YOLFTbeta
Enterprise Financial Services

Enterprise Financial Services

EFSC · NASDAQ · Financial Services / Banks - Regional

62.20USD-0.18 (-0.29%)

Price History

Full chart

Market Stats

Previous Close62.38
Open62.61
Day Range61.78 – 62.63
52-Week Range50.04 – 68.36
Volume234.30K
Market Cap2.20B
P/E (TTM)11.90
Forward P/E12.14
EPS5.10
Dividend Yield2.24%
Beta0.80
50-Day Avg64.73
200-Day Avg59.99

About

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. James Brian Lally
  • Employees1.37K
  • Headquarters150 North Meramec Avenue, Clayton, MO, United States, 63105, USA
  • Websitehttps://www.enterprisebank.com

Leadership

  • Mr. James Brian LallyPresident, CEO & Director · b. 1968
  • Mr. Mark G. PonderSenior EVP & Chief Administrative Officer · b. 1970
  • Ms. Nicole M. IannaconeSenior EVP, Chief Legal Officer & Corporate Secretary · b. 1980
  • Mr. Douglas N. BaucheSenior EVP & Chief Banking Officer · b. 1970
  • Mr. Troy R. DumlaoExecutive VP & Chief Accounting Officer · b. 1972
  • Mr. Steve RichardsonSenior Vice President of Corporate Communications
  • Ms. Bridget H. Huffman B.B.A.Senior EVP & Chief Risk Officer · b. 1983
  • Mr. Kevin L. HandleySenior EVP & Chief Credit Officer · b. 1970

Financials

Income Statement

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue7.15M9.83M14.66M24.25M59.31M51.33M51.48M53.34M56.02M77.07M111.33M142.19M143.96M130.97M134.75M161.35M174.55M162.14M148.38M153.45M178.28M234.35M273.33M345.39M347.26M421.60M533.66M68.72M814.41M912.39M
Growth (%)-+37.45%+49.07%+65.44%+144.56%-13.46%+0.30%+3.61%+5.02%+37.59%+44.45%+27.71%+1.25%-9.02%+2.89%+19.74%+8.18%-7.11%-8.49%+3.42%+16.18%+31.45%+16.63%+26.36%+0.54%+21.41%+26.58%-87.12%+1085.02%+12.03%
Cost of Revenue5.91M9.36M12.58M20.66M28.64M27.04M16.56M14.17M14.38M25.03M45.27M66.08M86.85M89.26M66.15M46.26M45.96M22.47M19.88M12.83M17.33M35.37M52.54M72.79M100.18M36.42M40.57M238.93M304.46M288.01M
Gross Profit1.24M475.98K2.08M3.60M30.67M24.28M34.92M39.16M41.63M52.04M66.07M76.11M57.11M41.72M68.61M115.09M128.59M139.68M128.51M140.63M160.95M198.99M220.79M272.60M247.08M385.18M493.09M68.72M509.94M624.38M
Gross Margin17.33%4.84%14.18%14.83%51.71%47.31%67.83%73.43%74.33%67.52%59.34%53.53%39.67%31.85%50.91%71.33%73.67%86.14%86.60%91.64%90.28%84.91%80.78%78.93%71.15%91.36%92.40%100.00%62.62%68.43%
Operating Expense-1.49M-3.06M-2.78M-2.32M22.26M25.58M28.30M28.21M29.33M34.43M42.27M49.52M45.38M91.04M62.21M76.86M85.76M89.59M87.46M82.23M86.11M112.47M116.21M156.57M155.13M216.55M233.63M-177.80M278.70M340.66M
Operating Income2.73M3.54M4.86M5.92M8.41M-1.29M6.62M10.95M12.30M17.61M23.80M26.59M11.74M-49.32M6.40M38.23M42.83M50.08M41.04M58.40M74.84M86.52M104.58M116.04M91.95M168.63M259.46M246.53M231.24M283.72M
Operating Margin38.21%35.99%33.16%24.41%14.18%-2.52%12.85%20.53%21.96%22.84%21.37%18.70%8.15%-37.66%4.75%23.69%24.54%30.89%27.66%38.06%41.98%36.92%38.26%33.60%26.48%40.00%48.62%358.71%28.39%31.10%
EBITDA2.96M3.85M5.35M7.03M9.81M428.22K8.33M13.09M15.12M19.51M26.86M30.47M15.87M-44.65M9.75M41.96M47.24M54.77M44.54M61.51M78.19M92.41M110.61M127.30M103.81M182.78M273.47M246.53M241.32M291.48M
EBITDA Margin41.36%39.16%36.50%28.99%16.54%0.83%16.19%24.54%26.99%25.31%24.13%21.43%11.03%-34.09%7.24%26.01%27.06%33.78%30.01%40.08%43.86%39.43%40.47%36.86%29.89%43.35%51.24%358.71%29.63%31.95%
Net Income1.70M2.22M3.01M3.71M5.20M-2.54M5.00M6.92M8.21M11.29M15.47M17.58M1.85M-47.95M5.57M25.42M28.30M33.10M27.17M38.45M48.84M48.19M89.22M92.74M74.38M133.06M203.04M194.06M185.27M201.37M
Net Income Margin23.79%22.60%20.54%15.28%8.77%-4.94%9.72%12.98%14.67%14.66%13.90%12.36%1.28%-36.61%4.14%15.76%16.21%20.42%18.31%25.06%27.39%20.56%32.64%26.85%21.42%31.56%38.05%282.37%22.75%22.07%
R&D---------------00000000-------
R&D as % of Total Revenue---------------0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-------
Interest Expense5.57M8.58M11.87M18.16M27.60M23.81M14.31M10.54M12.17M23.54M43.14M61.47M60.34M48.84M32.41M30.16M23.17M18.14M14.39M12.37M13.73M25.23M45.90M66.42M34.78M23.04M41.18M202.33M282.95M261.67M
Interest Expense % of Total Revenue77.84%87.28%80.97%74.88%46.53%46.39%27.79%19.77%21.72%30.54%38.75%43.23%41.91%37.29%24.05%18.69%13.27%11.19%9.70%8.06%7.70%10.77%16.79%19.23%10.02%5.46%7.72%294.40%34.74%28.68%

