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Broadway Financial Corporation

Broadway Financial Corporation

BYFC · NASDAQ · Financial Services / Banks - Regional

11.62USD-0.09 (-0.77%)

Price History

Full chart

Market Stats

Previous Close11.71
Open11.80
Day Range11.52 – 11.80
52-Week Range5.51 – 12.35
Volume9.60K
Market Cap110.51M
P/E (TTM)0.00
Forward P/E0.00
EPS-2.77
Dividend Yield0.00%
Beta0.78
50-Day Avg11.28
200-Day Avg9.06

About

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It offers deposit products, including savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also provides mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business loans, loans guaranteed by the Small Business Administration, construction- to-permanent loans, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company was founded in 1946 and is headquartered in Los Angeles, California.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Brian E. Argrett J.D.
  • Employees98
  • Headquarters4601 Wilshire Boulevard, Los Angeles, CA, United States, 90010, USA
  • Websitehttps://www.cityfirstbank.com

Leadership

  • Mr. Brian E. Argrett J.D.Board Chair, President & CEO · b. 1964
  • Mr. Zack IbrahimExecutive VP, CFO & Principal Accounting Officer · b. 1977
  • Mr. John A. AllenExecutive VP & Chief Banking Officer · b. 1969
  • Ms. Elise M. AdamsChief Accounting Officer & Senior VP · b. 1973
  • Ms. Tina M. CarewExecutive VP, Chief Legal Officer & Corporate Secretary · b. 1972
  • Mr. Thomas A. NidaExecutive VP & Market Executive · b. 1949
  • Ms. Sonja Sanders WellsExecutive VP, Chief Lending Officer of Commercial Banking & East Commercial Regional Executive · b. 1955
  • Ms. Shannan Alicia HerbertExecutive Vice President · b. 1979
  • Ms. LaShanya WashingtonExecutive VP & Chief Credit Officer · b. 1974
  • Mr. W. Justin JenningsExecutive VP & Chief Deposit Officer · b. 1983

