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Cathay General Bancorp

Cathay General Bancorp

CATY · NASDAQ · Financial Services / Banks - Regional

65.65USD+0.38 (+0.58%)

Price History

Full chart

Market Stats

Previous Close65.27
Open65.58
Day Range64.88 – 65.76
52-Week Range43.38 – 64.86
Volume255.30K
Market Cap4.08B
P/E (TTM)11.82
Forward P/E10.10
EPS5.17
Dividend Yield2.51%
Beta0.84
50-Day Avg62.62
200-Day Avg55.99

About

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans. The company also provides loan products, such as commercial real estate loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, and installment loans to individuals for household and other consumer expenditures. In addition, it offers trade financing, letter of credit, wire transfer, foreign currency spot and forward contract, safe deposit, overdraft, cash checking, automatic teller machine, Internet banking, investment, and other customary bank services, as well as investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services. The company was formerly known as Cathay Bancorp, Inc. and changed its name to Cathay General Bancorp in November 2003. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Chang Ming Liu
  • Employees1.27K
  • Headquarters777 North Broadway, Los Angeles, CA, United States, 90012, USA
  • Websitehttps://www.cathaygeneralbancorp.com

Leadership

  • Mr. Dunson K. Cheng Ph.D.Executive Chairman of the Board · b. 1945
  • Mr. Chang Ming LiuCEO, President & Director · b. 1967
  • Ms. Diana G. DeenExecutive VP & Chief Risk Officer of Cathy Bank · b. 1963
  • Mr. Albert SunExecutive VP & Chief Credit Officer at Cathay Bank · b. 1956
  • Mr. Albert J. Wang CPAExecutive VP, CFO & Treasurer · b. 1975
  • Ms. Georgia LoAssistant Secretary & Investor Relations
  • Ms. May K. ChanSenior VP, General Counsel, Corporate Secretary & Sustainability Officer · b. 1978