Balance Sheet

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets184.58M291.36M375.30M615.14M710.94M795.25M876.79M907.73M1.06B1.29B1.54B2.00B2.49B2.37B2.81B3.38B3.33B3.17B3.28B3.61B4.08B5.29B5.65B7.33B9.75B13.54B13.05B14.52B15.60B17.30B
Total Liabilities169.83M265.30M346.06M568.10M645.58M732.35M802.98M842.34M987.22M1.19B1.40B1.83B2.28B2.20B2.62B3.14B3.09B2.89B2.96B3.26B3.69B4.74B5.04B628.84M554.72M558.76M11.53B12.80B13.77B15.26B
Total Equity14.76M26.07M29.24M47.04M53.48M51.90M58.81M65.39M72.73M92.61M132.99M173.15M214.57M163.91M183.35M239.56M235.75M279.70M316.24M350.83M387.10M548.57M603.80M6.70B9.20B12.98B1.52B1.72B1.82B2.04B
Cash32.51M46.87M43.96M74.18M25.97M35.61M39.12M26.49M28.48M54.20M43.23M77.98M40.01M99.49M292.27M189.50M117.32M215.79M105.96M95.07M199.78M155.97M199.74M170.99M545.33M2.03B299.39M434.00M760.35M208.08M
Total Debt300.00K-6.00M12.42M11.19M15.40M31.82M39.61M40.78M67.86M75.81M226.39M478.01M252.52M311.71M341.63M410.15M326.91M440.69M437.13M662.30M801.70M636.37M816.08M786.99M867.82M909.02M453.81M437.37M508.55M
Net Debt-32.21M-46.87M-37.96M-61.76M-14.78M-20.21M-7.30M13.12M12.30M13.66M32.58M148.40M438.00M153.03M19.45M152.12M292.83M111.12M334.73M342.07M182.74M388.55M211.87M457.85M9.39M-1.47B280.16M19.81M-322.97M300.46M

