YOLFTbeta
Columbia Banking System Inc

Columbia Banking System Inc

COLB · NASDAQ · Financial Services / Banks - Regional

30.60USD+0.01 (+0.03%)

Price History

Full chart

Market Stats

Previous Close30.59
Open30.84
Day Range30.36 – 30.89
52-Week Range22.67 – 33.27
Volume4.31M
Market Cap8.39B
P/E (TTM)11.67
Forward P/E8.61
EPS2.54
Dividend Yield5.07%
Beta0.65
50-Day Avg30.98
200-Day Avg29.81

About

Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans, permanent financing, small business administration program financing, and capital markets services. In addition, the company offers wealth management, comprising financial planning, investment, trust, insurance, and private banking solutions, as well as treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, foreign exchange, trade and supply chain finance, international banking related products, and merchant services. Further, it provides residential real estate loans and consumer loans. The company serves corporate, institutional, small business, and individual customers in the United States. Columbia Banking System, Inc. was founded in 1953 and is based in Tacoma, Washington.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Clinton E. Stein CPA
  • Employees6.00K
  • Headquarters1301 A Street, Tacoma, WA, United States, 98402-4200, USA
  • Websitehttps://www.columbiabankingsystem.com

Leadership

  • Mr. Clinton E. Stein CPAPresident, CEO & Chairman of the Board · b. 1972
  • Mr. Ivan A. SedaCFO & Executive VP · b. 1984
  • Mr. Andrew H. OgnallExecutive VP & Chief Risk Officer · b. 1972
  • Mr. Torran B. NixonSenior EVP & Co-President of Columbia Bank · b. 1962
  • Mr. Christopher M. MerrywellSenior EVP & President & Co-President of Columbia Bank · b. 1966
  • Mr. Brock M. LakelyExecutive VP, Chief Accounting Officer & Corporate Controller · b. 1980
  • Mr. Thomas E. RiceChief Information Officer · b. 1972
  • Mr. Drew K. Anderson CPAExecutive VP & Chief Administrative Officer · b. 1987
  • Ms. Jacquelynne Bohlen C.F.A.Head of Investor Relations
  • Ms. Kumi Yamamoto BaruffiExecutive VP, General Counsel & Corporate Secretary · b. 1971