Financials

Income Statement

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue8.70M10.00M10.50M12.60M13.04M13.93M13.47M13.35M15.40M17.32M18.60M22.50M26.88M30.63M32.49M25.83M20.50M16.27M16.44M18.06M16.09M17.43M15.94M17.74M18.67M27.97M37.46M52.59M65.50M63.03M
Growth (%)-+14.94%+5.00%+20.00%+3.48%+6.86%-3.34%-0.90%+15.39%+12.48%+7.37%+20.96%+19.45%+13.96%+6.10%-20.52%-20.62%-20.65%+1.04%+9.89%-10.93%+8.33%-8.57%+11.30%+5.26%+49.80%+33.96%+40.36%+24.56%-3.76%
Cost of Revenue4.10M4.30M4.90M5.40M6.13M6.40M4.43M3.69M4.66M6.69M7.92M10.45M12.54M29.62M13.74M21.82M7.53M5.43M936.00K164.00K3.33M3.25M3.67M6.38M5.50M3.92M4.41M18.70M32.84M30.32M
Gross Profit4.60M5.70M5.60M7.20M6.91M7.53M9.04M9.66M10.74M10.64M10.68M12.04M14.34M1.01M18.76M4.01M12.97M10.84M15.50M17.90M12.76M14.18M12.26M11.35M13.16M24.04M33.06M33.89M32.66M32.71M
Gross Margin52.87%57.00%53.33%57.14%52.97%54.04%67.13%72.39%69.72%61.40%57.40%53.54%53.35%3.30%57.72%15.53%63.26%66.62%94.31%99.09%79.32%81.36%76.94%63.99%70.52%85.97%88.24%64.44%49.87%51.90%
Operating Expense5.10M4.70M5.30M6.60M5.72M6.37M6.75M7.15M7.89M8.02M8.14M9.90M10.63M12.12M15.50M16.43M11.55M11.13M12.97M13.40M11.51M10.45M11.39M11.90M14.21M28.93M24.94M27.36M29.89M57.18M
Operating Income-500.00K1.00M300.00K600.00K1.18M1.16M2.29M2.51M2.85M2.62M2.54M2.14M3.71M-11.11M3.26M-12.41M1.42M-297.00K2.53M4.50M1.25M3.73M871.00K-551.00K-1.05M-4.89M8.12M6.52M2.77M-24.47M
Operating Margin-5.75%10.00%2.86%4.76%9.08%8.33%16.99%18.81%18.48%15.12%13.65%9.52%13.80%-36.26%10.02%-48.06%6.91%-1.83%15.40%24.90%7.80%21.41%5.47%-3.11%-5.62%-17.47%21.67%12.40%4.23%-38.82%
EBITDA-200.00K1.30M500.00K1.30M1.16M1.34M2.56M3.45M3.18M3.26M3.08M2.52M4.14M-10.59M3.68M-11.91M1.72M-83.00K2.77M4.74M1.51M3.99M1.11M-324.00K-928.00K-4.21M8.93M7.30M3.53M-24.16M
EBITDA Margin-2.30%13.00%4.76%10.32%8.92%9.61%18.99%25.84%20.67%18.80%16.55%11.20%15.40%-34.56%11.33%-46.12%8.40%-0.51%16.87%26.22%9.36%22.88%6.98%-1.83%-4.97%-15.04%23.84%13.88%5.39%-38.32%
Net Income-300.00K600.00K200.00K400.00K677.00K685.00K1.44M1.55M1.71M1.66M1.66M1.45M2.30M-6.46M1.92M-14.26M588.00K-301.00K2.53M9.07M3.48M1.87M815.00K-206.00K-642.00K-4.05M5.64M4.51M1.93M-24.80M
Net Income Margin-3.45%6.00%1.90%3.17%5.19%4.92%10.70%11.61%11.09%9.59%8.94%6.46%8.56%-21.09%5.89%-55.19%2.87%-1.85%15.39%50.22%21.63%10.72%5.11%-1.16%-3.44%-14.48%15.04%8.58%2.95%-39.34%
R&D---------------00000000-------
R&D as % of Total Revenue---------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense3.50M4.00M4.40M5.10M5.77M6.25M4.57M3.80M4.55M6.65M7.64M10.13M11.17M9.99M9.27M8.05M6.43M4.86M3.87M3.86M3.88M4.35M4.93M6.39M5.47M3.75M3.41M17.77M32.18M28.14M
Interest Expense % of Total Revenue40.23%40.00%41.90%40.48%44.27%44.88%33.92%28.49%29.58%38.40%41.09%45.04%41.55%32.61%28.54%31.17%31.34%29.90%23.53%21.39%24.10%24.95%30.93%36.01%29.33%13.41%9.10%33.79%49.13%44.63%

Balance Sheet

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets117.10M125.10M145.70M166.30M167.93M178.90M204.91M229.81M276.54M292.29M301.00M356.81M407.93M521.05M483.93M413.74M373.69M332.48M350.86M402.91M429.08M413.70M409.40M440.37M483.38M1.09B1.18B1.41B1.33B1.35B
Total Liabilities103.50M111.70M132.10M152.50M153.95M164.27M187.99M211.62M261.44M275.52M280.97M334.76M375.25M489.53M451.07M395.46M355.69M306.89M91.10M356.75M383.56M365.97M360.96M391.52M434.49M952.40M904.81M1.12B1.05B1.08B
Total Equity13.60M13.40M13.60M13.80M13.98M14.63M16.92M18.19M15.10M16.78M20.03M22.05M32.69M31.52M32.86M18.28M18.01M25.59M259.76M46.16M45.53M47.73M48.44M48.85M48.88M141.00M279.65M281.72M284.97M262.75M
Cash5.20M4.80M7.20M3.10M5.37M7.67M4.89M5.03M4.00M5.39M5.31M4.33M7.48M7.44M8.20M12.13M13.42M8.24M5.74M67.84M18.43M22.22M16.65M15.57M96.11M231.52M16.11M105.19M61.37M10.51M
Total Debt--4.50M16.90M10.00M11.00M28.72M28.50M61.32M62.51M55.98M102.50M80.00M97.60M98.00M94.00M95.50M88.42M96.20M77.10M90.10M70.10M75.10M88.33M113.81M151.91M173.21M428.23M293.50M152.77M
Net Debt-5.20M-4.80M-2.70M13.80M4.63M3.33M23.84M23.47M57.32M57.13M50.67M98.17M72.52M90.16M89.80M81.87M82.08M80.18M85.36M9.26M71.67M47.88M58.45M72.77M17.71M-79.61M126.24M323.04M232.13M142.27M

