780.840.690.780.710.560.620.680.660.680.820.860.930.910.981.041.091.021.121.211.261.181.211.151.051.001.031.121.071.041.101.120.890.970.991.101.031.051.301.351.341.511.691.751.661.721.811.921.891.331.091.561.911.941.821.781.811.371.431.992.262.312.262.091.811.661.941.981.981.991.992.172.162.312.562.54
EPS Actual0.270.340.310.160.330.350.360.370.400.390.410.410.440.460.470.480.510.540.690.590.670.620.580.530.630.680.720.660.780.750.760.720.810.820.860.750.780.800.910.760.860.650.770.530.810.770.750.630.880.930.940.860.941.001.240.981.221.431.271.211.281.161.101.061.111.101.090.931.081.151.090.890.641.001.130.761.351.351.311.111.611.751.791.501.691.952.001.610.880.922.192.212.102.402.741.710.911.962.322.512.432.272.041.261.292.022.182.121.862.192.222.482.582.59-
Surprise----48.39%-2.94%2.86%0.00%8.11%0.00%0.00%-4.65%7.32%4.55%4.44%2.13%0.00%1.89%27.78%5.36%17.54%1.64%-7.94%-14.52%1.61%4.62%4.35%-8.33%13.04%2.74%0.00%-5.26%8.00%1.23%1.18%-8.54%0.00%-2.44%9.64%-2.56%2.38%-5.80%-1.28%-25.35%44.64%24.19%10.29%-4.55%29.41%13.41%9.30%-7.53%3.30%2.04%19.23%-10.09%19.61%27.68%4.96%-3.97%8.47%-4.13%-4.35%0.95%11.00%6.80%-2.68%-13.08%3.85%4.55%-2.68%0.00%-34.02%1.01%2.73%-26.21%28.57%3.85%-2.96%-17.16%6.62%3.55%2.29%-9.64%-1.74%7.73%4.17%-14.81%-33.83%-15.60%40.38%15.71%8.25%31.87%53.93%-5.52%-33.58%37.06%16.58%11.06%5.19%0.44%-2.39%-30.39%-22.29%4.12%10.10%7.07%-6.53%10.05%2.30%14.81%11.69%1.17%-
Timing--------------After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-Pre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap7.95B
Enterprise Value6.45B
Trailing P/E12.30
Forward P/E12.08
PEG Ratio1.46
Price / Sales3.49
Price / Book1.31
EPS10.63
Book Value100.11
Revenue (TTM)2.28B
Gross Profit (TTM)2.28B
Profit Margin28.53%
Operating Margin40.09%
Return on Equity10.86%
Return on Assets1.25%
Shares Outstanding60.77M
Shares Float18.74M
Beta0.79
Dividend Yield1.93%
Dividend Rate2.52
Payout Ratio25.53%

Analyst Ratings

Buy
Based on 10 analystsTarget 149.44
  • Strong Buy
    2
  • Buy
    1
  • Hold
    7

Ownership Breakdown

Institutions
36.72%
Insiders
63.33%
Retail / Other
0.00%

Top Institutional Holders

  • George Kaiser Family Foundation
    3.36M5.53%
  • Dimensional Fund Advisors, Inc.
    2.73M4.49%
  • Ariel Investments, LLC
    1.63M2.68%
  • FMR Inc
    1.42M2.33%
  • BlackRock Inc
    1.12M1.84%
  • Vanguard Portfolio Management, LLC
    988.56K1.63%
  • State Street Corp
    969.41K1.60%
  • Vanguard Capital Management, LLC
    855.39K1.41%
  • Mount Yale Investment Advisors, LLC
    770.03K1.27%
  • CIBC Bancorp USA Inc.
    568.99K0.94%
  • Victory Capital Management Inc.
    558.39K0.92%
  • CIBC World Markets Inc.
    423.70K0.70%
  • Geode Capital Management, LLC
    403.34K0.66%
  • AQR Capital Management LLC
    386.30K0.64%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    579.06K0.95%
  • Ariel Fund Investor
    513.59K0.85%
  • DFA US Targeted Value I
    450.62K0.74%
  • Vanguard Small Cap Index
    419.21K0.69%
  • State Street® SPDR® S&PRgnllBkgETF
    400.49K0.66%
  • Dimensional US Targeted Value ETF
    350.12K0.58%

Dividends

20263×
0.63Aug 19, 20260.63May 13, 20260.63Feb 19, 2026
20254×
0.63Nov 12, 20250.57Aug 13, 20250.57May 15, 20250.57Feb 12, 2025
20244×
0.57Nov 15, 20240.55Aug 15, 20240.55May 14, 20240.55Feb 13, 2024
20234×
0.55Nov 14, 20230.54Aug 14, 20230.54May 12, 20230.54Feb 13, 2023
20224×
0.54Nov 14, 20220.53Aug 15, 20220.53May 10, 20220.53Feb 14, 2022
20214×
0.53Nov 12, 20210.52Aug 13, 20210.52May 14, 20210.52Feb 11, 2021
20201×
0.52Nov 13, 2020

Stock Splits

  • May 6, 2004103:100
  • May 8, 2003103:100
  • May 9, 2002103:100
  • May 3, 2001103:100
  • Oct 6, 1999103:100
  • Feb 23, 19992:1
  • Nov 10, 1998105:100
  • Nov 13, 1997103:100
  • Nov 14, 1996103:100
  • Nov 15, 1995103:100
  • Nov 2, 1994103:100
  • Nov 3, 1993103:100
  • Dec 17, 19911:100