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Donegal Group B Inc

Donegal Group B Inc

DGICB · NASDAQ · Financial Services / Insurance - Property & Casualty

28.21USD+0.30 (+1.07%)

Price History

Full chart

Market Stats

Previous Close27.91
Open26.87
Day Range26.87 – 28.21
52-Week Range14.32 – 29.75
Volume2.56K
Market Cap675.57M
P/E (TTM)9.78
Forward P/E14.37
EPS1.86
Dividend Yield3.90%
Beta-0.03
50-Day Avg22.97
200-Day Avg19.36

About

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMr. Kevin Gerard Burke
  • Employees0
  • Headquarters1195 River Road, Marietta, PA, United States, 17547-0302, USA
  • Websitehttps://www.donegalgroup.com

Leadership

  • Mr. Kevin Gerard BurkePresident, CEO & Chairman · b. 1966
  • Mr. Jeffrey Dean MillerExecutive VP & CFO · b. 1964
  • Mr. William Daniel DeLamaterExecutive VP & COO · b. 1973
  • Mr. Sanjay PandeyExecutive VP & Chief Information Officer · b. 1967
  • Mr. Jeffery Tim HayExecutive Vice President · b. 1975
  • Mr. Vincent Anthony ViozziSenior VP & Chief Investment Officer · b. 1974
  • Mr. David Benjamin BawelSenior VP & Chief Accounting Officer · b. 1987
  • Rick Joseph HeckerSenior VP & General Counsel · b. 1988
  • Ms. Christina Marie HoffmanSenior VP & Chief Risk Officer · b. 1975
  • Mr. William Albert FolmarSenior Vice President · b. 1959