Cash Flow

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow500.00K1.20M-2.10M1.50M4.39M-6.93M986.00K1.53M3.10M-157.00K1.92M-1.41M13.00M7.53M10.90M5.77M2.94M1.71M1.31M14.16M930.00K-10.23M234.00K8.53M-13.55M566.00K6.32M7.59M1.39M230.00K
Investing Cash Flow-12.80M-8.70M-16.00M-25.70M2.43M-8.48M-24.38M-22.52M-47.20M-12.29M-13.27M-53.51M-56.82M-125.63M40.90M61.06M70.84M31.39M-54.37M-7.86M-74.10M30.15M-818.00K-39.15M50.71M25.02M-323.96M-100.04M28.30M-79.40M
Financing Cash Flow-200.00K7.10M20.50M20.20M312.00K10.39M23.51M23.26M43.97M14.74M6.87M53.94M46.97M118.06M-37.26M-57.21M-41.02M-39.27M15.65M40.75M23.77M-16.14M-4.98M29.53M43.39M109.82M102.22M181.54M-73.53M28.31M
Capital Expenditure1.20M2.30M1.70M1.60M199.00K291.00K266.00K186.00K486.00K134.00K135.00K726.00K264.00K268.00K156.00K33.00K11.00K341.00K213.00K111.00K160.00K183.00K77.00K41.00K415.00K1.14M323.00K208.00K138.00K243.00K
Free Cash Flow-700.00K-1.10M-3.80M-100.00K4.19M-7.23M720.00K1.34M2.61M-291.00K1.78M-2.14M12.73M7.26M10.75M5.74M2.92M1.37M1.10M14.05M770.00K-10.41M157.00K8.49M-13.97M-572.00K6.00M7.39M1.25M-13.00K
Dividends Paid200.00K200.00K200.00K200.00K164.00K203.00K240.00K347.00K354.00K381.00K437.00K470.00K554.00K951.00K527.00K0000034.81M060.00K60.00K60.00K60.00K15.00K01.57M3.00M
FCF to OCF-140.00%-91.67%180.95%-6.67%95.46%104.20%73.02%87.84%84.30%185.35%92.97%151.38%97.97%96.44%98.57%99.43%99.63%80.06%83.73%99.22%82.80%101.79%67.09%99.52%103.06%-101.06%94.89%97.26%90.09%-5.65%
Dividend Paid to FCF-28.57%-18.18%-5.26%-200.00%3.92%-2.81%33.33%25.84%13.56%-130.93%24.50%-21.97%4.35%13.09%4.90%0.00%0.00%0.00%0.00%0.00%4521.17%0.00%38.22%0.71%-0.43%-10.49%0.25%0.00%124.86%-23076.92%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Jun 30, 2001Sep 30, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Mar 31, 2003Jul 29, 2003Oct 29, 2003Feb 5, 2004May 4, 2004Jul 29, 2004Oct 28, 2004Feb 3, 2005May 4, 2005Jul 29, 2005Oct 28, 2005Feb 10, 2006May 5, 2006Jul 31, 2006Oct 30, 2006Feb 12, 2007Apr 30, 2007Jul 31, 2007Nov 6, 2007Feb 13, 2008May 5, 2008Jul 28, 2008Nov 4, 2008Mar 5, 2009May 7, 2009Aug 11, 2009Nov 5, 2009Jun 18, 2010Aug 10, 2010Nov 1, 2010Mar 15, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Nov 1, 2016Feb 23, 2017May 1, 2017Jul 31, 2017Oct 31, 2017Feb 23, 2018Apr 30, 2018Aug 6, 2018Nov 6, 2018Mar 13, 2019May 9, 2019Aug 7, 2019Nov 4, 2019Feb 27, 2020May 11, 2020Aug 4, 2020Nov 10, 2020Mar 2, 2021May 3, 2021Aug 16, 2021Nov 13, 2021Mar 11, 2022May 11, 2022Aug 10, 2022Nov 2, 2022Feb 10, 2023May 5, 2023Aug 8, 2023Nov 9, 2023Mar 8, 2024Jun 11, 2024Jul 30, 2024Oct 29, 2024Mar 31, 2025Apr 28, 2025Jul 28, 2025Dec 31, 2025Mar 31, 2026Jul 28, 2026
EPS Estimate-------------------------------------0.000.000.000.000.000.00---0.00------------------------------------------0.00-----0.00-0.00--
EPS Actual0.620.36-0.600.681.051.421.401.911.471.431.511.761.932.141.852.011.621.501.882.961.831.481.482.431.860.941.211.892.592.892.701.142.29-0.710.77-35.442.59-0.03-0.24-1.15-4.47-2.95-0.080.81-0.48-0.57-0.49-0.290.05-0.020.050.000.040.030.040.040.030.190.020.010.010.080.050.050.020.02-0.00-0.000.030.030.010.01-0.01-0.01-0.000.010.01-0.01-0.02-0.130.010.00-0.020.010.030.020.020.020.000.080.29-0.020.03-0.030.06-0.14-0.30-2.860.050.02
Surprise----------------------------------------------------------------------------------------------------
Timing-------------------------------------After-hoursAfter-hours----------------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-----------After-hours-Pre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hours--Pre-marketAfter-hoursAfter-hours--After-hours---

