FB Bancorp, Inc. Common Stock

FBLA · NASDAQ · Financial Services / Banks - Regional

16.80USD+0.31 (+1.88%)

Price History

Full chart

Market Stats

Previous Close16.49

Open16.54

Day Range16.34 – 16.81

52-Week Range11.66 – 16.48

Volume57.91K

Market Cap239.14M

P/E (TTM)96.88

Forward P/E0.00

EPS0.17

Dividend Yield0.00%

50-Day Avg15.75

200-Day Avg14.22

About

FB Bancorp, Inc. operates as the bank holding company for Fidelity Bank that provides various banking products and services primarily for individuals, businesses, and communities. The company offers various deposit products, including NOW accounts, savings accounts, money market accounts, and certificate of deposit accounts. It also provides residential mortgage loans; residential construction loans; commercial real estate loans, which includes commercial mortgage, commercial construction, and land development loans; commercial loans, such as commercial and industrial, small business, and other commercial loans not secured by real estate; home equity loans and lines of credit; and consumer loans. In addition, the company invests in securities, which consists primarily of mortgage-backed securities and obligations issued by U.S. government sponsored enterprises. FB Bancorp, Inc. was founded in 1908 and is headquartered in New Orleans, Louisiana.

Company Details

SectorFinancial Services
IndustryBanks - Regional
CEOMr. Christopher S. Ferris
Employees210
Headquarters353 Carondelet Street, New Orleans, LA, United States, 70130, USA
Websitehttps://www.bankwithfidelity.com

Leadership

Mr. Christopher S. FerrisPresident, CEO & Director · b. 1975
Mr. Todd M. Wanner C.F.A.Executive VP & CFO · b. 1974
Mr. Josh C. FoldsExecutive VP & Chief Banking Officer - Fidelity Bank · b. 1977
Mr. Barry JarrettSenior vice president & Market executive
Ms. Cheryl B. BeardExecutive Secretary
Lisa H. HaleySenior VP, Chief of Staff & Corporate Secretary

Financials

Income Statement

Currency: USD	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	71.25M	78.98M	85.91M	69.57M
Growth (%)	-	+10.84%	+8.77%	-19.02%
Cost of Revenue	1.85M	10.78M	20.96M	19.52M
Gross Profit	69.41M	68.20M	64.94M	50.04M
Gross Margin	97.41%	86.35%	75.60%	71.93%
Operating Expense	67.30M	66.75M	71.29M	45.23M
Operating Income	2.10M	1.45M	-6.35M	4.82M
Operating Margin	2.95%	1.83%	-7.39%	6.92%
EBITDA	7.34M	5.62M	-3.32M	7.53M
EBITDA Margin	10.30%	7.12%	-3.86%	10.82%
Net Income	2.11M	1.12M	-6.21M	1.25M
Net Income Margin	2.96%	1.42%	-7.23%	1.80%
Interest Expense	2.24M	10.13M	19.43M	17.80M
Interest Expense % of Total Revenue	3.15%	12.83%	22.62%	25.59%

Balance Sheet

Currency: USD	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	1.01B	1.12B	1.22B	1.26B
Total Liabilities	855.25M	968.20M	894.68M	940.96M
Total Equity	152.02M	156.74M	326.25M	314.45M
Cash	60.74M	87.11M	98.84M	60.27M
Total Debt	30.10M	172.20M	73.50M	78.26M
Net Debt	-30.64M	85.09M	-25.34M	17.99M

Cash Flow

Currency: USD	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	47.25M	-7.00M	-3.98M	2.76M
Investing Cash Flow	-232.87M	-84.10M	-87.58M	-64.74M
Financing Cash Flow	-56.86M	117.48M	103.30M	23.41M
Capital Expenditure	2.43M	7.03M	5.22M	6.66M
Free Cash Flow	44.82M	-14.04M	-9.21M	-3.90M
Dividends Paid	-	-	-	199.00K
FCF to OCF	94.86%	200.43%	231.11%	-141.41%
Dividend Paid to FCF	-	-	-	-5.10%

Earnings

Report Date	Mar 27, 2025	May 12, 2025	Aug 14, 2025	Nov 12, 2025	Feb 18, 2026	Mar 31, 2026	Jul 28, 2026	Nov 11, 2026
EPS Estimate	-	-	-	-	-	-	-	-
EPS Actual	-0.38	0.04	0.05	0.06	0.03	0.01	0.05	-
Surprise	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap239.14M

Enterprise Value316.21M

Trailing P/E96.88

Forward P/E0.00

Price / Sales4.65

Price / Book0.83

EPS0.17

Book Value19.39

Revenue (TTM)51.43M

Gross Profit (TTM)51.43M

EBITDA21.29M

Profit Margin-0.55%

Operating Margin4.89%

Return on Equity0.89%

Return on Assets0.22%

Shares Outstanding14.52M

Shares Float13.47M

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%

Ownership Breakdown

Institutions: 42.80%
Insiders: 16.47%
Retail / Other: 40.73%

Top Institutional Holders

BlackRock Inc
1.13M7.75%
AllianceBernstein L.P.
883.75K6.09%
Vanguard Capital Management, LLC
763.20K5.26%
Geode Capital Management, LLC
405.93K2.80%
Renaissance Technologies Corp
266.50K1.84%
State Street Corp
255.89K1.76%
Two Sigma Investments LLC
235.58K1.62%
Dimensional Fund Advisors, Inc.
200.71K1.38%
Panagora Asset Management Inc
172.48K1.19%
Mangrove Partners
144.02K0.99%
Morgan Stanley - Brokerage Accounts
129.25K0.89%
Vanguard Fiduciary Trust Co
120.28K0.83%
Northern Trust Corp
119.94K0.83%
The Goldman Sachs Group Inc
118.85K0.82%
Vanguard Portfolio Management, LLC
101.55K0.70%
Raffles Associates LP
97.10K0.67%

Top Fund Holders

Vanguard MStar Total Stk Mkt Idx Invest
438.33K3.02%
iShares Russell 2000 ETF
398.71K2.75%
Fidelity Small Cap Index
163.30K1.12%
iShares Russell 2000 Value ETF
162.11K1.12%