YOLFTbeta
First Hawaiian Inc

First Hawaiian Inc

FHB · NASDAQ · Financial Services / Banks - Regional

24.80USD+0.13 (+0.53%)

Price History

Full chart

Market Stats

Previous Close24.67
Open24.75
Day Range24.50 – 24.85
52-Week Range21.75 – 30.29
Volume3.31M
Market Cap3.06B
P/E (TTM)10.78
Forward P/E12.22
EPS2.33
Dividend Yield4.14%
Beta0.70
50-Day Avg26.88
200-Day Avg26.70

About

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit and loans, automobile loans and leases, secured and unsecured lines of credit, installment loans, small business loans and leases, as well as commercial lease and auto dealer financing services. In addition, the company offers wealth management, personal installment, individual investment and financial planning, insurance protection, trust and estate, private banking, investment management, retirement planning, and credit card and merchant processing services, as well as consumer and commercial credit cards processing services. Further, the company provides commercial and industrial lending, such as auto dealer flooring, commercial real estate lending, and construction lending services. It offers its products through branch, online, and mobile distribution channels. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Robert Scott Harrison
  • Employees2.00K
  • Headquarters999 Bishop Street, Honolulu, HI, United States, 96813, USA
  • Websitehttps://www.fhb.com

Leadership

  • Mr. Robert Scott HarrisonChairman of the Board, President & CEO · b. 1960
  • Mr. James M. MosesVice Chairman of Finance Group & CFO · b. 1977
  • Mr. Neill Alan CharVice Chairman of Commercial & Retail Banking Group · b. 1972
  • Ms. Lea M. NakamuraExecutive VP & Chief Risk Officer of Risk Management Group · b. 1966
  • Ms. Gina O. Woo AnonuevoVice Chair & Chief Administrative Officer · b. 1967
  • Mr. Kevin S. Haseyama C.F.A.Strategic Planning & Investor Relations Manager
  • Mr. Joel E. Rappoport Esq., J.D.Executive VP of Legal & Corporate Services Group, General Counsel and Secretary
  • Ms. Darlene N. BlakeneyExecutive VP of Wholesale Banking Group & Chief Lending Officer · b. 1963

Financials

Income Statement

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue963.00M32.70M1.53B1.69B1.78B2.51B664.60M660.30M647.40M658.22M678.99M722.10M753.01M800.18M841.26M758.02M708.98M811.75M1.09B1.13B1.17B
Growth (%)--96.60%+4569.11%+10.41%+5.81%+40.44%-73.47%-0.65%-1.95%+1.67%+3.16%+6.35%+4.28%+6.26%+5.13%-9.89%-6.47%+14.50%+34.62%+3.59%+3.21%
Cost of Revenue562.90M15.00M465.30M385.20M442.80M-40.70M32.80M28.40M34.59M32.42M35.45M60.46M101.91M119.09M168.74M-20.25M51.06M314.08M372.06M314.76M
Gross Profit400.10M17.70M1.06B1.30B1.34B2.51B623.90M627.50M619.00M623.63M646.57M686.65M692.55M698.27M722.17M589.28M729.23M760.69M778.68M759.96M853.59M
Gross Margin41.55%54.13%69.52%77.15%75.18%100.00%93.88%95.03%95.61%94.75%95.23%95.09%91.97%87.26%85.84%77.74%102.86%93.71%71.26%67.13%73.06%
Operating Expense31.50M4.70M466.20M589.00M1.32B2.48B307.50M297.70M274.50M279.39M303.34M314.82M324.19M340.09M340.48M345.56M380.24M409.48M469.51M467.36M499.35M
Operating Income368.60M13.00M595.30M711.60M17.09M22.29M316.40M329.80M344.50M344.24M343.23M371.83M368.36M358.18M381.70M243.72M349.00M351.21M309.17M292.60M354.24M
Operating Margin38.28%39.76%38.99%42.21%0.96%0.89%47.61%49.95%53.21%52.30%50.55%51.49%48.92%44.76%45.37%32.15%49.22%43.27%28.29%25.85%30.32%
EBITDA1.00B29.00M1.13B1.16B1.31B185.52M357.10M362.60M372.90M370.16M368.90M424.00M430.37M413.08M449.52M306.80M400.84M407.96M351.94M330.61M387.81M
EBITDA Margin104.01%88.69%73.92%68.74%73.42%7.41%53.73%54.91%57.60%56.24%54.33%58.72%57.15%51.62%53.43%40.47%56.54%50.26%32.21%29.21%33.19%
Net Income216.40M8.30M361.30M436.60M473.40M590.41M199.70M211.10M214.50M216.67M213.78M230.18M183.68M264.39M284.39M185.75M265.74M265.69M234.98M230.13M276.27M
Net Income Margin22.47%25.38%23.66%25.90%26.54%23.57%30.05%31.97%33.13%32.92%31.49%31.88%24.39%33.04%33.81%24.50%37.48%32.73%21.50%20.33%23.65%
R&D-----------000-------
R&D as % of Total Revenue-----------0.00%0.00%0.00%-------
Interest Expense562.90M15.00M465.30M385.20M442.80M880.12M40.70M32.80M28.40M23.48M22.52M26.85M41.96M79.73M105.29M47.02M18.75M49.67M287.45M357.31M287.56M
Interest Expense % of Total Revenue58.45%45.87%30.48%22.85%24.82%35.13%6.12%4.97%4.39%3.57%3.32%3.72%5.57%9.96%12.52%6.20%2.64%6.12%26.30%31.56%24.61%