Financials

Income Statement

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue6.50M31.80M40.70M51.60M52.30M58.50M62.10M77.70M81.70M101.60M117.60M121.33M130.59M159.71M170.58M185.16M203.80M214.99M287.79M319.85M329.97M340.62M372.31M386.26M408.82M472.99M510.45M544.20M585.30M635.11M687.34M737.40M769.13M812.16M777.82M816.47M848.22M927.34M989.61M978.01M
Growth (%)-+389.23%+27.99%+26.78%+1.36%+11.85%+6.15%+25.12%+5.15%+24.36%+15.75%+3.17%+7.63%+22.30%+6.81%+8.55%+10.07%+5.49%+33.86%+11.14%+3.16%+3.23%+9.30%+3.75%+5.84%+15.70%+7.92%+6.61%+7.55%+8.51%+8.22%+7.28%+4.30%+5.59%-4.23%+4.97%+3.89%+9.33%+6.71%-1.17%
Cost of Revenue-------9.50M9.90M70.11M82.51M103.41M114.37M151.85M153.06M172.37M154.60M185.77M246.12M261.94M266.99M228.99M282.55M311.13M340.66M409.07M407.19M424.88M478.55M497.88M531.19M602.33M697.42M628.83M578.84M649.44M706.51M-16764.43M717.12M
Gross Profit6.50M31.80M40.70M51.60M52.30M58.50M62.10M68.20M71.80M31.49M35.09M17.92M16.22M7.86M17.52M12.79M49.20M29.22M41.67M57.91M62.98M111.63M89.76M75.13M68.15M63.92M103.26M119.32M106.76M137.23M156.14M135.07M71.71M183.33M198.98M167.02M141.71M927.34M989.61M260.90M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%87.77%87.88%31.00%29.84%14.77%12.42%4.92%10.27%6.91%24.14%13.59%14.48%18.10%19.09%32.77%24.11%19.45%16.67%13.51%20.23%21.93%18.24%21.61%22.72%18.32%9.32%22.57%25.58%20.46%16.71%100.00%100.00%26.68%
Operating Expense6.40M29.80M39.60M100.00K200.00K0000-55.41M-66.21M3.74M4.54M4.23M5.78M5.70M32.71M3.79M4.61M5.56M6.36M58.78M57.67M54.46M58.31M70.66M75.41M86.61M90.47M109.64M114.82M122.96M119.95M126.24M135.71M136.68M145.35M865.32M927.27M163.31M
Operating Income100.00K2.00M1.10M51.50M52.10M58.50M62.10M68.20M71.80M86.90M101.30M14.17M11.68M3.63M11.74M7.09M16.49M25.44M37.05M52.35M56.62M52.85M32.09M20.68M9.84M-6.74M27.86M32.71M16.28M27.59M41.33M12.11M-48.24M57.08M63.27M30.34M-3.64M62.02M62.34M97.59M
Operating Margin1.54%6.29%2.70%99.81%99.62%100.00%100.00%87.77%87.88%85.53%86.14%11.68%8.94%2.27%6.88%3.83%8.09%11.83%12.88%16.37%17.16%15.52%8.62%5.35%2.41%-1.42%5.46%6.01%2.78%4.34%6.01%1.64%-6.27%7.03%8.13%3.72%-0.43%6.69%6.30%9.98%
EBITDA100.00K2.00M1.10M200.00K400.00K58.70M62.30M68.40M72.10M87.30M700.00K15.47M13.50M6.10M16.01M10.47M18.85M28.26M41.14M57.68M62.14M58.18M36.31M24.98M13.79M-505.97K34.17M37.39M21.32M35.44M49.57M19.82M-39.33M64.23M71.19M37.07M1.82M10.01M67.16M102.02M
EBITDA Margin1.54%6.29%2.70%0.39%0.76%100.34%100.32%88.03%88.25%85.93%0.60%12.75%10.34%3.82%9.39%5.65%9.25%13.14%14.30%18.03%18.83%17.08%9.75%6.47%3.37%-0.11%6.69%6.87%3.64%5.58%7.21%2.69%-5.11%7.91%9.15%4.54%0.22%1.08%6.79%10.43%
Net Income100.00K1.60M800.00K4.00M4.40M4.50M4.90M6.40M6.10M9.60M8.60M10.64M9.02M6.66M8.84M5.82M12.00M18.29M31.61M36.95M40.21M38.28M25.54M18.83M11.47M452.95K23.09M26.32M14.54M20.99M30.80M7.12M-32.76M47.15M52.82M25.25M-1.96M4.43M50.86M79.34M
Net Income Margin1.54%5.03%1.97%7.75%8.41%7.69%7.89%8.24%7.47%9.45%7.31%8.77%6.91%4.17%5.18%3.14%5.89%8.51%10.99%11.55%12.19%11.24%6.86%4.87%2.80%0.10%4.52%4.84%2.48%3.30%4.48%0.97%-4.26%5.81%6.79%3.09%-0.23%0.48%5.14%8.11%
R&D---------------------------000000-------
R&D as % of Total Revenue---------------------------0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense000100.00K200.00K00000400.00K900.00K1.30M1.54M3.29M2.25M1.12M1.29M1.61M2.27M2.80M2.88M1.82M1.75M799.58K2.13M2.36M1.64M1.52M1.11M1.66M1.59M2.30M1.58M1.20M895.61K620.56K619.81K946.02K1.35M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.19%0.38%0.00%0.00%0.00%0.00%0.00%0.34%0.74%1.00%0.96%1.93%1.21%0.55%0.60%0.56%0.71%0.85%0.85%0.49%0.45%0.20%0.45%0.46%0.30%0.26%0.17%0.24%0.22%0.30%0.19%0.15%0.11%0.07%0.07%0.10%0.14%

Balance Sheet

Currency: USD1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets36.60M45.60M63.50M74.70M86.70M96.70M111.40M169.50M192.00M235.70M273.13M304.10M385.23M399.73M439.10M456.63M501.22M602.04M735.42M781.42M831.70M834.10M880.11M935.60M1.17B1.29B1.34B1.39B1.46B1.54B1.62B1.74B1.83B1.92B2.16B2.26B2.24B2.27B2.34B2.39B
Total Liabilities16.80M27.10M43.30M50.30M58.80M64.50M74.80M112.20M131.00M163.42M191.85M212.51M284.60M296.32M325.36M335.70M368.04M393.39M492.71M503.53M510.90M481.41M516.53M550.10M794.52M907.34M936.86M988.53M1.04B1.13B1.18B1.29B1.43B1.47B1.64B1.72B1.76B1.79B1.79B1.75B
Total Equity19.80M18.50M20.20M24.40M27.90M32.20M36.60M57.30M61.00M72.28M81.28M91.60M100.63M103.41M113.75M120.93M133.18M208.65M242.70M277.90M320.80M352.69M363.58M385.51M380.10M383.45M400.03M396.88M416.13M408.39M438.62M448.70M398.87M451.02M517.77M531.04M483.59M479.75M545.78M640.42M
Cash---------1.75M2.91M3.41M8.23M3.92M5.19M4.08M1.12M5.91M7.35M3.81M531.76K4.29M1.83M12.92M16.34M13.24M19.80M27.64M35.58M28.14M24.59M37.83M52.59M49.32M103.09M57.71M25.12M23.79M52.93M26.79M
Total Debt---2.70M3.70M3.70M4.50M--5.00M8.50M10.50M37.50M37.00M40.00M27.60M19.80M25.77M30.93M30.93M30.93M30.93M15.46M15.46M56.08M54.50M72.47M63.00M58.50M167.00M143.00M123.00M90.00M75.00M90.00M35.00M35.00M35.00M35.00M35.00M
Net Debt---2.70M3.70M3.70M4.50M--3.25M5.59M7.09M29.27M33.08M34.81M23.52M18.68M19.87M23.58M27.12M30.40M26.64M13.63M2.54M39.74M41.26M52.66M35.36M22.92M57.86M49.41M26.17M12.41M-9.32M-13.09M-22.71M9.88M11.21M-17.93M8.21M

