YOLFTbeta
Dlocal Ltd

Dlocal Ltd

DLO · NASDAQ · Technology / Software - Infrastructure

13.69USD-0.01 (-0.07%)

Price History

Full chart

Market Stats

Previous Close13.70
Open13.24
Day Range12.89 – 13.90
52-Week Range10.46 – 16.50
Volume4.37M
Market Cap4.08B
P/E (TTM)20.72
Forward P/E19.61
EPS0.67
Dividend Yield1.38%
Beta0.87
50-Day Avg14.69
200-Day Avg13.52

About

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Pedro Arnt
  • Employees1.27K
  • HeadquartersWorld Trade Centre Free Zone Tower 2, Montevideo, Uruguay, 11300, USA
  • Websitehttps://www.dlocal.com

Leadership

  • Mr. Pedro ArntCEO & Director · b. 1974
  • Mr. Sergio Enrique Fogel KaplanCo-Founder & Strategic Advisor · b. 1964
  • Mr. Guillermo Lopez PerezChief Financial Officer · b. 1976
  • Mr. Carlos J. MenendezChief Operating Officer · b. 1970
  • Mr. Alberto AlmeidaChief Technology Officer · b. 1988
  • Mirele de AragaoHead of Investor Relations
  • Ms. Gabriela VieiraChief Legal & Compliance Officer · b. 1989
  • Mr. Christopher StromeyerSenior Vice President of Corporate Development
  • Mr. John O'BrienChief Revenue Officer · b. 1985

Financials

Income Statement

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue55.29M104.14M244.12M418.93M650.35M745.97M1.09B
Growth (%)-+88.36%+134.41%+71.61%+55.24%+14.70%+46.60%
Cost of Revenue19.41M44.06M113.68M216.76M373.49M451.30M690.83M
Gross Profit35.88M60.08M130.44M202.17M276.86M294.67M402.76M
Gross Margin64.89%57.69%53.43%48.26%42.57%39.50%36.83%
Operating Expense18.31M29.13M46.60M74.26M97.20M154.17M180.65M
Operating Income17.56M30.95M83.84M127.91M179.66M140.50M222.10M
Operating Margin31.77%29.71%34.34%30.53%27.62%18.83%20.31%
EBITDA18.26M32.43M90.39M128.61M191.32M168.91M255.17M
EBITDA Margin33.03%31.14%37.03%30.70%29.42%22.64%23.33%
Net Income15.60M28.18M77.88M108.68M148.96M120.42M196.80M
Net Income Margin28.22%27.06%31.90%25.94%22.91%16.14%18.00%
R&D1.35M2.00M3.39M6.35M12.65M25.63M30.71M
R&D as % of Total Revenue2.44%1.93%1.39%1.52%1.95%3.44%2.81%
Interest Expense30.00K67.00K544.00K177.00K88.82M49.70M20.93M
Interest Expense % of Total Revenue0.05%0.06%0.22%0.04%13.66%6.66%1.91%

Balance Sheet

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets79.60M200.47M583.01M826.30M1.08B1.17B1.54B
Total Liabilities55.07M155.42M302.71M426.68M629.31M682.34M971.53M
Total Equity24.36M45.05M280.32M399.63M455.03M488.89M569.26M
Cash6.88M43.68M227.91M247.83M222.81M189.03M424.50M
Total Debt399.00K218.00K8.94M4.08M3.96M54.45M90.28M
Net Debt-6.48M-43.47M-218.97M-243.75M-218.85M-134.57M-334.21M

Cash Flow

Currency: USD2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow30.72M88.49M108.49M168.25M293.45M-32.78M424.15M
Investing Cash Flow118.00K3.65M-37.94M-13.34M-84.67M-17.75M-20.94M
Financing Cash Flow-19.34M-15.20M153.75M-23.48M-133.87M-68.59M-103.52M
Capital Expenditure1.71M3.88M48.02M987.00K18.23M22.65M2.28M
Free Cash Flow29.02M84.60M60.47M167.26M275.23M-55.43M421.87M
Dividends Paid10.00M15.00M638.00K3.94M00149.98M
FCF to OCF94.45%95.61%55.74%99.41%93.79%169.08%99.46%
Dividend Paid to FCF34.46%17.73%1.06%2.35%0.00%0.00%35.55%

Earnings

Report DateMar 31, 2020Mar 31, 2021Jun 4, 2021Aug 18, 2021Nov 16, 2021Mar 14, 2022May 17, 2022Aug 22, 2022Nov 14, 2022Mar 20, 2023May 17, 2023Aug 15, 2023Nov 21, 2023Mar 18, 2024May 14, 2024Aug 14, 2024Nov 13, 2024Feb 27, 2025May 14, 2025Aug 13, 2025Nov 11, 2025Mar 18, 2026May 14, 2026Aug 13, 2026Nov 11, 2026
EPS Estimate0.000.000.050.050.070.070.090.100.120.110.110.130.160.150.120.090.100.140.120.140.170.180.170.200.22
EPS Actual1.0028.800.050.070.070.080.080.100.100.060.120.150.160.140.060.150.150.100.170.170.210.220.170.18-
Surprise--7.80%40.00%0.00%14.29%-11.11%0.00%-16.67%-44.95%9.09%15.38%0.00%-6.67%-50.00%66.67%50.00%-28.57%41.67%21.43%23.53%24.17%0.00%-10.00%-
Timing--After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap4.08B
Enterprise Value3.27B
Trailing P/E20.72
Forward P/E19.61
Price / Sales3.01
Price / Book7.66
EPS0.67
Book Value1.88
Revenue (TTM)1.36B
Gross Profit (TTM)464.83M
EBITDA244.80M
Profit Margin15.04%
Operating Margin16.05%
Return on Equity41.29%
Return on Assets8.62%
Shares Outstanding178.04M
Shares Float95.40M
Beta0.87
Dividend Yield1.38%
Dividend Rate0.19
Payout Ratio24.76%

Analyst Ratings

Buy
Based on 10 analystsTarget 18.80
  • Strong Buy
    2
  • Buy
    1
  • Hold
    7

Ownership Breakdown

Institutions
71.39%
Insiders
21.56%
Retail / Other
7.05%

Top Institutional Holders

  • General Atlantic Llc
    46.66M15.86%
  • Summit Trail Advisors, LLC
    7.68M2.61%
  • Marshall Wace Asset Management Ltd
    4.97M1.69%
  • Bank of America Corp
    4.07M1.38%
  • Cria, Inc.
    4.00M1.36%
  • Atmos Capital Gestão de Recursos Ltda
    3.99M1.36%
  • Fourth Sail Capital, LP
    3.94M1.34%
  • Ribbit Management Company, LLC
    3.89M1.32%
  • Paradice Investment Management LLC
    2.73M0.93%
  • Baillie Gifford & Co Limited.
    2.55M0.87%
  • Morgan Stanley - Brokerage Accounts
    2.23M0.76%
  • FMR Inc
    1.58M0.54%
  • Wellington Management Company LLP
    1.49M0.51%
  • Tikvah Management LLC
    1.42M0.48%
  • HSBC Holdings PLC
    1.39M0.47%
  • TB Capital Gestao de Recursos Ltda.
    1.11M0.38%
  • JPMorgan Chase & Co
    1.08M0.37%

Top Fund Holders

  • iShares Russell 2000 ETF
    2.36M0.80%
  • HSBC GIF Frontier Markets AC
    1.66M0.56%
  • Evli Emerging Frontier A
    1.10M0.37%

Dividends

20261×
0.19May 27, 2026
20251×
0.53May 27, 2025