Euronet Worldwide Inc

Euronet Worldwide Inc

EEFT · NASDAQ · Technology / Software - Infrastructure

71.11USD+1.02 (+1.46%)

Price History

Full chart

Market Stats

Previous Close70.09
Open70.31
Day Range69.64 – 71.27
52-Week Range62.50 – 90.56
Volume439.90K
Market Cap2.45B
P/E (TTM)10.41
Forward P/E5.46
EPS6.30
Dividend Yield0.00%
Beta0.83
50-Day Avg72.56
200-Day Avg71.98

About

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Michael J. Brown M.Sc.
  • Employees10.80K
  • Headquarters11400 Tomahawk Creek Parkway, Leawood, KS, United States, 66211, USA
  • Websitehttps://www.euronet.com

Leadership

  • Mr. Michael J. Brown M.Sc.Chairman, CEO & President · b. 1957
  • Mr. Rick L. Weller CPAExecutive VP, Chief Accounting Officer & CFO · b. 1958
  • Mr. Kevin J. CaponecchiExecutive VP and CEO of epay, Software & Payments Infrastructure Asia Pacific Segment · b. 1967
  • Mr. Juan C. BianchiExecutive VP & CEO of Money Transfer Segment · b. 1971
  • Mr. Nikos FountasExecutive VP and CEO of Payments Infrastructure Americas, Middle East & Africa Division · b. 1964
  • Dr. Martin L. BrucknerExecutive VP & CTO · b. 1976
  • Ms. Stephanie TaylorDirector of Financial Planning & IR
  • Brian KimzeyActing General Counsel & Secretary
  • Mr. Tony WarrenManaging Director of Payments Software
  • Mr. Himanshu PujaraSenior VP & MD of EFT Asia Pacific & Ren Payments

Financials

Income Statement

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.30M5.30M11.90M41.50M50.03M60.98M71.05M204.41M381.08M531.16M629.18M902.67M1.05B1.03B1.04B1.16B1.27B1.41B1.66B1.77B1.96B2.25B2.54B2.75B2.48B3.00B3.36B3.69B3.99B4.24B
Growth (%)-+307.69%+124.53%+248.74%+20.55%+21.90%+16.50%+187.70%+86.43%+39.38%+18.45%+43.47%+15.84%-1.24%+0.54%+11.85%+9.15%+11.48%+17.76%+6.50%+10.51%+15.00%+12.62%+8.42%-9.72%+20.65%+12.13%+9.80%+8.18%+6.38%
Cost of Revenue800.00K8.20M9.90M22.80M24.16M26.47M29.61M133.98M264.60M370.76M435.48M623.55M703.84M678.37M675.57M740.73M812.06M892.93M1.03B1.08B1.17B1.36B1.49B1.56B1.58B1.90B2.02B2.22B2.39B2.49B
Gross Profit500.00K-2.90M2.00M18.70M25.87M34.51M41.44M70.43M116.48M160.40M193.71M279.12M341.82M354.32M362.70M420.57M455.54M520.24M630.67M690.41M784.07M896.17M1.05B1.19B906.00M1.10B1.34B1.47B1.60B1.75B
Gross Margin38.46%-54.72%16.81%45.06%51.70%56.60%58.33%34.46%30.57%30.20%30.79%30.92%32.69%34.31%34.93%36.22%35.94%36.81%37.90%38.96%40.03%39.79%41.32%43.40%36.49%36.56%39.91%39.73%40.11%41.32%
Operating Expense8.20M5.60M23.60M45.40M61.32M40.48M41.86M57.11M86.75M113.05M141.85M202.88M490.84M282.06M357.43M341.44M397.54M401.83M471.94M485.57M534.30M630.17M690.31M718.43M859.38M911.30M955.20M1.03B1.10B1.22B
Operating Income-7.70M-8.50M-21.60M-26.70M-35.45M-5.97M-419.00K13.32M29.73M47.35M51.85M76.23M-149.02M72.27M5.27M79.14M58.01M118.41M158.73M204.84M249.77M266.00M357.91M475.19M46.62M184.00M385.40M432.60M503.20M530.00M
Operating Margin-592.31%-160.38%-181.51%-64.34%-70.87%-9.78%-0.59%6.51%7.80%8.91%8.24%8.45%-14.25%7.00%0.51%6.81%4.58%8.38%9.54%11.56%12.75%11.81%14.11%17.28%1.88%6.14%11.47%11.73%12.61%12.49%
EBITDA-7.60M-6.70M-16.50M-16.50M-24.84M3.15M9.24M25.38M45.62M71.72M83.38M156.79M-107.11M138.91M62.92M144.63M131.15M190.28M225.29M235.93M341.75M383.94M438.51M581.79M171.80M309.70M496.00M588.90M661.20M671.20M
EBITDA Margin-584.62%-126.42%-138.66%-39.76%-49.65%5.16%13.01%12.42%11.97%13.50%13.25%17.37%-10.24%13.45%6.06%12.45%10.35%13.46%13.54%13.31%17.45%17.05%17.29%21.16%6.92%10.34%14.77%15.97%16.57%15.81%
Net Income-7.60M-8.00M-28.40M-30.90M-49.57M9.25M-5.75M14.66M12.85M22.06M46.00M35.75M-193.47M30.32M-38.37M36.96M20.54M87.99M101.65M98.81M174.41M156.84M232.85M346.75M-3.40M70.70M231.00M279.70M306.00M309.50M
Net Income Margin-584.62%-150.94%-238.66%-74.46%-99.08%15.16%-8.09%7.17%3.37%4.15%7.31%3.96%-18.50%2.94%-3.70%3.18%1.62%6.23%6.11%5.58%8.91%6.96%9.18%12.61%-0.14%2.36%6.88%7.58%7.67%7.29%
R&D----6.70M5.00M4.00M4.10M1.90M1.90M4.10M3.60M1.40M2.00M1.40M1.10M4.38M2.40M2.90M2.60M12.00M15.40M0-------
R&D as % of Total Revenue----13.39%8.20%5.63%2.01%0.50%0.36%0.65%0.40%0.13%0.19%0.13%0.09%0.35%0.17%0.17%0.15%0.61%0.68%0.00%-------
Interest Expense200.00K0000007.22M7.30M8.46M14.75M37.60M36.35M25.72M20.45M21.39M19.65M10.14M12.33M24.81M28.33M32.57M37.57M36.24M36.60M38.30M37.50M55.60M80.50M84.50M
Interest Expense % of Total Revenue15.38%0.00%0.00%0.00%0.00%0.00%0.00%3.53%1.92%1.59%2.34%4.17%3.48%2.49%1.97%1.84%1.55%0.72%0.74%1.40%1.45%1.45%1.48%1.32%1.47%1.28%1.12%1.51%2.02%1.99%