Cash Flow

Currency: USD1996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.08M832.02K-1.72M9.50M8.03M-1.42M11.42M15.98M15.08M16.16M17.76M25.22M20.29M28.75M49.22M27.13M37.37M29.31M31.49M47.19M82.52M45.79M108.81M92.46M135.51M160.57M216.64M268.24M247.40M193.51M
Investing Cash Flow-30.03M-90.76M-82.08M-107.78M-84.67M-82.82M-104.07M-133.22M-157.76M-131.64M-123.37M-151.23M-436.74M-66.44M-287.90M394.00K-6.28M176.08M-212.83M-337.25M-358.06M-312.44M-331.62M-378.52M-702.83M-23.11M-1.38B-1.31B-796.87M-1.08B
Financing Cash Flow29.09M104.13M81.03M122.84M86.74M84.20M80.89M71.24M144.67M205.91M36.99M229.37M305.44M102.01M425.38M-133.05M-102.86M-111.19M71.46M283.52M380.18M221.17M266.04M256.77M937.76M1.35B-563.19M1.18B880.61M803.17M
Capital Expenditure549.22K1.52M1.23M901.81K2.02M2.87M532.33K953.00K1.72M3.50M7.59M3.38M7.47M552.00K957.00K910.00K4.67M1.34M1.90M2.11M2.50M2.55M3.04M6.34M2.26M2.50M1.93M6.56M7.47M11.98M
Free Cash Flow1.53M-688.55K-2.94M8.59M6.01M-4.29M10.89M15.03M13.36M12.66M10.17M21.84M12.82M28.20M48.27M26.22M32.70M27.97M29.59M45.08M80.03M43.24M105.77M86.12M133.25M158.07M214.71M261.68M239.93M181.53M
Dividends Paid121.55K195.09K235.05K285.58K405.26K553.34K658.64K767.00K971.32K1.42M1.98M2.64M2.66M4.28M4.87M5.33M5.47M3.95M4.18M5.26M8.21M10.25M10.85M16.57M19.80M26.15M37.64M41.12M43.30M48.84M
FCF to OCF73.63%-82.76%171.32%90.50%74.87%301.96%95.34%94.03%88.58%78.31%57.26%86.60%63.20%98.08%98.06%96.65%87.49%95.43%93.96%95.53%96.98%94.44%97.21%93.15%98.33%98.44%99.11%97.56%96.98%93.81%
Dividend Paid to FCF7.93%-28.33%-7.98%3.32%6.74%-12.90%6.05%5.10%7.27%11.22%19.44%12.08%20.75%15.18%10.09%20.32%16.72%14.11%14.11%11.67%10.26%23.70%10.25%19.24%14.85%16.54%17.53%15.71%18.05%26.91%

Earnings

Report DateJun 30, 2001Sep 30, 2001Dec 31, 2001Mar 31, 2002Jun 30, 2002Sep 30, 2002Dec 31, 2002Mar 31, 2003Jul 22, 2003Oct 19, 2003Jan 26, 2004Apr 18, 2004Jul 22, 2004Oct 19, 2004Jan 26, 2005Apr 18, 2005Jul 18, 2005Oct 17, 2005Jan 26, 2006Apr 17, 2006Jul 18, 2006Oct 17, 2006Jan 24, 2007Apr 17, 2007Jul 17, 2007Oct 16, 2007Jan 29, 2008Apr 15, 2008Jul 17, 2008Oct 23, 2008Jan 30, 2009Apr 27, 2009Jul 21, 2009Oct 23, 2009Jan 26, 2010Apr 20, 2010Jul 20, 2010Oct 19, 2010Jan 25, 2011Apr 28, 2011Jul 28, 2011Oct 27, 2011May 3, 2012Jul 26, 2012Oct 25, 2012Jan 24, 2013Apr 25, 2013Jul 25, 2013Oct 24, 2013Jan 23, 2014Apr 24, 2014Jul 24, 2014Oct 23, 2014Jan 22, 2015Apr 23, 2015Jul 23, 2015Oct 22, 2015Jan 28, 2016Apr 28, 2016Jul 28, 2016Oct 24, 2016Jan 23, 2017Apr 24, 2017Jul 24, 2017Oct 23, 2017Jan 22, 2018Apr 23, 2018Jul 23, 2018Oct 22, 2018Jan 21, 2019Apr 22, 2019Jul 22, 2019Oct 21, 2019Jan 20, 2020Apr 20, 2020Jul 20, 2020Oct 19, 2020Jan 25, 2021Apr 26, 2021Jul 26, 2021Oct 25, 2021Jan 24, 2022Apr 25, 2022Jul 25, 2022Oct 24, 2022Jan 23, 2023Apr 24, 2023Jul 24, 2023Oct 23, 2023Jan 22, 2024Apr 22, 2024Jul 22, 2024Oct 21, 2024Jan 27, 2025Apr 28, 2025Jul 28, 2025Oct 27, 2025Jan 26, 2026Apr 22, 2026Jul 22, 2026Oct 26, 2026
EPS Estimate--------------0.230.220.250.260.280.300.330.350.370.340.370.380.370.290.270.270.020.08-0.070.040.05-0.020.060.110.290.310.320.370.270.260.320.340.340.380.370.420.380.360.360.370.370.360.400.470.490.540.550.590.570.620.680.760.840.860.890.950.860.930.991.090.750.550.920.900.951.091.011.191.121.121.241.351.371.291.241.191.111.061.141.161.171.211.291.361.301.351.38
EPS Actual0.120.11-0.640.090.150.140.140.120.260.180.140.150.200.280.210.230.290.270.260.280.360.350.370.260.360.400.390.250.270.27-0.11-0.46-0.020.05-0.18-0.250.010.290.380.420.520.490.310.440.390.230.530.580.440.260.300.360.410.330.350.380.440.490.470.490.490.590.590.640.700.770.840.860.861.070.910.981.091.090.480.440.530.730.751.040.251.231.231.191.321.581.461.291.171.211.071.211.291.321.311.371.201.361.311.13-
Surprise---------------8.70%4.55%16.00%3.85%-7.14%-6.67%9.09%0.00%0.00%-23.53%-2.70%5.26%5.41%-13.79%0.00%0.00%-650.00%-675.00%71.43%25.00%-460.00%-1150.00%-83.33%163.64%31.03%35.48%62.50%32.43%14.81%69.23%21.88%-32.35%55.88%52.63%18.92%-38.10%-21.05%0.00%13.89%-10.81%-5.41%5.56%10.00%4.26%-4.08%-9.26%-10.91%0.00%3.51%3.23%2.94%1.32%0.00%0.00%-3.37%12.63%5.81%5.38%10.10%0.00%-36.00%-20.00%-42.39%-18.89%-21.05%-4.59%-75.25%3.36%9.82%6.25%6.45%17.04%6.57%0.00%-5.65%1.68%-3.60%14.15%13.16%13.79%11.97%13.22%-6.98%0.00%0.77%-16.30%-
Timing--------------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-market-After-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap2.20B
Enterprise Value2.40B
Trailing P/E11.90
Forward P/E12.14
PEG Ratio1.23
Price / Sales3.16
Price / Book1.10
EPS5.10
Book Value54.30
Revenue (TTM)695.71M
Gross Profit (TTM)695.71M
Profit Margin27.36%
Operating Margin30.78%
Return on Equity9.60%
Return on Assets1.14%
Shares Outstanding36.19M
Shares Float34.89M
Beta0.80
Dividend Yield2.24%
Dividend Rate1.34
Payout Ratio26.80%

