YOLFTbeta
Cheche Group Inc. Class A Ordinary Shares

Cheche Group Inc. Class A Ordinary Shares

CCG · NASDAQ · Communication Services / Internet Content & Information

11.13USD-0.58 (-4.95%)

Price History

Full chart

Market Stats

Previous Close11.71
Open11.97
Day Range11.01 – 14.00
52-Week Range10.20 – 47.95
Volume41.55K
Market Cap28.31M
P/E (TTM)0.00
Forward P/E0.00
EPS-2.30
Dividend Yield0.00%
Beta0.18
50-Day Avg13.81
200-Day Avg3.99

About

Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.

Company Details

  • SectorCommunication Services
  • IndustryInternet Content & Information
  • CEOMr. Lei Zhang
  • Employees469
  • HeadquartersDesheng Hopson Fortune Plaza, Beijing, China, 100088, USA
  • Websitehttps://www.chechegroup.com

Leadership

  • Mr. Lei ZhangChairman & CEO · b. 1983
  • Ms. Wenting JiChief Financial Officer · b. 1975
  • Ms. Yanjun LiuChief Operating Officer · b. 1980
  • Mr. Jianxiang ZhouChief Technology Officer · b. 1978
  • Mr. Ting LinChief Strategy Officer · b. 1986
  • Mr. Weiqing XiangFinancial Controller · b. 1988

Financials

Income Statement

Currency: CNY2010-12-312011-12-312012-12-312013-12-312014-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue10.86M94.79M94.79M142.32M106.74M1.74B2.68B3.30B3.47B3.01B
Growth (%)-+772.86%0.00%+50.14%-25.00%+1525.81%+54.38%+23.23%+5.20%-13.34%
Cost of Revenue-----1.65B2.54B3.16B3.31B2.85B
Gross Profit10.86M94.79M94.79M142.32M106.74M80.81M142.31M140.22M158.76M160.36M
Gross Margin100.00%100.00%100.00%100.00%100.00%4.66%5.31%4.25%4.57%5.33%
Operating Expense10.71M87.54M87.54M126.87M244.28M212.25M237.95M295.63M224.42M179.37M
Operating Income147.00K7.25M7.25M15.45M-137.53M-131.43M-95.64M-155.41M-65.66M-19.01M
Operating Margin1.35%7.65%7.65%10.85%-128.85%-7.57%-3.57%-4.71%-1.89%-0.63%
EBITDA18.99M4.66M32.51M36.05M-126.34M-125.61M-76.83M-146.95M-52.20M-7.74M
EBITDA Margin174.90%4.91%34.30%25.33%-118.36%-7.24%-2.87%-4.45%-1.50%-0.26%
Net Income-3.78M3.73M-4.53M-174.92M-146.46M-91.02M-159.59M-61.24M-17.79M
Net Income Margin-3.99%3.93%-3.18%-163.88%-8.44%-3.40%-4.83%-1.76%-0.59%
R&D-----46.78M49.95M57.17M37.95M37.24M
R&D as % of Total Revenue-----2.70%1.86%1.73%1.09%1.24%
Interest Expense2.52M-6.89M12.97M16.16M6.52M3.30M1.45M838.00K2.28M
Interest Expense % of Total Revenue23.20%-7.27%9.11%15.14%0.38%0.12%0.04%0.02%0.08%

Balance Sheet

Currency: CNY2010-12-312011-12-312012-12-312013-12-312014-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets367.63M536.49M696.32M1.18B1.18B868.56M712.50M893.98M1.29B1.48B
Total Liabilities124.47M309.38M351.42M492.29M703.54M1.87B1.97B515.79M932.17M1.12B
Total Equity243.16M227.11M344.90M690.39M473.27M-1.01B-1.26B378.18M355.75M355.40M
Cash2.33M10.73M5.97M32.05M15.24M362.38M114.94M243.39M117.47M149.61M
Total Debt42.50M82.05M365.71M525.23M622.30M36.67M13.90M29.35M35.17M95.89M
Net Debt40.17M71.32M359.74M493.17M607.06M-325.72M-101.04M-214.04M-82.30M-53.72M

Cash Flow

Currency: CNY2010-12-312011-12-312012-12-312013-12-312014-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-6.92M22.77M22.77M14.39M66.32M-187.59M-158.86M-26.95M-114.14M-40.55M
Investing Cash Flow------65.33M27.69M12.82M-15.60M35.40M
Financing Cash Flow66.28M112.55M112.55M501.37M130.16M583.67M-159.04M140.34M1.95M55.40M
Capital Expenditure61.00K375.00K3.81M15.93M9.28M1.63M1.24M549.00K1.66M75.00K
Free Cash Flow-6.98M22.39M18.96M-1.54M57.05M-189.22M-160.10M-27.50M-115.80M-40.63M
Dividends Paid--265.00K38.09M42.66M-----
FCF to OCF100.88%98.35%83.28%-10.68%86.01%100.87%100.78%102.04%101.46%100.18%
Dividend Paid to FCF--1.40%-2478.14%74.79%-----

Earnings

Report DateNov 13, 2020Mar 31, 2021May 28, 2021Aug 16, 2021Nov 12, 2021Mar 21, 2022May 16, 2022Aug 12, 2022Nov 14, 2022Mar 31, 2023May 12, 2023Jun 30, 2023Sep 30, 2023Mar 28, 2024May 30, 2024Aug 29, 2024Nov 26, 2024Mar 28, 2025Jun 30, 2025Aug 7, 2025Sep 30, 2025
EPS Estimate0.00----------------6.30-4.20-0.14-0.141.75
EPS Actual0.00-0.160.28-0.080.120.060.110.080.010.01-0.090.01-84.03-0.06-0.06-0.041.05-1.40-0.13-0.31-
Surprise----------------116.67%66.67%7.14%-121.43%-
Timing-------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-market--

Key Statistics & Ratios

Market Cap28.31M
Enterprise Value27.99M
Trailing P/E0.00
Forward P/E0.00
Price / Sales0.01
Price / Book0.71
EPS-2.30
Book Value19.18
Revenue (TTM)2.55B
Gross Profit (TTM)161.56M
EBITDA-41.92M
Profit Margin-1.42%
Operating Margin-5.71%
Return on Equity-11.23%
Return on Assets-2.41%
Shares Outstanding1.97M
Shares Float904.41K
Beta0.18
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Strong Buy
Based on 2 analystsTarget 56.88
  • Strong Buy
    1
  • Buy
    1

Ownership Breakdown

Institutions
0.55%
Insiders
48.19%
Retail / Other
51.26%

Top Institutional Holders

  • UBS Group AG
    146.51K0.17%
  • Renaissance Technologies Corp
    143.99K0.16%
  • The Goldman Sachs Group Inc
    105.57K0.12%
  • Geode Capital Management, LLC
    32.46K0.04%
  • XTX Topco Ltd
    18.79K0.02%
  • TWO SIGMA SECURITIES, LLC
    16.19K0.02%
  • Centiva Capital LP
    12.85K0.01%
  • SBI Securities Co Ltd
    70.00%
  • U.S. Home Corporation
    10.00%
  • Jane Street Group LLC
    00.00%
  • Nomura Holdings Inc
    00.00%

Top Fund Holders

  • Fidelity Nasdaq Composite Index
    6560.03%

Stock Splits

  • Jul 20, 20261:35