Cash Flow

Currency: USD1989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow7.20M8.30M10.70M10.60M17.90M13.70M17.78M19.36M13.42M6.55M6.50M18.87M22.00M34.08M30.79M34.00M48.93M33.75M26.65M52.97M34.10M22.00M21.08M24.96M46.01M44.51M66.40M60.03M81.00M63.78M76.36M101.13M76.73M67.11M28.62M67.44M70.20M
Investing Cash Flow-9.40M-8.30M-10.30M-10.90M-27.10M-12.30M-22.62M-22.26M-14.58M-28.56M-9.88M-20.24M-8.70M-27.45M-89.27M-38.67M-51.21M-37.85M-14.36M-30.97M-13.00M-43.19M-31.11M-4.76M-28.07M-29.18M-74.28M-51.32M-58.44M-37.61M-43.38M-99.68M-62.20M-98.50M-16.71M-48.04M-91.13M
Financing Cash Flow1.40M400.00K-600.00K100.00K10.00M-1.30M5.10M4.06M879.14K26.82M-931.75K2.63M-14.41M-9.58M63.26M6.12M-1.26M823.82K-8.54M-24.46M-10.01M24.60M6.93M-13.65M-10.10M-7.39M437.03K-12.26M-9.31M-11.41M-36.26M52.32M-59.92M-1.20M-13.25M9.73M-5.21M
Capital Expenditure1.10M400.00K200.00K100.00K400.00K300.00K334.89K242.91K2.76M650.01K443.50K275.98K161.27K552.00K371.48K521.10K703.60K848.72K1.36M1.22M941.02K651.16K238.54K744.08K1.25M2.13M151.54K384.21K1.09M105.53K149.60K89.70K1.22B28.29M44.70K3425
Free Cash Flow6.10M7.90M10.50M10.50M17.50M13.40M17.44M19.12M10.66M5.90M6.06M18.60M21.84M33.52M30.42M33.48M48.23M32.90M25.29M51.75M33.16M21.35M20.84M24.22M44.75M42.39M66.25M59.65M79.91M63.67M76.21M101.04M1.30B95.40M28.58M67.44M70.20M
Dividends Paid600.00K700.00K700.00K800.00K1.00M1.40M1.62M1.88M2.25M2.66M2.95M3.13M3.39M3.51M3.87M5.98M6.81M7.78M8.63M10.03M11.00M11.41M11.87M12.21M12.81M13.58M14.46M14.09M14.82M15.66M16.09M16.98M19.10M20.50M21.89M22.70M25.67M
FCF to OCF84.72%95.18%98.13%99.06%97.77%97.81%98.12%98.75%79.44%90.08%93.18%98.54%99.27%98.38%98.79%98.47%98.56%97.49%94.88%97.69%97.24%97.04%98.87%97.02%97.27%95.22%99.77%99.36%98.65%99.83%99.80%99.91%1696.21%142.15%99.84%100.00%100.00%
Dividend Paid to FCF9.84%8.86%6.67%7.62%5.71%10.45%9.30%9.83%21.13%45.14%48.62%16.81%15.54%10.47%12.72%17.88%14.13%23.65%34.11%19.37%33.17%53.41%56.97%50.41%28.62%32.03%21.82%23.62%18.55%24.59%21.12%16.80%1.47%21.49%76.61%33.66%36.57%