Financials

Income Statement

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-65.40M68.10M64.60M61.60M67.40M82.40M92.00M118.80M131.40M141.90M177.31M174.13M160.23M190.26M291.24M373.15M512.98M642.76M608.86M607.38M521.85M504.46M476.25M467.30M459.17M486.38M532.44M606.82M719.32M814.02M743.39M721.11M908.10M1.31B1.39B1.38B
Growth (%)--+4.13%-5.14%-4.64%+9.42%+22.26%+11.65%+29.13%+10.61%+7.99%+24.95%-1.79%-7.98%+18.74%+53.08%+28.12%+37.47%+25.30%-5.27%-0.24%-14.08%-3.33%-5.59%-1.88%-1.74%+5.92%+9.47%+13.97%+18.54%+13.16%-8.68%-3.00%+25.93%+44.31%+6.11%-0.43%
Cost of Revenue-34.20M33.00M26.10M24.00M27.80M38.60M42.80M54.50M60.80M61.60M78.36M72.53M45.92M47.30M60.16M109.78M214.24M316.75M401.50M553.04M348.59M166.88M99.49M79.30M65.07M62.56M65.55M77.94M117.56M187.36M205.96M52.75M132.13M526.45M698.42M622.23M
Gross Profit-31.20M35.10M38.50M37.60M39.60M43.80M49.20M64.30M70.60M80.30M98.95M101.61M114.31M142.96M231.08M263.37M298.75M326.01M207.35M54.35M173.26M337.58M376.76M388.00M394.11M423.82M466.89M528.88M601.77M626.66M537.43M668.37M775.97M784.06M692.22M762.46M
Gross Margin-47.71%51.54%59.60%61.04%58.75%53.16%53.48%54.12%53.73%56.59%55.81%58.35%71.34%75.14%79.34%70.58%58.24%50.72%34.06%8.95%33.20%66.92%79.11%83.03%85.83%87.14%87.69%87.16%83.66%76.98%72.29%92.69%85.45%59.83%49.78%55.06%
Operating Expense-15.90M19.40M22.40M25.40M26.10M27.60M28.10M31.00M30.00M30.30M38.50M40.16M43.32M55.14M90.66M96.89M113.92M129.35M136.68M183.04M175.71M185.57M192.59M193.83M174.31M202.72M224.69M230.57M264.08M277.29M283.46M286.52M303.43M380.48M374.68M355.06M
Operating Income9.10M15.30M15.70M16.10M12.20M13.50M16.20M21.10M33.30M40.60M50.00M60.45M61.44M71.00M87.82M140.42M166.48M184.83M196.66M70.68M-128.69M-2.45M152.02M184.17M194.17M219.79M221.10M242.20M298.31M337.69M349.37M253.97M381.84M472.54M403.58M317.54M407.40M
Operating Margin-23.39%23.05%24.92%19.81%20.03%19.66%22.93%28.03%30.90%35.24%34.09%35.28%44.31%46.16%48.21%44.62%36.03%30.60%11.61%-21.19%-0.47%30.13%38.67%41.55%47.87%45.46%45.49%49.16%46.95%42.92%34.16%52.95%52.04%30.80%22.83%29.42%
EBITDA9.10M16.20M16.90M17.20M13.50M14.80M17.80M23.10M35.40M43.10M52.60M61.84M64.35M73.56M98.43M157.34M181.65M198.45M209.78M81.85M-114.29M8.20M164.06M195.91M205.52M227.58M228.67M249.69M305.57M345.00M364.49M270.48M397.96M492.34M421.69M334.37M431.08M
EBITDA Margin-24.77%24.82%26.63%21.92%21.96%21.60%25.11%29.80%32.80%37.07%34.88%36.96%45.91%51.74%54.03%48.68%38.68%32.64%13.44%-18.82%1.57%32.52%41.14%43.98%49.56%47.01%46.90%50.36%47.96%44.78%36.38%55.19%54.22%32.18%24.04%31.13%
Net Income9.10M9.70M10.00M10.10M7.80M9.50M10.60M13.30M20.10M24.60M30.30M38.59M42.62M48.70M55.57M86.81M104.09M117.57M125.47M50.52M-67.39M11.56M100.15M117.44M123.14M137.83M161.11M175.10M176.04M271.88M279.13M228.86M298.30M360.64M354.12M285.98M315.12M
Net Income Margin-14.83%14.68%15.63%12.66%14.09%12.86%14.46%16.92%18.72%21.35%21.76%24.48%30.39%29.21%29.81%27.90%22.92%19.52%8.30%-11.10%2.22%19.85%24.66%26.35%30.02%33.12%32.89%29.01%37.80%34.29%30.79%41.37%39.71%27.02%20.56%22.76%
R&D----------------------00000000-------
R&D as % of Total Revenue----------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense032.90M31.60M22.80M18.70M20.00M31.30M39.20M50.90M57.20M57.40M74.16M66.15M39.92M40.15M60.16M110.28M212.24M305.75M294.80M246.04M191.69M139.88M108.49M82.30M75.87M73.96M81.20M80.44M122.06M194.36M148.46M68.76M117.58M500.48M660.92M566.80M
Interest Expense % of Total Revenue-50.31%46.40%35.29%30.36%29.67%37.99%42.61%42.85%43.53%40.45%41.82%37.99%24.91%21.10%20.66%29.55%41.37%47.57%48.42%40.51%36.73%27.73%22.78%17.61%16.52%15.21%15.25%13.26%16.97%23.88%19.97%9.53%12.95%38.19%47.53%40.93%

