Central Plains Bancshares, Inc. Common Stock

Central Plains Bancshares, Inc. Common Stock

CPBI · NASDAQ · Financial Services / Banks - Regional

20.62USD+0.10 (+0.51%)

Price History

Full chart

Market Stats

Previous Close20.51
Open20.62
Day Range20.62 – 20.62
52-Week Range15.56 – 21.83
Volume922
Market Cap76.98M
P/E (TTM)16.64
Forward P/E0.00
EPS1.19
Dividend Yield0.00%
Beta0.18
50-Day Avg20.70
200-Day Avg18.46

About

Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. The company provides deposits accounts, including checking and savings accounts and certificates of deposit. It also provides one- to four-family residential mortgage loans secured by properties, commercial non-real estate loans, multi-family residential real estate loans, construction and land development loans, and agricultural real estate and non-real estate loans, as well as consumer loans, such as dental implant loans, automobile loans, energy loans, student loans, recreation vehicle loans, boat loans, and unsecured preferred lines of credit. In addition, the company offers automated teller machines and electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. Central Plains Bancshares, Inc. was founded in 1935 and is headquartered in Grand Island, Nebraska.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Dannel R. Garness
  • Employees68
  • Headquarters221 South Locust Street, Grand Island, NE, United States, 68801, USA
  • Websitehttps://www.homefederalne.bank

Leadership

  • Mr. Dannel R. GarnessPresident, CEO & Director · b. 1972
  • Mr. Kenneth WiemersEVP & Chief Sales Officer · b. 1971
  • Mr. Kurt A. HaeckerExecutive VP & Chief Lending Officer · b. 1963
  • Mr. Bradley M. KoolExecutive VP & CFO · b. 1978
  • Ms. Lisa A. HarrisExecutive VP, COO & Corporate Secretary · b. 1962

Financials

Income Statement

Currency: USD2022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue15.68M18.42M23.82M27.31M30.33M
Growth (%)-+17.52%+29.29%+14.68%+11.05%
Cost of Revenue965.00K5.62M6.58M8.41M9.30M
Gross Profit14.71M12.80M17.24M18.90M21.07M
Gross Margin93.84%69.50%72.38%69.19%69.47%
Operating Expense10.97M10.84M12.60M14.38M16.08M
Operating Income3.74M1.96M4.64M4.52M4.99M
Operating Margin23.88%10.66%19.47%16.56%16.45%
EBITDA4.24M2.47M5.15M4.98M5.96M
EBITDA Margin27.05%13.39%21.64%18.23%19.64%
Net Income3.15M1.65M3.76M3.65M4.00M
Net Income Margin20.08%8.94%15.78%13.38%13.19%
Interest Expense1.08M2.74M6.49M8.21M8.99M
Interest Expense % of Total Revenue6.88%14.88%27.25%30.07%29.64%

Balance Sheet

Currency: USD2022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets413.86M437.79M463.28M508.70M558.65M
Total Liabilities375.45M399.13M385.00M425.37M469.66M
Total Equity38.40M38.67M78.28M83.33M88.99M
Cash-8.48M16.56M11.45M28.68M7.46M
Total Debt-437.00K303.00K244.00K195.00K
Net Debt8.48M-16.56M-11.15M-28.68M-7.27M

Cash Flow

Currency: USD2022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow4.28M4.47M5.71M4.46M6.69M
Investing Cash Flow-48.49M-32.93M-31.16M-27.90M-48.98M
Financing Cash Flow36.04M26.04M20.34M40.67M43.54M
Capital Expenditure255.00K303.00K2.28M7.53M878.00K
Free Cash Flow4.02M4.17M3.43M-3.07M5.81M
FCF to OCF94.04%93.23%60.04%-68.78%86.87%

Earnings

Report DateDec 31, 2023Jun 30, 2024Sep 30, 2024Feb 11, 2025Jun 26, 2025Aug 12, 2025Nov 13, 2025Dec 31, 2025Mar 31, 2026Aug 12, 2026Nov 12, 2026
EPS Estimate-----------
EPS Actual0.310.240.250.250.220.260.230.310.240.39-
Surprise-----------
Timing-----------

Key Statistics & Ratios

Market Cap76.98M
Enterprise Value27.78M
Trailing P/E16.64
Forward P/E0.00
Price / Sales3.55
Price / Book0.87
EPS1.19
Book Value23.17
Revenue (TTM)21.71M
Gross Profit (TTM)21.71M
Profit Margin20.75%
Operating Margin32.77%
Return on Equity5.15%
Return on Assets0.85%
Shares Outstanding3.89M
Shares Float2.80M
Beta0.18
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Ownership Breakdown

Institutions
33.01%
Insiders
19.18%
Retail / Other
47.81%

Top Institutional Holders

  • Stilwell Value LLC
    406.87K10.46%
  • GRAHAM CAPITAL WEALTH MANAGEMENT, LLC
    176.07K4.53%
  • Oppenheimer & Close Inc
    165.01K4.24%
  • Mangrove Partners
    158.10K4.07%
  • Vanguard Capital Management, LLC
    153.78K3.96%
  • AllianceBernstein L.P.
    128.55K3.31%
  • Minerva Advisors LLC
    49.12K1.26%
  • Geode Capital Management, LLC
    36.17K0.93%
  • CAMBRIDGE Invest RESEARCH ADVISORS, INC.
    26.73K0.69%
  • Renaissance Technologies Corp
    23.90K0.61%
  • Vanguard Fiduciary Trust Co
    18.63K0.48%
  • State Street Corp
    11.60K0.30%
  • BlackRock Inc
    9.16K0.24%
  • Farmenrs & Merchants Investments Inc
    1.83K0.05%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    107.61K2.57%
  • Fidelity Extended Market Index
    15.59K0.37%
  • iShares Micro-Cap ETF
    11.23K0.27%
  • Fidelity Total Market Index
    7.45K0.18%
  • Fidelity Series Total Market Index
    4.98K0.12%
  • Vanguard MStar Inst Ttl StkMktIdxInstlPl
    3.37K0.08%