Analyst Ratings

Buy
Based on 4 analystsTarget 71.29
  • Strong Buy
    2
  • Buy
    1
  • Hold
    1

Ownership Breakdown

Institutions
85.76%
Insiders
1.80%
Retail / Other
12.44%

Top Institutional Holders

  • BlackRock Inc
    3.39M9.38%
  • Wellington Management Company LLP
    2.91M8.04%
  • Dimensional Fund Advisors, Inc.
    2.23M6.16%
  • Vanguard Capital Management, LLC
    1.58M4.37%
  • Earnest Partners LLC
    1.45M3.99%
  • State Street Corp
    1.35M3.74%
  • American Century Companies Inc
    1.21M3.35%
  • Delaware Management Holdings Inc
    969.41K2.68%
  • Geode Capital Management, LLC
    933.74K2.58%
  • First Trust Advisors L.P.
    917.31K2.53%
  • PL Capital Advisors, LLC
    733.33K2.03%
  • Jennison Associates LLC
    700.31K1.94%
  • Western Financial Corp/CA
    575.02K1.59%
  • Vanguard Portfolio Management, LLC
    537.47K1.49%

Top Fund Holders

  • Vanguard MStar Total Stk Mkt Idx Invest
    1.11M3.07%
  • Avantis US Small Cap Value ETF
    1.09M3.01%
  • iShares Russell 2000 ETF
    961.78K2.66%
  • First Trust SMID Cp Rising Div Achv ETF
    779.48K2.15%
  • Nomura Small Cap Core I
    735.95K2.03%
  • Harbor Small Cap Value Instl
    535.40K1.48%

Dividends

20263×
0.35Sep 15, 20260.34Jun 15, 20260.33Mar 13, 2026
20254×
0.32Dec 15, 20250.31Sep 15, 20250.30Jun 16, 20250.29Mar 14, 2025
20244×
0.28Dec 16, 20240.27Sep 16, 20240.26Jun 14, 20240.25Mar 14, 2024
20234×
0.25Dec 14, 20230.25Sep 14, 20230.25Jun 14, 20230.25Mar 14, 2023
20224×
0.24Dec 14, 20220.23Sep 14, 20220.22Jun 14, 20220.21Mar 14, 2022
20214×
0.20Dec 14, 20210.19Sep 14, 20210.18Jun 14, 20210.18Mar 12, 2021
20201×
0.18Dec 14, 2020

Stock Splits

  • Sep 30, 19993:1