Balance Sheet

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-660.00M750.00M832.80M877.50M941.10M1.09B1.50B1.62B1.78B2.00B2.21B2.45B2.75B5.54B6.10B6.40B8.03B10.40B11.58B11.59B10.80B10.64B10.69B10.99B11.51B13.25B14.52B15.64B16.79B18.10B19.04B20.89B21.95B23.08B23.05B24.23B
Total Liabilities-600.20M681.90M757.10M797.00M855.80M992.90M1.39B1.49B1.62B1.82B1.99B2.21B2.47B4.92B5.37B5.62B7.07B9.42B10.28B10.28B9.37B9.13B9.06B9.53B9.91B11.51B12.69B13.67B14.66B15.80B16.62B18.44B19.47B20.34B20.21B21.30B
Total Equity-59.80M68.10M75.70M80.50M85.30M94.50M118.40M135.90M156.70M179.10M214.79M246.01M287.96M619.30M715.99M773.62M943.07M971.92M1.29B1.30B1.43B1.51B1.62B1.46B1.60B1.75B1.83B1.97B2.12B2.29B2.42B2.45B2.47B2.74B2.85B2.93B
Cash-41.40M35.90M60.80M53.00M55.80M71.30M75.20M124.70M81.70M64.10M65.69M73.51M70.78M111.70M86.13M109.28M114.80M168.44M109.82M354.85M293.67M117.89M144.91M153.75M176.83M180.13M218.02M539.80M225.33M177.24M138.62M134.14M195.44M173.99M157.17M146.32M
Total Debt-1.50M1.60M1.30M800.00K4.40M1.50M10.00M46.80M46.40M77.00M78.17M52.11M78.50M422.29M707.03M628.48M1.30B3.01B3.30B2.68B2.31B1.82B1.59B1.46B1.01B812.73M744.14M678.82M736.75M879.71M326.33M192.97M659.25M709.72M227.73M208.92M
Net Debt--39.90M-34.30M-59.50M-52.20M-51.40M-69.80M-65.20M-77.90M-35.30M12.90M12.49M-21.40M7.72M310.59M620.90M519.21M1.18B2.84B3.19B2.33B2.02B1.70B1.44B1.31B837.24M632.60M268.78M101.82M511.41M699.97M187.72M58.83M463.81M535.73M70.56M62.60M

Cash Flow

Currency: USD1990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.40M15.80M-15.30M11.30M15.50M17.10M35.60M25.00M35.50M27.30M49.89M49.90M93.05M10.36M119.88M114.02M126.64M148.98M167.75M146.41M168.50M174.05M164.58M115.07M150.07M176.70M234.40M248.87M336.54M434.98M319.95M334.32M467.39M384.74M329.15M368.57M
Investing Cash Flow-85.30M-101.40M-34.00M-57.10M-67.50M-133.70M-151.80M-69.10M-208.20M-231.10M-178.96M-253.76M-299.92M-194.61M-680.83M-292.81M-1.10B-2.31B-1.30B-279.58M596.60M127.05M-46.54M-311.81M-459.36M-1.18B-853.49M-903.99M-1.13B-1.38B-242.20M-859.92M-1.85B-1.48B184.03M-857.32M
Financing Cash Flow89.10M80.10M74.20M38.00M54.90M132.10M135.10M93.70M129.70M186.20M149.68M205.69M210.13M288.17M453.39M201.94M994.80M2.15B1.09B148.48M-777.88M-270.56M-91.02M205.57M332.37M1.00B1.09B4.83M863.28M940.18M749.55M1.55B94.74M758.74M-302.47M873.64M
Capital Expenditure3.10M8.60M4.10M1.80M2.00M1.10M500.00K800.00K1.90M800.00K5.92M1.15M1.98M2.33M3.73M1.45M17.88M2.79M24.20M12.22M4.98M2.89M3.11M6.18M4.78M3.52M3.52M3.19M6.67M7.13M5.78M3.73M3.39M3.40M3.64M4.91M
Free Cash Flow-700.00K7.20M-19.40M9.50M13.50M16.00M35.10M24.20M33.60M26.50M43.97M48.75M91.07M8.03M116.14M112.57M108.77M146.19M143.58M134.19M163.53M171.16M161.47M108.89M145.29M173.18M230.88M245.69M329.87M427.85M314.18M330.59M464.00M381.34M325.52M363.66M
Dividends Paid3.50M3.70M4.20M4.60M4.60M4.70M4.70M5.60M6.30M7.20M7.96M9.06M9.80M10.09M14.93M18.15M18.43M20.52M20.98M22.46M16.04M16.05M16.05M12.61M23.10M45.28M59.27M69.89M83.43M99.13M98.69M99.32M100.95M98.64M97.97M93.80M
FCF to OCF-29.17%45.57%126.80%84.07%87.10%93.57%98.60%96.80%94.65%97.07%88.13%97.69%97.87%77.49%96.89%98.73%85.88%98.13%85.59%91.65%97.05%98.34%98.11%94.63%96.82%98.01%98.50%98.72%98.02%98.36%98.19%98.88%99.27%99.12%98.90%98.67%
Dividend Paid to FCF-500.00%51.39%-21.65%48.42%34.07%29.38%13.39%23.14%18.75%27.17%18.12%18.58%10.76%125.63%12.85%16.13%16.94%14.04%14.61%16.74%9.81%9.37%9.94%11.58%15.90%26.15%25.67%28.45%25.29%23.17%31.41%30.04%21.76%25.87%30.10%25.79%