Key Statistics & Ratios

Market Cap110.51M
Enterprise Value382.87M
Trailing P/E0.00
Forward P/E0.00
PEG Ratio0.00
Price / Sales3.06
Price / Book0.98
EPS-2.77
Book Value12.67
Revenue (TTM)36.13M
Gross Profit (TTM)36.13M
Profit Margin-57.38%
Operating Margin17.40%
Return on Equity-7.51%
Return on Assets-1.46%
Shares Outstanding6.18M
Shares Float4.19M
Beta0.78
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
25.73%
Insiders
29.22%
Retail / Other
45.05%

Top Institutional Holders

  • M3F, Inc.
    474.69K5.12%
  • Vanguard Capital Management, LLC
    313.96K3.38%
  • Bank of America Corp
    266.49K2.87%
  • Grace & White Inc
    175.97K1.90%
  • U.S. Bancorp
    71.58K0.77%
  • Geode Capital Management, LLC
    68.98K0.74%
  • Wittenberg Investment Management Inc
    56.16K0.61%
  • Vanguard Fiduciary Trust Co
    30.29K0.33%
  • Renaissance Technologies Corp
    14.27K0.15%
  • Susquehanna International Group, LLP
    12.77K0.14%
  • Millennium Management LLC
    11.98K0.13%
  • BlackRock Inc
    11.90K0.13%
  • Dimensional Fund Advisors, Inc.
    11.42K0.12%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    253.63K2.73%
  • Fidelity Extended Market Index
    23.56K0.25%
  • Fidelity Nasdaq Composite ETF
    17.64K0.19%
  • iShares Micro-Cap ETF
    14.78K0.16%
  • Fidelity Total Market Index
    11.08K0.12%
  • Fidelity Series Total Market Index
    6.57K0.07%
  • Vanguard Balanced Index Inv
    3.21K0.03%

Dividends

20102×
0.08Apr 8, 20100.40Jan 6, 2010
20094×
0.40Oct 14, 20090.40Jul 13, 20090.40Apr 7, 20090.40Jan 8, 2009
20084×
0.40Oct 8, 20080.40Jul 9, 20080.40Apr 10, 20080.40Jan 4, 2008
20074×
0.40Oct 3, 20070.40Jul 11, 20070.40Apr 4, 20070.40Jan 4, 2007
20064×
0.40Oct 4, 20060.40Jun 29, 20060.40Mar 30, 20060.40Jan 4, 2006
20054×
0.40Oct 7, 20050.40Jul 1, 20050.40Mar 31, 20050.40Jan 5, 2005
20042×
0.40Nov 5, 20040.40Jun 30, 2004

Stock Splits

  • Nov 1, 20231:8
  • Dec 2, 20022:1
  • Aug 5, 1998108:100