Financials

Income Statement

Currency: USD1992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue4.80M8.40M14.60M20.60M25.80M48.00M50.24M79.82M99.54M111.44M127.98M180.13M239.43M330.06M459.54M553.22M549.66M497.25M552.14M567.70M580.26M564.49M999.58M1.20B1.21B1.22B1.35B1.47B1.42B1.32B1.35B2.54B2.97B3.21B
Growth (%)-+75.00%+73.81%+41.10%+25.24%+86.05%+4.66%+58.88%+24.70%+11.95%+14.85%+40.75%+32.92%+37.85%+39.23%+20.39%-0.64%-9.54%+11.04%+2.82%+2.21%-2.72%+77.08%+20.42%+0.21%+1.39%+10.11%+9.23%-3.15%-7.46%+2.21%+88.44%+16.81%+8.35%
Cost of Revenue------15.99M24.82M33.30M35.60M27.68M33.41M47.69M75.46M146.37M244.17M259.92M312.15M212.63M135.66M78.05M48.60M88.93M94.82M107.72M125.47M184.41M282.96M334.97M-255.00K162.02M203.93M1.14B1.04B
Gross Profit4.80M8.40M14.60M20.60M25.80M48.00M34.25M55.00M66.24M75.84M100.30M146.72M191.74M254.60M313.17M309.05M289.75M185.10M339.51M432.04M502.21M515.90M910.64M1.11B1.10B1.10B1.16B1.19B1.09B1.32B1.19B2.54B1.82B2.17B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%68.17%68.90%66.55%68.05%78.37%81.45%80.08%77.14%68.15%55.86%52.71%37.22%61.49%76.10%86.55%91.39%91.10%92.12%91.07%89.74%86.30%80.76%76.49%100.02%87.98%100.00%61.47%67.66%
Operating Expense-2.60M3.20M6.30M2.60M3.60M9.00M19.86M36.79M48.19M60.88M66.71M95.27M125.18M147.06M181.95M214.12M216.57M379.40M305.38M320.80M347.00M363.41M679.95M761.75M737.43M748.43M739.47M719.04M2.55B760.46M734.95M2.07B1.10B1.42B
Operating Income7.40M5.20M8.30M18.00M22.20M39.00M14.38M18.21M18.05M14.96M33.58M51.45M66.56M107.54M131.22M94.93M73.18M-194.30M34.13M111.24M155.21M152.48M230.70M347.13M361.01M349.04M422.69M468.90M-1.46B558.16M450.58M471.20M718.75M751.31M
Operating Margin154.17%61.90%56.85%87.38%86.05%81.25%28.63%22.81%18.13%13.42%26.24%28.56%27.80%32.58%28.55%17.16%13.31%-39.08%6.18%19.59%26.75%27.01%23.08%28.84%29.93%28.54%31.39%31.88%-102.23%42.34%33.44%18.56%24.23%23.38%
EBITDA7.60M6.40M9.90M19.40M24.50M41.20M16.48M21.91M22.24M19.85M38.16M61.03M75.27M119.68M145.73M107.70M80.26M-182.65M43.33M124.39M171.25M176.12M269.91M398.72M420.27M407.01M475.03M512.19M-1.42B589.66M478.88M471.20M868.62M895.31M
EBITDA Margin158.33%76.19%67.81%94.17%94.96%85.83%32.80%27.44%22.34%17.81%29.82%33.88%31.44%36.26%31.71%19.47%14.60%-36.73%7.85%21.91%29.51%31.20%27.00%33.12%34.84%33.28%35.28%34.82%-99.60%44.73%35.54%18.56%29.28%27.86%
Net Income1.00M-2.40M-800.00K2.80M3.60M9.30M9.04M11.78M11.11M8.55M21.97M34.12M47.17M69.73M84.45M63.27M51.04M-153.37M28.33M74.50M101.89M98.36M147.52M223.05M230.07M242.31M316.26M354.10M-1.52B420.30M336.75M348.71M533.67M550.03M
Net Income Margin20.83%-28.57%-5.48%13.59%13.95%19.38%17.99%14.75%11.16%7.67%17.16%18.94%19.70%21.13%18.38%11.44%9.29%-30.84%5.13%13.12%17.56%17.42%14.76%18.53%19.07%19.81%23.49%24.07%-106.93%31.88%24.99%13.73%17.99%17.11%
R&D-------------------00000000-------
R&D as % of Total Revenue-------------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense6.40M7.60M9.10M15.20M18.60M26.90M14.96M22.96M31.36M32.41M23.80M28.86M40.37M72.99M143.82M202.44M152.24M103.02M93.81M73.30M48.85M37.88M48.69M58.23M66.05M78.22M128.51M210.44M130.11M42.40M78.00M746.16M1.04B912.49M
Interest Expense % of Total Revenue133.33%90.48%62.33%73.79%72.09%56.04%29.79%28.76%31.51%29.08%18.59%16.02%16.86%22.12%31.30%36.59%27.70%20.72%16.99%12.91%8.42%6.71%4.87%4.84%5.48%6.40%9.54%14.31%9.13%3.22%5.79%29.38%34.96%28.39%