Earnings

Report DateAug 1, 1995Nov 1, 1995Feb 29, 1996May 1, 1996Aug 1, 1996Nov 1, 1996Mar 4, 1997May 8, 1997Aug 4, 1997Nov 3, 1997Mar 2, 1998Apr 23, 1998Aug 3, 1998Oct 22, 1998Mar 2, 1999May 5, 1999Aug 4, 1999Nov 2, 1999Dec 31, 1999Jun 21, 2000Jul 27, 2000Oct 26, 2000Feb 23, 2001Apr 23, 2001Jul 31, 2001Oct 24, 2001Feb 25, 2002Apr 22, 2002Jul 22, 2002Oct 23, 2002Feb 21, 2003Apr 16, 2003Jul 18, 2003Oct 15, 2003Feb 20, 2004Apr 19, 2004Jul 19, 2004Oct 22, 2004Feb 22, 2005Apr 22, 2005Jul 22, 2005Oct 21, 2005Feb 23, 2006Apr 21, 2006Jul 21, 2006Oct 20, 2006Feb 20, 2007Apr 20, 2007Jul 20, 2007Oct 19, 2007Feb 20, 2008Apr 16, 2008Jul 18, 2008Oct 22, 2008Feb 18, 2009Apr 24, 2009Jul 24, 2009Oct 23, 2009Feb 17, 2010Apr 23, 2010Jul 23, 2010Nov 9, 2010Feb 25, 2011Apr 20, 2011Jul 29, 2011Oct 27, 2011Feb 24, 2012Apr 18, 2012Jul 27, 2012Nov 7, 2012Mar 12, 2013Apr 17, 2013Jul 26, 2013Oct 25, 2013Feb 21, 2014Apr 25, 2014Jul 22, 2014Oct 24, 2014Feb 20, 2015Apr 24, 2015Jul 28, 2015Oct 23, 2015Feb 19, 2016Apr 20, 2016Jul 26, 2016Oct 28, 2016Feb 17, 2017Apr 19, 2017Jul 19, 2017Oct 30, 2017Feb 23, 2018Apr 23, 2018Jul 30, 2018Oct 30, 2018Feb 19, 2019Apr 29, 2019Jul 29, 2019Oct 30, 2019Feb 24, 2020Apr 28, 2020Jul 27, 2020Oct 28, 2020Feb 23, 2021Apr 26, 2021Jul 27, 2021Oct 27, 2021Feb 17, 2022Apr 28, 2022Jul 28, 2022Oct 27, 2022Feb 23, 2023Apr 27, 2023Jul 27, 2023Oct 26, 2023Feb 22, 2024Apr 25, 2024Jul 25, 2024Oct 24, 2024Feb 20, 2025Apr 23, 2025Jul 23, 2025Oct 23, 2025Feb 19, 2026Apr 23, 2026Jul 30, 2026Oct 29, 2026
EPS Estimate0.160.160.150.160.180.180.200.190.200.190.200.190.190.210.170.190.17-0.07-0.090.110.140.160.150.150.16-0.040.140.150.180.190.180.220.220.250.260.290.240.290.320.310.300.350.370.330.390.380.370.360.380.400.320.320.330.400.010.340.340.240.110.310.310.280.260.220.14-0.040.280.250.170.300.330.170.230.270.120.270.170.410.110.300.320.380.360.270.230.260.35-0.070.200.400.170.070.11-0.140.070.040.150.250.330.270.320.390.290.42-0.180.140.43-0.05-0.270.090.170.200.010.180.310.070.100.300.350.390.360.440.79--
EPS Actual0.170.160.190.100.200.180.160.180.230.200.190.220.120.010.260.150.09-0.070.380.290.160.170.160.180.170.08-0.030.140.200.190.220.240.300.210.240.250.280.310.300.320.350.390.390.270.390.380.430.210.430.450.430.340.290.360.260.010.160.260.300.010.060.180.180.08-0.17-0.03-0.300.290.070.220.180.200.090.260.35-0.020.020.320.150.230.230.220.250.440.310.150.200.12-0.110.250.04-0.63-0.02-0.03-0.120.260.130.200.420.430.610.320.390.290.42-0.180.140.43-0.05-0.270.090.170.060.01-0.050.160.110.460.630.640.420.520.500.310.49-
Surprise6.25%0.00%26.67%-37.50%11.11%0.00%-20.00%-5.26%15.00%5.26%-5.00%15.79%-36.84%-95.24%52.94%-21.05%-47.06%0.00%-222.22%45.45%21.43%0.00%20.00%13.33%-50.00%25.00%0.00%33.33%5.56%15.79%33.33%36.36%-4.55%-4.00%-3.85%-3.45%29.17%3.45%0.00%12.90%30.00%11.43%-27.03%18.18%-2.56%13.16%-43.24%19.44%18.42%7.50%6.25%-9.38%9.09%-35.00%0.00%-52.94%-23.53%25.00%-90.91%-80.65%-41.94%-35.71%-69.23%-177.27%-121.43%-650.00%3.57%-72.00%29.41%-40.00%-39.39%-47.06%13.04%29.63%-116.67%-92.59%88.24%-63.41%109.09%-23.33%-31.25%-34.21%22.22%14.81%-34.78%-23.08%-65.71%-57.14%25.00%-90.00%-470.59%-128.57%-127.27%14.29%271.43%225.00%33.33%68.00%30.30%125.93%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-71.94%0.00%-129.83%-47.39%62.43%338.27%110.30%83.19%6.53%44.44%13.66%-60.56%--
Timing------------------------------------Pre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-market-Pre-marketPre-market-Pre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketAfter-hours-Pre-marketPre-marketPre-market--Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market--Pre-marketPre-market