Balance Sheet

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets11.90M70.00M133.40M96.80M60.89M61.39M66.56M303.77M618.48M894.35M1.11B1.89B1.44B1.41B1.41B1.51B1.55B1.60B2.05B2.19B2.71B3.14B3.32B4.66B4.93B4.74B5.40B5.89B5.83B6.49B
Total Liabilities6.80M20.80M109.20M106.30M105.69M69.08M60.39M221.90M470.69M680.87M811.47M1.15B973.50M846.20M890.50M979.60M1.02B959.70M1.32B1.37B1.81B1.94B2.09B3.08B3.48B3.49B4.16B4.64B4.61B5.17B
Total Equity5.10M49.20M24.20M-9.50M-44.80M-7.69M6.17M81.87M141.91M206.35M288.31M723.90M459.00M566.50M518.90M526.70M526.60M638.40M732.90M826.00M900.50M1.20B1.23B1.58B1.45B1.26B1.24B1.25B1.23B1.31B
Cash2.50M7.50M55.60M15.00M7.15M8.82M12.02M19.25M124.20M219.93M321.06M267.59M181.30M183.50M187.20M170.70M191.20M209.80M468.00M457.50M727.70M819.10M1.05B1.45B1.83B1.80B1.65B1.78B1.92B1.71B
Total Debt4.30M14.60M95.10M83.40M88.69M53.07M44.45M63.01M166.16M355.55M373.45M557.81M328.30M327.90M293.40M338.84M301.30M204.70M425.92M423.72M604.20M460.50M641.50M1.47B1.60B1.59B1.77B2.01B2.08B2.18B
Net Debt1.80M7.10M39.50M68.40M81.54M44.25M32.42M43.77M41.96M135.62M52.39M290.22M147.00M144.40M106.20M168.10M110.10M-5.10M-42.10M-33.80M-123.50M-358.60M-412.90M20.55M-227.58M-215.34M118.30M234.00M161.50M463.50M

