YOLFTbeta
Bank7 Corp

Bank7 Corp

BSVN · NASDAQ · Financial Services / Banks - Regional

58.94USD+0.29 (+0.49%)

Price History

Full chart

Market Stats

Previous Close58.65
Open58.65
Day Range58.36 – 59.21
52-Week Range37.85 – 57.36
Volume60.10K
Market Cap532.02M
P/E (TTM)12.78
Forward P/E0.00
EPS4.37
Dividend Yield2.17%
Beta0.89
50-Day Avg52.11
200-Day Avg45.76

About

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Thomas L. Travis
  • Employees125
  • Headquarters1039 N.W. 63rd Street, Oklahoma City, OK, United States, 73116-7361, USA
  • Websitehttps://www.bank7.com

Leadership

  • Mr. William Bradford HainesExecutive Chairman of the Board · b. 1950
  • Mr. Thomas L. TravisPresident, CEO & Vice Chairman · b. 1958
  • Mr. Jason E. EstesExecutive VP & Chief Credit Officer · b. 1979
  • Mr. Kelly J. Harris CPAExecutive VP & CFO · b. 1980
  • Mr. John T. PhillipsSenior EVP, COO, Secretary & Director · b. 1970
  • Mr. Henry C. LitchfieldVP & General Counsel · b. 1988
  • Mr. Douglas A. HainesRegional President of Western Oklahoma & Kansas and Director of Bank 7 · b. 1957
  • Mr. Andrew J. LevinsonExecutive VP, Regional President of Tulsa & Director of Bank7 · b. 1979

Financials

Income Statement

Currency: USD2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-34.80M44.30M48.13M53.02M54.98M58.54M81.69M130.79M142.79M137.26M
Growth (%)--+27.33%+8.64%+10.15%+3.70%+6.48%+39.54%+60.10%+9.18%-3.87%
Cost of Revenue-4.86M5.99M7.37M9.52M11.50M7.23M13.79M60.14M45.34M40.88M
Gross Profit-29.94M38.32M40.76M43.48M43.48M51.31M67.90M70.64M97.45M96.38M
Gross Margin-86.04%86.49%84.69%82.01%79.08%87.65%83.12%54.01%68.24%70.21%
Operating Expense-13.12M14.53M14.96M28.43M17.59M20.40M28.64M33.42M37.09M39.61M
Operating Income-16.82M23.79M25.80M15.04M25.88M30.91M39.26M37.22M60.35M56.77M
Operating Margin-48.33%53.69%53.60%28.38%47.08%52.81%48.06%28.46%42.27%41.36%
EBITDA-17.62M24.88M26.89M15.92M26.98M31.95M40.66M38.52M61.41M57.88M
EBITDA Margin-50.63%56.15%55.88%30.02%49.07%54.57%49.78%29.46%43.01%42.17%
Net Income13.81M16.82M23.79M25.00M8.20M19.27M23.16M29.64M28.27M45.70M43.07M
Net Income Margin-48.33%53.69%51.94%15.47%35.04%39.56%36.28%21.62%32.00%31.38%
R&D---0-------
R&D as % of Total Revenue---0.00%-------
Interest Expense03.30M4.74M7.17M9.52M6.15M3.05M9.32M39.00M45.34M40.88M
Interest Expense % of Total Revenue-9.49%10.70%14.89%17.95%11.19%5.22%11.41%29.82%31.76%29.79%

Balance Sheet

Currency: USD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets613.77M703.59M770.51M866.39M1.02B1.35B1.58B1.77B1.74B1.96B
Total Liabilities558.63M634.42M682.04M766.27M909.35M1.22B1.44B1.60B1.53B1.71B
Total Equity55.14M69.18M88.47M100.13M107.32M127.41M144.10M170.33M213.21M251.00M
Cash103.67M130.22M159.85M147.28M170.31M198.60M114.59M198.72M240.91M244.63M
Total Debt6.40M6.40M---84.81M2.08M1.99M1.87M-
Net Debt-97.27M-124.62M-159.85M-147.28M-170.31M-198.60M-114.59M-198.72M-240.91M-244.63M

Cash Flow

Currency: USD2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow19.36M25.88M27.00M19.18M25.23M29.95M39.71M49.13M55.05M46.14M
Investing Cash Flow-44.28M-65.79M-37.57M-108.07M-119.61M-43.49M-342.77M-130.86M80.16M-210.59M
Financing Cash Flow32.99M65.73M38.61M77.93M131.15M64.49M207.32M153.66M-82.05M174.89M
Capital Expenditure2.32M3.97M378.00K3.10M438.00K599.00K294.00K2.83M4.20M4.74M
Free Cash Flow17.04M21.91M26.62M16.08M24.80M29.36M39.42M46.29M50.85M41.40M
Dividends Paid7.00M9.75M56.16M1.01M7.80M3.98M4.37M6.32M8.06M9.34M
FCF to OCF88.02%84.66%98.60%83.84%98.26%98.00%99.26%94.23%92.38%89.73%
Dividend Paid to FCF41.06%44.50%210.93%6.26%31.47%13.56%11.08%13.66%15.84%22.57%