Key Statistics & Ratios

Market Cap675.57M
Enterprise Value686.49M
Trailing P/E9.78
Forward P/E14.37
PEG Ratio1.90
Price / Sales0.70
Price / Book1.03
EPS1.86
Book Value17.94
Revenue (TTM)963.18M
Gross Profit (TTM)90.51M
EBITDA91.54M
Profit Margin7.38%
Operating Margin11.57%
Return on Equity11.18%
Return on Assets2.28%
Shares Outstanding5.58M
Shares Float17.44M
Beta-0.03
Dividend Yield3.90%
Dividend Rate0.70
Payout Ratio37.33%

Analyst Ratings

Hold
Based on 1 analysts
  • Hold
    1

Ownership Breakdown

Institutions
93.15%
Insiders
0.03%
Retail / Other
6.82%

Top Institutional Holders

  • Dimensional Fund Advisors, Inc.
    164.82K0.44%
  • Vanguard Capital Management, LLC
    49.00K0.13%
  • Minerva Advisors LLC
    17.86K0.05%
  • Wedbush Morgan Securities Inc
    12.75K0.03%
  • Lewis Asset Management LLC
    11.82K0.03%
  • Vanguard Fiduciary Trust Co
    5.06K0.01%
  • Vanguard Global Advisers, LLC
    4.46K0.01%
  • Royal Bank of Canada
    2.08K0.01%

Top Fund Holders

  • DFA US Small Cap Value I
    54.14K0.15%
  • DFA US Micro Cap I
    34.95K0.09%
  • Vanguard MStar Total Stk Mkt Idx Invest
    14.93K0.04%
  • Vanguard Balanced Index Inv
    9.29K0.03%
  • Fidelity Extended Market Index
    7.20K0.02%
  • Dimensional US Targeted Value ETF
    6.42K0.02%
  • DFA US Core Equity 2 I
    5.68K0.02%
  • DFA US Small Cap I
    5.27K0.01%
  • Vanguard U.S. Eq Idx £ Acc
    4.46K0.01%
  • DFA US Vector Equity I
    3.82K0.01%
  • DFA US Core Equity 1 I
    2.15K0.01%
  • Vanguard MStar Inst Ttl StkMktIdxInstlPl
    1.99K0.01%

Dividends

20264×
0.17Nov 2, 20260.17Jul 31, 20260.17May 1, 20260.17Feb 3, 2026
20254×
0.17Nov 3, 20250.17Aug 1, 20250.17May 1, 20250.15Feb 4, 2025
20244×
0.15Nov 1, 20240.15Aug 1, 20240.15May 7, 20240.15Jan 31, 2024
20234×
0.15Oct 31, 20230.15Jul 31, 20230.15Apr 28, 20230.15Jan 31, 2023
20224×
0.15Oct 31, 20220.15Jul 29, 20220.15Apr 29, 20220.14Jan 31, 2022
20214×
0.14Oct 29, 20210.14Jul 30, 20210.14Apr 30, 20210.13Feb 1, 2021

Stock Splits

  • Apr 27, 20064:3
  • Mar 29, 20054:3
  • Apr 20, 20011:3
  • Jun 26, 19984:3
  • Jul 16, 19974:3