Balance Sheet

Currency: USD1992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets139.50M235.90M319.10M425.20M588.90M864.60M318.90M697.47M1.16B1.43B2.56B2.96B4.87B5.36B7.34B8.34B8.60B9.38B11.67B11.56B11.80B11.64B22.61B23.39B24.81B25.74B26.94B28.85B29.24B30.64B31.85B52.17B51.58B67.22B
Total Liabilities129.20M206.10M290.20M393.20M530.00M786.20M282.80M627.14M1.05B1.29B2.19B2.64B4.19B4.62B6.19B7.10B7.11B7.81B10.03B9.89B10.07B9.91B18.83B19.54B20.90B21.73B22.88B24.53B26.53B27.89B29.37B47.18B46.46B59.38B
Total Equity10.30M29.80M28.90M32.00M59.00M78.40M36.10M70.33M111.49M135.30M288.16M318.97M687.61M738.26M1.16B1.24B1.49B1.57B1.64B1.67B1.72B1.73B3.78B3.85B3.92B3.97B4.06B4.31B2.70B2.75B2.48B5.00B5.12B7.84B
Cash12.10M16.30M13.70M30.90M70.20M75.70M37.00M63.51M95.16M81.64M101.89M109.51M94.56M151.52M169.77M188.78M204.68M605.41M1.00B598.22M543.79M790.42M1.61B773.73M1.45B634.28M622.64M1.36B2.57B2.76B1.29B2.16B1.87B511.00M
Total Debt28.00M39.10M19.70M27.70M32.00M39.00M25.20M46.16M49.39M64.26M60.45M276.47M342.97M282.77M261.19M416.09M450.29M386.58M520.07M565.73M586.75M665.55M1.67B1.55B1.57B1.47B1.44B1.70B1.60B975.13M1.72B4.76B3.90B4.01B
Net Debt15.90M22.80M6.00M-3.20M-38.20M-36.70M-11.80M-17.35M-45.77M-17.38M-41.44M166.97M248.41M131.25M91.42M227.31M245.62M-218.83M-484.05M-33.04M42.96M-124.87M65.42M776.32M119.05M840.14M815.90M337.92M-969.24M-1.79B423.45M2.60B2.03B3.50B

Cash Flow

Currency: USD1992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-800.00K3.60M1.70M6.60M-2.80M19.30M9.76M14.90M19.70M8.35M-25.29M57.90M88.99M100.19M118.00M79.64M146.55M93.23M198.65M182.35M24.61M417.93M357.57M376.74M415.17M515.51M505.24M-80.48M93.77M662.72M1.07B669.84M658.87M746.00M
Investing Cash Flow-33.80M-83.00M-88.10M-90.60M-117.20M-176.60M-48.28M-136.64M-130.67M-123.41M-190.61M-419.26M-318.11M-473.96M-347.04M-426.06M-377.51M-449.19M-556.43M-382.74M123.39M276.24M242.14M-1.76B-912.56M-2.00B-1.50B-865.45M-1.92B-2.36B-395.69M501.74M114.57M2.17B
Financing Cash Flow38.20M79.30M83.80M101.20M159.20M149.70M48.34M106.68M125.94M127.89M228.46M374.82M213.32M417.31M402.94M202.85M243.57M756.70M756.49M-204.97M-202.98M-447.53M213.41M548.73M1.17B666.76M982.30M1.37B2.08B1.06B1.00B-303.69M-1.06B-2.42B
Capital Expenditure1.60M3.70M3.50M6.70M4.70M11.00M1.11M8.97M5.53M5.44M8.77M13.91M20.14M12.05M13.35M5.38M10.74M11.24M47.56M33.97M22.82M34.22M59.51M69.34M30.31M4.28M8.99M12.68M11.99M15.48M27.09M85.55M35.66M40.00M
Free Cash Flow-2.40M-100.00K-1.80M-100.00K-7.50M8.30M8.65M5.92M14.17M2.90M-34.06M43.98M68.85M88.14M104.64M79.64M135.81M81.99M151.09M148.38M1.80M383.71M298.06M307.40M384.85M511.23M496.25M-93.16M81.79M647.25M1.04B669.84M623.20M706.00M
Dividends Paid------2.53M4.17M3.49M2.52M3.53M4.54M8.11M11.56M28.13M43.46M45.80M24.14M24.31M25.32M46.20M50.77M99.23M134.62M141.07M145.40M173.91M185.10M184.98M183.73M182.27M270.26M300.22M335.00M
FCF to OCF300.00%-2.78%-105.88%-1.52%267.86%43.01%88.63%39.70%71.92%34.79%134.66%75.97%77.37%87.97%88.69%100.00%92.67%87.94%76.06%81.37%7.30%91.81%83.36%81.59%92.70%99.17%98.22%115.75%87.22%97.66%97.46%100.00%94.59%94.64%
Dividend Paid to FCF------29.20%70.43%24.61%86.95%-10.38%10.31%11.78%13.11%26.88%54.57%33.72%29.44%16.09%17.06%2569.58%13.23%33.29%43.79%36.66%28.44%35.05%-198.70%226.17%28.39%17.56%40.35%48.17%47.45%

