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Catalyst Bancorp Inc

Catalyst Bancorp Inc

CLST · NASDAQ · Financial Services / Banks - Regional

17.57USD+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close17.57
Open17.58
Day Range17.57 – 17.58
52-Week Range13.15 – 20.50
Volume148
Market Cap72.20M
P/E (TTM)32.55
Forward P/E0.00
EPS0.55
Dividend Yield0.00%
Beta0.11
50-Day Avg17.40
200-Day Avg16.38

About

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Don P. Ledet
  • Employees49
  • Headquarters235 North Court Street, Opelousas, LA, United States, 70570, USA
  • Websitehttps://catalystbank.com

Leadership

  • Mr. Don P. LedetSenior VP & Chief Risk Officer of Catalyst Bank · b. 1966
  • Ms. Amanda B. QuebedeauxSenior VP & COO of Catalyst Bank · b. 1974
  • Mr. Ted D. BellardIndependent Director & Secretary · b. 1969
  • Ms. Jutta A. CodoriSenior Administrative Officer · b. 1963
  • Ms. Leslie J. OlingerCredit Manager

Financials

Income Statement

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue9.29M9.29M10.10M9.02M11.00M9.88M15.34M
Growth (%)-+0.04%+8.72%-10.69%+21.96%-10.23%+55.33%
Cost of Revenue1.98M2.69M135.00K308.00K2.08M4.85M4.17M
Gross Profit7.30M6.60M9.96M8.71M8.92M5.03M11.17M
Gross Margin78.65%71.04%98.66%96.58%81.05%50.91%72.84%
Operating Expense5.65M7.78M7.57M8.55M8.33M9.01M8.67M
Operating Income1.66M-1.18M2.40M159.00K587.00K-3.98M2.50M
Operating Margin17.85%-12.67%23.75%1.76%5.34%-40.33%16.32%
EBITDA1.95M-830.00K2.82M607.00K990.00K-3.57M2.93M
EBITDA Margin21.03%-8.94%27.95%6.73%9.00%-36.16%19.08%
Net Income1.33M-703.00K1.92M180.00K526.00K-3.09M2.05M
Net Income Margin14.30%-7.57%18.96%2.00%4.78%-31.28%13.38%
Interest Expense1.91M1.71M795.00K683.00K1.96M4.32M4.11M
Interest Expense % of Total Revenue20.54%18.36%7.87%7.57%17.78%43.72%26.77%

Balance Sheet

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets218.50M224.69M285.61M263.36M270.93M276.70M282.93M
Total Liabilities167.38M174.16M187.06M174.85M186.37M196.49M201.20M
Total Equity51.12M50.53M98.55M88.51M84.56M80.20M81.72M
Cash17.91M25.25M40.88M13.47M19.01M44.30M25.20M
Total Debt25.00M8.84M9.02M9.20M9.38M9.56M14.73M
Net Debt-17.91M-25.25M-40.88M-13.47M-9.63M-34.74M-10.47M

Cash Flow

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.71M857.00K3.43M772.00K2.01M3.17M3.29M
Investing Cash Flow4.16M-313.00K-46.59M-14.14M-267.00K17.82M-24.39M
Financing Cash Flow-4.81M6.79M58.80M-14.04M3.80M4.29M2.01M
Capital Expenditure2.29M547.00K1.51M252.00K172.00K430.00K188.00K
Free Cash Flow-581.00K310.00K1.92M520.00K1.84M2.74M3.10M
Dividends Paid--5.00K15.00K---
FCF to OCF-33.96%36.17%55.89%67.36%91.43%86.44%94.28%
Dividend Paid to FCF--0.26%2.88%---

Earnings

Report DateAug 16, 2021Nov 10, 2021Mar 29, 2022May 13, 2022Jul 28, 2022Oct 27, 2022Jan 26, 2023Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023May 2, 2024Jul 31, 2024Sep 30, 2024Mar 28, 2025May 14, 2025Jul 30, 2025Oct 23, 2025Jan 22, 2026Mar 31, 2026Jul 30, 2026Oct 22, 2026
EPS Estimate0.000.00---0.000.00--------0.00------
EPS Actual0.030.270.02-0.020.010.030.040.020.010.040.07-1.140.130.110.160.160.140.130.130.150.14-
Surprise----------------------
Timing-----------After-hoursPre-market---Pre-marketPre-marketPre-market---

Key Statistics & Ratios

Market Cap72.20M
Enterprise Value36.92M
Trailing P/E32.55
Forward P/E0.00
Price / Sales6.23
Price / Book0.88
EPS0.55
Book Value23.04
Revenue (TTM)11.60M
Gross Profit (TTM)11.60M
Profit Margin17.48%
Operating Margin22.48%
Return on Equity2.48%
Return on Assets0.72%
Shares Outstanding4.03M
Shares Float2.56M
Beta0.11
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
27.64%
Insiders
17.94%
Retail / Other
54.42%

Top Institutional Holders

  • Stilwell Value LLC
    364.08K9.03%
  • GRAHAM CAPITAL WEALTH MANAGEMENT, LLC
    195.94K4.86%
  • Vanguard Capital Management, LLC
    190.14K4.71%
  • Knott David M Jr
    114.00K2.83%
  • BlackRock Inc
    65.63K1.63%
  • Geode Capital Management, LLC
    34.49K0.85%
  • AllianceBernstein L.P.
    31.63K0.78%
  • Montz Harcus Wealth Management LLC
    30.00K0.74%
  • Kestra Advisory Services, LLC
    25.00K0.62%
  • Vanguard Fiduciary Trust Co
    24.22K0.60%
  • Renaissance Technologies Corp
    23.20K0.58%
  • Goss Wealth Management LLC
    21.50K0.53%
  • Citadel Advisors Llc
    14.58K0.36%
  • Summit Financial Wealth Advisors, LLC
    13.60K0.34%
  • Basswood Capital Management LLC
    11.25K0.28%
  • Susquehanna International Group, LLP
    10.82K0.27%
  • Wittenberg Investment Management Inc
    10.67K0.26%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    146.14K3.62%
  • Fidelity Extended Market Index
    14.84K0.37%
  • iShares Micro-Cap ETF
    11.92K0.30%

Stock Splits

  • Feb 22, 20021:5
  • Jun 24, 19982:1
  • Jun 18, 19973:2