Balance Sheet

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets18.46B21.65B34.75B38.35B50.05B10.70B---18.13B19.35B19.66B20.55B20.70B20.17B22.66B24.99B24.58B24.93B23.83B23.96B
Total Liabilities16.47B19.64B30.88B34.09B44.32B3.95B---15.46B16.62B17.19B18.02B18.17B17.53B19.92B22.34B22.31B22.44B21.21B21.19B
Total Equity1.99B2.00B3.87B4.26B5.73B10.81B---2.68B2.74B2.48B2.53B2.52B2.64B2.74B2.66B2.27B2.49B2.62B2.77B
Cash-184.00K653.36M653.36M228.23M151.60M---1.26B2.65B1.05B1.03B1.00B694.02M1.04B1.26B526.62M1.74B1.17B228.73M
Total Debt1.30B1.60B2.40B2.65B3.24B3.94B---406.25M239.37M9.19M34.00K600.03M1.00B200.01M65.80M75.00M500.00M250.00M-
Net Debt1.30B3.15B4.25B5.94B9.46B3.79B----1.26B-2.65B-1.04B-1.03B-403.61M306.00M-840.93M-1.26B-451.62M-1.24B-920.19M-228.73M

Cash Flow

Currency: USD2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow432.00M27.20M232.40M616.50M364.60M517.87M246.75M142.60M220.09M269.77M351.41M296.50M209.51M417.13M430.61M255.03M317.51M335.07M
Investing Cash Flow-1.78B-39.60M-2.76B-3.73B-5.08B-6.29B-1.54B243.83M-1.90B-971.08M-257.81M375.21M-2.10B-2.38B-965.10M1.03B548.55M264.11M
Financing Cash Flow1.41B309.10M3.64B3.09B5.17B6.49B747.44M1.00B78.45M683.89M-124.61M-981.34M2.24B2.18B-197.36M-66.92M-1.44B-291.62M
Capital Expenditure10.10M1.00M15.50M42.80M59.30M035.32M19.12M15.54M10.07M42.32M29.35M33.39M20.46M13.29M15.99M28.77M31.78M
Free Cash Flow421.90M26.20M216.90M573.70M305.30M517.87M211.43M123.48M204.55M259.71M309.09M267.15M176.12M396.67M417.32M239.04M288.74M303.29M
Dividends Paid84.70M84.73M2.06B-164.23M-192.53M164.23M447.00M124.93M131.04M138.25M135.10M134.13M132.59M132.65M132.80M130.95M
FCF to OCF97.66%96.32%93.33%93.06%83.74%100.00%85.69%86.59%92.94%96.27%87.96%90.10%84.06%95.10%96.91%93.73%90.94%90.52%
Dividend Paid to FCF20.08%323.40%950.58%-53.79%-91.06%133.00%218.52%48.10%42.39%51.75%76.71%33.82%31.77%55.49%45.99%43.18%