Earnings

Report DateSep 20, 2018Oct 30, 2018Jan 30, 2019Apr 30, 2019Jul 26, 2019Oct 30, 2019Jan 30, 2020Apr 30, 2020Jul 27, 2020Oct 29, 2020Jan 29, 2021Apr 29, 2021Jul 29, 2021Oct 21, 2021Jan 28, 2022Apr 26, 2022Jul 27, 2022Oct 26, 2022Jan 26, 2023Apr 27, 2023Jul 20, 2023Oct 26, 2023Jan 29, 2024Apr 12, 2024Jul 11, 2024Oct 11, 2024Jan 16, 2025Apr 10, 2025Jul 17, 2025Oct 15, 2025Jan 15, 2026Apr 14, 2026Jul 16, 2026Oct 21, 2026
EPS Estimate0.000.540.420.450.450.470.480.370.320.440.480.520.570.640.690.690.760.830.970.960.961.000.091.051.041.041.050.990.991.061.051.021.031.00
EPS Actual2.350.620.570.500.500.500.460.510.540.480.520.560.670.690.680.680.760.870.911.041.051.180.121.211.231.241.161.081.161.131.121.250.87-
Surprise-14.81%35.71%11.11%11.11%6.38%-4.17%37.84%68.75%9.09%8.33%7.69%17.54%7.81%-1.45%-1.45%0.00%4.82%-6.19%8.33%9.38%18.00%33.33%15.24%18.27%19.23%10.48%9.09%17.17%6.60%6.67%22.55%-15.53%-
TimingAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap532.02M
Enterprise Value312.22M
Trailing P/E12.78
Forward P/E0.00
Price / Sales5.45
Price / Book1.97
EPS4.37
Book Value27.98
Revenue (TTM)97.70M
Gross Profit (TTM)97.70M
Profit Margin42.97%
Operating Margin49.22%
Return on Equity16.85%
Return on Assets2.24%
Shares Outstanding9.53M
Shares Float4.01M
Beta0.89
Dividend Yield2.17%
Dividend Rate1.20
Payout Ratio25.40%

Analyst Ratings

Buy
Based on 3 analystsTarget 60.67
  • Buy
    2
  • Hold
    1

Ownership Breakdown

Institutions
35.79%
Insiders
55.17%
Retail / Other
9.04%

Top Institutional Holders

  • BlackRock Inc
    506.62K5.32%
  • Mink Brook Asset Management LLC
    475.61K4.99%
  • Manufacturers Life Insurance Co
    276.58K2.90%
  • Twin Lions Management LLC
    255.20K2.68%
  • Vanguard Capital Management, LLC
    193.00K2.03%
  • American Century Companies Inc
    145.94K1.53%
  • Dimensional Fund Advisors, Inc.
    142.52K1.50%
  • Banc Funds Co LLC
    128.52K1.35%
  • Geode Capital Management, LLC
    97.98K1.03%
  • Hotchkis & Wiley Capital Management LLC
    72.90K0.77%
  • Northern Trust Corp
    72.47K0.76%
  • State Street Corp
    64.60K0.68%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    142.23K1.50%
  • JHancock Regional Bank A
    140.42K1.48%
  • iShares Russell 2000 ETF
    124.75K1.32%
  • JH Financial Opportunities
    116.36K1.23%
  • Avantis US Small Cap Value ETF
    108.99K1.15%
  • BSF Systematic US Eq Abs Ret A2 USD
    59.78K0.63%
  • IA Invest MW Compounders
    53.50K0.57%
  • iShares Russell 2000 Value ETF
    48.60K0.51%

Dividends

20263×
0.30Sep 18, 20260.27Jun 18, 20260.27Mar 19, 2026
20254×
0.27Dec 22, 20250.27Sep 19, 20250.24Jun 20, 20250.24Mar 20, 2025
20244×
0.24Dec 20, 20240.24Sep 26, 20240.21Jun 20, 20240.21Mar 20, 2024
20234×
0.21Dec 21, 20230.21Sep 25, 20230.16Jun 21, 20230.16Mar 21, 2023
20224×
0.16Dec 22, 20220.12Sep 21, 20220.12Jun 21, 20220.12Mar 22, 2022
20214×
0.12Dec 22, 20210.11Sep 22, 20210.11Jun 22, 20210.11Mar 22, 2021
20201×
0.11Dec 21, 2020