Cash Flow

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-2.30M-6.30M-22.80M-20.40M-16.36M39.00K6.50M21.66M44.63M52.30M95.93M78.34M91.25M96.05M108.09M99.31M184.69M169.33M235.03M215.05M391.52M286.28M397.23M504.49M253.50M406.58M748.29M643.10M732.80M536.30M
Investing Cash Flow-1.30M-39.30M2.50M-9.80M-2.73M-2.19M-4.85M-29.25M-25.14M-139.51M-26.13M-439.94M-21.35M-39.80M-55.37M-124.06M-69.16M-69.47M-153.03M-193.98M-136.31M-101.86M-132.28M-229.03M-105.53M-98.11M-453.78M-157.60M-223.30M-137.60M
Financing Cash Flow5.60M50.60M67.50M-10.50M11.01M3.72M2.00M15.21M82.17M186.21M24.72M301.54M-145.73M-57.45M-44.77M13.92M-92.58M-91.22M218.08M-1.19M79.51M-161.15M2.02M416.30M35.40M-212.24M-1.15M-143.20M-135.70M-766.00M
Capital Expenditure1.10M7.60M9.70M8.70M3.43M2.76M4.71M5.66M8.71M18.25M20.45M38.08M43.01M35.02M33.25M49.19M46.21M40.90M63.10M74.62M87.41M97.23M112.48M131.29M97.63M92.21M104.26M94.40M117.20M125.50M
Free Cash Flow-3.40M-13.90M-32.50M-29.10M-19.79M-2.72M1.79M16.00M35.92M34.05M75.47M40.25M48.23M61.03M74.83M50.12M138.48M128.43M171.93M140.43M304.11M189.04M284.75M373.20M155.88M314.37M644.03M548.70M615.60M410.80M
Dividends Paid-----------2.80M-2.22M2.22M1.05M472.00K02.60B1.32B2.65B2.41B5.78B3.22B3.07B5.28B7.90B458.80M--
FCF to OCF147.83%220.63%142.54%142.65%120.96%-6966.67%27.49%73.88%80.49%65.11%78.68%51.39%52.86%63.54%69.23%50.47%74.98%75.84%73.15%65.30%77.67%66.03%71.68%73.98%61.49%77.32%86.07%85.32%84.01%76.60%
Dividend Paid to FCF-----------6.95%-3.64%2.97%2.10%0.34%0.00%1512.25%939.80%872.98%1275.41%2030.83%862.91%1967.46%1679.56%1226.66%83.62%--

Earnings

Report DateMar 31, 1998Jun 30, 1998Sep 30, 1998Mar 31, 1999Jun 30, 1999Sep 30, 1999Mar 31, 2000Jun 30, 2000Sep 30, 2000Dec 31, 2000Mar 31, 2001Jun 30, 2001Oct 26, 2001Feb 11, 2002Apr 29, 2002Jul 29, 2002Oct 31, 2002Feb 18, 2003Apr 30, 2003Jul 29, 2003Oct 28, 2003Feb 19, 2004Apr 27, 2004Jul 27, 2004Oct 26, 2004Feb 22, 2005Apr 26, 2005Jul 27, 2005Oct 25, 2005Feb 21, 2006Apr 25, 2006Jul 25, 2006Oct 24, 2006Feb 20, 2007Apr 24, 2007Jul 23, 2007Oct 23, 2007Feb 20, 2008Apr 29, 2008Jul 30, 2008Oct 28, 2008Feb 24, 2009Apr 28, 2009Jul 28, 2009Oct 27, 2009Feb 16, 2010Apr 27, 2010Jul 27, 2010Oct 26, 2010Feb 15, 2011Apr 27, 2011Jul 26, 2011Oct 25, 2011Feb 20, 2012Apr 24, 2012Jul 24, 2012Oct 23, 2012Feb 12, 2013Apr 23, 2013Jul 23, 2013Oct 22, 2013Feb 11, 2014Apr 29, 2014Jul 29, 2014Oct 22, 2014Feb 10, 2015Apr 28, 2015Jul 28, 2015Oct 21, 2015Feb 9, 2016Apr 26, 2016Jul 25, 2016Oct 20, 2016Feb 7, 2017Apr 25, 2017Jul 25, 2017Oct 19, 2017Feb 6, 2018Apr 24, 2018Jul 24, 2018Oct 18, 2018Feb 7, 2019Apr 29, 2019Jul 23, 2019Oct 22, 2019Feb 11, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Feb 9, 2021Apr 28, 2021Jul 27, 2021Oct 20, 2021Feb 9, 2022Apr 26, 2022Jul 27, 2022Oct 20, 2022Feb 7, 2023May 2, 2023Jul 25, 2023Oct 20, 2023Feb 7, 2024Apr 30, 2024Jul 18, 2024Oct 23, 2024Feb 5, 2025Apr 23, 2025Jul 30, 2025Oct 22, 2025Feb 11, 2026Apr 29, 2026Jul 30, 2026Oct 28, 2026
EPS Estimate-------------0.11-0.08-0.09-0.02-0.07-0.060.010.040.040.070.080.100.140.180.190.220.240.250.240.260.270.290.300.290.300.350.290.320.310.310.270.290.320.380.320.310.330.390.310.350.360.410.340.380.410.460.370.470.540.570.450.570.730.720.540.700.950.930.680.901.340.990.731.081.611.120.731.322.101.270.831.702.801.610.70-0.370.530.720.410.651.421.300.721.682.511.240.852.012.701.761.042.293.112.061.092.663.612.511.462.693.39
EPS Actual-0.24-0.28-0.61-0.64-0.45-0.65-0.72-0.64-0.90-0.67-0.060.40-0.37-0.030.02-0.04-0.11-0.12-0.030.010.060.080.090.120.160.200.210.230.240.240.250.260.280.300.310.290.320.340.290.320.300.340.310.300.340.370.320.300.340.400.300.350.370.460.330.390.420.440.380.480.560.630.460.580.800.740.560.781.040.920.690.971.350.990.731.091.611.130.731.322.161.370.851.692.841.630.550.041.121.110.230.531.771.150.691.732.741.390.872.032.721.881.282.253.032.081.132.563.622.391.582.37-
Surprise-------------236.36%62.50%122.22%-100.00%-57.14%-100.00%-400.00%-75.00%50.00%14.29%12.50%20.00%14.29%11.11%10.53%4.55%0.00%-4.00%4.17%0.00%3.70%3.45%3.33%0.00%6.67%-2.86%0.00%0.00%-3.23%9.68%14.81%3.45%6.25%-2.63%0.00%-3.23%3.03%2.56%-3.23%0.00%2.78%12.20%-2.94%2.63%2.44%-4.35%2.70%2.13%3.70%10.53%2.22%1.75%9.59%2.78%3.70%11.43%9.47%-1.08%1.47%7.78%0.75%0.00%0.00%0.93%0.00%0.89%0.00%0.00%2.86%7.87%2.41%-0.59%1.43%1.24%-21.43%110.81%111.32%54.17%-43.90%-18.46%24.65%-11.54%-4.17%2.98%9.16%12.10%2.35%0.99%0.74%6.82%23.08%-1.75%-2.57%1.13%3.67%-3.76%0.28%-4.78%8.22%-11.90%-
Timing------------After-hoursAfter-hoursAfter-hoursPre-marketPre-market-Pre-marketAfter-hoursPre-market-After-hoursAfter-hoursAfter-hoursAfter-hours--After-hours-After-hoursAfter-hoursAfter-hours-After-hoursPre-marketAfter-hours-After-hoursPre-marketAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hours-After-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hours-After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours--After-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hours-Pre-marketPre-market-

