YOLFTbeta
Bogota Financial Corp

Bogota Financial Corp

BSBK · NASDAQ · Financial Services / Banks - Regional

9.39USD+0.05 (+0.50%)

Price History

Full chart

Market Stats

Previous Close9.34
Open9.35
Day Range9.30 – 9.45
52-Week Range8.10 – 9.55
Volume13.36K
Market Cap116.32M
P/E (TTM)43.40
Forward P/E0.00
EPS0.21
Dividend Yield0.00%
Beta0.14
50-Day Avg9.10
200-Day Avg8.69

About

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans comprising lines of credit; commercial and industrial loans; and construction loans. In addition, it buys, sells, and holds investment securities. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Kevin Pace
  • Employees56
  • Headquarters819 Teaneck Road, Teaneck, NJ, United States, 07666, USA
  • Websitehttps://www.bogotasavingsbank.com

Leadership

  • Mr. Kevin PacePresident, CEO & Director · b. 1979
  • Mr. Brian McCourtExecutive VP & CFO · b. 1961
  • Mr. James BrownSenior Vice President of Loan Sales
  • Mr. Susanne C. Hartmann-SilvaCorporate Secretary

Financials

Income Statement

Currency: USD2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue18.05M18.75M19.68M21.05M22.60M23.69M24.38M27.61M31.47M38.42M43.10M44.78M
Growth (%)-+3.89%+4.95%+6.98%+7.37%+4.80%+2.94%+13.24%+13.98%+22.08%+12.18%+3.90%
Cost of Revenue18.05M--6.63M8.76M11.97M9.88M5.70M7.69M22.18M31.05M27.41M
Gross Profit-18.75M19.68M14.42M13.84M11.71M14.50M21.91M23.78M38.42M12.05M17.37M
Gross Margin-100.00%100.00%68.53%61.25%49.45%59.48%79.35%75.55%100.00%27.95%38.79%
Operating Expense-12.08M13.64M7.89M8.32M8.43M12.00M12.51M14.29M-441.96M14.59M15.30M
Operating Income6.99M6.67M6.04M6.53M5.53M3.28M2.51M9.40M9.49M480.38M-2.54M2.07M
Operating Margin38.74%35.57%30.68%31.03%24.46%13.84%10.28%34.03%30.16%1250.37%-5.90%4.63%
EBITDA6.99M6.67M-6.88M5.84M3.57M2.78M9.05M9.75M4.76M-2.05M2.47M
EBITDA Margin38.74%35.57%-32.70%25.84%15.09%11.39%32.79%30.97%12.40%-4.76%5.52%
Net Income4.22M4.13M3.81M3.90M4.14M2.43M2.07M7.52M6.88M642.53K-2.17M2.09M
Net Income Margin23.40%22.01%19.35%18.54%18.30%10.25%8.48%27.24%21.85%1.67%-5.04%4.67%
Interest Expense00-6.53M8.76M11.97M9.68M5.79M7.27M4.28M31.20M27.54M
Interest Expense % of Total Revenue0.00%0.00%-31.00%38.75%50.55%39.70%20.97%23.10%11.15%72.39%61.50%

Balance Sheet

Currency: USD2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets542.38M563.85M623.30M641.14M665.01M766.61M740.90M837.36M951.10M939.32M971.49M904.95M
Total Liabilities485.81M503.27M558.96M572.83M592.53M691.63M612.44M689.79M811.44M802.15M834.20M764.04M
Total Equity56.56M60.58M64.34M68.31M72.48M74.98M128.47M147.58M139.66M137.17M137.29M140.91M
Cash--21.01M-41.49M22.56M24.52M127.86M80.39M105.07M16.84M24.93M52.23M35.60M
Total Debt117.25M122.69M74.57M89.23M74.64M97.09M104.29M85.05M102.32M167.69M182.95M103.76M
Net Debt117.25M143.70M116.06M66.67M50.12M-30.77M23.91M-20.02M85.48M142.76M130.72M68.16M