Earnings

Report DateAug 4, 2016Oct 27, 2016Jan 24, 2017Apr 27, 2017Jul 27, 2017Oct 26, 2017Jan 25, 2018Apr 26, 2018Jul 26, 2018Oct 25, 2018Jan 24, 2019Apr 25, 2019Jul 25, 2019Oct 24, 2019Jan 28, 2020Apr 24, 2020Jul 24, 2020Oct 23, 2020Jan 22, 2021Apr 23, 2021Jul 23, 2021Oct 22, 2021Jan 21, 2022Apr 22, 2022Jul 29, 2022Oct 28, 2022Jan 27, 2023Apr 28, 2023Jul 28, 2023Oct 27, 2023Jan 26, 2024Apr 26, 2024Jul 26, 2024Oct 25, 2024Jan 31, 2025Apr 23, 2025Jul 25, 2025Oct 24, 2025Jan 30, 2026Apr 24, 2026Jul 24, 2026Oct 23, 2026
EPS Estimate0.380.380.390.400.410.420.410.480.490.510.520.530.530.540.510.430.230.270.430.440.470.470.470.420.450.540.580.540.500.430.450.420.420.440.350.460.490.520.550.530.600.60
EPS Actual0.390.400.400.410.410.410.420.490.500.520.580.530.540.570.540.300.160.500.500.440.680.510.530.450.460.540.620.520.490.460.370.420.480.480.410.470.540.590.560.550.60-
Surprise1.43%5.26%2.56%2.50%0.00%-2.38%2.44%2.08%2.04%1.96%11.54%0.00%1.89%5.56%5.88%-30.23%-30.43%85.19%16.28%0.00%44.68%8.51%12.77%7.14%2.22%0.00%6.90%-3.70%-2.00%6.98%-17.78%0.00%14.29%9.09%17.14%2.17%10.20%13.46%1.82%3.77%0.00%-
TimingAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap3.06B
Enterprise Value2.04B
Trailing P/E10.78
Forward P/E12.22
PEG Ratio3.05
Price / Sales3.47
Price / Book1.07
EPS2.33
Book Value23.23
Revenue (TTM)881.07M
Gross Profit (TTM)881.07M
Profit Margin32.34%
Operating Margin43.71%
Return on Equity10.32%
Return on Assets1.20%
Shares Outstanding121.68M
Shares Float120.38M
Beta0.70
Dividend Yield4.14%
Dividend Rate1.04
Payout Ratio45.22%

Analyst Ratings

Sell
Based on 8 analystsTarget 30.44
  • Hold
    4
  • Sell
    3
  • Strong Sell
    1

Ownership Breakdown

Institutions
113.66%
Insiders
0.73%
Retail / Other
0.00%

Top Institutional Holders

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    16.34M13.43%
  • Kayne Anderson Rudnick Investment Management LLC
    12.29M10.10%
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    8.62M7.08%
  • Dimensional Fund Advisors, Inc.
    6.92M5.69%
  • State Street Corp
    6.49M5.33%
  • Vanguard Capital Management, LLC
    5.50M4.52%
  • FMR Inc
    5.06M4.16%
  • Fuller & Thaler Asset Management Inc
    4.77M3.92%
  • Manufacturers Life Insurance Co
    3.78M3.11%
  • AQR Capital Management LLC
    3.74M3.07%
  • Hotchkis & Wiley Capital Management LLC
    2.80M2.30%
  • Reinhart Mahoney Capital Management Inc
    2.66M2.19%
  • American Century Companies Inc
    2.62M2.15%
  • Morgan Stanley - Brokerage Accounts
    2.43M1.99%
  • Geode Capital Management, LLC
    2.24M1.84%
  • Two Sigma Investments LLC
    2.14M1.76%

Top Fund Holders

  • iShares Core S&P Small-Cap ETF
    7.43M6.05%
  • Vanguard MStar Total Stk Mkt Idx Invest
    3.88M3.16%
  • Undiscovered Managers Behavioral Val L
    3.46M2.82%
  • Vanguard Small Cap Index
    2.80M2.28%

Dividends

20263×
0.26Aug 17, 20260.26May 18, 20260.26Feb 13, 2026
20254×
0.26Nov 17, 20250.26Aug 18, 20250.26May 19, 20250.26Feb 14, 2025
20244×
0.26Nov 18, 20240.26Aug 19, 20240.26May 17, 20240.26Feb 15, 2024
20234×
0.26Nov 17, 20230.26Aug 18, 20230.26May 19, 20230.26Feb 16, 2023
20224×
0.26Nov 18, 20220.26Aug 19, 20220.26May 20, 20220.26Feb 17, 2022
20214×
0.26Nov 19, 20210.26Aug 20, 20210.26May 21, 20210.26Feb 19, 2021
20201×
0.26Nov 20, 2020