Key Statistics & Ratios

Market Cap2.45B
Enterprise Value3.04B
Trailing P/E10.41
Forward P/E5.46
PEG Ratio0.42
Price / Sales0.57
Price / Book1.97
EPS6.30
Book Value32.89
Revenue (TTM)4.37B
Gross Profit (TTM)1.05B
EBITDA657.50M
Profit Margin6.59%
Operating Margin12.37%
Return on Equity22.37%
Return on Assets4.84%
Shares Outstanding37.40M
Shares Float34.49M
Beta0.83
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Analyst Ratings

Buy
Based on 10 analystsTarget 86.67
  • Strong Buy
    6
  • Buy
    1
  • Hold
    3

Ownership Breakdown

Institutions
105.86%
Insiders
7.21%
Retail / Other
0.00%

Top Institutional Holders

  • BlackRock Inc
    3.51M9.38%
  • Bank of Montreal
    2.22M5.92%
  • BMO Capital Markets Corp.
    1.91M5.12%
  • Turtle Creek Asset Management Inc.
    1.85M4.94%
  • Vanguard Capital Management, LLC
    1.72M4.61%
  • Vanguard Portfolio Management, LLC
    1.68M4.50%
  • Reinhart Mahoney Capital Management Inc
    1.63M4.35%
  • American Century Companies Inc
    1.58M4.22%
  • HHG PLC
    1.41M3.76%
  • Dimensional Fund Advisors, Inc.
    1.39M3.73%
  • State Street Corp
    1.30M3.47%
  • Van Berkom and Associates Inc
    1.13M3.02%
  • Hotchkis & Wiley Capital Management LLC
    1.12M2.99%
  • SG Americas Securities, LLC
    1.01M2.71%
  • Morgan Stanley - Brokerage Accounts
    858.05K2.29%
  • Newsouth Capital Management Inc
    797.76K2.13%

Top Fund Holders

  • iShares Core S&P Mid-Cap ETF
    1.24M3.31%
  • Vanguard MStar Total Stk Mkt Idx Invest
    1.09M2.93%
  • American Century Small Cap Value Inv
    820.00K2.19%
  • Vanguard Small Cap Index
    788.08K2.11%