Earnings

Report DateOct 25, 1995Jan 24, 1996Apr 24, 1996Jul 25, 1996Oct 22, 1996Jan 23, 1997Apr 23, 1997Jul 21, 1997Oct 23, 1997Jan 27, 1998Apr 22, 1998Jul 21, 1998Oct 20, 1998Jan 28, 1999Apr 22, 1999Jul 20, 1999Oct 20, 1999Jan 27, 2000Apr 25, 2000Jul 27, 2000Oct 19, 2000Jan 25, 2001Apr 26, 2001Jul 27, 2001Oct 25, 2001Jan 24, 2002Apr 11, 2002Jul 11, 2002Oct 15, 2002Jan 23, 2003Apr 15, 2003Jul 15, 2003Oct 14, 2003Jan 20, 2004Apr 15, 2004Jul 15, 2004Oct 21, 2004Jan 27, 2005Apr 21, 2005Jul 21, 2005Oct 20, 2005Jan 25, 2006Apr 20, 2006Jul 20, 2006Oct 19, 2006Jan 25, 2007Apr 19, 2007Jul 19, 2007Oct 18, 2007Jan 24, 2008Apr 17, 2008Jul 17, 2008Oct 16, 2008Jan 29, 2009Apr 16, 2009Jul 16, 2009Oct 15, 2009Jan 28, 2010Apr 22, 2010Jul 27, 2010Oct 21, 2010Jan 27, 2011Apr 21, 2011Jul 20, 2011Oct 19, 2011Jan 25, 2012Apr 18, 2012Jul 18, 2012Oct 17, 2012Jan 23, 2013Apr 17, 2013Jul 17, 2013Oct 16, 2013Jan 22, 2014Apr 21, 2014Jul 23, 2014Oct 15, 2014Jan 28, 2015Apr 15, 2015Jul 15, 2015Oct 21, 2015Jan 27, 2016Apr 20, 2016Jul 20, 2016Oct 19, 2016Jan 25, 2017Apr 19, 2017Jul 19, 2017Oct 18, 2017Jan 23, 2018Apr 18, 2018Jul 18, 2018Oct 17, 2018Jan 23, 2019Apr 17, 2019Jul 17, 2019Oct 16, 2019Jan 22, 2020Apr 22, 2020Jul 22, 2020Oct 21, 2020Jan 20, 2021Apr 21, 2021Jul 21, 2021Oct 20, 2021Jan 19, 2022Apr 20, 2022Jul 20, 2022Oct 19, 2022Jan 23, 2023Apr 26, 2023Jul 19, 2023Oct 18, 2023Jan 24, 2024Apr 25, 2024Jul 25, 2024Oct 24, 2024Jan 23, 2025Apr 23, 2025Jul 24, 2025Oct 30, 2025Jan 22, 2026Apr 23, 2026Jul 23, 2026Oct 29, 2026
EPS Estimate0.080.110.110.120.140.120.100.120.130.150.170.180.190.180.150.180.190.230.220.220.240.260.230.220.200.220.350.340.470.490.510.510.530.550.510.540.570.610.600.630.640.700.690.690.720.740.720.670.660.540.430.340.330.19-0.01-0.170.01-0.12-0.280.040.130.150.170.210.260.300.300.340.370.390.390.370.430.410.380.380.490.500.480.520.550.520.480.490.520.490.430.450.500.490.470.580.610.660.630.640.630.610.460.260.570.810.740.750.740.740.650.670.770.900.690.930.730.790.530.570.610.650.640.660.690.720.690.730.77
EPS Actual0.100.120.100.130.140.130.090.150.160.170.170.180.180.190.150.190.220.250.220.230.260.260.210.190.240.230.400.290.490.520.520.520.540.500.500.550.570.670.570.640.700.690.650.700.650.700.600.590.370.270.390.290.390.08-0.39-0.03-0.25-0.57-0.180.070.130.130.200.270.320.320.390.350.390.440.370.400.400.420.350.450.500.450.440.520.470.500.490.520.540.450.400.500.560.540.570.610.680.690.681.020.660.680.020.451.041.260.760.880.850.770.600.620.790.770.460.810.790.440.650.670.690.710.670.760.850.820.720.76-
Surprise25.00%9.09%-9.09%8.33%0.00%8.33%-10.00%25.00%23.08%13.33%0.00%0.00%-5.26%5.56%0.00%5.56%15.79%8.70%0.00%4.55%8.33%0.00%-8.70%-13.64%20.00%4.55%14.29%-14.71%4.26%6.12%1.96%1.96%1.89%-9.09%-1.96%1.85%0.00%9.84%-5.00%1.59%9.38%-1.43%-5.80%1.45%-9.72%-5.41%-16.67%-11.94%-43.94%-50.00%-9.30%-14.71%18.18%-57.89%-3800.00%82.35%-2600.00%-375.00%35.71%75.00%0.00%-13.33%17.65%28.57%23.08%6.67%30.00%2.94%5.41%12.82%-5.13%8.11%-6.98%2.44%-7.89%18.42%2.04%-10.00%-8.33%0.00%-14.55%-3.85%2.08%6.12%3.85%-8.16%-6.98%11.11%12.00%10.20%21.28%5.17%11.48%4.55%7.94%59.38%4.76%11.48%-95.65%73.08%82.46%55.56%2.70%17.33%14.86%4.05%-7.69%-7.46%2.60%-14.44%-33.33%-12.90%8.22%-44.30%22.64%17.54%13.11%9.23%4.69%15.15%23.19%13.89%4.35%4.11%-
Timing-------Pre-marketPre-marketPre-marketPre-market---------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap8.39B
Enterprise Value11.61B
Trailing P/E11.67
Forward P/E8.61
PEG Ratio2.26
Price / Sales3.35
Price / Book1.08
EPS2.54
Book Value26.70
Revenue (TTM)2.50B
Gross Profit (TTM)2.50B
Profit Margin28.38%
Operating Margin50.92%
Return on Equity11.03%
Return on Assets1.21%
Shares Outstanding282.90M
Shares Float280.29M
Beta0.65
Dividend Yield5.07%
Dividend Rate1.48
Payout Ratio46.98%