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Jan 19, 1999Mar 31, 1999Jun 30, 1999Oct 14, 1999Jan 18, 2000Apr 14, 2000Jun 30, 2000Sep 30, 2000Jan 17, 2001Apr 17, 2001Jul 17, 2001Oct 15, 2001Jan 16, 2002Apr 15, 2002Jul 15, 2002Oct 15, 2002Jan 15, 2003Apr 15, 2003Jul 15, 2003Oct 15, 2003Jan 27, 2004Apr 15, 2004Jul 15, 2004Oct 21, 2004Jan 26, 2005Apr 21, 2005Jul 21, 2005Oct 20, 2005Jan 26, 2006Apr 20, 2006Jul 20, 2006Oct 19, 2006Jan 25, 2007Apr 26, 2007Jul 26, 2007Oct 25, 2007Jan 24, 2008Apr 17, 2008Jul 24, 2008Oct 23, 2008Jan 27, 2009Apr 23, 2009Jul 29, 2009Oct 8, 2009Jan 28, 2010Apr 28, 2010Jul 27, 2010Oct 26, 2010Jan 24, 2011Apr 20, 2011Jul 20, 2011Oct 19, 2011Jan 23, 2012Apr 17, 2012Jul 17, 2012Oct 16, 2012Jan 23, 2013Apr 16, 2013Jul 17, 2013Oct 21, 2013Jan 23, 2014Apr 16, 2014Jul 22, 2014Oct 21, 2014Jan 21, 2015Apr 22, 2015Jul 21, 2015Oct 20, 2015Jan 20, 2016Apr 20, 2016Jul 20, 2016Oct 19, 2016Jan 25, 2017Apr 19, 2017Jul 19, 2017Oct 25, 2017Jan 30, 2018Apr 18, 2018Jul 18, 2018Oct 17, 2018Jan 23, 2019Apr 17, 2019Jul 17, 2019Oct 16, 2019Jan 22, 2020Apr 27, 2020Jul 27, 2020Oct 26, 2020Jan 27, 2021Apr 26, 2021Jul 26, 2021Oct 25, 2021Jan 27, 2022Apr 25, 2022Jul 25, 2022Oct 24, 2022Jan 25, 2023Apr 20, 2023Jul 24, 2023Oct 23, 2023Jan 24, 2024Apr 22, 2024Jul 22, 2024Oct 21, 2024Jan 22, 2025Apr 21, 2025Jul 22, 2025Oct 21, 2025Jan 22, 2026Apr 22, 2026Jul 22, 2026Oct 20, 2026
EPS Estimate---0.17--0.200.220.24--0.270.270.260.280.280.290.310.350.340.340.340.320.350.380.420.450.480.480.510.520.540.550.570.590.580.570.600.620.630.510.440.190.410.100.08-0.23-0.28-0.21-0.200.060.140.200.250.280.280.290.310.330.330.310.350.360.400.390.400.450.440.440.490.470.520.520.440.590.600.600.620.600.630.780.890.850.800.800.870.880.830.670.570.600.760.770.830.910.920.911.171.291.381.251.131.101.090.990.940.951.080.951.091.151.231.211.331.44
EPS Actual0.150.170.170.190.180.200.220.240.230.250.320.270.260.280.320.320.320.340.360.340.350.370.360.360.400.440.460.490.490.510.530.530.540.560.590.580.570.600.670.620.550.460.55-0.080.12-0.31-0.43-0.64-0.41-0.030.170.180.230.260.280.300.320.330.330.310.300.350.380.400.390.440.450.440.450.560.470.510.570.440.580.600.610.640.600.600.780.900.830.800.830.900.910.840.590.680.710.890.920.970.930.980.991.181.351.331.321.281.131.281.050.970.971.120.981.101.131.331.291.37-
Surprise---11.76%--10.00%9.09%-4.17%--0.00%-3.70%7.69%14.29%14.29%10.34%9.68%2.86%0.00%2.94%8.82%12.50%2.86%5.26%4.76%2.22%2.08%2.08%0.00%1.92%-1.85%-1.82%-1.75%0.00%0.00%0.00%0.00%8.06%-1.59%7.84%4.55%189.47%-119.51%20.00%-487.50%-86.96%-128.57%-95.24%85.00%183.33%28.57%15.00%4.00%0.00%7.14%10.34%6.45%0.00%-6.06%-3.23%0.00%5.56%0.00%0.00%10.00%0.00%0.00%2.27%14.29%0.00%-1.92%9.62%0.00%-1.69%0.00%1.67%3.23%0.00%-4.76%0.00%1.12%-2.35%0.00%3.75%3.45%3.41%1.20%-11.94%19.30%18.33%17.11%19.48%16.87%2.20%6.52%8.79%0.85%4.65%-3.62%5.60%13.27%2.73%17.43%6.06%3.19%2.11%3.70%3.16%0.92%-1.74%8.13%6.61%3.01%-
Timing--------------After-hoursPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-

