Central Bancompany, Inc. Class A Common Stock

Central Bancompany, Inc. Class A Common Stock

CBC · NASDAQ · Financial Services / Banks - Regional

38.15USD+0.01 (+0.03%)

Price History

Full chart

Market Stats

Previous Close38.14
Open38.13
Day Range37.81 – 38.40
52-Week Range9.68 – 33.69
Volume623.75K
Market Cap7.66B
P/E (TTM)16.93
Forward P/E0.00
EPS1.89
Dividend Yield1.53%
Beta0.07
50-Day Avg32.33
200-Day Avg27.45

About

Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses. Its Commercial Banking segment provides business payment solutions including treasury management services; merchant and commercial bank card products; and banking solutions to businesses, agencies and community organizations including commercial, small business, and government. The Wealth Management segment provides wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. It provides savings and checking, certificate of deposit, money market, time deposit, health savings, and interest-bearing and noninterest-bearing accounts. The company also offers commercial real estate, construction and development, commercial, financial & agricultural, multi-family and one-to-four-family residential loans. In addition, it provides wealth and cash management services; merchant services; and debit and credit cards. Further, the company offers mobile and online banking services. It operates through a network of banking offices in Missouri, Kansas, Oklahoma, and Colorado. Central Bancompany, Inc. was founded in 1902 and is headquartered in Jefferson City, Missouri.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. John T. Ross
  • Employees2.97K
  • Headquarters238 Madison Street, Jefferson City, MO, United States, 65101, USA
  • Websitehttps://www.centralbank.net

Leadership

  • Mr. Sam Bryan CookExecutive Chairman · b. 1952
  • Mr. John T. RossPresident, CEO & Director · b. 1972
  • Mr. Eric A. HallgrenExecutive VP & Chief Credit Officer · b. 1985
  • Mr. James K. CiroliExecutive VP & CFO · b. 1966
  • Mr. Russell L. GoldammerExecutive VP & Chief Information Officer · b. 1957
  • Mr. Jeremy W. Colbert J.D.Executive VP, General Counsel & Corporate Secretary · b. 1978
  • Mr. Daniel H. WesthuesSenior EVP & Chief Customer Officer · b. 1972
  • Matthew T. TollertonSenior Vice President of Digital Banking
  • Arlene R. VogleSenior Vice President of Commercial Banking Services
  • Mr. Scott M. Kellett J.D.Executive Vice President of Wealth Management · b. 1969

Financials

Income Statement

Currency: USD2021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue732.39M750.24M840.06M897.71M1.22B
Growth (%)-+2.44%+11.97%+6.86%+36.08%
Cost of Revenue----209.59M
Gross Profit----1.01B
Gross Margin----82.84%
Operating Expense----505.49M
Operating Income----506.56M
Operating Margin----41.47%
EBITDA----526.57M
EBITDA Margin----43.10%
Net Income246.83M258.22M273.69M305.81M390.85M
Net Income Margin33.70%34.42%32.58%34.07%31.99%
Interest Expense21.09M52.93M167.47M217.65M200.28M
Interest Expense % of Total Revenue2.88%7.06%19.94%24.25%16.39%

Balance Sheet

Currency: USD2021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets20.27B19.45B19.02B19.24B20.75B
Total Liabilities17.77B17.06B16.28B16.13B16.97B
Total Equity2.51B2.39B2.74B3.11B3.78B
Cash3.42B889.76M1.68B1.24B2.06B
Total Debt----1.01B
Net Debt-----1.05B

Cash Flow

Currency: USD2021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow266.75M304.92M345.09M363.30M248.16M
Investing Cash Flow-----463.74M
Financing Cash Flow1.79B-728.29M-835.29M-172.21M1.04B
Capital Expenditure17.30M18.06M25.89M25.16M16.77M
Free Cash Flow249.45M286.86M319.20M338.14M231.39M
Dividends Paid46.46M48.60M51.87M57.53M246.53M
FCF to OCF93.52%94.08%92.50%93.08%93.24%
Dividend Paid to FCF18.63%16.94%16.25%17.01%106.54%

Earnings

Report DateMar 31, 2025Sep 3, 2025Dec 3, 2025Jan 27, 2026Apr 28, 2026Aug 4, 2026Nov 3, 2026
EPS Estimate---0.450.440.480.49
EPS Actual0.430.410.460.470.460.47-
Surprise---4.44%4.55%-2.08%-
Timing---Pre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap7.66B
Enterprise Value7.81B
Trailing P/E16.93
Forward P/E0.00
Price / Sales7.16
Price / Book1.94
EPS1.89
Book Value16.14
Revenue (TTM)1.07B
Gross Profit (TTM)1.07B
Profit Margin40.10%
Operating Margin52.89%
Return on Equity12.21%
Return on Assets2.18%
Shares Outstanding239.51M
Shares Float79.72M
Beta0.07
Dividend Yield1.53%
Dividend Rate0.48
Payout Ratio19.52%

Ownership Breakdown

Institutions
34.49%
Insiders
66.95%
Retail / Other
0.00%

Top Institutional Holders

  • Guaranty Trust Company of Missouri
    7.16M2.99%
  • North Reef Capital Management LP
    4.08M1.70%
  • FMR Inc
    2.31M0.97%
  • T. Rowe Price Associates, Inc.
    1.84M0.77%
  • Massachusetts Financial Services Company
    1.22M0.51%
  • Franklin Templeton Inc
    1.05M0.44%
  • BlackRock Inc
    916.13K0.38%
  • American Century Companies Inc
    823.46K0.34%
  • Champlain Investment Partners, LLC
    822.02K0.34%
  • Schroder Investment Management Group
    724.09K0.30%
  • Geode Capital Management, LLC
    710.50K0.30%
  • Millennium Management LLC
    645.14K0.27%
  • Azora Capital LP
    613.25K0.26%
  • State Street Corp
    445.19K0.19%
  • Madison Avenue Partners, LP
    444.93K0.19%

Top Fund Holders

  • State Street® SPDR® S&PRgnllBkgETF
    733.35K0.31%
  • MFS New Discovery Value I
    712.56K0.30%
  • First Trust Financials AlphaDEX® ETF
    582.65K0.24%
  • Fidelity Stock Selector Small Cap
    494.00K0.21%
  • Bridge Builder Small/Mid Cap Value
    428.78K0.18%

Dividends

20263×
0.12Aug 21, 20260.12May 22, 20260.12Feb 20, 2026
20255×
0.00Oct 20, 20250.06Aug 22, 20250.06May 23, 20250.80Apr 25, 20250.06Feb 21, 2025
20244×
0.13Nov 22, 20240.04Aug 16, 20240.04May 15, 20240.04Feb 22, 2024
20234×
0.12Nov 22, 20230.04Aug 15, 20230.04May 15, 20230.04Feb 22, 2023
20224×
0.11Nov 23, 20220.04Aug 15, 20220.04May 13, 20220.04Feb 23, 2022
20214×
0.10Nov 22, 20210.04Aug 12, 20210.04May 13, 20210.04Feb 22, 2021