Analyst Ratings

Hold
Based on 11 analystsTarget 34.14
  • Strong Buy
    1
  • Buy
    2
  • Hold
    8

Ownership Breakdown

Institutions
97.42%
Insiders
0.75%
Retail / Other
1.83%

Top Institutional Holders

  • Financial Gravity Companies Inc
    00.00%

Top Fund Holders

  • Keeley Teton Small Cap Opportunities
    20.74K0.01%

Dividends

20263×
0.37Aug 28, 20260.37May 29, 20260.37Feb 27, 2026
20254×
0.37Nov 28, 20250.36Aug 29, 20250.36May 30, 20250.36Feb 28, 2025
20244×
0.36Nov 29, 20240.36Aug 23, 20240.36May 23, 20240.36Feb 22, 2024
20235×
0.36Nov 22, 20230.36Aug 24, 20230.36May 30, 20230.30Feb 3, 20230.35Jan 20, 2023
20228×
0.30Oct 14, 20220.35Oct 13, 20220.30Aug 2, 20220.35Jul 29, 20220.35May 13, 20220.30May 3, 20220.35Feb 14, 20220.30Feb 1, 2022

Stock Splits

  • May 10, 2004105:100
  • Apr 12, 2002105:100
  • May 24, 200111:10
  • May 8, 200011:10
  • May 10, 1999105:100
  • May 21, 19983:2
  • May 6, 1997105:100
  • May 6, 1996105:100