Cash Flow

Currency: USD2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.74M4.18M2.57M5.80M5.96M10.86M1.44M-2.56M3.20B
Investing Cash Flow-38.24M-21.70M1.65M-22.25M35.15M-210.72M21.52M10.13M50.11B
Financing Cash Flow13.56M19.48M99.12M-31.03M-16.43M111.64M-14.87M19.74M-69.94B
Capital Expenditure126.76K523.91K159.29K1.75M1.46M241.47K318.04K594.79K70.37K
Free Cash Flow5.61M3.66M2.41M4.06M4.50M10.61M1.12M-3.15M3.20B
Dividends Paid---20.22M-----
FCF to OCF97.79%87.47%93.81%69.90%75.56%97.78%77.87%123.23%100.00%
Dividend Paid to FCF---498.47%-----

Earnings

Report DateNov 19, 2019Mar 30, 2020May 26, 2020Aug 12, 2020Nov 6, 2020Mar 26, 2021May 14, 2021Aug 3, 2021Nov 3, 2021Feb 3, 2022May 2, 2022Jul 28, 2022Oct 28, 2022Jan 30, 2023Apr 28, 2023Jul 28, 2023Nov 1, 2023Feb 6, 2024Apr 30, 2024Jul 31, 2024Nov 1, 2024Feb 4, 2025Apr 28, 2025Jul 31, 2025Oct 29, 2025Feb 16, 2026May 8, 2026Jul 30, 2026Nov 2, 2026
EPS Estimate0.000.00-----0.090.100.090.080.120.150.150.110.090.090.090.080.090.090.09-0.000.00----
EPS Actual0.050.06-0.100.110.080.080.120.110.070.140.100.120.140.140.080.07-0.00-0.09-0.03-0.03-0.01-0.070.060.020.040.050.060.06-
Surprise-------22.22%-30.00%55.56%25.00%0.00%-6.67%-6.67%-27.27%-22.22%-102.44%-200.00%-142.88%-137.56%-112.89%-181.44%-------
Timing-----After-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-market------

Key Statistics & Ratios

Market Cap116.32M
Enterprise Value234.75M
Trailing P/E43.40
Forward P/E0.00
Price / Sales6.47
Price / Book0.82
EPS0.21
Book Value11.42
Revenue (TTM)17.98M
Gross Profit (TTM)17.98M
Profit Margin14.40%
Operating Margin20.72%
Return on Equity1.85%
Return on Assets0.29%
Shares Outstanding12.76M
Shares Float3.61M
Beta0.14
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Hold
Based on 1 analystsTarget 12.00
  • Hold
    1

Ownership Breakdown

Institutions
6.49%
Insiders
69.05%
Retail / Other
24.46%

Top Institutional Holders

  • M3F, Inc.
    493.73K3.87%
  • Vanguard Capital Management, LLC
    171.87K1.35%
  • Geode Capital Management, LLC
    50.50K0.40%
  • FMR Inc
    46.37K0.36%
  • Renaissance Technologies Corp
    31.25K0.24%
  • Bank of America Corp
    30.77K0.24%
  • Northern Trust Corp
    24.53K0.19%
  • Vanguard Fiduciary Trust Co
    22.78K0.18%
  • Citadel Advisors Llc
    21.73K0.17%
  • Cetera Investment Advisers
    15.00K0.12%
  • BlackRock Inc
    12.08K0.09%
  • Northwestern Mutual Wealth Management Co
    3.21K0.03%
  • UBS Group AG
    2.68K0.02%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    138.28K1.08%
  • Fidelity Extended Market Index
    16.74K0.13%
  • iShares Micro-Cap ETF
    14.61K0.11%
  • Fidelity Nasdaq Composite Index
    8.81K0.07%
  • Fidelity Total Market Index
    8.05K0.06%
  • Fidelity Series Total Market Index
    5.04K0.04%
  • Vanguard Balanced Index Inv
    2.76K0.02%