Key Statistics & Ratios

Market Cap4.08B
Enterprise Value2.91B
Trailing P/E11.82
Forward P/E10.10
PEG Ratio1.33
Price / Sales5.13
Price / Book1.32
EPS5.17
Book Value45.59
Revenue (TTM)795.20M
Gross Profit (TTM)795.20M
Profit Margin43.67%
Operating Margin62.62%
Return on Equity11.71%
Return on Assets1.44%
Shares Outstanding66.71M
Shares Float63.40M
Beta0.84
Dividend Yield2.51%
Dividend Rate1.52
Payout Ratio28.91%

Analyst Ratings

Buy
Based on 5 analystsTarget 65.00
  • Strong Buy
    2
  • Hold
    2
  • Sell
    1

Ownership Breakdown

Institutions
79.10%
Insiders
4.64%
Retail / Other
16.26%

Top Institutional Holders

  • BlackRock Inc
    9.75M14.61%
  • Vanguard Portfolio Management, LLC
    4.07M6.10%
  • Dimensional Fund Advisors, Inc.
    4.07M6.10%
  • State Street Corp
    3.46M5.18%
  • Vanguard Capital Management, LLC
    2.90M4.34%
  • American Century Companies Inc
    1.99M2.98%
  • Geode Capital Management, LLC
    1.74M2.61%
  • Amvescap Plc.
    1.69M2.53%
  • T. Rowe Price Investment Management,Inc.
    1.10M1.64%
  • Massachusetts Financial Services Company
    915.08K1.37%
  • Charles Schwab Investment Management Inc
    905.20K1.36%
  • Northern Trust Corp
    809.79K1.21%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    4.08M6.11%
  • Vanguard MStar Total Stk Mkt Idx Invest
    2.03M3.04%
  • Avantis US Small Cap Value ETF
    1.82M2.73%
  • iShares Russell 2000 ETF
    1.72M2.58%
  • FullerThaler Behavioral Sm-Cp Eq R6
    1.64M2.46%
  • Vanguard Small Cap Index
    1.46M2.20%
  • Vanguard MStar Small Cap Value Index
    930.56K1.39%
  • DFA US Small Cap Value I
    863.70K1.29%

Dividends

20263×
0.38Aug 28, 20260.38May 28, 20260.38Feb 26, 2026
20254×
0.34Dec 1, 20250.34Aug 28, 20250.34May 29, 20250.34Feb 27, 2025
20244×
0.34Nov 27, 20240.34Aug 29, 20240.34May 30, 20240.34Feb 27, 2024
20234×
0.34Nov 28, 20230.34Aug 29, 20230.34May 26, 20230.34Feb 24, 2023
20224×
0.34Nov 28, 20220.34Aug 29, 20220.34May 26, 20220.34Feb 24, 2022
20214×
0.34Nov 26, 20210.31Aug 27, 20210.31May 27, 20210.31Feb 26, 2021
20201×
0.31Nov 30, 2020

Stock Splits

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